GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Affirm
Affirm is a leader in the buy now, pay later (BNPL) market. Its volatile stock price reflects the rapid growth of this new payment method, but also the risks associated with the quality of its loan portfolio and rising interest rates.
Share prices of companies in the market segment - Payments
Affirm is a leader in the buy now, pay later (BNPL) market. We classify it as part of the Payments sector. The chart below reflects the overall dynamics of this fast-growing but risky segment, which is highly dependent on consumer spending and interest rates.
Broad Market Index - GURU.Markets
Affirm is a fintech company providing buy-now-pay-later (BNPL) services that allow consumers to pay for purchases in installments. It is a component of the GURU.Markets index. The chart below represents the market. See how Affirm shares compare to the consumer finance sector.
Change in the price of a company, segment, and market as a whole per day
AFRM - Daily change in the company's share price Affirm
Affirm is a fintech company providing buy-now-pay-later (BNPL) services. Its daily share price fluctuations reflect the high volatility of the consumer lending sector. This seemingly mundane metric is an important component of analytical formulas on System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Payments
The fintech sector, particularly the buy now, pay later (BNPL) segment in which Affirm is a pioneer, is highly volatile. This chart shows the industry's average daily performance. Comparing it to AFRM stock helps understand how sensitive the company's business is to interest rates and consumer health.
Daily change in the price of a broad market stock, index - GURU.Markets
Affirm is a fintech company that popularized the buy now, pay later (BNPL) model. This sector is growing rapidly but faces regulatory risks and intense competition. The chart below illustrates overall market volatility, making Affirm's performance particularly volatile.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Affirm
Affirm, a leader in the buy now, pay later (BNPL) market, has demonstrated the resilience of its business model over the past year in the face of rising interest rates. Its year-over-year share price performance reflects both e-commerce growth and credit risk.
Annual dynamics of market capitalization of the market segment - Payments
Affirm Holdings, Inc. is a leader in the buy-now, pay-later (BNPL) market. Its business model relies on consumer spending and its ability to manage credit risk. This chart shows how investors assess its growth potential amid growing competition and regulatory scrutiny of the BNPL sector.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Affirm is a fintech company providing buy-now-pay-later (BNPL) services. Its business is growing rapidly but is highly dependent on consumer spending, interest rates, and the quality of its loan portfolio. Affirm's stock price is volatile, reflecting both the growth potential and risks in the consumer lending sector.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Affirm
Affirm, a buy-now-pay-later (BNPL) fintech, is closely tied to consumer health and retail sales. The monthly fluctuations on the chart reflect the growth of transaction volume (GMV) through its platform, as well as its sensitivity to interest rate changes, which impact its funding costs.
Monthly dynamics of market capitalization of the market segment - Payments
This chart reflects the dynamics of the fintech sector, particularly the buy now, pay later (BNPL) segment. For Affirm, one of the leaders, it's the backdrop. Its movements illustrate how interest rates, consumer spending, and competition are impacting this fast-growing but risky segment.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Affirm is a fintech company providing buy-now-pay-later (BNPL) services. Its business is highly dependent on consumer activity and interest rates. Affirm's stock, like many growth tech companies, can be highly volatile. The full market chart shows how much broader market sentiment influences this risk-sensitive player.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Affirm
Affirm, a pioneer in the buy now, pay later (BNPL) space, fluctuates weekly based on consumer confidence and retail sales data. News about partnerships with major retailers, regulatory changes, and loan default rates directly impact investor sentiment.
Weekly dynamics of market capitalization of the market segment - Payments
Affirm, a pioneer in the buy-now, pay-later fintech sector, often moves alongside other consumer-focused tech companies. This chart compares the company's stock performance with its segment, allowing you to see how exposed it is to overall trends in consumer lending and e-commerce.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Affirm is a fintech company that popularized the "buy now, pay later" model. Its business is directly dependent on consumer spending and credit risk. The chart shows how Affirm shares, as a risky asset, tend to amplify market movements, especially during periods of fluctuating consumer confidence.
Market capitalization of the company, segment and market as a whole
AFRM - Market capitalization of the company Affirm
Affirm's market cap chart is a bet on the transformation of consumer lending. It shows how much investors believe in the "buy now, pay later" model as an alternative to credit cards. Its volatility reflects not only rapid growth but also regulatory risks and competition in the fintech sector, which is changing our purchasing habits.
AFRM - Share of the company's market capitalization Affirm within the market segment - Payments
Affirm is a leader in the buy now, pay later (BNPL) market, changing the landscape of consumer lending. Its share of the payments sector's market capitalization reflects the popularity of its services and the scale of its partnerships with retailers. The chart shows Affirm's weight in this emerging financial niche and its competition with traditional and emerging competitors.
Market capitalization of the market segment - Payments
Affirm is a pioneer in the rapidly growing buy now, pay later (BNPL) market. The chart below shows the total market capitalization of the entire fintech sector. Its volatile dynamics reflect both the enormous potential of new payment solutions, as well as regulatory risks and intense competition.
Market capitalization of all companies included in a broad market index - GURU.Markets
The "buy now, pay later" service has transformed online commerce. Affirm's chart shows how the fintech company, which offers a new way to finance consumers, is fighting for its share of the global financial system. Its market cap is a bet that the future of retail will be built on flexible payments.
Book value capitalization of the company, segment and market as a whole
AFRM - Book value capitalization of the company Affirm
For fintech company Affirm, its book value lies not in its factories, but in the financial capital it provides. The chart below shows how the company grows its balance sheet to finance buy-now, pay-later loans. It's a visualization of the financial strength that underpins its business model.
AFRM - Share of the company's book capitalization Affirm within the market segment - Payments
Affirm is a fintech company that provides "buy now, pay later" services. Its business is built on algorithms and partnerships, not physical assets. The chart clearly demonstrates how lightweight its model is compared to traditional banks, allowing it to be flexible and scale quickly.
Market segment balance sheet capitalization - Payments
Against the backdrop of the financial sector's massive balance sheet value, comprised of banking assets, Affirm looks like a digital rebel. The company deliberately eschews a capital-intensive model, building its empire on algorithms. The chart shows the world Affirm abandoned to become faster and more agile than its competitors.
Book value of all companies included in the broad market index - GURU.Markets
Affirm is building a new financial infrastructure, enabling people to buy now and pay later. Its assets aren't factories, but capital and technology that have become the "lubricant" of the retail engine. The chart below will reveal the real economic weight behind this platform, which is transforming consumer habits.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Affirm
Affirm is a fintech company. It has no factories. Its entire market capitalization is a premium on its "buy now, pay later" technology platform, its brand, and its potential to change the way people shop and borrow.
Market to book capitalization ratio in a market segment - Payments
Affirm operates in the buy-now, pay-later space, where key assets include technology, brand, and user data. This chart demonstrates how much its market valuation, based on future growth expectations, exceeds the company's modest tangible assets. It illustrates the premium the market pays for leadership in the fintech segment.
Market to book capitalization ratio for the market as a whole
Affirm is transforming the consumer lending market by offering "buy now, pay later" services. Its business is built on a technology platform, risk assessment algorithms, and partnerships with retailers. This metric demonstrates why the market values Affirm as a tech company with a market capitalization multiple exceeding its book value, positioning it for growth.
Debts of the company, segment and market as a whole
AFRM - Company debts Affirm
Affirm, a leader in the buy now, pay later (BNPL) space, has a completely debt-based financing strategy. The company raises capital to finance consumer loans it provides at the point of sale. The dynamics in this chart directly reflect its business volume and risk appetite in the fintech sector.
Market segment debts - Payments
Affirm operates in the buy-now, pay-later (BNPL) sector, providing consumer loans at the point of sale. The company's business model inherently requires significant capital to finance these loans. This chart clearly demonstrates how the company's debt load relates to the growth of its loan portfolio and the overall situation in the fintech sector.
Market debt in general
Affirm Holdings offers buy-now-pay-later (BNPL) services, serving as a bridge between retailers and consumers. Affirm's business model is directly linked to lending and debt markets. A comprehensive view of the debt landscape helps understand the environment in which the company raises funds to finance purchases and assess the risks associated with consumers' creditworthiness.
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Affirm
For Affirm, a buy-now, pay-later fintech, debt is the primary tool for financing consumer loans. This chart depicts its capital structure. Understanding this ratio is critical for assessing the company's ability to manage default risk and scale its business in a changing interest rate environment.
Market segment debt to market segment book capitalization - Payments
Affirm Holdings offers popular buy-now, pay-later solutions. This chart reflects the financial structure of the payments industry, showing the debt-to-equity ratio. It helps understand how the sector finances its loan portfolio and technological development, and how Affirm's business model compares to its overall debt burden.
Debt to book value of all companies in the market
Affirm, a leader in the buy-now, pay-later segment, is closely tied to consumer activity. This chart reflects the overall level of debt in the economy, which impacts rates and capital availability. It helps understand how Affirm's lending-dependent business model fares in the context of the overall macroeconomic environment.
P/E of the company, segment and market as a whole
P/E - Affirm
This chart of Affirm Holdings shows the valuation of one of the pioneers of the buy now, pay later (BNPL) market. Because the company is in a phase of active growth and investment, its current profit may be small or negative. This metric reflects investors' high expectations for future dominance in the fintech sector, rather than an estimate of current revenue.
P/E of the market segment - Payments
Affirm offers consumers buy-now-pay-later (BNPL) financial services, allowing them to pay for purchases in installments. The company is changing the consumer lending landscape. This chart reflects the average valuation in the fintech sector, where investors evaluate the growth potential and innovativeness of business models that compete with traditional banks.
P/E of the market as a whole
Affirm Holdings offers a popular buy-now-pay-later (BNPL) service that is tightly integrated into online commerce. The company's growth depends on consumer spending and appetite for credit. This chart reflects overall market sentiment. It helps understand whether investors see Affirm as a leader in the fintech revolution or merely a consumer business sensitive to economic cycles.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Affirm
Affirm offers buy-now-pay-later (BNPL) services, integrating with online and offline retailers. This chart shows an assessment of the company's future prospects. It is highly dependent on consumer spending volumes, interest rates, which affect financing costs, and credit risk levels, making it an indicator of the health of the consumer sector.
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Future (projected) P/E of the market segment - Payments
Affirm offers buy-now-pay-later (BNPL) services by integrating with online retailers. This chart compares Affirm's future profitability forecasts with expectations for the payment system industry. It reflects market opinion on whether their business model, dependent on consumer spending and interest rates, can be profitable in the long term.
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Future (projected) P/E of the market as a whole
Affirm Holdings offers a popular "buy now, pay later" service that is highly dependent on consumer sentiment. This graph of overall market expectations indirectly reflects people's willingness to spend. Growing economic optimism boosts retail sales, which directly translates into increased transactions through the Affirm platform.
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Profit of the company, segment and market as a whole
Company profit Affirm
Affirm offers buy-now-pay-later (BNPL) services, allowing customers to pay for goods in installments. The company makes money through merchant commissions and interest from consumers. Its profits depend on transaction volume, credit risk, and competition from banks and other fintech services. This chart shows the growth trend of BNPL services.
Profit of companies in the market segment - Payments
Affirm Holdings is a fintech company providing buy now, pay later (BNPL) services at the point of sale. This chart shows profitability in the payments sector. Affirm's model offers an alternative to traditional credit cards and appeals to a younger generation of consumers, fueling its rapid growth and changing the landscape of the entire consumer lending industry.
Overall market profit
Affirm offers buy now, pay later (BNPL) services, serving as a bridge between retailers and consumers. The company's growth depends on consumer spending and e-commerce. A healthy economy, as reflected in this chart, drives purchasing activity, which directly increases transaction flow through the Affirm platform.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Affirm
Affirm is at the forefront of the fintech revolution with its popular buy now, pay later (BNPL) service. This chart shows future revenue forecasts, which are driven by the volume of consumer transactions processed through the platform. The growth of e-commerce and retail partnerships directly impacts analyst expectations, as does the state of consumer lending.
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Future (predicted) profit of companies in the market segment - Payments
Affirm offers popular buy-now, pay-later (BNPL) solutions, integrating with thousands of retailers. This chart represents the collective revenue forecast for the entire consumer lending and payments sector. It helps understand expectations regarding consumer activity and credit risk, which are key to assessing Affirm's business model and future growth.
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Future (predicted) profit of the market as a whole
Affirm Holdings offers popular buy-now-pay-later (BNPL) solutions. Its business thrives on consumer spending, which is closely tied to the overall health of the economy, as reflected in the chart. Rising incomes and consumer confidence drive demand for installment plans. A downturn, however, increases the risk of defaults and reduces transaction volumes.
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P/S of the company, segment and market as a whole
P/S - Affirm
Affirm is a fintech company pioneering the buy now, pay later (BNPL) model. It makes money through commissions from merchants and interest from customers. This chart shows how the market values its revenue, which is directly related to the growth of online commerce and the adoption of its payment solutions by major retailers. The valuation is heavily dependent on its belief in growth.
P/S market segment - Payments
Affirm is transforming consumer lending with its buy now, pay later (BNPL) platform. In the rapidly growing fintech sector, understanding relative valuations is crucial. This chart shows how the market averages value payments and lending companies' revenue, providing context for assessing Affirm's innovative model and investor expectations for its growth.
P/S of the market as a whole
Affirm offers buy-now-pay-later (BNPL) services by integrating with online merchants and offering consumers installment plans. The company's revenue is driven by transaction volumes and interest rates. This chart provides an overview of the market, allowing investors to assess how the innovative yet competitive fintech sector stacks up against traditional financial institutions.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Affirm
Affirm Holdings has revolutionized consumer finance with its buy-now, pay-later (BNPL) model. The company's future revenue is directly dependent on the volume of transactions processed through its platform and the number of merchants it connects to. This chart shows how highly the market perceives Affirm's growth potential in the e-commerce sector.
%20P%2FS%20Affirm&width=1500&height=450&colorIndex=47&filename=GURU_Markets_-_The-graph-of-the-companys-future-projected-PS-Affirm&v=1772527612342 "The graph of the company's future (projected) P/S Affirm")
Future (projected) P/S of the market segment - Payments
Affirm Holdings is a pioneer in the buy now, pay later (BNPL) space, offering consumers flexible financial solutions at the point of sale. Its growth is directly driven by e-commerce volumes and consumer activity. This chart reflects market expectations for Affirm's future revenue, which balance explosive growth with risks associated with the quality of its loan portfolio.
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Future (projected) P/S of the market as a whole
Affirm is at the forefront of the "buy now, pay later" trend. Consumer optimism and their willingness to spend, which is indirectly reflected in this market revenue expectations graph, are key drivers for Affirm. The more confident people are about the future, the more willing they are to use installment plans for purchases, which directly increases transaction volumes through the platform.
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Sales of the company, segment and market as a whole
Company sales Affirm
Affirm offers a popular buy now, pay later (BNPL) solution integrated into thousands of online merchants. The company's revenue comes from fees paid by retailers and interest earned from consumers. The chart below shows total revenue, reflecting the explosive growth of e-commerce and changing consumer payment habits.
Sales of companies in the market segment - Payments
Affirm is a leader in the buy now, pay later (BNPL) market. The company's success is built on two primary sources of revenue: fees charged to merchant partners and interest income from consumer loans. The data presented reflects the dynamics of the entire sector, where Affirm's growth is directly dependent on consumer activity and the expansion of its e-commerce partner network.
Overall market sales
Affirm offers buy now, pay later (BNPL) services, making its business directly tied to consumer spending. This graph, which reflects overall retail activity, is a vital metric for Affirm. The more active consumers are in their shopping, the more they use Affirm's services to manage their spending, driving growth.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Affirm
Affirm offers buy-now-pay-later (BNPL) services by integrating with online and offline merchants. Sales volume is directly dependent on consumer spending and the number of partner merchants. This chart reflects analyst expectations for e-commerce market growth and the adoption of BNPL solutions, which are key to Affirm's revenue forecast.
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Future (projected) sales of companies in the market segment - Payments
Affirm is a fintech company offering buy-now-pay-later (BNPL) services integrated into online and offline commerce. This chart shows the forecast for the entire consumer lending and payment systems segment. It allows you to assess how the growth of e-commerce and the adoption of BNPL solutions impact Affirm's competitive outlook.
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Future (projected) sales of the market as a whole
Affirm Holdings, a buy-now, pay-later company, is directly dependent on consumer activity, as predicted by this chart. Increased revenue forecasts across the market indicate increased retail sales. During such periods, consumers are more willing to make purchases using Affirm's flexible financial tools, expanding its partner network and transaction volume.
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Marginality of the company, segment and market as a whole
Company marginality Affirm
Affirm is a fintech company providing buy-now-pay-later (BNPL) services. Their business model is based on merchant commissions and customer fees. This chart reflects the complex balance between rapid lending growth and managing default risk, which directly impacts the company's ability to be profitable.
Market segment marginality - Payments
Affirm is a fintech company offering a buy now, pay later (BNPL) service that allows consumers to pay for purchases in installments. This chart shows the efficiency of its business model compared to other payment systems. Profitability depends on the company's ability to accurately assess credit risk and the scale of its retail partner network.
Market marginality as a whole
Affirm is a fintech company offering buy-now-pay-later (BNPL) services. Its business thrives when consumers feel confident about the future. This chart, reflecting the health of the corporate sector, also indirectly reflects the state of the labor market. Stable employment and income growth are key factors influencing Affirm's transaction volumes and credit risk.
Employees in the company, segment and market as a whole
Number of employees in the company Affirm
Affirm Holdings is a leader in the buy now, pay later (BNPL) segment, located at the intersection of finance and technology. This chart shows how the company is building an organization to support rapid growth. The increase in headcount in engineering, risk management, and sales directly reflects the expansion of its retail partner network and the growth in the number of active platform users.
Share of the company's employees Affirm within the market segment - Payments
Affirm revolutionized consumer lending by popularizing the buy now, pay later (BNPL) model. This metric reflects the share of fintech talent the company attracts to develop its technology. It illustrates Affirm's growth as a significant employer, shaping new approaches to online payments and lending.
Number of employees in the market segment - Payments
Affirm Holdings is promoting the buy now, pay later (BNPL) model by integrating with thousands of retailers. This chart shows the rapid growth of employment in the fintech payments sector. The increase in headcount reflects the exponential demand for alternative credit solutions and the technology race, in which Affirm is a prominent participant.
Number of employees in the market as a whole
Affirm Holdings offers buy-now-pay-later (BNPL) solutions that are closely tied to consumer activity. The trend in this chart shows how many people have a stable source of income. Employment growth not only increases overall purchasing power but also boosts consumer confidence in their ability to repay their installments, which drives the use of Affirm's services.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Affirm (AFRM)
Affirm, a leader in the buy now, pay later space, is a technology company at its core. This chart shows how the market values its platform. Its high valuation per employee is a result of its software's scalability. A small team of engineers has built a system capable of processing millions of transactions, which is where its core value lies.
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Market capitalization per employee (in thousands of dollars) in the market segment - Payments
Affirm (AFRM) is a pioneer of the "Buy Now, Pay Later" (BNPL) model. It's a fintech company focused on technology, data analytics (scoring), and risk management. It operates an asset-light model compared to banks. This chart shows the market value per employee, reflecting the technological nature of this new type of consumer lending.
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Market capitalization per employee (in thousands of dollars) for the overall market
Affirm is the fintech company behind the popular buy-now-pay-later service. Its business model is based on technology and data analytics, not physical assets. This chart clearly demonstrates how a small team can generate enormous market value by operating a scalable and automated financial platform.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Affirm (AFRM)
Affirm is a fintech company providing buy now, pay later (BNPL) services. Their business is technology, risk assessment, and retail partnerships. This chart shows how scalable their platform is. It measures the net profit (or loss) generated by each employee running complex credit scoring algorithms and processing millions of microtransactions.
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Profit per employee (in thousands of dollars) in the market segment - Payments
Affirm is a leader in the Buy Now, Pay Later (BNPL) market. This chart shows the benchmark for the Payments sector (Fintech/BNPL). In this sector (tech-based lending), average profit per employee is the balance between automation (software) and credit risk (defaults). This is the benchmark for fintech lending profitability.
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Profit per employee (in thousands of dollars) for the market as a whole
Affirm Holdings offers a popular buy now, pay later (BNPL) service integrated into thousands of online merchants. It's a fintech business built on a technology platform and risk assessment algorithms. This chart illustrates how a relatively small team of engineers and analysts can process millions of transactions, generating high profit per employee.
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Sales to employees of the company, segment and market as a whole
Sales per company employee Affirm (AFRM)
Affirm offers popular buy-now-pay-later (BNPL) solutions integrated into online commerce. This chart demonstrates the fintech platform's high performance. Huge transaction volumes are processed using technology and algorithms by a relatively small team, resulting in high revenue per employee.
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Sales per employee in the market segment - Payments
Affirm is a fintech company and one of the pioneers of the buy now, pay later (BNPL) model. Their business is a technology platform for risk assessment and payment processing in e-commerce. It's a scalable IT business. This chart shows the average revenue per employee for the sector. It helps evaluate how productive their fintech model is compared to the sector.
Sales per employee for the market as a whole
Affirm is a fintech company that popularized the "Buy Now, Pay Later" (BNPL) model. Their business is a technology platform that integrates with retailers and assesses a customer's credit risk in real time. This metric reflects how effectively their team of engineers and analysts generates revenue (interest and fees) from each transaction.
Short shares by company, segment and market as a whole
Shares shorted by company Affirm (AFRM)
Affirm is a leader in the buy now, pay later (BNPL) market. The company allows online purchases to be split into payments. This chart reflects market skepticism. Bears are shorting Affirm, citing the risk of rising loan delinquencies in the event of a recession, as well as increased competition from Apple (Apple Pay Later) and banks entering the BNPL market.
&width=1500&height=450&colorIndex=72&filename=GURU_Markets_-_Short-Shares-Chart-for-the-Company-Affirm-AFRM&v=1772527613557 "Short Shares Chart for the Company Affirm (AFRM)")
Shares shorted by market segment - Payments
Affirm (AFRM) is a leader in the buy-now-pay-later (BNPL) market, offering instalment plans at the point of sale. This chart shows the market's performance against the entire fintech sector, particularly in the unsecured lending segment. The rising ratio reflects investor expectations that a recession will lead to widespread borrower defaults, which is the main threat to Affirm's business model.
Shares shorted by the overall market
Affirm is a leader in the buy now, pay later (BNPL) market, essentially providing unsecured consumer loans. This business thrives in a healthy economy. But when this chart signals rising fear, it signals rising unemployment and consumer distress. Affirm's loan default risk increases sharply, making the company's shares extremely vulnerable.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Affirm (AFRM)
Affirm is a leader in the Buy Now, Pay Later (BNPL) market. This chart measures momentum. "Overbought" (above 70) indicates "hype," driven by news of partnerships (Amazon, Shopify) and investor euphoria. "Oversold" (below 30) indicates panic, driven by fears of rising interest rates (increasing funding costs) and the fear that Affirm's clients will default en masse during a recession.
&width=1500&height=450&colorIndex=75&filename=GURU_Markets_-_RSI-14-indicator-chart-for-the-companys-stock-Affirm-AFRM&v=1772527613724 "RSI 14 indicator chart for the company's stock Affirm (AFRM)")
RSI 14 Market Segment - Payments
Affirm (AFRM) is a leader in the Buy Now, Pay Later (BNPL) sector, which allows online purchases to be broken down into payments. The RSI_14_Seg for "Payments" shows the fintech "temperature." It helps us understand whether AFRM's volatility reflects its credit risk, or whether the entire BNPL sector is overheated (or oversold) by competition.
RSI 14 for the overall market
Affirm is a leader in the buy now, pay later (BNPL) market. This fintech company provides consumer loans at the point of sale. Their business is pure consumer risk. This chart shows the overall market "temperature." During periods of panic (oversold), investors panic about rising consumer loan defaults. During periods of euphoria (overbought), AFRM shares rise on expectations of a spending boom.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast AFRM (Affirm)
Affirm provides buy now, pay later (BNPL) services, allowing consumers to pay for purchases in installments. Its business model depends on transaction volumes and the cost of risk (defaults). This chart shows how analysts assess the balance between partner (retailer) growth and delinquency levels, especially in a changing interest rate environment.
&width=1500&height=450&colorIndex=78&filename=GURU_Markets_-_A-chart-showing-analyst-consensus-forecasts-for-the-expected-stock-price.-AFRM-Affirm&v=1772527614010 "A chart showing analyst consensus forecasts for the expected stock price. AFRM (Affirm)")
The difference between the consensus estimate and the actual stock price AFRM (Affirm)
Affirm is a fintech company and one of the leaders in the Buy Now, Pay Later (BNPL) market. This chart shows the difference between the consensus forecast and the price. It reflects analysts' confidence in the BNPL business model amid rising rates and regulatory risks, and whether they see growth potential in Affirm's partnerships (like with Amazon).
&width=1500&height=450&colorIndex=79&filename=GURU_Markets_-_A-chart-showing-the-difference-between-the-consensus-forecast-and-the-actual-stock-price.-AFRM-Affirm&v=1772527614038 "A chart showing the difference between the consensus forecast and the actual stock price. AFRM (Affirm)")
Analyst consensus forecast for stock prices by market segment - Payments
Affirm is a leader in the buy now, pay later (BNPL) market. The company allows online purchases to be broken down into payments. This chart shows analysts' overall expectations for the fintech payments sector. It reflects whether experts believe BNPL will grow or fear rising non-refund rates and regulatory pressure.
Analysts' consensus forecast for the overall market share price
Affirm is a leader in the Buy Now, Pay Later (BNPL) market. Their business is a technology that enables retailers to offer installment plans. Success depends on consumer activity and the cost of capital. This chart reflects aggregate market expectations. For Affirm, as a fintech, this is important: do analysts believe in a soft economic landing or are they expecting rising unemployment? (341)
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Affirm
Affirm is a leader in the Buy Now, Pay Later (BNPL) sector. They integrate with online merchant checkouts, offering consumers instant payment options. This chart is a barometer of BNPL risks. It reflects the rapid growth of transaction volumes (GMV) and simultaneous sensitivity to rising interest rates (the cost of funding) and delinquency rates.
AKIMA Market Segment Index - Payments
Affirm is a leader in the fast-growing Buy Now, Pay Later (BNPL) category, providing consumers with smart loans at the point of sale (checkout). This comprehensive index evaluates financial companies. The chart shows the sector average. This benchmark: how does Affirm's fintech model, dependent on risk and rates, differentiate it from the average competitor?
The AKIM Index for the overall market
Affirm is a leader in the Buy Now, Pay Later (BNPL) sector. The company offers consumers installment plans at points of sale (both online and offline). This chart, which reflects the market average, provides a macro backdrop. It helps assess how Affirm, whose business model depends on consumer spending, interest rates, and credit risk, compares to the overall economic environment.
