The company's competitors: FNF, FAF, MTG, ESNT, ACT, RDN, STC, ITIC, AII

GURU.Markets stock price, segment price, and overall market index valuation

The company's share price NMI Holdings Inc.

NMI Holdings is a provider of private mortgage insurance (PMI). Its stock price is dependent on the health of the housing market, mortgage issuance volumes, and loan default rates. It's a business that thrives when housing prices rise and unemployment is low.

Share prices of companies in the market segment - Fear commerc

NMI Holdings is a provider of private mortgage insurance (PMI). We classify it as part of the commercial risk insurance sector, and the chart below illustrates the overall dynamics of this market, which thrives on rising home prices and low unemployment.

Broad Market Index - GURU.Markets

NMI Holdings is a provider of private mortgage insurance (PMI), which protects lenders from losses in the event of a borrower's default. As a component of the GURU.Markets index, the company serves as a barometer for the mortgage market. The chart below represents the entire market. See how NMIH shares compare to the overall trend.

Change in the price of a company, segment, and market as a whole per day

NMIH - Daily change in the company's share price NMI Holdings Inc.

Price fluctuations in NMI Holdings, a mortgage insurer, reflect the state of the housing market. Change_co demonstrates sensitivity to default rates and interest rates. This indicator is an important element in formulas on System.GURU.Markets, which analyze risks in the sector closely related to real estate.

Daily change chart of the company's share price NMI Holdings Inc.
Loading...

Daily change in the price of a set of shares in a market segment - Fear commerc

NMI Holdings, Inc. is a private mortgage insurance company. This chart highlights the high volatility of the financial sector. A comparison with NMIH, whose business is directly dependent on the health of the housing market, demonstrates its sensitivity to interest rates.

Graph of daily price changes for a set of shares in a market segment - Fear commerc
Loading...

Daily change in the price of a broad market stock, index - GURU.Markets

NMI Holdings is one of the leading private mortgage insurance (PMI) companies in the United States. Its business is directly dependent on the health of the housing market and mortgage default rates. The chart below shows overall volatility, which largely follows the same cycles as the real estate market.

Daily chart of changes in the price of broad market stocks, index - GURU.Markets
Loading...

Dynamics of market capitalization of the company, segment and the market as a whole over 12 months

Annual dynamics of the company's market capitalization NMI Holdings Inc.

NMI is a leader in the private mortgage insurance market in the US. Its business is directly dependent on real estate market activity. The annual stock price performance, shown on the chart, is an accurate barometer of the number of housing transactions.

Chart of the annual dynamics of the company's market capitalization NMI Holdings Inc.
Loading...

Annual dynamics of market capitalization of the market segment - Fear commerc

NMI Holdings, Inc. is one of the leading providers of private mortgage insurance in the United States. Its business is directly dependent on housing market activity. The chart clearly demonstrates this strong correlation with the health of the real estate market, making it a barometer for the entire sector.

Graph of annual dynamics of market capitalization of a market segment - Fear commerc
Loading...

Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets

NMI Holdings, as a private mortgage insurer, is a leveraged bet on the health of the housing market. The company thrives when home prices rise and defaults are low. Its stock price is extremely sensitive to the slightest changes in housing market forecasts and unemployment, making it a leading indicator.

Chart of the annual dynamics of the market capitalization of broad market stocks, index - GURU.Markets
Loading...

Dynamics of market capitalization of the company, segment and the market as a whole for the month

Monthly dynamics of the company's market capitalization NMI Holdings Inc.

NMI Holdings, a private mortgage insurer that competes with MGIC and Radian, is a leading provider of mortgage insurance. The monthly fluctuations on the chart reflect mortgage market volumes and the health of the housing market, as the company insures low-down-payment loans.

Chart of monthly dynamics of the company's market capitalization NMI Holdings Inc.
Loading...

Monthly dynamics of market capitalization of the market segment - Fear commerc

NMI Holdings, Inc. is a provider of private mortgage insurance (PMI), which protects lenders from losses in the event of borrower default. Its sector dynamics, shown in the chart, are closely linked to the housing and employment markets. This allows us to assess how a conservative approach to risk assessment and the use of data help NMIH compete in the market and ensure profitability.

Chart of monthly dynamics of market capitalization of a market segment - Fear commerc
Loading...

Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets

NMI Holdings is a provider of private mortgage insurance (PMI). Its business thrives when the housing market rises, but carries risks when it declines. The chart below shows how the company's shares, betting on the health of the mortgage market, have reacted to changes in interest rates and home prices, often more strongly than the broader market.

Chart of monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Loading...

Dynamics of market capitalization of the company, segment and the market as a whole for the week

Weekly dynamics of the company's market capitalization NMI Holdings Inc.

Shares of NMI Holdings, a mortgage insurer, are a proxy for the state of the housing market. Weekly price movements are sensitive to changes in interest rates, real estate prices, and employment levels, which all impact the risk of mortgage defaults. The chart below shows how short-term macroeconomic data shapes the insurer's valuation.

Chart of the weekly dynamics of the company's market capitalization NMI Holdings Inc.
Loading...

Weekly dynamics of market capitalization of the market segment - Fear commerc

How does mortgage insurer NMIH compare to the financial sector? The chart below compares the company's weekly stock price movements with the industry average. This helps us understand whether it reacts more sharply to housing market news and interest rate changes than other financial companies, or whether it follows broader trends.

Weekly market capitalization dynamics chart for a market segment - Fear commerc
Loading...

Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets

NMI Holdings provides mortgage insurance. Its business thrives when the housing market rises, but carries risks when it declines. This chart compares its weekly performance with the market, demonstrating how sensitive its shares are to news about the housing market and interest rates.

Weekly market capitalization chart of broad market stocks, index - GURU.Markets
Loading...

Market capitalization of the company, segment and market as a whole

NMIH - Market capitalization of the company NMI Holdings Inc.

NMI Holdings' valuation reflects investors' perception of the mortgage insurance market. The company's market capitalization depends on mortgage volumes and borrower default rates. Its valuation reflects the balance between housing market growth and the risks associated with the creditworthiness of homebuyers.

Company market capitalization chart NMI Holdings Inc.
Loading...

NMIH - Share of the company's market capitalization NMI Holdings Inc. within the market segment - Fear commerc

NMI Holdings is a provider of private mortgage insurance (PMI) to lenders. Its share of its financial sector's market capitalization reflects its growing market presence and competition with established players. The chart shows how investors assess its ability to manage risk and grow its share of the mortgage insurance market.

Company Market Capitalization Share Chart NMI Holdings Inc. within the market segment - Fear commerc
Loading...

Market capitalization of the market segment - Fear commerc

Here's a chart of the total market capitalization of private mortgage insurers. NMI Holdings is one of the fastest-growing and most technologically advanced players in this sector. The graph illustrates the scale of an industry that plays a key role in helping people buy homes with a small down payment.

Market segment market capitalization chart - Fear commerc
Loading...

Market capitalization of all companies included in a broad market index - GURU.Markets

Here's a chart showing the cost of confidence in the mortgage market. The market capitalization of NMI Holdings, a private mortgage insurer, reflects how the market assesses the risks in home lending. Its share of the economy represents the weight of a company that helps people buy a home with a small down payment.

A chart of the market capitalization of all companies included in the broad market index. - GURU.Markets
Loading...

Book value capitalization of the company, segment and market as a whole

NMIH - Book value capitalization of the company NMI Holdings Inc.

The foundation of NMI Holdings, a mortgage insurer, is its financial assets. The chart below shows the dynamics of its book value, which consists of its investment portfolio and reserves. An increase in this line indicates the company's increased ability to absorb potential mortgage losses, strengthening lender confidence.

Company balance sheet capitalization chart NMI Holdings Inc.
Loading...

NMIH - Share of the company's book capitalization NMI Holdings Inc. within the market segment - Fear commerc

For mortgage insurer NMI Holdings, tangible assets (offices, IT infrastructure) are not the core of the business, unlike financial capital. The chart shows the company's share of the sector's physical assets, allowing one to assess the scale of its operating base, which supports a vast portfolio of insurance guarantees.

Chart of the company's book capitalization share NMI Holdings Inc. within the market segment - Fear commerc
Loading...

Market segment balance sheet capitalization - Fear commerc

NMI Holdings is a mortgage insurer. Its business is risk management, not plant ownership. The company's balance sheet is comprised of financial assets, not physical assets, making it inherently "lightweight." The chart below illustrates how much the entire financial guarantee industry relies on capital rather than physical assets.

Market segment balance sheet capitalization chart - Fear commerc
Loading...

Book value of all companies included in the broad market index - GURU.Markets

NMI Holdings' assets are not buildings, but high-quality capital that provides mortgage guarantees. The company's book value is its financial strength, which allows banks to issue loans with low down payments. The chart shows its role as a foundation for housing affordability.

Chart of book value of all companies included in the broad market index - GURU.Markets
Loading...

The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole

Market capitalization to book capitalization ratio - NMI Holdings Inc.

NMI Holdings is a mortgage insurer. Its balance sheet reflects the capital required to cover risks. Market valuation depends on the volume of insured loans and, more importantly, the health of the housing market and default rates. The chart shows how investors assess the company's ability to manage risk in the mortgage sector, its key "intangible" skill.

Market to Book Capitalization Ratio Chart - NMI Holdings Inc.
Loading...

Market to book capitalization ratio in a market segment - Fear commerc

NMI Holdings provides private mortgage insurance. For the insurer, equity (book value) is the basis for covering risks. The chart shows how much the market trusts the company's business model. The equity premium indicates investors' confidence in its ability to effectively manage risks and generate profits.

Market to book capitalization ratio chart for a market segment - Fear commerc
Loading...

Market to book capitalization ratio for the market as a whole

NMI Holdings provides private mortgage insurance, protecting lenders from mortgage losses. This chart shows how the market values โ€‹โ€‹the insurer, whose fate is closely tied to the housing market. Its valuation depends on its ability to accurately assess risks and manage its capital, while the premium to book value reflects investor confidence in its business model.

Market to book capitalization ratio chart for the overall market
Loading...

Debts of the company, segment and market as a whole

NMIH - Company debts NMI Holdings Inc.

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. For the insurance company, capital and liability management are the foundation of financial stability. This chart illustrates how the company structures its financial structure to ensure reliability and fulfill its obligations to clients.

Company debt schedule NMI Holdings Inc.
Loading...

Market segment debts - Fear commerc

NMI Holdings provides private mortgage insurance in the United States. For an insurance company, capital and liability management are the foundation of its business, determining its ability to cover losses. This chart reflects financial regulations in the insurance industry, which are governed by strict capital adequacy requirements, allowing us to assess NMI Holdings's reliability.

Market segment debt schedule - Fear commerc
Loading...

Market debt in general

Market debt chart as a whole
Loading...

Debt to book value of the company, segment and market as a whole

The company's debt to book capitalization ratio NMI Holdings Inc.

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. For the insurance company, capital is the foundation of reliability. This chart shows NMIH's capital structure, allowing one to assess its ability to absorb potential losses, particularly during periods of housing market downturn.

A graph of a company's debt to book value NMI Holdings Inc.
Loading...

Market segment debt to market segment book capitalization - Fear commerc

NMI Holdings provides private mortgage insurance, protecting lenders from losses on mortgage loans. This chart compares the company's debt obligations to the total capitalization of the entire commercial insurance sector. It helps assess the level of risk the company assumes and the adequacy of its capital within the financial system.

Market segment debt to market segment book value graph - Fear commerc
Loading...

Debt to book value of all companies in the market

NMI Holdings insures mortgages, and its business is directly linked to the health of the housing market and the entire financial system. This chart compares its liabilities to the total book value of the entire market. It allows one to assess the scale of the risks the company assumes in the context of overall economic stability.

Debt to book value chart of all companies in the market
Loading...

P/E of the company, segment and market as a whole

P/E - NMI Holdings Inc.

This indicator for NMI Holdings, Inc., a mortgage insurance company, reflects investor sentiment in the real estate market. It reflects the perceived risk of mortgage defaults. The graph's dynamics help understand whether the market expects stability and rising housing prices or fears an increase in borrower defaults.

Schedule P/E - NMI Holdings Inc.
Loading...

P/E of the market segment - Fear commerc

This indicator represents the average rating for the mortgage insurance sector, where NMI Holdings operates. It is an indicator of how investors generally assess risks in the housing market. Comparison with this average helps understand whether the market considers NMI Holdings' business more or less risky than its direct competitors.

Market Segment P/E Chart - Fear commerc
Loading...

P/E of the market as a whole

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. The company plays a vital role in the housing market, enabling people to purchase homes with a small down payment. This chart, reflecting general economic expectations, provides context for assessing risks and prospects in the real estate market.

Overall Market P/E Chart
Loading...

Future P/E of the company, segment and market as a whole

Future (projected) P/E of the company NMI Holdings Inc.

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. This chart reflects market expectations for future returns, which depend on the state of the housing market and employment levels. It shows how risky or stable investors perceive the future of mortgage lending to be.

Chart of the company's future (projected) P/E NMI Holdings Inc.
Loading...

Future (projected) P/E of the market segment - Fear commerc

NMI Holdings, through its subsidiary National MI, provides private mortgage insurance (PMI) in the United States. This service protects lenders from losses in the event of borrower default and allows buyers to purchase a home with a small down payment. This chart illustrates average forecasts for the insurance sector, allowing one to assess NMI in the context of the mortgage market.

Future (projected) P/E graph of the market segment - Fear commerc
Loading...

Future (projected) P/E of the market as a whole

NMI Holdings provides private mortgage insurance (PMI), which protects lenders from losses in the event of borrower default. The company's success depends on mortgage lending volumes and the health of the housing market. This chart of overall market expectations reflects the economic backdrop that impacts the real estate market.

Chart of the future (projected) P/E of the market as a whole
Loading...

Profit of the company, segment and market as a whole

Company profit NMI Holdings Inc.

NMI Holdings provides private mortgage insurance (PMI), which protects lenders against losses in the event of borrower default. The company's profits depend on the volume of mortgages issued and the default rate. This chart shows how the state of the housing market and the quality of the loan portfolio directly impact the insurer's financial performance, especially during periods of economic growth.

Company profit chart NMI Holdings Inc.
Loading...

Profit of companies in the market segment - Fear commerc

NMI Holdings, Inc. provides private mortgage insurance, which protects lenders from losses in the event of a borrower's default. This chart reflects the profitability of the commercial insurance sector. The company's business is directly linked to the health of the housing market and employment. Growing mortgage lending increases its revenue, but an economic downturn increases risks and potential payouts.

Profit chart of companies in the market segment - Fear commerc
Loading...

Overall market profit

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. The company's health is directly dependent on the state of the housing market and employment levels. The overall trend in corporate profits, shown in the chart, is a good indicator of the state of the economy, which determines the ability of borrowers to service their mortgages.

Overall Market Profit Chart
Loading...

Future (predicted) profit of the company, segment and market as a whole

Future (projected) profit of the company NMI Holdings Inc.

NMI Holdings provides private mortgage insurance (PMI), which protects lenders against losses in the event of a borrower's default. This chart reflects analysts' earnings expectations, which are influenced by mortgage lending volumes and the state of the housing market. It is an indicator of the health of the mortgage market and the credit quality of borrowers with low down payments.

Graph of future (projected) profit of the company NMI Holdings Inc.
Loading...

Future (predicted) profit of companies in the market segment - Fear commerc

NMI Holdings, Inc., through its subsidiary National MI, provides private mortgage insurance, protecting lenders from losses due to defaults. This chart shows profitability forecasts for the mortgage insurance sector. It reflects expectations for the housing market, mortgage lending volumes, and default rates, which are key to NMIH's business.

Graph of future (predicted) profits of companies in a market segment - Fear commerc
Loading...

Future (predicted) profit of the market as a whole

NMI Holdings provides private mortgage insurance, protecting lenders from losses. The company's health is directly dependent on housing market activity and the quality of its borrowers. This graph, reflecting corporate earnings expectations, signals the overall health of the economy and employment. A positive outlook reduces the risk of default and stimulates mortgage lending.

Chart of future (predicted) profits of the market as a whole
Loading...

P/S of the company, segment and market as a whole

P/S - NMI Holdings Inc.

NMI Holdings provides private mortgage insurance, protecting lenders from losses due to defaults. Revenue (insurance premiums) depends on mortgage lending volume. The P/S ratio for an insurer reflects how the market assesses its ability to grow its policy portfolio and manage risk. It is the value of each dollar of premiums in the current housing market.

Schedule P/S - NMI Holdings Inc.
Loading...

P/S market segment - Fear commerc

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. Demand for their services is growing alongside the mortgage market. This metric helps understand how the market evaluates the quality of their insurance portfolio and risk management capabilities compared to other companies in the financial insurance sector.

Market Segment P/S Chart - Fear commerc
Loading...

P/S of the market as a whole

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. The company's revenue is driven by mortgage lending volumes and the state of the housing market. This revenue valuation chart helps understand how investors assess risks and returns in a sector closely tied to the real estate market and financial stability.

Overall Market Price/Shares Chart
Loading...

Future P/S of the company, segment and market as a whole

Future (projected) P/S of the company NMI Holdings Inc.

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. The company's growth is driven by activity in the mortgage lending market. This chart illustrates investor expectations for future insurance premiums, which depend on the volume of mortgages issued and banks' need for insurance coverage.

The graph of the company's future (projected) P/S NMI Holdings Inc.
Loading...

Future (projected) P/S of the market segment - Fear commerc

NMI Holdings, Inc., through its subsidiary National MI, provides private mortgage insurance, protecting lenders from losses in the event of borrower default. This chart shows how the market views the company's future insurance premiums compared to its competitors. It reflects investor expectations regarding the state of the housing market and the credit quality of borrowers.

Future (projected) P/S market segment graph - Fear commerc
Loading...

Future (projected) P/S of the market as a whole

NMI Holdings provides private mortgage insurance, protecting lenders from losses on mortgage loans. Its business is thriving amid a strong housing market and growing lending. This chart shows overall market revenue expectations, and NMIH is an indicator of the health of the mortgage market, which underpins financial stability and consumer confidence.

Chart of the future (projected) P/S of the market as a whole
Loading...

Sales of the company, segment and market as a whole

Company sales NMI Holdings Inc.

NMI Holdings, Inc., through its subsidiary, National Mortgage Insurance Corporation, provides private mortgage insurance (PMI) in the United States. Revenue, shown in the chart, represents premiums paid by borrowers. Sales growth is directly related to the volume of low-down payment mortgages and the state of the housing market.

Company sales chart NMI Holdings Inc.
Loading...

Sales of companies in the market segment - Fear commerc

NMI Holdings provides private mortgage insurance services. This chart details its primary source of incomeโ€”insurance premiums earned. It allows investors to track the growth of its insurance portfolio, which is directly related to mortgage market activity and a key indicator of the company's health.

Sales chart of companies in the market segment - Fear commerc
Loading...

Overall market sales

NMI Holdings provides private mortgage insurance, which protects lenders from losses in the event of a borrower's default. The company's health is closely tied to the housing market and employment levels. This graph, which shows the overall health of the economy, is key for NMIH, as economic growth reduces the risk of default and increases the volume of new mortgage lending.

Market sales chart as a whole
Loading...

Future sales volume of the company, segment and market as a whole

Future (projected) sales of the company NMI Holdings Inc.

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. The company's revenue forecast depends on the volume of low-down-payment mortgages issued. This chart shows analysts' expectations for the housing market and mortgage affordability for a wide range of buyers.

Schedule of future (projected) sales of the company NMI Holdings Inc.
Loading...

Future (projected) sales of companies in the market segment - Fear commerc

NMI Holdings provides private mortgage insurance, protecting lenders from losses. The forecast presented here reflects revenue expectations for the entire commercial insurance sector, including mortgages. It is closely tied to the health of the housing market and mortgage issuance volumes. For NMIH, this is a key indicator of the potential growth of their insurance portfolio.

Schedule of future (projected) sales of companies in the market segment - Fear commerc
Loading...

Future (projected) sales of the market as a whole

NMI Holdings provides private mortgage insurance (PMI), which protects lenders from losses in the event of borrower default. Demand for PMI is directly linked to the volume of low-down-payment mortgages issued. This market expectation chart reflects consumer confidence, which is essential for home-purchase decisions and drives NMIH's business.

Schedule of future (predicted) sales of the market as a whole
Loading...

Marginality of the company, segment and market as a whole

Company marginality NMI Holdings Inc.

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. This chart reflects the company's prowess in risk assessment. Its ability to generate profit depends on the quality of its underwriting: premiums collected must reliably exceed claims payouts given the current state of the housing market.

Company marginality chart NMI Holdings Inc.
Loading...

Market segment marginality - Fear commerc

NMI Holdings provides private mortgage insurance, protecting lenders from losses on mortgage loans. This metric is an indicator of the quality of its underwriting and risk management. Its above-average profitability demonstrates its ability to accurately assess borrower risks and effectively manage its insurance portfolio.

Market segment marginality chart - Fear commerc
Loading...

Market marginality as a whole

NMI Holdings, Inc. provides private mortgage insurance, protecting lenders from losses in the event of borrower default. Its business thrives when the mortgage market grows, but carries risks during economic downturns. This total return chart helps assess the state of the labor market and household financial stability, key factors in assessing NMIH's risk.

Market marginality chart for the overall market
Loading...

Employees in the company, segment and market as a whole

Number of employees in the company NMI Holdings Inc.

NMI Holdings provides private mortgage insurance. The company's staff consists of underwriters, risk management, and sales specialists. The team's growth reflects increased insurance volumes and expanded partnerships with mortgage lenders. This chart shows how the company is expanding its operations in the home loan market.

Chart of the number of employees in the company NMI Holdings Inc.
Loading...

Share of the company's employees NMI Holdings Inc. within the market segment - Fear commerc

NMI Holdings, through its subsidiary National MI, provides private mortgage insurance. This chart allows us to assess its impact on the housing lending market through the team's expertise. It shows the share of underwriters and risk management specialists in the narrow mortgage insurance sector that NMIH brings together to help borrowers purchase homes.

Graph of the company's share of employees NMI Holdings Inc. within the market segment - Fear commerc
Loading...

Number of employees in the market segment - Fear commerc

NMI Holdings, Inc. provides private mortgage insurance, protecting lenders from losses when borrowers default. This chart reflects employment in the commercial insurance sector. Growth in this area is driven by activity in the mortgage market and indicates strong demand for housing, which directly impacts NMIH's business volume.

Graph of the number of employees in the market segment - Fear commerc
Loading...

Number of employees in the market as a whole

NMI Holdings provides private mortgage insurance, protecting lenders from losses. The growth of its underwriting and research staff is directly related to the increase in mortgage lending, especially for buyers with small down payments. This is an important indicator of housing affordability and real estate market activity.

Chart of the number of employees in the market as a whole
Loading...

Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole

Market capitalization per employee (in thousands of dollars) of the company NMI Holdings Inc. (NMIH)

NMI Holdings is a mortgage insurer. Their business isn't focused on physical assets, but rather on risk and capital management. They use sophisticated models to estimate the probability of mortgage default. This chart shows that a small team of actuaries and analysts can manage a portfolio of insurance policies worth billions of dollars, which accounts for their high margins.

Chart of market capitalization per employee (in thousands of dollars) of the company NMI Holdings Inc. (NMIH)
Loading...

Market capitalization per employee (in thousands of dollars) in the market segment - Fear commerc

NMI Holdings is a private mortgage insurer (PMI). Their business is underwriting (assessing) mortgage risks. It's a financial services business, where a small team of actuaries and underwriters manages a billion-dollar risk portfolio. This chart shows the industry average, helping to assess how efficient this model is per employee.

Market capitalization per employee (in thousands of dollars) by market segment - Fear commerc
Loading...

Market capitalization per employee (in thousands of dollars) for the overall market

NMI Holdings provides private mortgage insurance, protecting lenders from losses in the event of borrower default. This business is built on sophisticated risk management and analytics. This chart shows the high market valuation of each employee, as their ability to accurately assess and manage credit risk is key to the company's profitability.

Market capitalization per employee (in thousands of dollars) for the overall market
Loading...

Profit per employee (in thousands of dollars) for the company, segment, and market as a whole

Profit per employee (in thousands of dollars) of the company NMI Holdings Inc. (NMIH)

NMI Holdings (National MI) is a mortgage insurer. The company insures lenders against losses if borrowers with low down payments default. It's a risk and capital management business. This chart shows how a small team of underwriters and analysts manages a huge portfolio of insurance policies, generating profit per employee.

Company Profit Per Employee (in thousands of dollars) Chart NMI Holdings Inc. (NMIH)
Loading...

Profit per employee (in thousands of dollars) in the market segment - Fear commerc

NMI Holdings is a "private mortgage insurer" (PMI). They insure downpayment risk for banks. This chart shows the benchmark for "Mortgage Insurance." In this sector, the benchmark is *off the charts*. It's an "IT business," where a small staff of actuaries and an IT platform insure (and charge a commission) trillions of dollars in mortgages.

Chart of profit per employee (in thousands of dollars) in the market segment - Fear commerc
Loading...

Profit per employee (in thousands of dollars) for the market as a whole

NMI Holdings (National MI) is a provider of private mortgage insurance (MI). They insure lenders against losses on low-down-payment mortgages. They are a risk-assessment financial services company. This chart shows the market-average profit per employee. It helps understand how profitable the mortgage insurance industry is per underwriter.

Chart of profit per employee (in thousands of dollars) for the market as a whole
Loading...

Sales to employees of the company, segment and market as a whole

Sales per company employee NMI Holdings Inc. (NMIH)

NMI Holdings, a private mortgage insurance provider, demonstrates the effectiveness of its risk assessment model in this chart. The business doesn't require a large staff, but rather precise algorithms and experienced underwriters. The high revenue per employee reflects the company's ability to manage a large portfolio of insurance policies with a compact team of professionals.

Sales chart per company employee NMI Holdings Inc. (NMIH)
Loading...

Sales per employee in the market segment - Fear commerc

NMI Holdings is a provider of private mortgage insurance (PMI). Their business is risk assessment and capital management. This chart shows the average revenue (premiums earned) per employee in the segment. It helps evaluate how efficiently NMIH's underwriters and managers generate their insurance portfolio compared to other mortgage insurers.

Sales per employee chart in the market segment - Fear commerc
Loading...

Sales per employee for the market as a whole

NMI Holdings (National MI) is a mortgage insurer. Like Palomar, their business is risk assessment. They insure lenders against mortgage defaults. This metric reflects the volume of insurance premiums written per employee (underwriter, actuary). This growth speaks to the effectiveness of their risk assessment models and their ability to grow their portfolio without inflating their headcount.

Sales per employee chart for the market as a whole
Loading...

Short shares by company, segment and market as a whole

Shares shorted by company NMI Holdings Inc. (NMIH)

NMI Holdings provides private mortgage insurance (PMI)โ€”insurance purchased by borrowers with low down payments. This chart highlights concerns surrounding the housing market. Bears are betting that falling home prices and rising unemployment will lead to a wave of mortgage defaults, which will hurt insurers like NMIH.

Short Shares Chart for the Company NMI Holdings Inc. (NMIH)
Loading...

Shares shorted by market segment - Fear commerc

NMI Holdings provides private mortgage insurance (PMI), which protects lenders from borrower default. The company's business is a bet on the health of the housing market. This chart shows pessimism in the insurance sector. The increase in short positions across the industry may indicate that investors fear a recession and rising unemployment, leading to a wave of mortgage defaults and huge payouts for NMIH.

Chart of the share of shares shorted by market segment - Fear commerc
Loading...

Shares shorted by the overall market

NMI Holdings (NMIH) provides private mortgage insurance (PMI) in the US. They insure lenders against losses if a borrower with a small down payment defaults. This chart measures overall fear. When it rises, investors are panicking about a housing market crisis and widespread mortgage defaults. This is a direct and existential risk for NMIH's business.

Chart of the percentage of shares shorted across the market as a whole
Loading...

RSI 14 indicator for a company, segment, and market as a whole

The company's RSI 14 indicator NMI Holdings Inc. (NMIH)

NMI Holdings is a private mortgage insurer (PMI). Its business depends on mortgage lending volumes and default risks. This chart for NMIH above 70 may reflect a housing market boom. A level below 30 is often associated with rising rates and concerns about rising mortgage defaults in the event of a recession.

RSI 14 indicator chart for the company's stock NMI Holdings Inc. (NMIH)
Loading...

RSI 14 Market Segment - Fear commerc

NMI Holdings is a provider of private mortgage insurance (PMI). They insure low-down-payment mortgages, protecting lenders from losses in the event of borrower default. This metric measures the overall "temperature" of the mortgage insurance industry, helping to determine whether the sector is oversold due to concerns about the housing market.

RSI 14 indicator chart for stocks of companies in the market segment - Fear commerc
Loading...

RSI 14 for the overall market

NMI Holdings, a mortgage insurer, sees future payment requirements in this chart. During periods of euphoria, the housing market booms, and NMIH insures numerous new loans. During periods of panic and recession, unemployment rises, people default on their mortgages, and NMIH is forced to cover bank losses, which is its direct risk.

RSI 14 indicator chart for stocks of companies across the market as a whole
Loading...

Analyst consensus forecast for the company's share price, the segment, and the market as a whole

Analyst consensus stock price forecast NMIH (NMI Holdings Inc.)

NMI Holdings provides private mortgage insurance (PMI) in the United States. This insurance protects lenders from default by borrowers with a small down payment. This chart reflects the collective opinion of experts. Analysts estimate the volume of new mortgages issued requiring PMI and the risk of defaults in the housing market that could trigger insurance claims.

A chart showing analyst consensus forecasts for the expected stock price. NMIH (NMI Holdings Inc.)
Loading...

The difference between the consensus estimate and the actual stock price NMIH (NMI Holdings Inc.)

NMI Holdings is a private mortgage insurer (MI). Their business is to insure banks and lenders against losses if a borrower who purchased a home with a low down payment defaults on the loan. This chart shows how analysts assess the risk in the US housing market and the quality of their insurance portfolio. It reflects the gap between the target price and the current price.

A chart showing the difference between the consensus forecast and the actual stock price. NMIH (NMI Holdings Inc.)
Loading...

Analyst consensus forecast for stock prices by market segment - Fear commerc

NMI Holdings (National MI) is another major player in the private mortgage insurance (PMI) market. Its business is insuring banks against defaults by borrowers with low down payments. This chart shows general expectations for the mortgage insurance sector. It reflects whether experts believe the US housing market is stable.

A chart showing analyst consensus price forecasts for stocks in a market segment. - Fear commerc
Loading...

Analysts' consensus forecast for the overall market share price

NMI Holdings (NMIH) is a company that provides private mortgage insurance (PMI). This is the insurance that homebuyers in the US are required to pay if their down payment is less than 20%. This chart shows overall market expectations. It reflects analysts' overall confidence in the stability of the housing market and the absence of widespread defaults.

A chart showing analyst consensus forecasts for the overall market share price.
Loading...

AKIMA index of the company, segment and market as a whole

AKiMA Company Index NMI Holdings Inc.

NMI Holdings is a private mortgage insurer (PMI). Like MGIC and Essent, they insure lenders against losses on low-downpayment mortgages. This is a pure bet on the quality of the American borrower. This chart is a barometer of the housing market. It likely reflects the volume of new insurance (driven by home purchases) and the extremely low current default rate in their portfolio.

AKIMA Index Chart for the Company NMI Holdings Inc.
Loading...

AKIMA Market Segment Index - Fear commerc

NMI Holdings (NMIH) is a new but successful private mortgage insurer; the company insures banks against default by borrowers with low down payments. This composite metric evaluates financial companies. The graph shows the sector average. This benchmark: how does NMIH's risky (but profitable) niche differentiate it from the average insurer?

AKIMA Market Segment Index Chart - Fear commerc
Loading...

The AKIM Index for the overall market

NMIH (National Mortgage Insurance) is a private mortgage insurer (PMI). The company insures lenders (banks) against borrower default. This chart, which reflects the market average, provides a macro backdrop. It helps assess how NMIH, whose business is a pure bet on the health of the housing market (prices, occupancy), compares to the overall macroeconomic picture.

AKIM Index chart for the overall market
Loading...