GURU.Markets stock price, segment price, and overall market index valuation
The company's share price OPRT
Oportun is a fintech company that provides loans to consumers with limited credit history. Its share price reflects both the significant potential of this underserved market and the high risks associated with borrowers' creditworthiness and regulatory pressure.
Share prices of companies in the market segment - Consumer lending
Oportun Financial (OPRT) is a fintech company providing affordable loans, credit cards, and banking services to people with limited credit histories, primarily Hispanic. We classify it as a consumer lender. The chart below shows the dynamics of the alternative lending sector.
Broad Market Index - GURU.Markets
Oportun Financial is a fintech company that provides affordable loans to people with limited or no credit history. As part of the GURU.Markets index, it represents the inclusive lending sector. The chart below represents the entire market. See how Oportun shares compare to the overall trend.
Change in the price of a company, segment, and market as a whole per day
OPRT - Daily change in the company's share price OPRT
The volatility of Oportun, a fintech company that provides loans to people with less-than-perfect credit, reflects the state of the economy. Change_co measures sensitivity to unemployment and credit risks. This parameter is important for formulas on System.GURU.Markets that analyze risks in the consumer lending sector.
Daily change in the price of a set of shares in a market segment - Consumer lending
Oportun Financial Corporation is a fintech company. This chart demonstrates the high volatility of the financial sector. Comparing it with OPRT, which focuses on lending to borrowers with less-than-perfect credit histories, helps us understand its increased sensitivity to economic conditions.
Daily change in the price of a broad market stock, index - GURU.Markets
Oportun is a fintech company that provides credit products. This business is highly dependent on the state of the economy and unemployment. The chart below shows the volatility in the consumer credit sector, reflecting these risks.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization OPRT
For Oportun Financial Corporation, year-on-year performance is a reflection of its lending to low- and moderate-income individuals. Its 12-month capitalization change reflects its ability to manage credit risks in this segment, as well as regulatory pressure and competition from other fintech companies targeting the same audience.
Annual dynamics of market capitalization of the market segment - Consumer lending
Oportun Financial Corporation is a fintech company that provides loans to consumers with limited credit history. Its model is based on data analysis. The chart shows how its economically sensitive business and regulatory risks in this segment influence its volatile performance.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Oportun, which provides loans to consumers with less-than-perfect credit histories, is a highly cyclical company. Its business thrives in good times but carries significant risks during crises. The company's share price performance is a barometer of the financial health of the most vulnerable segments of the population, increasingly reflecting all phases of the economic cycle.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization OPRT
Oportun, a fintech company, depends on consumer lending for its growth. The monthly fluctuations on the chart reflect the volume of loans issued and the quality of its loan portfolio, which is targeted at consumers with limited credit history and is sensitive to unemployment.
Monthly dynamics of market capitalization of the market segment - Consumer lending
The consumer lending market through fintech platforms is sensitive to economic conditions and interest rates. The dynamics of this sector, shown in the chart, reflect investor confidence in borrowers' creditworthiness. In this environment, companies like Oportun Financial manage their credit risks.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Oportun Financial, a fintech company providing loans to underbanked individuals, is highly sensitive to economic conditions. Default risks make its shares cyclical, and their movements often amplify broader market movements.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization OPRT
Oportun Financial provides loans to individuals with insufficient banking histories using alternative credit assessment methods. Its weekly stock price reflects the state of consumer lending, unemployment, and regulatory changes related to payday loans.
Weekly dynamics of market capitalization of the market segment - Consumer lending
The consumer lending sector, where Oportun operates, is highly dependent on interest rates and unemployment. These factors impact all players. The chart below illustrates this industry-wide dynamic. It allows one to assess how successfully Oportun manages risk in its niche compared to the market average.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Oportun Financial is a fintech company that provides loans to people with limited credit history. Its business is sensitive to the state of the economy and unemployment. The chart shows how the company's stock correlates with consumer confidence and market sentiment.
Market capitalization of the company, segment and market as a whole
OPRT - Market capitalization of the company OPRT
Oportun Financial's market capitalization reflects investor perceptions of its mission to provide affordable loans to people with little or no credit history. The chart shows how the market perceives its ability to manage risk in this segment. Its decline reflects investor concerns about rising delinquencies and regulatory pressure.
OPRT - Share of the company's market capitalization OPRT within the market segment - Consumer lending
Oportun Financial provides affordable loans to people with limited or no credit history, using alternative data to assess risk. In the consumer lending segment, its market capitalization reflects its social mission and technological approach. The company's market weight reflects the level of demand for financial services among underserved segments of the population.
Market capitalization of the market segment - Consumer lending
Below is a graph showing the total value of the entire consumer lending market. For Oportun Financial, which specializes in loans for people with poor credit, this line is a map of financial inclusion. The rising graph reveals a vast yet underserved market where the company's technology-driven approach allows it to find reliable borrowers.
Market capitalization of all companies included in a broad market index - GURU.Markets
Oportun Financial is a fintech company that provides loans to people with little or no credit history. Its market capitalization is a measure of financial inclusion—the market share of businesses that provide access to credit to those denied access by traditional banks.
Book value capitalization of the company, segment and market as a whole
OPRT - Book value capitalization of the company OPRT
Oportun Financial is a fintech company providing loans to the underbanked. Its book value is its loan portfolio and capital. This is its financial engine for providing access to credit. How has the size of this portfolio changed? The chart below shows this trend.
OPRT - Share of the company's book capitalization OPRT within the market segment - Consumer lending
Oportun Financial provides loans to individuals with limited banking history. Its hybrid model relies on both an IT infrastructure for online applications and a network of hundreds of small brick-and-mortar offices across the country. The chart shows its share of tangible assets supporting inclusive consumer lending.
Market segment balance sheet capitalization - Consumer lending
Oportun, a fintech lending company, has a hybrid model. It combines an online platform with a small network of physical locations. This makes it more capital-intensive than purely digital companies. The BCap_Seg chart for the financial sector illustrates this contrast.
Book value of all companies included in the broad market index - GURU.Markets
Oportun's assets are not a bank, but a technology platform and a loan portfolio focused on providing loans to individuals with limited banking history. The book value reflects the volume of loans issued and the cost of the IT system. The chart illustrates the scale of this fintech lender.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - OPRT
Oportun's balance sheet consists of its loan portfolio and IT platform. Its market value, which is below its book value, reflects investor concerns about rising loan defaults and regulatory risks in the consumer lending sector. The chart represents the risk discount.
Market to book capitalization ratio in a market segment - Consumer lending
Oportun Financial provides loans to low- and moderate-income individuals. Its value lies in its risk assessment model. The chart shows how investors assess its ability to manage credit risk in this segment, particularly during periods of economic instability.
Market to book capitalization ratio for the market as a whole
Oportun Financial is a fintech company that provides loans to individuals with limited banking history. Its value lies in its AI-based risk assessment model. This chart shows how the market assesses its ability to manage risk and grow in this specific consumer lending segment.
Debts of the company, segment and market as a whole
OPRT - Company debts OPRT
Oportun Financial, a fintech company providing loans to underbanked populations, uses significant debt to fund its loan portfolio. This chart illustrates how the company leverages capital markets to fulfill its social mission and scale its business.
Market segment debts - Consumer lending
Oportun Financial is a fintech company that provides consumer loans to people with limited or no credit history. Its business model is entirely based on access to debt capital to finance its loan portfolio. This chart directly reflects how effectively the company uses leverage to operate its business.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio OPRT
Oportun Financial provides loans to individuals with limited banking history. This business carries increased credit risks. This chart shows how the company manages its capital. It is an indicator of its ability to absorb potential borrower defaults, which is critical for sustainability in the consumer lending sector.
Market segment debt to market segment book capitalization - Consumer lending
Oportun Financial provides affordable loans to people with limited or no credit history using its proprietary scoring model. This segment of fintech carries increased risks. This chart shows debt trends in the consumer lending sector, helping to assess how Oportun manages its loan portfolio.
Debt to book value of all companies in the market
Oportun Financial provides credit products to individuals with limited banking history, which requires accurate risk assessment and access to capital. This chart, showing the overall market leverage, allows one to assess the sustainability of the company's business model. It helps understand how Oportun manages its leverage in the consumer lending sector.
P/E of the company, segment and market as a whole
P/E - OPRT
Oportun Financial is a fintech company that provides affordable loans to people with limited or no credit history, primarily Hispanic. This chart shows how the market views its social mission and risk management. The trend reflects the company's ability to serve this segment better than traditional banks.
P/E of the market segment - Consumer lending
Oportun Financial is a fintech lender for people with low credit scores. This chart shows the average rating for the financial sector. It helps understand how the market evaluates its ability to manage high risks and whether it trades at a discount to traditional lenders because of this.
P/E of the market as a whole
Oportun Financial is a fintech company that provides affordable loans to people with limited or no credit history using a proprietary risk assessment model. This chart reflects the overall sentiment in the consumer credit market. It helps understand how OPRT's risks and opportunities are assessed against the backdrop of general economic cycles and household indebtedness levels.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company OPRT
Oportun Financial provides affordable loans to people with limited credit histories. Future profits depend on its ability to accurately assess risks and manage the portfolio in this segment. This chart reflects market expectations regarding demand for alternative lending and the health of its target audience.
%20P%2FE%20OPRT&width=1500&height=450&colorIndex=35&filename=GURU_Markets_-_Chart-of-the-companys-future-projected-PE-OPRT&v=1772435821695 "Chart of the company's future (projected) P/E OPRT")
Future (projected) P/E of the market segment - Consumer lending
Oportun Financial is a fintech company that provides affordable loans to consumers with limited or no credit history using its proprietary scoring model. This chart reflects its expected future profitability, which depends on its ability to effectively manage credit risk in this segment of the population.
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Future (projected) P/E of the market as a whole
Oportun Financial provides affordable loans to people with limited or no credit history. Their business has a strong social mission. This graph of general market expectations reflects the state of consumer lending. Economic growth is important to Oportun, as it impacts their clients' creditworthiness.
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Profit of the company, segment and market as a whole
Company profit OPRT
Oportun Financial provides affordable loans to people with limited credit history using a proprietary risk assessment model. This chart illustrates how the company strives to balance social impact and profitability. Its financial performance depends on its ability to accurately assess borrowers and manage default rates.
Profit of companies in the market segment - Consumer lending
Oportun Financial is a fintech company that provides loans to consumers with limited or no credit history, using alternative data to assess risk. Its business is at the intersection of financial inclusion and technology. The company's profitability depends on its ability to accurately assess risk and manage the cost of capital.
Overall market profit
Oportun Financial is a fintech company that provides loans to individuals with little or no credit history. Its business is highly sensitive to the state of the economy. This graph, reflecting the health of the corporate sector, affects the employment and income levels of its target audience. An economic downturn could lead to an increase in loan defaults.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company OPRT
Oportun Financial provides credit products to consumers with limited or no credit history. This chart shows analysts' expectations for future earnings. The forecast depends on the company's ability to accurately assess the risks of this category of borrowers and the regulatory environment in consumer lending.
%20profit%20of%20the%20company%20OPRT&width=1500&height=450&colorIndex=41&filename=GURU_Markets_-_Graph-of-future-projected-profit-of-the-company-OPRT&v=1772435821744 "Graph of future (projected) profit of the company OPRT")
Future (predicted) profit of companies in the market segment - Consumer lending
Oportun Financial is a fintech company providing affordable loans to people with limited or no credit history. Profitability forecasts for the consumer lending sector, shown in the graph, are dependent on employment levels and interest rates. This chart helps evaluate how Oportun's scoring model manages risk in this segment.
%20profits%20of%20companies%20in%20a%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=42&filename=GURU_Markets_-_Graph-of-future-predicted-profits-of-companies-in-a-market-segment-Consumer-lending&v=1772435821748 "Graph of future (predicted) profits of companies in a market segment - Consumer lending")
Future (predicted) profit of the market as a whole
Oportun Financial is a fintech company that provides consumer loans to people with limited credit histories. Demand for its services is high, but its main risk is borrowers' creditworthiness. A positive economic outlook in this chart indicates rising employment and income, which reduces the risk of default in Oportun's portfolio.
%20profits%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=43&filename=GURU_Markets_-_Chart-of-future-predicted-profits-of-the-market-as-a-whole&v=1772435821753 "Chart of future (predicted) profits of the market as a whole")
P/S of the company, segment and market as a whole
P/S - OPRT
Oportun Financial provides affordable loans to people with limited or no credit history, primarily to the Hispanic population. This chart shows how investors value its revenue. This metric reflects its ability to manage credit risk in this segment and its potential for financial inclusion.
P/S market segment - Consumer lending
Oportun Financial is a fintech company that provides affordable loans to people with limited or no credit history, using alternative data to assess risk. This chart shows the average revenue estimate in the consumer lending sector. It helps assess how investors perceive the company's social mission and credit risk.
P/S of the market as a whole
Oportun Financial is a fintech company that provides affordable loans to people with limited or no credit history, primarily to the Hispanic population in the United States. This chart provides an overview of how the market perceives the company's revenue as operating in the inclusive lending niche, compared to the market average.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company OPRT
Oportun Financial provides affordable loans to people with limited or no credit history. This chart shows how investors estimate its future earnings. This estimate depends on its ability to accurately assess risks in this segment and grow its loan portfolio while maintaining asset quality.
%20P%2FS%20OPRT&width=1500&height=450&colorIndex=47&filename=GURU_Markets_-_The-graph-of-the-companys-future-projected-PS-OPRT&v=1772435821780 "The graph of the company's future (projected) P/S OPRT")
Future (projected) P/S of the market segment - Consumer lending
Oportun Financial is a fintech company that provides affordable loans to people with limited credit history. This chart compares the company's estimated future sales with other consumer lenders. It shows how investors assess its ability to manage credit risk in its segment and compete with traditional and emerging lenders.
%20P%2FS%20market%20segment%20graph%20-%20Consumer%20lending&width=1500&height=450&colorIndex=48&filename=GURU_Markets_-_Future-projected-PS-market-segment-graph-Consumer-lending&v=1772435821848 "Future (projected) P/S market segment graph - Consumer lending")
Future (projected) P/S of the market as a whole
Oportun Financial is a fintech company that provides affordable loans to consumers with limited or no credit history. Its business depends on consumer loan demand and its ability to manage risk. This graph, which reflects revenue growth expectations, serves as a barometer of the financial health of its target audience.
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Sales of the company, segment and market as a whole
Company sales OPRT
Here's a revenue chart for Oportun Financial, a fintech company that provides consumer loans to people with limited or no credit history, primarily Hispanic. Revenue is the interest earned on loans issued. Revenue growth reflects demand for affordable credit products in this underserved demographic.
Sales of companies in the market segment - Consumer lending
Oportun Financial is a fintech company that provides affordable loans to people with limited or no credit history, using alternative data to assess risk. This chart shows revenue in the consumer lending sector. It reflects the vast market of consumers ignored by traditional banks and Oportun's ability to serve this segment through technology.
Overall market sales
Oportun Financial provides credit products to low- and moderate-income populations, who often lack access to traditional banking services. Demand for its loans is high, but its risks increase during economic downturns, as reflected in this chart, when unemployment rises and borrowers find it more difficult to service their debt.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company OPRT
Oportun Financial is a fintech company providing affordable loans to people with limited or no credit history. This projected revenue chart reflects demand in this market segment. The growth is driven by expectations of increased loan volumes and the effectiveness of its AI-based risk assessment model.
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Future (projected) sales of companies in the market segment - Consumer lending
Oportun Financial is a fintech company providing affordable loans to people with limited or no credit history, primarily in the Hispanic population of the United States. This chart shows projected revenues for the entire consumer lending sector, reflecting the demand for alternative financial services and the level of household debt.
%20sales%20of%20companies%20in%20the%20market%20segment%20-%20Consumer%20lending&width=1500&height=450&colorIndex=54&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-companies-in-the-market-segment-Consumer-lending&v=1772435821962 "Schedule of future (projected) sales of companies in the market segment - Consumer lending")
Future (projected) sales of the market as a whole
Oportun Financial provides credit products to individuals with limited banking history. Demand for its services is high, but its risks depend on the financial health of its borrowers. Labor market and income growth forecasts, linked to overall economic expectations, are Oportun's key indicators of its client base's creditworthiness.
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Marginality of the company, segment and market as a whole
Company marginality OPRT
Oportun Financial provides loans to individuals with little or no credit history using a proprietary risk assessment model. Profitability in this business is the art of risk management. The chart shows how successfully the company balances high interest rates with the inevitable losses from defaults.
Market segment marginality - Consumer lending
Oportun Financial is a fintech company that provides affordable loans to people with limited or no credit history. This chart shows the profitability of its lending model. Its ability to accurately assess risks in this segment using proprietary algorithms allows it to serve clients rejected by traditional banks and maintain profitability.
Market marginality as a whole
Oportun Financial provides loans to consumers with limited or no credit history. This overall economic return curve is important because it impacts the employment and income levels of its target audience. A healthy economy reduces the risk of loan defaults, which is key to the company's profitability.
Employees in the company, segment and market as a whole
Number of employees in the company OPRT
Oportun Financial is a fintech company providing loans to people with limited or no credit history. This graph shows the team working in a segment requiring complex risk management. The team's growth reflects the balance between expanding the loan portfolio and adapting to changing economic conditions.
Share of the company's employees OPRT within the market segment - Consumer lending
Oportun Financial is a fintech company that provides loans to people with limited credit histories. Its model combines data analysis with a human approach to customer service, which requires a significant staff. This graph illustrates its scale and social mission, reflecting its share of the pool of specialists working in the inclusive lending market.
Number of employees in the market segment - Consumer lending
Oportun Financial provides affordable loans to people with little or no credit history using its proprietary scoring model. This chart reflects the growth of the inclusive finance sector. The increase in staff in the scoring and customer service departments demonstrates the demand for alternative financial products from millions of people ignored by traditional banks.
Number of employees in the market as a whole
Oportun Financial provides credit products to people with limited or no credit history, often from the Latino community. Its growth reflects the demand for inclusive financial services. This employment graph shows how fintech companies serving underserved communities can grow by solving social problems and creating jobs.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company OPRT (OPRT)
Oportun Financial is a fintech company that provides consumer loans to people with little or no credit history using a proprietary risk assessment model. This chart demonstrates the high cost per employee. This value is created through data and artificial intelligence algorithms, which allow it to serve a segment ignored by traditional banks.
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Market capitalization per employee (in thousands of dollars) in the market segment - Consumer lending
Oportun Financial is a fintech company that provides loans to people with limited or no credit history. This metric reflects the effectiveness of their AI-based scoring model. Their high capitalization per employee suggests that their technology allows them to accurately assess risks and serve clients more effectively than traditional lenders.
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Market capitalization per employee (in thousands of dollars) for the overall market
Oportun Financial offers credit products for people with limited credit history. This indicator reflects its fintech model, which targets an underserved segment. Value is created by using data to assess risks. The market evaluates the company's ability to grow while maintaining the quality of its loan portfolio.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company OPRT (OPRT)
Oportun Financial is a fintech company that provides consumer loans, primarily to the underbanked. They use AI to assess risks. This chart shows how effective their underwriting model is. High profit per employee is a result of automated lending and risk management.
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Profit per employee (in thousands of dollars) in the market segment - Consumer lending
Oportun Financial is a fintech company that provides loans to low-income groups, often using AI models to assess risk. Their business model combines technology and physical locations. This metric demonstrates the effectiveness of this omnichannel model in generating revenue per employee.
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Profit per employee (in thousands of dollars) for the market as a whole
Oportun Financial is a fintech company that provides consumer loans, often to people with limited banking history. Their business uses AI to assess risks. This graph shows how successfully their algorithms and data processing team generate interest income while minimizing defaults and personnel costs.
%20for%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=68&filename=GURU_Markets_-_Chart-of-profit-per-employee-in-thousands-of-dollars-for-the-market-as-a-whole&v=1772435822017 "Chart of profit per employee (in thousands of dollars) for the market as a whole")
Sales to employees of the company, segment and market as a whole
Sales per company employee OPRT (OPRT)
Oportun Financial is a fintech company providing affordable loans to the underbanked. This chart demonstrates the effectiveness of their lending model. It shows how much revenue each employee generates by using data and analytics to manage risk and serve clients.
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Sales per employee in the market segment - Consumer lending
Oportun Financial (OPRT) is a fintech company providing consumer loans, primarily to low- and moderate-income individuals, often without a credit history (A.I. scoring). This chart shows the revenue (interest) generated by each employee. This is an indicator of the effectiveness of their scoring model and the scalability of their omnichannel (online and offline) platform.
Sales per employee for the market as a whole
Oportun Financial (OPRT) is a fintech company providing consumer loans (payday loans, car loans) primarily to low- and middle-income individuals, often without a credit history. This metric reflects how effectively their AI platform (scoring) and omnichannel model (online and in-store) generate interest income.
Short shares by company, segment and market as a whole
Shares shorted by company OPRT (OPRT)
Oportun Financial is a fintech company that provides consumer loans (often unsecured) to low- and moderate-income clients. This chart reflects bearish sentiment. Bears expect a recession, which will lead to a sharp rise in loan defaults among its risky client base.
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Shares shorted by market segment - Consumer lending
Oportun Financial is a fintech company that issues consumer loans to low-income (subprime) individuals, often without a credit history. This metric measures pessimism. "Short" here is a direct bet on a recession. Investors expect a wave of defaults in their high-risk loan portfolio.
Shares shorted by the overall market
Oportun Financial is a fintech company that provides consumer loans to people with limited or no credit history, often immigrants. This is high-risk lending. This chart measures overall market fear. When investors fear a recession, the shares of such lenders are the first to fall, as a sharp rise in defaults is expected.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator OPRT (OPRT)
Oportun Financial (OPRT) is a fintech company that provides personal loans to people with low or no credit scores, primarily Hispanic Americans. This chart measures risk. It shows "oversold" (below 30) due to fears of a recession and rising defaults, or "overbought" (above 70) amid strong demand for loans.
&width=1500&height=450&colorIndex=75&filename=GURU_Markets_-_RSI-14-indicator-chart-for-the-companys-stock-OPRT-OPRT&v=1772435822081 "RSI 14 indicator chart for the company's stock OPRT (OPRT)")
RSI 14 Market Segment - Consumer lending
Oportun (OPRT) is a "neo-lender" for the "invisible." This fintech issues *small* consumer loans (and credit cards) to people *without* credit history (Hispanics). RSI_14_Seg for "Consumer Lending" (Fintech) shows the "temperature" of the sector. It helps us understand: is OPRT's decline a reflection of its risks or a general "overheating"?
RSI 14 for the overall market
Oportun (OPRT), a fintech lender for subprime borrowers, uses this chart as a risk indicator. During periods of euphoria and low unemployment, its clients service their debt. In times of panic and recession, its borrowers are the first to lose their jobs, leading to mass defaults and threatening OPRT's business model.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast OPRT (OPRT)
Oportun Financial is a fintech company that provides consumer loans (payday loans) to people with low or no credit ratings using an AI scoring model. This chart shows the average 12-month forecast from analysts. Their target price reflects their assessment of credit risk and regulatory pressure in this segment.
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The difference between the consensus estimate and the actual stock price OPRT (OPRT)
Oportun is a fintech company that provides consumer loans to low- and moderate-income individuals (often with no credit history). This chart measures the gap between the current price and the consensus target price. It shows how confident experts are in their AI risk assessment model and its ability to manage defaults in this segment.
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Analyst consensus forecast for stock prices by market segment - Consumer lending
Oportun Financial is a fintech company that provides loans (often subprime) to individuals with "invisible" or low credit histories, using AI scoring. This chart shows general expectations for the consumer lending sector. It reflects whether experts believe in the stability of "risky" borrowers or anticipate a wave of defaults.
Analysts' consensus forecast for the overall market share price
Oportun Financial is a fintech company providing consumer loans to low- and middle-income individuals, often without a credit history. This chart shows the overall market sentiment. For Oportun, which operates in a high-risk segment, overall optimism is important, as it reduces the risk of default. During periods of pessimism, their risks and funding costs increase sharply.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index OPRT
Oportun Financial is a fintech company providing inclusive loans (installment plans, credit cards) to low- and middle-income groups, often overlooked by banks. They use AI scoring to assess risk. This chart is an assessment of their risk portfolio. It reflects their ability to grow lending while managing default rates in the subprime segment.
AKIMA Market Segment Index - Consumer lending
Oportun (OPRT) is a B2C and B2B fintech company focused on providing affordable loans (personal and auto) to an invisible audience (people with low or no credit history) using AI scoring. This aggregate metric evaluates financial companies. The chart shows the sector average. This benchmark: how does Oportun's social (and risky) fintech model differentiate it from the average lender?
The AKIM Index for the overall market
Oportun Financial is a fintech company that provides loans and financial services to people with limited credit history, using AI for scoring. This chart, which reflects the market average, provides a macro backdrop. It helps assess how OPRT, which serves a vulnerable segment of borrowers, compares to the overall economic situation and inflation.
