GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Unum Group
Unum Group is a major player in the disability and life insurance market. Its share price is influenced by demographic trends, employment levels, and interest rate movements, which affect the company's investment income and liabilities.
Share prices of companies in the market segment - Life insurance
Unum Group operates in the disability and life insurance segments, primarily through employers. We classify this as life insurance. The chart below shows the overall dynamics of this sector, depending on employment levels and demographic trends.
Broad Market Index - GURU.Markets
Unum Group is a leading provider of disability insurance, life insurance, and other employee benefits in the US and UK. As a major insurer, the company is included in the GURU.Markets index. The chart below shows the overall market performance. Compare its stock performance to general trends in the insurance industry.
Change in the price of a company, segment, and market as a whole per day
UNM - Daily change in the company's share price Unum Group
The daily price change for Unum Group, a major insurer, reflects its reaction to the labor market and interest rates. While the graph of these fluctuations is unspectacular, it is a critical component of the formulas on System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Life insurance
Unum Group is a leading provider of disability insurance. This chart shows the average daily volatility of the insurance sector. Compared to UNM's performance, which is dependent on employment levels and the state of the economy, it serves as a barometer of the labor market.
Daily change in the price of a broad market stock, index - GURU.Markets
Unum Group is a large insurance company specializing in disability and life insurance. The insurance business is sensitive to the labor market and interest rates. The chart below shows average volatility in the financial sector, which helps assess Unum's stability.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Unum Group
Unum is a leader in disability and life insurance for employees. Its year-over-year performance reflects the state of the labor market and demographic trends. The chart below illustrates the history of this stable and predictable business.
Annual dynamics of market capitalization of the market segment - Life insurance
Unum Group is a leader in disability and life insurance for corporate employees. Its business depends on its employment levels and its ability to accurately assess risks in the corporate sector. The chart below shows how its focused model and stable corporate client portfolio influence its performance in the insurance industry.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Unum Group is a leading provider of disability and life insurance for employees. Its business is sensitive to the labor market (employment affects the number of insured individuals) and interest rates (which affect investment income).
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Unum Group
The market capitalization of Unum Group, a life and disability insurance company, depends on the labor market. Monthly fluctuations on the chart reflect employment trends, which influence insurance premium volumes, as well as changes in interest rates, which determine the return on its investment portfolio.
Monthly dynamics of market capitalization of the market segment - Life insurance
This chart shows the dynamics of the insurance sector, particularly in the disability insurance segment, where Unum is the leader. Its movements reflect the state of the labor market and demographic trends, which influence demand and unprofitability in this niche.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Unum Group is a leading provider of disability insurance. Its performance is dependent on employment levels and interest rates. The chart below shows how Unum's shares, reflecting the labor market, could move at odds with the broader market, which is more focused on corporate profits overall.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Unum Group
For Unum Group, a leader in disability insurance, weekly dynamics reflect the state of the labor market. Employment levels and wage growth directly impact the number of insured individuals and premiums, while claims data creates short-term fluctuations.
Weekly dynamics of market capitalization of the market segment - Life insurance
Unum and the entire life and disability insurance sector respond to general labor market trends and interest rate dynamics. Employment levels and Federal Reserve policy are key drivers for everyone. The chart shows how the company fares against this backdrop.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Unum Group is a leading disability insurance company. Its business is sensitive to the labor market and interest rates. The chart shows how these macroeconomic factors influence its performance compared to the overall market.
Market capitalization of the company, segment and market as a whole
UNM - Market capitalization of the company Unum Group
Unum Group's market capitalization is the financial valuation of one of the leaders in the disability and supplemental health insurance markets in the US and UK. The chart reflects the scale of the business, which provides financial protection to millions of workers. Its dynamics are closely linked to the state of the labor market and trends in corporate benefits.
UNM - Share of the company's market capitalization Unum Group within the market segment - Life insurance
Unum Group is a leading provider of disability insurance, life insurance, and other corporate benefits in the US and UK. The company's market share reflects its scale and deep relationships with employers. The chart shows its weight in this market.
Market capitalization of the market segment - Life insurance
Unum Group is a leading provider of disability and workplace life insurance. The chart below shows the overall market capitalization of the life insurance sector. Unum holds a strong position in this market, operating through employers, which provides it with consistent access to millions of clients.
Market capitalization of all companies included in a broad market index - GURU.Markets
The insurance shown in the chart covers a variety of risks. Unum Group is a leader in disability and life insurance, which companies provide to their employees. Its market capitalization reflects its dominant position in the corporate insurance market in the US and UK.
Book value capitalization of the company, segment and market as a whole
UNM - Book value capitalization of the company Unum Group
Unum Group's balance sheet is a financial safety net for millions of employees. Its book value reflects its vast investment portfolio and reserves for disability and life insurance payments. This is the material foundation that provides financial support in difficult times.
UNM - Share of the company's book capitalization Unum Group within the market segment - Life insurance
Unum Group, a leader in disability insurance, has an asset structure typical of an insurer. Its share of the physical base, consisting of large operating centers, is small. The chart emphasizes that its strength lies in risk underwriting and capital management, not in physical assets.
Market segment balance sheet capitalization - Life insurance
Unum Group is one of the leading providers of disability insurance in the United States. Like other insurance companies, their business is financial risk management, not product manufacturing. A chart of their book value shows that their physical assets (offices) make up a small percentage of their total balance sheet.
Book value of all companies included in the broad market index - GURU.Markets
Unum Group, a leader in disability insurance, is backed by a network of offices and a robust IT infrastructure capable of servicing millions of policies. The chart below shows how the material foundation supporting their operations has evolved.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Unum Group
Unum Group's balance sheet reflects its capital. Its market valuation reflects investors' confidence in its ability to manage disability insurance risks. The chart below shows how this confidence in its business model has changed.
Market to book capitalization ratio in a market segment - Life insurance
Unum Group is a major provider of disability and life insurance. Its assets represent financial reserves to cover future claims. The chart shows the ratio of market capitalization to equity, reflecting investor confidence in its risk management ability.
Market to book capitalization ratio for the market as a whole
Unum Group is a leading provider of disability insurance and other types of group insurance for companies. Its valuation, like that of other insurers, is heavily dependent on its book value, which reflects its investment portfolio and reserves. Its market capitalization, compared to the average, is an indicator of the credibility of its underwriting.
Debts of the company, segment and market as a whole
UNM - Company debts Unum Group
Unum Group, a leading provider of disability insurance and other corporate benefits, manages its capital with the conservatism inherent in the insurance business. This chart shows how the company maintains a strong balance sheet and moderate debt load to ensure its ability to meet long-term obligations to policyholders.
Market segment debts - Life insurance
Unum Group is a leading provider of disability insurance and other types of group insurance for company employees. It is a stable business built on long-term relationships with employers. This chart shows how conservatively the company manages its capital to ensure it meets its obligations.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Unum Group
Unum Group is a major provider of disability, life, and long-term care insurance. This chart reflects the insurer's capital structure. Its financial health depends on the accuracy of its actuarial calculations and the performance of its investment portfolio. An unexpected increase in claims or low interest rates could put pressure on the business.
Market segment debt to market segment book capitalization - Life insurance
Unum Group is a leader in disability and life insurance for corporate clients. In the insurance industry, financial stability and capital management are key factors in trust. The chart shows general debt trends in the industry, providing context for assessing Unum's conservatism and reliability.
Debt to book value of all companies in the market
Unum Group is a leader in disability insurance. Financial and insurance companies are inherently highly leveraged. This chart shows the average debt level across the economy. It clearly demonstrates why Unum's financial structure differs from that of non-financial companies.
P/E of the company, segment and market as a whole
P/E - Unum Group
Unum Group is a leading provider of disability, life, and workplace accident insurance. This chart shows how investors view the corporate insurance market. The dynamics depend on employment levels in the US and UK, as well as the company's ability to accurately assess and manage risks.
P/E of the market segment - Life insurance
Unum Group is a leading provider of workplace insurance in the US and UK. The company offers disability, life, and accident insurance as part of its employee benefits package. This chart reflects the overall assessment of the life insurance sector, providing insight into how investors view the outlook for corporate insurance.
P/E of the market as a whole
Unum Group is a leading provider of disability and workplace life insurance. This chart shows general trends in the financial sector, but for UNM, employment levels and demographic trends are more important. A stable labor market ensures a predictable flow of insurance premiums, making its valuation relatively stable.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Unum Group
Unum Group is a leading provider of workplace insurance, including disability, life, and accident insurance. This chart reflects expectations for the labor market and the state of the economy. Its dynamics predict employment and Unum's ability to sell its insurance products through employers, ensuring a stable flow of premiums.
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Future (projected) P/E of the market segment - Life insurance
Unum Group is a leading provider of disability insurance, life insurance, and other employee benefits in the US and UK. This chart compares the company's profitability forecasts with overall sentiment in the insurance industry, allowing investors to understand how the market views its niche specialization.
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Future (projected) P/E of the market as a whole
Unum Group is a leader in disability insurance and workplace supplemental insurance in the US and UK. This chart, reflecting the state of the labor market, is key for Unum. Employment growth directly increases their client base, while economic downturns can lead to increased disability insurance premiums.
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Profit of the company, segment and market as a whole
Company profit Unum Group
Unum Group is one of the leading providers of workplace insurance in the US, including disability, life, and accident insurance. The company operates through employers, providing broad coverage. This chart shows the financial performance of the business, which provides social security to millions of workers.
Profit of companies in the market segment - Life insurance
Unum Group is a leading provider of disability insurance and other corporate benefits. This chart shows profitability in the life and health insurance sector. For UNM, this reflects the state of the labor market and demographic trends. Their business depends on employment and the ability of companies to provide benefits packages to their employees.
Overall market profit
Unum Group is a leader in the disability and life insurance market, providing employers with benefits for their employees. The company's business is directly dependent on the country's employment rate. The more people work, the more insurance premiums Unum collects. This graph, reflecting the health of the corporate sector, is a good indicator of the state of the labor market.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Unum Group
Unum Group is a leader in the disability and life insurance market provided through employers. The profit forecast presented here is dependent on the state of the labor markets in the US and UK, as well as demographic and healthcare trends. Employment levels and claims management are key factors for analysts.
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Future (predicted) profit of companies in the market segment - Life insurance
Unum Group is a leader in disability insurance and supplementary insurance for corporate employees. The profit forecast for this sector depends on employment levels and trends in corporate benefits. This chart reflects analysts' expectations for the future of the employer-provided insurance market, which is an important part of the benefits package.
%20profits%20of%20companies%20in%20a%20market%20segment%20-%20Life%20insurance&width=1500&height=450&colorIndex=42&filename=GURU_Markets_-_Graph-of-future-predicted-profits-of-companies-in-a-market-segment-Life-insurance&v=1772615222964 "Graph of future (predicted) profits of companies in a market segment - Life insurance")
Future (predicted) profit of the market as a whole
Unum Group is a leading provider of disability and life insurance for corporate employees. Demand for its products depends on employment levels and competition for talent. This graph, reflecting profit forecasts, shows the health of the corporate sector, which determines both the number of insured individuals and their solvency.
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P/S of the company, segment and market as a whole
P/S - Unum Group
Unum Group is a leading provider of disability insurance and other corporate insurance products. This chart shows how the market values ββits premium revenue. This value depends on the labor market (more people working means more insured people) and the company's ability to accurately assess risks and manage insurance claims.
P/S market segment - Life insurance
Unum Group is a leading provider of workplace insurance in the US and UK, offering disability, life, and accident insurance. This chart shows the average price-to-sales ratio for the insurance industry. It helps investors understand how Unum's stable business, based on long-term contracts with employers, is valued.
P/S of the market as a whole
Unum Group is a leading workplace insurance provider in the US and UK, providing disability, life, and accident insurance. The company's business depends on the employment and well-being of its corporate clients. This chart reflects overall revenue estimates, allowing for an assessment of the stable yet labor-market-sensitive insurance sector.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Unum Group
Unum Group is a leading provider of disability, life, and long-term care insurance, primarily through employers. This chart shows how investors estimate the company's future premium revenue. It is linked to employment levels and demand for corporate insurance benefits.
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Future (projected) P/S of the market segment - Life insurance
Unum Group is a leading provider of disability insurance and other employee benefits in the US and UK. Its business is closely linked to the labor market. This chart shows how investors assess its ability to manage insurance risks and maintain profitability in this segment.
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Future (projected) P/S of the market as a whole
Unum Group is a leading provider of disability insurance and other corporate benefits in the US and UK. Their business is dependent on employment levels. This graph, reflecting economic growth expectations, is important to Unum. Increased employment directly increases the number of insured employees among their corporate clients, which is the primary driver of their revenue.
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Sales of the company, segment and market as a whole
Company sales Unum Group
Unum Group is a leading provider of disability, life, and long-term care insurance, primarily through employers. This chart reflects the demand for corporate insurance benefits. The company's revenue, consisting of insurance premiums, depends on the level of employment in the economy and the ability of companies to offer their employees benefits packages.
Sales of companies in the market segment - Life insurance
Unum Group is a leader in the workplace supplemental insurance market in the US and UK. The company offers disability, life, and critical illness insurance products that employees purchase through their employer. This chart shows how their revenue is distributed among these different types of insurance products.
Overall market sales
Unum Group is a leading provider of disability insurance, life insurance, and other corporate benefits in the US and UK. The company helps protect workers' financial well-being in the event of illness or injury. This total revenue chart reflects the state of the labor market and employment, as more people in the workforce means more potential clients for Unum.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Unum Group
Unum Group is a leading provider of workplace insurance in the US and UK, including disability, life, and accident insurance. This chart reflects premium collection forecasts, which are dependent on occupancy levels and the company's ability to attract new corporate clients.
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Future (projected) sales of companies in the market segment - Life insurance
Unum Group is a leading provider of workplace insurance in the US and UK, including disability and life insurance. This chart shows forecasts for the entire group insurance market. It reflects labor market trends: the more people are employed and the better their benefits packages, the higher the demand for Unum products.
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Future (projected) sales of the market as a whole
Unum Group is a leading provider of disability insurance and other corporate benefits. This graph, reflecting employment levels, is a key metric for Unum. An increase in employment directly increases the number of insured employees through corporate plans, ensuring a stable flow of insurance premiums for the company.
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Marginality of the company, segment and market as a whole
Company marginality Unum Group
Unum Group, a leading provider of disability and workplace life insurance, demonstrates its profitability. This chart shows its profitability. Profitability depends on the accuracy of actuarial calculations (risk assessments) and effective claims management. Stable premium income and conservative capital investments are the foundation of its financial model.
Market segment marginality - Life insurance
Unum Group is a leading provider of disability insurance, life insurance, and other employee benefits in the US and UK. Profitability depends on accurate underwriting (risk assessment) and claims management. This chart shows operational efficiency. A comparison with competitors in the insurance sector reveals their leadership in their niche.
Market marginality as a whole
Unum Group is a leading provider of disability insurance and other types of group insurance for employees. Its business depends on employment levels and labor market conditions. This graph of total corporate profitability reflects the health of employers who are clients and payers of Unum policies.
Employees in the company, segment and market as a whole
Number of employees in the company Unum Group
Unum Group is one of the leading providers of workplace insurance in the US, specializing in disability, life, and critical illness insurance. This graphic shows the team that works with employers to provide these benefits to employees, providing financial protection and support during difficult times.
Share of the company's employees Unum Group within the market segment - Life insurance
Unum Group is a leading provider of workplace insurance, including disability, life, and accident insurance. This chart demonstrates its scale in the corporate insurance market, reflecting Unum's significant share of underwriters, claims adjusters, and corporate account managers in this niche.
Number of employees in the market segment - Life insurance
Unum Group is a leader in disability insurance and other supplemental insurance for corporate employees. This chart shows the extensive sales and claims team working with corporate clients, providing financial protection for millions of workers in the event of illness or injury.
Number of employees in the market as a whole
Unum Group is a leading provider of disability insurance, life insurance, and other employee benefits through employers. The company's business is directly linked to the labor market. The growth in overall employment, as demonstrated by this chart, is Unum's primary driver. Every new hire is a potential new insured client, increasing the company's premiums.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Unum Group (UNM)
Unum Group is a leading provider of disability insurance. This chart illustrates the insurance business model. Moderate capitalization per employee reflects the balance between managing a huge insurance policy portfolio and the need to maintain a large staff for sales, underwriting, and claims processing.
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Market capitalization per employee (in thousands of dollars) in the market segment - Life insurance
Unum Group (UNM) is a leading provider of disability insurance in the United States. This is a specialized and complex type of insurance. This chart shows the industry average. It helps assess how effectively Unum's underwriters and claims adjusters manage this specific risk per employee.
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Market capitalization per employee (in thousands of dollars) for the overall market
Unum Group is a leading provider of disability insurance and other types of group insurance for employees. In the insurance industry, this metric reflects the effectiveness of underwriting and risk management. It demonstrates how successfully a company assesses risks and manages its portfolio to generate profit per employee.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Unum Group (UNM)
Unum Group is a leading provider of disability insurance, often through employers. This chart demonstrates the effectiveness of their underwriting. Business requires accurate risk assessment and claims management. Employee efficiency lies in the correct risk assessment when concluding contracts, which ensures portfolio profitability for years to come.
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Profit per employee (in thousands of dollars) in the market segment - Life insurance
Unum Group (UNM) is a leading disability insurer. This chart shows the benchmark for life insurance. In this "trust-based business," employee profitability is high. Profit is generated not by the number of employees, but by the ability of an elite team (actuaries, investors) to manage a gigantic pool of capital (premiums).
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Profit per employee (in thousands of dollars) for the market as a whole
Unum Group is a leading provider of disability insurance, life insurance, and other employee benefits in the US and UK. This graph, showing labor productivity, illustrates the insurance model. Profit is generated through accurate actuarial calculations and premium management, resulting in high returns per employee.
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Sales to employees of the company, segment and market as a whole
Sales per company employee Unum Group (UNM)
Unum Group is a leading provider of disability and other group insurance in the US and UK. This chart demonstrates its performance in the insurance niche. High revenue per employee is the result of managing a large policy portfolio and effective underwriting, where actuaries and analysts play a key role.
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Sales per employee in the market segment - Life insurance
Unum Group is a leading provider of disability and workplace life insurance (through employers). It's a business-to-business (B2B) insurance company. This chart shows how effective their model (underwriting and claims management) is. It compares how their staff generates revenue (premiums) compared to other life insurance companies.
Sales per employee for the market as a whole
Unum Group is a leader in workplace insurance. Their core product is disability insurance (which pays your salary if you're unable to work), as well as life and dental insurance. This metric reflects how effectively their underwriting team generates insurance premiums.
Short shares by company, segment and market as a whole
Shares shorted by company Unum Group (UNM)
Unum Group (UNM) is a leading insurer specializing in disability and life insurance, which companies provide to their employees. This chart measures bearish bets. The rise in shorts could reflect concerns about rising disability claims in a recession or risks in their long-term care portfolio.
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Shares shorted by market segment - Life insurance
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Shares shorted by the overall market
Unum Group (UNM) is a leading provider of disability and group life insurance in the US and UK. This chart shows the overall level of fear. As pessimism increases, investors view UNM with apprehension: will a recession lead to higher unemployment (loss of customers) and an increase in disability claims?
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Unum Group (UNM)
Unum Group is a large insurer specializing in disability and life insurance for corporate employees. Their business is assessing workplace risks. The chart shows when the market (above 70) is optimistic about their underwriting and employment growth, or (below 30) when there is concern about rising claims (e.g., "long COVID") or low rates.
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RSI 14 Market Segment - Life insurance
Unum Group is a leader in disability insurance (income protection) and other corporate benefits (life insurance, dental) in the US and UK. Their business primarily insures employees in the workplace. This chart reflects the overall sentiment in the life and health insurance sector. It helps assess how the market views this employment-dependent industry as a whole.
RSI 14 for the overall market
Unum Group is a leading provider of disability and life insurance, primarily through employers. Their business is dependent on employment levels (more employees means higher premiums) and interest rates. This market sentiment chart reflects recession fears. Panic (low values) indicates fears of rising unemployment, which will reduce UNM premiums and potentially increase claims.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast UNM (Unum Group)
Unum Group is a leading provider of workplace insurance, primarily disability, life, and critical illness insurance. This chart reflects the collective opinion of analysts. Their targets are based on premium growth, claims management (especially in the disability segment), and the company's investment portfolio performance.
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The difference between the consensus estimate and the actual stock price UNM (Unum Group)
Unum Group is a leading insurer specializing in income protection (disability insurance) and life insurance, primarily for corporate clients. This chart shows the difference between the consensus forecast and the price. It reflects analysts' confidence in the stability of this business and Unum's ability to benefit from rising interest rates.
&width=1500&height=450&colorIndex=79&filename=GURU_Markets_-_A-chart-showing-the-difference-between-the-consensus-forecast-and-the-actual-stock-price.-UNM-Unum-Group&v=1772615225768 "A chart showing the difference between the consensus forecast and the actual stock price. UNM (Unum Group)")
Analyst consensus forecast for stock prices by market segment - Life insurance
Unum Group is one of the largest insurers in the US, specializing in "fringe" benefits for employees, primarily disability insurance. This chart shows analysts' overall expectations for the life insurance sector. It reflects whether experts believe the labor market is stable.
Analysts' consensus forecast for the overall market share price
Unum Group is a leader in workplace insurance (disability, life, and dental insurance), which companies purchase for their employees. Their business is employment. The market expectations shown in this chart are a forecast. If experts expect a decline, this means rising unemployment and, consequently, fewer insured clients for Unum.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Unum Group
Unum Group is a leader in the workplace supplemental insurance market in the US. They specialize in disability, life, and critical illness insurance, selling policies through employers. This chart is a labor market indicator. It reflects employment levels (more workers means higher premiums) and their ability to manage insurance payments (claims).
AKIMA Market Segment Index - Life insurance
Unum Group is a leader in niche insurance; the company dominates group disability insurance (sold by employers to employees). This aggregate metric evaluates financial companies. The graph shows the sector average. This benchmark: to what extent does Unum's dominance in the disability niche distinguish it from the average, mass-market insurer?
The AKIM Index for the overall market
Unum Group is a leading provider of supplemental insurance in the US and UK, primarily disability insurance sold through employers. This chart, which reflects the market average, provides context. It helps assess how Unum, whose protection business is dependent on employment and interest rates, compares to the overall macroeconomic picture that influences markets.
