GURU.Markets stock price, segment price, and overall market index valuation
The company's share price HMN
Horace Mann is an insurance company specializing in providing services to teachers and other education workers. Its stock price reflects the stability of this niche client base and its conservative approach to underwriting and investments.
Share prices of companies in the market segment - Other insurance
Horace Mann is an insurance company specializing in providing insurance and pension products for teachers and other education workers. We classify it as part of the Other Insurance sector, and the chart below reflects the dynamics of this unique and stable niche.
Broad Market Index - GURU.Markets
Horace Mann is a financial company that specializes in providing insurance and pension products for teachers and other education workers. It is a component of the GURU.Markets index. The chart below represents the market. See how Horace Mann shares compare to the financial sector.
Change in the price of a company, segment, and market as a whole per day
HMN - Daily change in the company's share price HMN
Horace Mann, a teacher insurer,'s daily fluctuations reflect the stability of its niche market. change_co measures sensitivity to investment returns and demographic trends. This metric is important for analyzing volatility in the insurance sector on System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Other insurance
Horace Mann Educators Corporation is an insurance company. This chart shows the average daily volatility of the sector. Comparing it with HMN, which focuses on teachers, helps assess how its unique and loyal niche makes it more or less resilient to general industry trends.
Daily change in the price of a broad market stock, index - GURU.Markets
Horace Mann is an insurance company specializing in providing services to teachers and other education professionals. This niche business within the insurance industry has its own unique dynamics. The chart below shows the volatility of the financial sector, which helps assess the stability of Horace Mann.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization HMN
Horace Mann is an insurance company specializing in providing services to teachers and education workers. Its year-over-year growth reflects the stability of its business model, which is focused on this reliable and loyal audience.
Annual dynamics of market capitalization of the market segment - Other insurance
Horace Mann Educators Corporation is an insurance company uniquely focused on serving teachers and other education workers. This niche strategy has earned it a loyal customer base. The chart below shows how its protective model and deep understanding of its segment contribute to its stable growth.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Horace Mann, specializing in teacher insurance, operates in a protective and stable niche. Demand for its services is unaffected by economic cycles. The company's share price reflects this predictability, making it less volatile than general insurers and attractive to conservative investors.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization HMN
Horace Mann, a teacher insurance company, enjoys stable market capitalization. The monthly fluctuations on the chart reflect its predictable underwriting results and investment returns. Its business, focused on a niche audience, is less susceptible to economic cycles.
Monthly dynamics of market capitalization of the market segment - Other insurance
This chart shows the dynamics of the insurance sector. For Horace Mann, which specializes in teacher insurance, this is the backdrop. Its steady growth demonstrates the resilience of its niche business model, which targets a loyal audience.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Horace Mann Educators specializes in insurance and pension products for teachers. This focused client base ensures a stable and predictable business. The company's stock price is typically less volatile than the broader market, reflecting the defensive nature of its operations.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization HMN
Horace Mann Educators Corporation specializes in providing insurance and pension products for teachers and other education workers. Its weekly stock price reflects the stability of this client segment, but also the impact of interest rates and insurance claims.
Weekly dynamics of market capitalization of the market segment - Other insurance
Horace Mann, as an insurer for a niche audience of teachers, has a stable and predictable business. Its dynamics are often less volatile than the insurance sector as a whole. The chart shows how this narrow specialization and loyal client base create a "protective" trajectory.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Horace Mann is an insurance company specializing in serving teachers and other education workers. This niche provides it with a stable client base. The chart shows how defensive its stock is and how less volatile it is compared to the market.
Market capitalization of the company, segment and market as a whole
HMN - Market capitalization of the company HMN
Horace Mann Educators' market capitalization chart reflects its unique niche—providing insurance and pension products for teachers. Its stable chart demonstrates how investors value its deep understanding of this specific customer segment and the loyalty it builds with educators.
HMN - Share of the company's market capitalization HMN within the market segment - Other insurance
Horace Mann Educators Corp. occupies a unique position in the insurance market by focusing exclusively on providing insurance and retirement products to teachers and other educators in the United States.
Market capitalization of the market segment - Other insurance
Below is a chart of the insurance sector's market capitalization. Horace Mann Educators occupies a unique niche within this sector, providing insurance and pension products exclusively for teachers and other education workers. Its stability compared to the market reflects the loyalty of this specific client base and a deep understanding of their needs.
Market capitalization of all companies included in a broad market index - GURU.Markets
Horace Mann is an insurance and financial services company that specializes in serving teachers and other education workers in the United States. Its market capitalization reflects its unique niche strategy. The chart below shows the economic weight of such niche insurers.
Book value capitalization of the company, segment and market as a whole
HMN - Book value capitalization of the company HMN
Horace Mann Educators' book value represents the equity and reserves of this insurance company, which specializes in providing insurance and pension products for teachers and other education workers. The chart shows how this niche insurer manages its capital while serving its unique and stable client base.
HMN - Share of the company's book capitalization HMN within the market segment - Other insurance
Horace Mann Educators provides insurance and financial services for teachers. The chart shows its share of physical assets. These include its offices and IT infrastructure, which serve as the operational base for servicing a specific and loyal clientele.
Market segment balance sheet capitalization - Other insurance
Horace Mann Educators is an insurance company focused on teachers. Its business is capital-intensive, requiring significant reserves, but is "light" on physical assets compared to the industry. Compared to the insurance sector, its model allows it to focus on its niche without managing large real estate assets.
Book value of all companies included in the broad market index - GURU.Markets
Horace Mann's assets represent financial capital specifically dedicated to the needs of American teachers. The company's balance sheet reflects its unique business model, offering insurance and pension plans to educators. The chart shows the amount of funds entrusted to this niche yet important financial institution.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - HMN
Horace Mann Educators specializes in providing insurance and pension products for teachers. Its market capitalization reflects not only its financial assets but also the value of its unique niche and deep relationships with the education community, which ensures a stable and loyal market.
Market to book capitalization ratio in a market segment - Other insurance
Horace Mann Educators specializes in providing insurance and financial services to teachers. Its value lies in its deep understanding of this niche audience. This chart shows how the market values its unique business model and customer loyalty, which creates an intangible competitive advantage.
Market to book capitalization ratio for the market as a whole
Horace Mann Educators is an insurance company specializing in providing services to teachers and other education workers. Its valuation is determined by its ability to manage insurance risks and its investment portfolio. The chart shows how the market values this niche insurance company with its unique client base.
Debts of the company, segment and market as a whole
HMN - Company debts HMN
Horace Mann Educators specializes in providing insurance and pension products for teachers and other education workers. Debt management is part of its strategy to maintain financial stability, which is essential to fulfilling its long-term commitments to its educator clients.
Market segment debts - Other insurance
Horace Mann Educators Corporation specializes in providing insurance and pension products for teachers and other education workers. It has a stable and predictable client base. This chart shows how the company manages its capital and liabilities to meet its long-term insurance obligations while maintaining financial stability.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio HMN
Horace Mann Educators specializes in providing insurance and pension products for teachers and other education workers. This chart illustrates its focused business model. Moderate debt and strong capital are key to maintaining trust among its niche client base, which values stability and reliability.
Market segment debt to market segment book capitalization - Other insurance
Horace Mann Educators provides insurance and pension products specifically for teachers and other education workers. This chart shows debt trends in the insurance industry. It helps understand how a narrow focus on a specific client group impacts the company's financial structure and capital management compared to generalist insurers.
Debt to book value of all companies in the market
Horace Mann Educators, an insurer for teachers, operates in a stable niche. The chart shows general debt trends for the entire economy. It helps assess how insulated a business focused on the "protected" public sector is from the broader economic cycles that affect most other industries.
P/E of the company, segment and market as a whole
P/E - HMN
For Horace Mann Educators, an insurance company serving teachers, this chart is an assessment of its unique niche. The price-to-earnings ratio shows how much investors value the stability and loyalty of this customer base. The volatility reflects the company's ability to effectively serve this specific market segment.
P/E of the market segment - Other insurance
This chart shows the average valuation for the insurance industry—a benchmark for Horace Mann. Comparing the valuation of this company, which operates in a unique niche (teacher insurance), with the broader industry average helps us understand the premium or discount investors are giving for its focused business model and loyal customer base.
P/E of the market as a whole
Horace Mann Educators is an insurance and financial services company specializing in serving teachers and other education professionals. It has a stable and loyal client base. This market sentiment chart helps understand how investors view these niche insurance models, whether they value predictability or prefer larger, more diversified insurers.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company HMN
Horace Mann Educators is an insurance company that specializes in providing insurance and pension products for teachers and other education workers. Its growth depends on its ability to maintain this niche. This chart reflects analysts' forecasts for the stability of this client segment and the profitability of the insurance business.
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Future (projected) P/E of the market segment - Other insurance
Horace Mann Educators is an insurance company specializing in providing insurance and pension products for teachers and other education workers. Its valuation relative to other insurers reflects investor opinion on its unique niche, demonstrating how the market values its stable client base and distribution model.
%20P%2FE%20graph%20of%20the%20market%20segment%20-%20Other%20insurance&width=1500&height=450&colorIndex=36&filename=GURU_Markets_-_Future-projected-PE-graph-of-the-market-segment-Other-insurance&v=1772524535605 "Future (projected) P/E graph of the market segment - Other insurance")
Future (projected) P/E of the market as a whole
Horace Mann Educators is an insurance company specializing in providing insurance and pension products for teachers and other education workers. It has a stable and well-established client base. This chart reflects overall financial market sentiment, which impacts the company's investment income—a significant component of its profits outside of insurance.
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Profit of the company, segment and market as a whole
Company profit HMN
Horace Mann Educators is an insurance company specializing in providing insurance and pension products for teachers and other education workers. Its financial results, illustrated by this chart, depend on its unique distribution model and ability to serve this specific customer niche.
Profit of companies in the market segment - Other insurance
Horace Mann Educators Corporation specializes in providing insurance and pension products for teachers and other education professionals. This chart shows the overall profitability of the niche insurance sector. It helps understand the success of focusing on a specific professional group with its unique needs and risks.
Overall market profit
Horace Mann Educators specializes in providing insurance and financial services to teachers and other education professionals. This is a stable and well-defined client niche. Demand for its services is largely unaffected by general economic cycles, as reflected in this chart, as educators enjoy relatively stable employment and income.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company HMN
Horace Mann Educators is an insurance company specializing in providing insurance and pension products for teachers and other education workers. It has a stable and loyal client base. Its profit forecast reflects analysts' expectations for growth in this niche and the company's ability to effectively serve educators' needs.
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Future (predicted) profit of companies in the market segment - Other insurance
Horace Mann Educators is an insurance company that specializes in providing insurance and pension products for teachers and other education workers in the United States. This chart shows forecasts for the insurance sector. It allows you to assess how focusing on a stable and predictable client base, such as educators, impacts Horace Mann's long-term profitability.
%20profits%20of%20companies%20in%20a%20market%20segment%20-%20Other%20insurance&width=1500&height=450&colorIndex=42&filename=GURU_Markets_-_Graph-of-future-predicted-profits-of-companies-in-a-market-segment-Other-insurance&v=1772524536141 "Graph of future (predicted) profits of companies in a market segment - Other insurance")
Future (predicted) profit of the market as a whole
Horace Mann Educators Corporation provides insurance and financial services to teachers and other education workers. This projected profit curve indirectly impacts the company through government budgets. A stable economy ensures school funding and stable employment for Horace Mann's target audience.
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P/S of the company, segment and market as a whole
P/S - HMN
Horace Mann Educators specializes in providing insurance and pension products for teachers and other education workers. This chart shows how investors view its stable revenue generated by this well-defined and loyal customer base.
P/S market segment - Other insurance
Horace Mann Educators specializes in providing insurance and pension products for teachers and other education workers. This chart shows the average valuation in the insurance sector. It helps understand how investors view Horace Mann's deep understanding of its niche client base and the loyalty it builds with educators.
P/S of the market as a whole
Horace Mann Educators Corporation specializes in providing insurance and pension products for teachers and other education workers. This is a clearly defined market niche. The company's revenue depends on its ability to effectively serve this client base. This chart helps assess how the market values such a focused business model.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company HMN
Horace Mann Educators Corporation specializes in providing insurance and pension products for teachers and other education workers. Future revenue depends on its ability to retain and attract customers in this niche. The chart shows how investors assess the stability of its customer base and growth potential.
%20P%2FS%20HMN&width=1500&height=450&colorIndex=47&filename=GURU_Markets_-_The-graph-of-the-companys-future-projected-PS-HMN&v=1772524536508 "The graph of the company's future (projected) P/S HMN")
Future (projected) P/S of the market segment - Other insurance
Horace Mann Educators is an insurance and financial services company specializing in providing services to teachers and other educators in the United States. It offers auto, home insurance, and pension plans. This chart shows how the market views its business model, which is targeted at a specific professional group, compared to other insurers.
%20P%2FS%20market%20segment%20graph%20-%20Other%20insurance&width=1500&height=450&colorIndex=48&filename=GURU_Markets_-_Future-projected-PS-market-segment-graph-Other-insurance&v=1772524536588 "Future (projected) P/S market segment graph - Other insurance")
Future (projected) P/S of the market as a whole
This indicator summarizes expectations for the insurance market. For Horace Mann, an insurer specializing in teachers and other education workers, it's a sign of stability. The company's client base is characterized by low turnover and predictable risks, making its business resilient even during fluctuations in overall market optimism.
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Sales of the company, segment and market as a whole
Company sales HMN
Horace Mann Educators Corporation is an insurance company specializing in providing insurance and pension products for teachers and other educators in the United States. This chart shows revenue from insurance premiums (auto, home, and life) and retirement account management fees. Revenue growth reflects successful engagement with this target audience.
Sales of companies in the market segment - Other insurance
Horace Mann Educators Corporation is an insurance company specializing in providing financial services, including insurance and pension plans, to teachers and other educators. This chart shows the dynamics of the other insurance sector. Horace Mann occupies a unique niche with a deep understanding of the needs of its target audience.
Overall market sales
Horace Mann Educators Corporation provides insurance and pension products for teachers and other education workers. Demand for its services depends on the financial situation of this population group. The overall economic situation, shown in this chart, influences state education budgets, teacher salaries, and their ability to save.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company HMN
Horace Mann Educators specializes in providing insurance and pension products for teachers and other educators in the United States. This represents a specific and stable client base. This chart shows analysts' forecasts for the growth of this niche market and the company's ability to retain and attract educator clients.
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Future (projected) sales of companies in the market segment - Other insurance
Horace Mann Educators Corporation provides insurance and pension products for teachers and other education workers. This forecast reflects expectations for the insurance industry. It reflects the specific needs and risks of the educational community, allowing the company to create targeted and in-demand products.
%20sales%20of%20companies%20in%20the%20market%20segment%20-%20Other%20insurance&width=1500&height=450&colorIndex=54&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-companies-in-the-market-segment-Other-insurance&v=1772524536896 "Schedule of future (projected) sales of companies in the market segment - Other insurance")
Future (projected) sales of the market as a whole
Horace Mann Educators Corporation is an insurance company specializing in providing services to teachers and other education workers. Its business model is focused on a stable client base. The overall economic situation, reflected in this chart, affects the company's investment income and the financial position of its clients, although their employment is less cyclical.
%20sales%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=55&filename=GURU_Markets_-_Schedule-of-future-predicted-sales-of-the-market-as-a-whole&v=1772524537074 "Schedule of future (predicted) sales of the market as a whole")
Marginality of the company, segment and market as a whole
Company marginality HMN
Horace Mann Educators specializes in providing insurance and pension products for teachers and other education professionals. This chart shows the profitability of serving this niche audience. The company's profitability depends on its ability to effectively serve a stable, predictable, and low-risk client base.
Market segment marginality - Other insurance
Horace Mann Educators Corporation specializes in providing insurance and pension products for teachers and other education workers. Profitability depends on a deep understanding of this client niche and risk management. This metric demonstrates the effectiveness of its focused business model compared to large, generalist insurers.
Market marginality as a whole
Horace Mann Educators is an insurance company specializing in providing services to teachers and other education workers. This overall market return chart doesn't directly impact its target audience. The stability of employment in the education sector provides the company with a stable market. Its margins depend more on the accuracy of risk assessment and investment income.
Employees in the company, segment and market as a whole
Number of employees in the company HMN
Horace Mann Educators specializes in providing insurance and financial services to teachers and other education professionals. The chart shows a team that understands the unique needs of this professional group. The growth in staff reflects efforts to reach and serve this niche market.
Share of the company's employees HMN within the market segment - Other insurance
Horace Mann Educators Corporation specializes in providing insurance and financial services to teachers and educators. This chart demonstrates its dominant role as an employer in this unique niche. It reflects the company's concentration of insurance agents and financial advisors who deeply understand educators' needs.
Number of employees in the market segment - Other insurance
Horace Mann Educators Corporation is an insurance company that specializes in providing financial services, including auto, homeowners, and pension insurance, to teachers and other educators in the United States. This chart shows employment in the niche insurance sector, demonstrating how focusing on a specific professional group allows for sustainable business.
Number of employees in the market as a whole
Horace Mann Educators specializes in providing insurance and pension products for teachers and other education workers. This is a niche but stable business, as the education sector is a large and permanent employer. Their success depends on the well-being and financial needs of this important professional group, which is part of the overall employment mix.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company HMN (HMN)
Horace Mann Educators specializes in providing insurance and pension products for teachers. This chart illustrates its niche business model. Its moderate capitalization per employee reflects the balance between managing a large asset portfolio and maintaining a network of agents to reach its target audience in educational institutions.
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Market capitalization per employee (in thousands of dollars) in the market segment - Other insurance
Horace Mann Educators (HMN) is an insurance company specializing in providing insurance (auto, home) and pension products exclusively to teachers and educators. This chart shows the average market cap per employee in the sector. It helps assess how the market values their unique niche model and loyal client base per agent.
%20by%20market%20segment%20-%20Other%20insurance&width=1500&height=450&colorIndex=64&filename=GURU_Markets_-_Market-capitalization-per-employee-in-thousands-of-dollars-by-market-segment-Other-insurance&v=1772524537689 "Market capitalization per employee (in thousands of dollars) by market segment - Other insurance")
Market capitalization per employee (in thousands of dollars) for the overall market
Horace Mann Educators Corporation provides insurance and pension products for teachers and other education workers. This chart reflects the average value the market assigns to one employee. It shows how the market values a financial company operating in a specific social niche.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company HMN (HMN)
Horace Mann Educators is an insurance company that specializes in providing services to teachers and other education workers. It's a niche market. This chart shows how effectively their agents and underwriters generate profits (premiums minus losses) by serving this specific demographic.
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Profit per employee (in thousands of dollars) in the market segment - Other insurance
Horace Mann (HMN) is a "niche" insurer (for "teachers"). This chart shows the benchmark for "Other Insurance." Average profit per employee in this sector is an indicator of underwriting quality. The benchmark shows how accurately the sector, on average, forecasts losses (payouts) in a niche, "stable" segment (teachers).
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Profit per employee (in thousands of dollars) for the market as a whole
Horace Mann Educators (HMN) is an insurance company specializing in providing services (insurance, pensions) exclusively to teachers and educators. It's a niche market. This chart shows how effectively their agents operate in this closed but loyal environment, selling products and managing risks.
%20for%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=68&filename=GURU_Markets_-_Chart-of-profit-per-employee-in-thousands-of-dollars-for-the-market-as-a-whole&v=1772524537816 "Chart of profit per employee (in thousands of dollars) for the market as a whole")
Sales to employees of the company, segment and market as a whole
Sales per company employee HMN (HMN)
Horace Mann Educators is an insurance company specializing in providing services to teachers and other education professionals. This chart demonstrates the effectiveness of its niche insurance business. It reflects how successfully the company's agents reach their target audience, generating stable premium income.
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Sales per employee in the market segment - Other insurance
Horace Mann Educators is an insurance company specializing in services (auto, home, life) exclusively for teachers and educators. It's a niche market. This chart shows the average revenue per employee in this segment. It helps evaluate how effectively the Horace Mann team serves its target audience compared to competitors.
Sales per employee for the market as a whole
Horace Mann Educators is an insurance company specializing in providing insurance (auto, home) and pension products exclusively to teachers and educators. This chart demonstrates how productive their team is. This efficiency is achieved through a focused, stable client base.
Short shares by company, segment and market as a whole
Shares shorted by company HMN (HMN)
Horace Mann Educators is an insurance company that specializes in providing insurance (auto, home) and pension products exclusively to teachers and school employees. This is a stable but slowly growing niche. This chart shows the percentage of "bears" who expect rising auto insurance losses or stagnation in this narrow customer base.
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Shares shorted by market segment - Other insurance
Horace Mann Educators (HMN) is an insurance company specializing in auto and home insurance and pension products exclusively for teachers and educators. This chart reflects the overall short position in the insurance sector. High readings here indicate that investors expect losses in auto insurance to rise, which is hurting all players in this niche.
Shares shorted by the overall market
Horace Mann (HMN) is an insurance company that serves teachers. This Short_All chart shows fears of an impending market correction. This pessimism is a direct threat to HMN, as a market decline would devalue their investment portfolio (the "float"), which they use to cover future liabilities.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator HMN (HMN)
Horace Mann Educators (HMN) specializes in insurance and pension products for teachers. The business is relatively stable, but is dependent on rates and the labor market. This chart helps assess current momentum. A level above 70 may reflect optimism about rising rates or business stability. A level below 30 may indicate falling rates or concerns about school budgets.
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RSI 14 Market Segment - Other insurance
Horace Mann (HMN) is a unique insurer serving *only* teachers (K-12) and government employees. The RSI_14_Seg for "Other Insurance" shows whether the overall insurance sector is overbought. This helps us understand whether HMN's growth reflects its dominance in the "teacher" niche or the overall positive trend in the insurance industry amid rising rates.
RSI 14 for the overall market
Horace Mann (HMN) insures teachers, one of the most stable professions. This schedule is important to it primarily for its investment portfolio. In times of panic, its "defensive" business looks attractive. However, market panic and collapses can devalue the assets HMN uses to cover future benefits, creating risk for itself.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast HMN (HMN)
Horace Mann (HMN) is a niche insurer offering services (auto, home, and life) exclusively to educators. This chart shows the average price target. It reflects analysts' opinions on the company's ability to effectively serve this niche customer base and the profitability of its insurance portfolio.
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The difference between the consensus estimate and the actual stock price HMN (HMN)
Horace Mann is a niche insurer focused exclusively on teachers (K-12). The company sells them bundled auto, home, and retirement plans. This chart shows the difference between the consensus estimate and the price. It reflects whether analysts believe in this hyper-niche (but loyal) business model.
&width=1500&height=450&colorIndex=79&filename=GURU_Markets_-_A-chart-showing-the-difference-between-the-consensus-forecast-and-the-actual-stock-price.-HMN-HMN&v=1772524538374 "A chart showing the difference between the consensus forecast and the actual stock price. HMN (HMN)")
Analyst consensus forecast for stock prices by market segment - Other insurance
Horace Mann Educators is a specialized insurance and financial services company serving exclusively American educators and school employees. This chart shows general expectations for the insurance sector. It reflects experts' confidence in the stability and loyalty of this unique niche client base.
Analysts' consensus forecast for the overall market share price
Horace Mann Educators Corporation is an insurance company uniquely focused on serving American teachers and other education workers (auto, home, and pensions). This chart shows overall market sentiment. For Horace Mann, operating in a stable and loyal niche, overall optimism is important for the growth of their investment portfolio, while the insurance business provides predictability.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index HMN
Horace Mann Educators is an insurance company with a unique niche: they serve exclusively teachers and other K-12 workers. They sell auto insurance, home insurance, and annuities directly to them in their classrooms. This chart is an indicator of their niche strategy. It reflects their ability to penetrate this stable but captive market and effectively manage the risks associated with this group.
AKIMA Market Segment Index - Other insurance
Horace Mann (HMN) is a unique niche insurer, focusing exclusively on providing insurance (auto, home) and pension products for teachers (K-12). This composite metric evaluates financial companies. The chart shows the sector average. This benchmark: how does Horace Mann's ultra-niche (teacher-only) model differentiate it from the average insurer?
The AKIM Index for the overall market
Horace Mann is an insurance company specializing exclusively in serving educators and school employees. It's a niche, loyal market. This chart, showing the market average, is important for context. It helps assess how HMN, whose business depends on the stability of the education sector and investment income, fits into the overall picture.
