GURU.Markets stock price, segment price, and overall market index valuation
The company's share price ACT
Enact Holdings is one of the leading private mortgage insurers in the US. Its stock price is dependent on the health of the housing market, mortgage issuance volumes, and default rates. It is a cyclical financial business that benefits from a strong real estate market.
Share prices of companies in the market segment - Fear commerc
Enact Holdings is one of the leading providers of private mortgage insurance (PMI) in the US. We classify the company as a Fear Commercial company. The chart below shows the overall dynamics of this segment, which depend on the health of the housing market and the mortgage default rate.
Broad Market Index - GURU.Markets
Enact Holdings is a leading private mortgage insurer in the US, helping people buy homes with a small down payment. As an important part of the financial market, the company is included in the GURU.Markets index. The chart below shows the overall stock market performance. See how Enact shares react to changes in the economy and the real estate market compared to the overall trend.
Change in the price of a company, segment, and market as a whole per day
ACT - Daily change in the company's share price ACT
The daily price change of Enact Holdings (ACT), a major private mortgage insurer, reflects its sensitivity to default rates, housing prices, and regulation. ACT's volatility is a measure of risk in the mortgage sector. ACT's Change_Co, while not spectacular, is essential for formulaic analysis of financial stability in this segment.
Daily change in the price of a set of shares in a market segment - Fear commerc
The mortgage insurance sector, in which Enact Holdings operates, is directly dependent on the housing market. This chart shows the industry's average daily volatility. Comparing it to ACT's performance helps us understand whether its portfolio and underwriting standards make it more or less sensitive to economic cycles than the industry.
Daily change in the price of a broad market stock, index - GURU.Markets
Enact Holdings is one of the leading private mortgage insurance (PMI) companies in the United States. Its business is directly dependent on the health of the housing market and mortgage default rates. The chart below shows overall volatility, which largely follows the same cycles as the real estate market.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization ACT
Enact is a leader in the private mortgage insurance market in the US. Its business is directly dependent on real estate market activity. The annual stock price performance, shown in the chart, is an accurate barometer of the number of residential transactions.
Annual dynamics of market capitalization of the market segment - Fear commerc
Enact Holdings, Inc. is one of the leading providers of private mortgage insurance in the United States. Its business is directly dependent on housing market activity. The chart clearly demonstrates this strong correlation with the health of the real estate market, making it a barometer for the entire sector.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Enact Holdings, like other private mortgage insurers, is a leveraged bet on the health of the housing market. Its business thrives when home prices rise and unemployment is low. Its stock performance is highly sensitive to macroeconomic forecasts, making it a leading indicator for the entire sector.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization ACT
The market capitalization of Enact Holdings, one of the leading private mortgage insurers in the US, is directly dependent on the state of the housing market. The monthly fluctuations on the chart reflect the volume of new mortgage insurance, which follows homebuying activity, and the level of loan defaults.
Monthly dynamics of market capitalization of the market segment - Fear commerc
This chart shows the dynamics of the insurance sector, particularly mortgage insurance, where Enact is a leader. Its movements are a barometer of the housing market. Mortgage lending volumes and default rates directly impact its business.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Enact Holdings, Inc. is a leading provider of private mortgage insurance (PMI) in the United States. Its business is directly dependent on the health of the housing market and employment levels. While the broad market chart reflects overall economic sentiment, for Enact, these specific factors are key, allowing us to assess how its stock correlates with the housing market rather than the S&P 500.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization ACT
Enact Holdings insures mortgages. Its weekly stock price is directly linked to the health of the US housing market. Interest rate fluctuations, home sales data, and unemployment rates are immediately reflected in the stock. This chart shows how real estate risks influence the insurer's valuation.
Weekly dynamics of market capitalization of the market segment - Fear commerc
Enact Holdings operates in the mortgage insurance sector, which is entirely dependent on the health of the housing market. Weekly fluctuations across all players in this segment reflect overall trends in interest rates and real estate prices. This chart shows how closely Enact tracks its sector.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Enact Holdings is a mortgage insurer. Its business is directly dependent on the health of the real estate market and the economy as a whole. The chart will show how closely the company's weekly share price performance correlates with general market fears and recession expectations, reflecting risks in the financial system.
Market capitalization of the company, segment and market as a whole
ACT - Market capitalization of the company ACT
Enact Holdings' market capitalization is an indicator of the health of the US mortgage market. The chart shows how investors assess the risk of home loan defaults. The company's value rises when the housing market is stable and falls when concerns about borrower solvency increase.
ACT - Share of the company's market capitalization ACT within the market segment - Fear commerc
Enact Holdings is one of the leading private mortgage insurers in the United States. The company's share of its segment's market capitalization directly reflects its risk appetite and the state of the housing market. The chart below shows how interest rate dynamics and real estate prices influence its weighting and valuation within the financial sector.
Market capitalization of the market segment - Fear commerc
Enact Holdings is one of the leading private mortgage insurers in the US. But how big is this entire risk protection system? The chart below shows the sector's total market capitalization. Its dynamics reflect the health of the housing market and how investors assess the risks associated with mortgage lending.
Market capitalization of all companies included in a broad market index - GURU.Markets
Here's a chart of Enact Holdings, a key player in the mortgage insurance market. Its market cap is essentially a bet on the health of the US housing market. Its stock price reflects the balance between premiums from new mortgages and the risk of borrower defaults, especially during periods of economic instability.
Book value capitalization of the company, segment and market as a whole
ACT - Book value capitalization of the company ACT
For Enact Holdings, a mortgage insurer, book value represents its equityโthe financial reserve that guarantees claims. This is its true financial buffer. The chart below shows how steadily this critical tangible asset has grown.
ACT - Share of the company's book capitalization ACT within the market segment - Fear commerc
Enact Holdings ensures the stability of the mortgage market by relying on a vast network of operational offices and risk management centers. These physical assets are the nerve center of its credit insurance business. The chart shows the share of this corporate infrastructure the company occupies in the financial security sector.
Market segment balance sheet capitalization - Fear commerc
Enact Holdings, as a mortgage insurer, has no manufacturing facilities. Its business is based on risk and capital management, making it lightweight compared to industry. The chart below shows the capital intensity of the financial sector, highlighting the intangible nature of its business.
Book value of all companies included in the broad market index - GURU.Markets
Enact Holdings insures mortgage risks for lenders. Its assets constitute a significant capital base, guaranteeing the stability of the housing market. The company's stake in BCap_All reflects its financial weight as a systemically important player, whose balance sheet strength ensures stability in one of the key sectors of the economy.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - ACT
Enact Holdings insures mortgage risks, and its balance sheet is the capital that backs these guarantees. The company's market valuation is closely tied to this capital. The P/B chart shows how confident the market is in its ability to manage housing market risks: a discount indicates apprehension, while a premium indicates confidence.
Market to book capitalization ratio in a market segment - Fear commerc
Enact Holdings is one of the leading private mortgage insurers in the US. This metric essentially compares how the market values โโa company relative to its equity. For a financial company, this is a key indicator of investor confidence in its ability to manage risk and generate profits.
Market to book capitalization ratio for the market as a whole
Enact Holdings is one of the leading private mortgage insurers in the US, protecting lenders from losses in the event of borrower default. This chart reflects the average market valuation of the business. Its valuation is closely tied to the health of the housing market and the company's ability to accurately assess and manage credit risk.
Debts of the company, segment and market as a whole
ACT - Company debts ACT
For Enact Holdings, one of the leading private mortgage insurers in the US, managing financial liabilities is part of its core business. The company's debt strategy is aimed at ensuring sufficient capital to cover insurance risks and comply with regulatory requirements, allowing it to maintain stability in a cyclical industry.
Market segment debts - Fear commerc
Enact Holdings is a major player in the mortgage insurance market. The insurer's business requires significant capital to cover potential losses, and regulations are strictly regulated. The company's debt policy must balance business growth with financial stability. This chart reflects the strength of its financial foundation.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio ACT
Enact Holdings is a leading player in the mortgage insurance market. The insurer's business is fundamentally tied to risk and capital management. This chart shows the ratio of liabilities to equity, a critical indicator of financial stability and a company's ability to meet its obligations to creditors in the event of a crisis.
Market segment debt to market segment book capitalization - Fear commerc
Enact Holdings is a leading player in the US mortgage insurance market. This chart shows the leverage of the financial sector, which specializes in commercial insurance. It helps understand how the industry manages its capital in response to real estate market conditions and interest rates, and how Enact positions itself in this context.
Debt to book value of all companies in the market
Enact Holdings operates in the mortgage insurance industry, which is directly dependent on the real estate market and the economy. This chart shows the market's total debt, reflecting financial stability. An increase in overall leverage may signal risks that directly impact Enact's business, requiring conservative capital management.
P/E of the company, segment and market as a whole
P/E - ACT
Enact Holdings is one of the leading private mortgage insurers in the US. This chart reflects how investors assess the risks and profitability of its business, which is directly linked to the health of the housing market. A low reading may indicate concerns about a possible rise in mortgage defaults, while a high reading indicates market stability.
P/E of the market segment - Fear commerc
The mortgage insurance sector, in which Enact Holdings operates, is closely linked to the real estate market. This chart shows the average profitability estimates for companies in this industry. It serves as a benchmark for understanding whether investors consider Enact's business more or less risky compared to its direct competitors in the current market conditions.
P/E of the market as a whole
Enact Holdings is one of the leading private mortgage insurers in the United States. Its business involves insuring lenders against losses in the event of borrower default. Enact's profitability is directly dependent on the health of the housing market and unemployment. This graph, reflecting overall economic expectations, is an important indicator for the company of potential future insurance losses.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company ACT
Enact Holdings is one of the leading private mortgage insurers in the United States. Its future earnings are directly dependent on the health of the housing market and the ability of borrowers to service their debts. This indicator reflects analysts' expectations regarding the volume of new mortgage lending and the projected level of defaults in the economy.
Future (projected) P/E of the market segment - Fear commerc
Enact Holdings is one of the leading private mortgage insurers in the US, helping people buy homes with low down payments. This chart reflects how the market views its profitability prospects relative to the financial sector. It provides insight into how investors view the risks and opportunities in the mortgage insurance sector in the current economic climate.
Future (projected) P/E of the market as a whole
Enact Holdings is one of the leading private mortgage insurers in the US. This chart reflects overall confidence in the economy and the housing market. For Enact, a decline in market optimism could mean increased risks, as economic difficulties increase the likelihood of mortgage defaults, which directly impacts the insurer's losses.
Profit of the company, segment and market as a whole
Company profit ACT
Enact Holdings is one of the leading private mortgage insurers in the US. The company protects lenders from losses in the event of borrower default. This chart shows how the housing market and employment levels affect insurance profitability. Financial performance is directly related to the number of policies issued and the level of claims payouts.
Profit of companies in the market segment - Fear commerc
Enact Holdings is one of the leading private mortgage insurers in the US. The company helps people buy homes with a small down payment by insuring lenders' risks. This chart reflects the overall financial health of mortgage insurers, which is closely linked to the health of the housing market, employment levels, and interest rates in the country.
Overall market profit
Enact Holdings provides mortgage insurance services. Its business thrives in a strong housing market, which is supported by a healthy economy. Growing corporate profits translate into rising employment and income, which drives demand for mortgages. However, during downturns, the risks to the insured loan portfolio increase.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company ACT
Enact Holdings is one of the leading providers of private mortgage insurance in the United States. Its business thrives in a strong housing market but carries risks in the event of an economic downturn. The earnings forecast presented here reflects analysts' expectations for new mortgage origination volumes and default rates in the future.
Future (predicted) profit of companies in the market segment - Fear commerc
Enact Holdings is one of the leading providers of private mortgage insurance in the United States. This chart illustrates profitability expectations for the financial sector, which is closely linked to the real estate market. Enact's revenue is directly dependent on mortgage loan volume and, more importantly, default rates, making the company a barometer of the health of American borrowers.
Future (predicted) profit of the market as a whole
Enact Holdings is a major player in the mortgage insurance market. Its business is directly dependent on the state of the housing market and the financial stability of borrowers. This graph, which reflects business revenue expectations, allows one to assess the risks of unemployment and mortgage defaults. Corporate profit growth typically coincides with a strengthening labor market and reduced risk.
P/S of the company, segment and market as a whole
P/S - ACT
Enact Holdings is one of the leading private mortgage insurers in the US. This chart shows how investors value its premium revenue. This indicator's dynamics are closely linked to the state of the housing market, interest rates, and mortgage default risk assessments, reflecting the health of the housing sector.
P/S market segment - Fear commerc
Enact Holdings is one of the leading private mortgage insurers in the US. The company helps people buy homes by insuring lenders' risks. Its revenue depends on the housing market. This chart shows how investors evaluate business models in the insurance sector, comparing Enact to other companies based on price-to-sales ratio.
P/S of the market as a whole
Enact Holdings is one of the leading providers of private mortgage insurance in the US. The company helps people buy homes with a small down payment by insuring against lender risks. Its revenue is dependent on the state of the housing market. This chart shows how investors view the earnings of a company closely tied to the health of the mortgage industry.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company ACT
Enact Holdings is one of the leading private mortgage insurers in the US. This chart shows how the market views the company's future earnings. It reflects investor expectations regarding the health of the housing market, mortgage lending volumes, and the company's ability to manage borrower default risk, which is key to this business.
Future (projected) P/S of the market segment - Fear commerc
Enact Holdings is one of the leading providers of private mortgage insurance in the United States. This chart compares the company's estimated future earnings with its industry. It directly reflects market expectations regarding the health of the housing market, mortgage lending volumes, and borrower credit quality, which are key to Enact's business.
Future (projected) P/S of the market as a whole
Enact Holdings is one of the leading private mortgage insurers in the US. The optimism demonstrated by this chart is closely linked to the stability of the housing market. Enact's business protects lenders from mortgage losses and thrives in a healthy housing market, making it an important indicator of confidence in one of the key sectors of the US economy.
Sales of the company, segment and market as a whole
Company sales ACT
Enact Holdings is one of the leading private mortgage insurers in the United States. The company's revenue, shown in this chart, primarily comes from premiums it receives from lenders for insuring against mortgage defaults. This growth reflects activity in the mortgage market.
Sales of companies in the market segment - Fear commerc
Enact Holdings is one of the leading private mortgage insurers in the United States. Their business is directly linked to the housing market and helps people realize their dream of homeownership. This dynamic reflects the overall health of the insurance sector, where Enact's services play a critical role in managing risk for lenders and maintaining the stability of the financial system.
Overall market sales
Enact Holdings is a leading private mortgage insurer. Its business is directly dependent on the state of the housing market, which is closely tied to overall economic confidence. The observed growth in total revenue indicates the stability of household incomes and their willingness to take out mortgages, which expands Enact's portfolio of insurance policies.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company ACT
Enact Holdings is one of the leading private mortgage insurers in the United States. Its revenue forecast is closely tied to the state of the housing market and the volume of mortgages issued. It reflects analysts' assessments of future real estate market activity and lender demand for risk insurance, which directly impacts the company's premiums.
Future (projected) sales of companies in the market segment - Fear commerc
Enact Holdings is one of the leading providers of private mortgage insurance in the United States. The company helps people purchase homes with a small down payment, reducing risk for lenders. This chart displays forecasts for the insurance sector, providing insight into how the housing market and regulatory environment affect Enact's prospects.
Future (projected) sales of the market as a whole
Enact Holdings, a mortgage insurance company, is closely linked to the housing market. This chart, which reflects overall economic confidence, is a leading indicator for the real estate market. Rising incomes and consumer activity drive demand for home purchases, and therefore for mortgage insurance services.
Marginality of the company, segment and market as a whole
Company marginality ACT
Enact Holdings is one of the leading private mortgage insurers in the US. The company makes money by insuring lenders against losses in the event of borrower default. This chart demonstrates how accurately the company assesses risks. It illustrates what portion of collected insurance premiums remains as net profit after paying all claims and covering operating expenses.
Market segment marginality - Fear commerc
Enact Holdings is one of the leading private mortgage insurers in the US, protecting lenders against losses in the event of borrower default. The data presented demonstrates the profitability of its insurance business compared to peers. High margins in this sector are directly related to the accuracy of risk assessments and the state of the housing market, which influences mortgage default rates.
Market marginality as a whole
Enact Holdings is a major player in the mortgage insurance market, protecting lenders from losses. This chart shows overall economic health, which is a key risk and opportunity factor for Enact. Their profitability is directly dependent on the state of the housing market, employment levels, and the ability of borrowers to service their loans.
Employees in the company, segment and market as a whole
Number of employees in the company ACT
Enact Holdings is a leading private mortgage insurer. This chart shows the size of the team of underwriters and risk specialists who evaluate and insure mortgage portfolios. This stable staff reflects the established processes of a business closely tied to the state of the housing market and interest rates.
Share of the company's employees ACT within the market segment - Fear commerc
Enact Holdings is a leading player in the mortgage insurance market. The company's business relies on complex risk assessment and requires a staff of experienced underwriters and analysts. This chart demonstrates its weight in the financial sector through its share of employed specialists, reflecting the scale of its operations protecting lenders from mortgage defaults.
Number of employees in the market segment - Fear commerc
Enact Holdings is a leading private mortgage insurer. The company's business is built on its expertise in risk assessment. This chart shows the team of underwriters and analysts. The growth in headcount may indicate an increase in insurance volumes amid a growing housing market, a key driver of Enact's business.
Number of employees in the market as a whole
Enact Holdings is one of the leading private mortgage insurers in the US. Its business is directly dependent on the state of the housing market and overall economic stability. When people are confident in their future and buy homes, demand for Enact's services increases. Therefore, the company's performance closely correlates with the overall employment picture, as reflected in the graph below.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company ACT (ACT)
Enact Holdings is a leading provider of mortgage insurance. Its business is built on risk and capital management, not physical assets or a large staff. The high value on this chart shows that the company's market value is determined by its insurance policy portfolio and financial model, which is managed by a small team.
Market capitalization per employee (in thousands of dollars) in the market segment - Fear commerc
Enact Holdings (ACT) is a leading private mortgage insurer (PMI). They insure lenders (banks) against losses if a borrower defaults on a mortgage. This chart shows the average capitalization per employee in the sector. As a risk assessment company, this metric demonstrates how effective their insurance portfolio and underwriting team are in generating value.
Market capitalization per employee (in thousands of dollars) for the overall market
Enact Holdings is one of the leading private mortgage insurers in the US. The company's business is based on risk assessment and management of a large portfolio of insurance policies. This chart illustrates how the financial market evaluates the ability of a relatively small team to manage billions of dollars in liabilities, where mathematical models and capital play a key role.
Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company ACT (ACT)
Enact Holdings is a major player in the US mortgage insurance market. They insure lenders against mortgage losses. Their business is risk assessment. This chart shows how effectively their underwriters and actuaries manage their portfolio. High profit per employee in insurance speaks to high-quality risk selection and process automation.
Profit per employee (in thousands of dollars) in the market segment - Fear commerc
Enact Holdings (ACT) is a mortgage insurer (MI). They insure down payments for banks. This chart shows the benchmark for "Fear Commercial." In this sector, the benchmark is *very* high. It's an asset-light B2B business: a small staff of actuaries assesses mortgage default risk, and profits are generated by the "fleet" (premiums) and automation.
Profit per employee (in thousands of dollars) for the market as a whole
Enact Holdings (ACT) is a leading provider of private mortgage insurance (PMI) in the US. They insure low-down-payment mortgages, protecting lenders from losses. This chart, showing average profit per employee, helps assess how profitable the financial insurance industry, which relies on risk assessment (underwriting), is relative to its employees.
Sales to employees of the company, segment and market as a whole
Sales per company employee ACT (ACT)
Enact Holdings is a leading player in the US mortgage insurance market. This chart demonstrates the effectiveness of their underwriting and risk management model. It shows how much revenue each employee generates while managing a massive portfolio of insurance policies, where technology and analytics play a key role, not a large staff.
Sales per employee in the market segment - Fear commerc
Enact Holdings is a leading private mortgage insurer. Underwriting and risk management, performed by a relatively small staff, play a key role in the insurance business. This chart shows the average revenue per employee in the segment. It helps evaluate how Enact's technology platform and underwriting team compare to competitors.
Sales per employee for the market as a whole
Enact Holdings is a leading private mortgage insurer. They help people buy a home with a lower down payment by insuring lenders against risk. Underwriters play a key role in this business. This chart shows the premium (revenue) generated by each employee. It's an indicator of the effectiveness of their risk assessment models and scalability.
Short shares by company, segment and market as a whole
Shares shorted by company ACT (ACT)
Enact Holdings is one of the leading private mortgage insurers in the US. The company insures lenders against losses in the event of borrower default. This chart shows the number of investors betting on a significant housing market slowdown. They expect mortgage defaults to rise amid high rates, which will lead to increased insurance payouts for Enact.
Shares shorted by market segment - Fear commerc
Enact Holdings provides private mortgage insurance. They insure lenders against borrower defaults. This indicator measures overall pessimism in the mortgage insurance sector. A rising indicator indicates the market expects problems in the housing market and rising mortgage defaults, creating risks for all insurers in this niche.
Shares shorted by the overall market
Enact Holdings (ACT) insures mortgages against default. This "Short_All" chart is a recession fear indicator. When it rises, it signals expectations of rising unemployment. For ACT, this is a direct risk: mass layoffs lead to mortgage defaultsโthe very event they insure lenders against.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator ACT (ACT)
Enact Holdings is a major private mortgage insurer (PMI). Its business depends on mortgage lending volumes and default risks. This chart for ACT above 70 may reflect a housing market boom. A level below 30 is often associated with rising rates and concerns about rising mortgage defaults in the event of a recession.
RSI 14 Market Segment - Fear commerc
Enact Holdings (ACT) is a leading private mortgage insurer in the US. They help borrowers secure mortgages with low down payments by insuring the lender against default. This chart tracks overall sentiment in the Mortgage Insurance sector. It helps understand whether ACT is driven by housing market strength or whether the entire sector is overheated or oversold due to rate concerns.
RSI 14 for the overall market
Enact Holdings is a leading private mortgage insurer in the US. The company insures banks against losses if borrowers default on their mortgages. Its business is a direct bet on the health of the housing market. This market sentiment chart is critical. Panic signals a recession and rising unemployment, which dramatically increases the risk of mortgage defaults.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast ACT (ACT)
Enact Holdings (formerly Genworth Mortgage Insurance) provides private mortgage insurance. The company helps borrowers obtain mortgages with low down payments by insuring lenders' risks. This chart shows the average price target from analysts, reflecting their views on the housing market and risks.
The difference between the consensus estimate and the actual stock price ACT (ACT)
Enact Holdings is one of the leading private mortgage insurers (MI) in the US. They insure lenders (banks) against losses if a borrower with a low down payment defaults. This chart shows how analysts assess the risks in the housing market and the quality of their insurance portfolio. It reflects the gap between the target price and the current price.
Analyst consensus forecast for stock prices by market segment - Fear commerc
Enact Holdings is one of the leading private mortgage insurers (PMI) in the US. The company insures banks against losses on low-down-payment mortgages. This chart shows analysts' overall expectations for the entire mortgage insurance sector. It reflects whether experts believe the housing market is stable or whether they expect defaults to rise.
Analysts' consensus forecast for the overall market share price
Enact Holdings (ACT) is a mortgage insurer. They insure banks (lenders) against borrower default if they make a small down payment. Their business is the housing market. This chart, reflecting expert expectations, is their risk assessment. If the market is pessimistic, it means rising unemployment and, consequently, rising mortgage defaults.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index ACT
Enact Holdings (spinned off from Genworth) is one of the leading private mortgage insurers (PMI) in the US. They insure lenders (banks) against losses if a borrower with a low down payment defaults. This chart is a barometer of the housing market. It reflects the volume of low-down mortgages issued and, more importantly, the delinquency rate in their insurance portfolio.
AKIMA Market Segment Index - Fear commerc
Enact Holdings (ACT) is one of the largest players in the Private Mortgage Insurance (PMI) niche. The company insures lenders (banks) against borrower default (if the down payment is less than 20%). This aggregate metric evaluates financial companies. The chart shows the sector average. This benchmark: how does Enact's conservative underwriting model (dependent on the housing market) differentiate it from the average insurer?
The AKIM Index for the overall market
Enact (ACT) is one of the largest private mortgage insurers (PMI) in the US. The company insures lenders (banks) against borrower default. This chart, which reflects the market average, provides a macro backdrop. It helps assess how ACT, whose business is a pure bet on the health of the housing market (prices, occupancy), compares to the overall macroeconomic picture.