GURU.Markets stock price, segment price, and overall market index valuation
The company's share price UWMC
UWM Holdings is the largest wholesale mortgage lender in the United States, operating through brokers. Its stock price is highly sensitive to interest rates and mortgage market volumes. The chart reflects the refinancing and home purchase cycles, as well as intense competition.
Share prices of companies in the market segment - Miscellaneous lending
UWM is the largest wholesale mortgage lender in the United States. We classify it as a miscellaneous lender. The chart below shows the overall dynamics of this sector, which is extremely sensitive to interest rates and mortgage market volumes.
Broad Market Index - GURU.Markets
UWM Holdings is the largest wholesale mortgage lender in the US, working with independent brokers. As a leader in its niche, the company is included in the GURU.Markets index. The chart below shows the dynamics of the entire market. Compare its stock performance to the state of the mortgage market and interest rates.
Change in the price of a company, segment, and market as a whole per day
UWMC - Daily change in the company's share price UWMC
For UWM, one of the largest mortgage lenders in the US, daily price changes reflect its high sensitivity to interest rates. The graph of these fluctuations is unspectacular, but it is an important component of the formulas on System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Miscellaneous lending
UWM Holdings Corporation is one of the largest wholesale mortgage lenders in the United States. This chart illustrates the high volatility of the financial sector. Comparing it with UWMC's performance helps us understand how sensitive its business is to interest rates and competition in the mortgage market.
Daily change in the price of a broad market stock, index - GURU.Markets
UWM Holdings is the largest wholesale mortgage lender in the United States. Its business is directly dependent on the state of the real estate market and interest rates. The chart below shows overall volatility, which largely reflects the same macroeconomic factors that influence UWM's business.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization UWMC
UWM is one of the largest wholesale mortgage lenders in the US. Its business is extremely sensitive to interest rate fluctuations. The year-over-year stock price performance shown in the chart directly reflects the state of the mortgage market and competition in this sector.
Annual dynamics of market capitalization of the market segment - Miscellaneous lending
UWM Holdings Corporation is one of the largest wholesale mortgage lenders in the United States. It works with independent brokers rather than directly with borrowers. The chart below shows how its business, which is highly dependent on mortgage market volumes and interest rates, influences its performance in the financial sector.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
UWM Holdings is one of the largest wholesale mortgage lenders in the United States. Its business is extremely sensitive to changes in interest rates and the state of the housing market. During periods of low rates and refinancing booms, the company's volumes grow, but rising rates significantly impact its results, making UWM shares highly cyclical.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization UWMC
The performance of UWM Holdings, a leader in wholesale mortgage lending, is closely tied to the housing market. The monthly fluctuations on the chart reflect the volume of mortgage loans issued through the brokerage network, which are extremely sensitive to changes in interest rates and overall real estate market activity.
Monthly dynamics of market capitalization of the market segment - Miscellaneous lending
This chart reflects the dynamics of the mortgage sector. For UWM, the leader in the wholesale mortgage lending market in the US, it serves as a backdrop. Its movements are a barometer of the housing market. Mortgage rates and refinancing volumes are key factors for the entire industry.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
UWM Holdings is one of the largest wholesale mortgage lenders in the United States. Its business is extremely sensitive to interest rates and the state of the housing market. Against the backdrop of general market movements shown in the chart, UWM's performance follows the rhythm of the mortgage market: it thrives when rates are low and suffers when they rise, making it highly cyclical.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization UWMC
UWM Holdings is a leader in the US mortgage lending market. The company's shares are extremely sensitive to weekly interest rate changes and housing market data. Any signals from the Federal Reserve or mortgage application reports are immediately reflected in the stock price.
Weekly dynamics of market capitalization of the market segment - Miscellaneous lending
UWM Holdings is a leader in the wholesale mortgage lending market. Its weekly performance reflects the state of the entire mortgage sector. A comparison with competitors on the chart will reveal whether its business model allows it to grow market share and outperform the industry, or whether it is entirely dependent on overall interest rates and housing demand.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
UWM Holdings is a mortgage company whose fate is inextricably linked to the housing market and interest rates. Comparing its weekly performance with the broader market reveals this high sensitivity. The chart clearly demonstrates how news from the Federal Reserve impacts its shares much more than many other sectors of the economy.
Market capitalization of the company, segment and market as a whole
UWMC - Market capitalization of the company UWMC
UWM Holdings' market capitalization is a barometer of the US mortgage market, particularly in the brokerage segment. The chart of the largest wholesale lender demonstrates its acute sensitivity to Federal Reserve interest rates. Its dynamics provide a visual narrative of how central bank policy directly impacts refinancing volumes and mortgage business profitability.
UWMC - Share of the company's market capitalization UWMC within the market segment - Miscellaneous lending
UWM Holdings, operating through its flagship brand, United Wholesale Mortgage, is one of the largest wholesale mortgage lenders in the United States. Its market share reflects the dominance of its broker-partner business model. The chart below demonstrates UWM's weight in the highly competitive American mortgage market.
Market capitalization of the market segment - Miscellaneous lending
UWM Holdings, operating under the brand name United Wholesale Mortgage, is a leader in the US mortgage lending market. The chart below shows the total market capitalization of the lending sector. Its dynamics are closely linked to the state of the real estate market and interest rates, which determine mortgage demand and UWM's profitability.
Market capitalization of all companies included in a broad market index - GURU.Markets
This chart shows a giant of the US mortgage market. UWM Holdings is a leader in wholesale lending. Its market capitalization line is sensitive to interest rates and the state of the real estate market. It's a barometer of housing affordability for millions of Americans, expressed as the market value of a single company.
Book value capitalization of the company, segment and market as a whole
UWMC - Book value capitalization of the company UWMC
For UWM Holdings, a mortgage lender, book value represents the equity that underpins its massive loan portfolio. It serves as a financial buffer, ensuring stability in the face of interest rate fluctuations. The chart below demonstrates how the company managed its capital base to support aggressive business growth.
UWMC - Share of the company's book capitalization UWMC within the market segment - Miscellaneous lending
UWM Holdings is a mortgage lending conveyor, not a product manufacturing company. The company's main tangible assets are its massive corporate campus and IT infrastructure. The chart shows that the company's share of the sector's physical assets is small, as its business relies on document processing speed and capital management.
Market segment balance sheet capitalization - Miscellaneous lending
Mortgage lending, as UWM Holdings does, is a business built on technology and capital, not physical assets. The company's model is lightweight. The BCap_Seg chart for the financial sector confirms that scaling in this niche doesn't require a large capital base.
Book value of all companies included in the broad market index - GURU.Markets
UWM Holdings' capital isn't its machines, but rather a vast portfolio of mortgage loans and a powerful technology platform for issuing them. The company's assets reflect its share of the US housing lending market. The chart shows how the size of this financial business compares to the tangible assets of other economic sectors.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - UWMC
UWM's balance sheet represents its equity, which supports a massive mortgage loan portfolio. Market valuation, often close to book value, reflects the nature of the mortgage business: its value is closely tied to the quality and size of assets on the balance sheet. The chart shows how the market assesses these risks.
Market to book capitalization ratio in a market segment - Miscellaneous lending
UWM Holdings is one of the largest wholesale mortgage lenders in the United States. For a financial institution, its book value is its equity. The chart reflects the market's confidence in the company's ability to generate high profits from its mortgage business, which shapes its market valuation.
Market to book capitalization ratio for the market as a whole
UWM Holdings is one of the largest wholesale mortgage lenders in the United States. The company's business is directly linked to the assets on its balance sheet. For financial institutions like UWM, the market-to-book value ratio is a key indicator of market confidence and expected profitability. This chart provides valuable context for this assessment.
Debts of the company, segment and market as a whole
UWMC - Company debts UWMC
UWM Holdings, a leader in mortgage lending, uses debt instruments as the core of its operations. The company raises funds to finance mortgages before selling them on the secondary market. This chart reflects its significant capital turnover and efficient liquidity management, which are key to success in the mortgage business.
Market segment debts - Miscellaneous lending
UWM Holdings is a leader in the US mortgage lending market. For a non-bank lender, access to borrowed capital is vital to funding its operations. Debt is not a liability, but a working tool. This chart shows how effectively the company uses leverage to generate profits in the cyclical mortgage sector.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio UWMC
UWM Holdings is a leader in mortgage lending, where leverage is at the core of its business model. This chart shows the company's debt-to-equity ratio. Analyzing it allows us to assess how aggressively the company operates and what its risks are in the event of interest rate changes or a cooling housing market.
Market segment debt to market segment book capitalization - Miscellaneous lending
UWM Holdings is a leader in mortgage lending in the United States. This business is characterized by high financial leverage. The chart allows you to assess how the company's debt load, which is the foundation of its operations, relates to the overall capitalization and risks of the entire financial and credit sector.
Debt to book value of all companies in the market
UWM Holdings, a mortgage lender, is inherently highly leveraged. This chart vividly illustrates this by comparing the company's massive debt to the total market capitalization of all public companies. This demonstrates how leveraged the financial sector is compared to the market as a whole.
P/E of the company, segment and market as a whole
P/E - UWMC
UWM Holdings is one of the largest wholesale mortgage lenders in the United States, working through brokers. This chart illustrates the market's assessment of its profitability. This indicator is highly sensitive to interest rates and the state of the housing market: when rates are low and the housing market is booming, profits rise, which is reflected in the chart.
P/E of the market segment - Miscellaneous lending
UWM Holdings is a leader in wholesale mortgage lending, whose business is highly sensitive to interest rates. This chart shows the average valuation for the mortgage sector. Comparison with this valuation helps understand how the market values UWM's business model: whether it receives a premium for its efficiency and market share, or whether its valuation reflects industry-wide risks.
P/E of the market as a whole
UWM Holdings is a leader in the US mortgage lending market, operating through brokers. Its business is highly sensitive to interest rates and the state of the real estate market. This chart shows overall investor sentiment. For UWM, it's important to understand how this sentiment and Federal Reserve policy impact mortgage affordability, which directly drives its operating results.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company UWMC
UWM Holdings, through its primary subsidiary, United Wholesale Mortgage, is one of the largest wholesale mortgage lenders in the United States. This chart illustrates market expectations, which are closely linked to the state of the housing market and interest rates, which directly impact mortgage origination and refinancing volumes.
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Future (projected) P/E of the market segment - Miscellaneous lending
UWM Holdings, operating under the United Wholesale Mortgage brand, is one of the largest wholesale mortgage lenders in the United States. This chart reflects profitability expectations in the mortgage lending sector. It provides insight into whether investors believe UWM's broker-focused business model is more efficient and scalable than its competitors.
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Future (projected) P/E of the market as a whole
UWM Holdings, operating through its United Wholesale Mortgage brand, is one of the largest wholesale mortgage lenders in the United States. This chart reflects general profitability expectations. For a company whose business is entirely dependent on the housing market and interest rates, it sets the macroeconomic backdrop that determines mortgage lending volumes in the country.
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Profit of the company, segment and market as a whole
Company profit UWMC
UWM Holdings is one of the largest wholesale mortgage lenders in the United States, operating through a network of independent brokers. The company's profitability, illustrated by this chart, is highly dependent on mortgage volumes and interest rates. These dynamics reflect the state of the real estate market and competition in the mortgage lending sector.
Profit of companies in the market segment - Miscellaneous lending
UWM Holdings, operating under the United Wholesale Mortgage brand, is one of the largest wholesale mortgage lenders in the United States. Its business model is focused on working with independent mortgage brokers. This metric illustrates the state of the mortgage market, where UWM's speed and technology allow it to grow its market share and influence the overall profitability of the sector.
Overall market profit
UWM Holdings, operating under the brand name United Wholesale Mortgage, is one of the largest wholesale mortgage lenders in the United States. Its business is entirely dependent on the housing market and interest rates. The overall economic situation, reflected in this chart, directly impacts mortgage demand and the ability of people to buy homes, which determines UWM's lending volumes.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company UWMC
UWM Holdings is one of the largest wholesale mortgage lenders in the US, operating through a network of independent brokers. This chart shows analyst earnings expectations, which are closely linked to the state of the housing market, interest rates, and mortgage refinancing volume. The curve's dynamics represent the market's view of the future of the mortgage sector.
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Future (predicted) profit of companies in the market segment - Miscellaneous lending
UWM Holdings, operating under the United Wholesale Mortgage brand, is the largest wholesale mortgage lender in the United States. Their business model is focused on working with independent mortgage brokers. This chart shows the profit forecast for the lending sector, allowing us to assess how UWM's volume-focused strategy compares to overall industry profitability.
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Future (predicted) profit of the market as a whole
UWM Holdings is a leader in the US mortgage lending market. Mortgage issuance volumes are directly dependent on the housing market, interest rates, and consumer confidence. This graph, reflecting overall economic expectations, influences all of these factors, serving as an important indicator for the mortgage market and UWM's business.
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P/S of the company, segment and market as a whole
P/S - UWMC
UWM Holdings is a leader in the wholesale mortgage lending market in the US. This chart shows how investors view the company's revenue, which is extremely sensitive to interest rates and the housing market. The metric's dynamics reflect the current health and prospects of the mortgage sector.
P/S market segment - Miscellaneous lending
UWM Holdings, operating under the brand name United Wholesale Mortgage, is one of the largest wholesale mortgage lenders in the United States. The company partners with independent mortgage brokers, generating revenue from the volume of loans issued. This chart compares how the market views UWM's business model compared to other players in the lending sector.
P/S of the market as a whole
UWM Holdings, operating under the brand name United Wholesale Mortgage, is one of the largest wholesale mortgage lenders in the United States. Its business is directly dependent on the state of the housing market and interest rates. This chart helps assess investor sentiment toward the financial sector and understand the expectations of companies sensitive to cycles in housing lending.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company UWMC
UWM Holdings, operating through the United Wholesale Mortgage brand, is a leader in the US mortgage market. This chart shows the company's valuation relative to its future revenue. It reflects investor expectations regarding the state of the housing market, interest rates, and the company's ability to maintain its share of the mortgage business.
%20P%2FS%20UWMC&width=1500&height=450&colorIndex=47&filename=GURU_Markets_-_The-graph-of-the-companys-future-projected-PS-UWMC&v=1772590667238 "The graph of the company's future (projected) P/S UWMC")
Future (projected) P/S of the market segment - Miscellaneous lending
UWM Holdings, operating under the brand name United Wholesale Mortgage, is one of the largest wholesale mortgage lenders in the United States. The company partners with independent mortgage brokers. Its business volume is closely tied to the housing market and interest rates. This figure reflects its estimated future earnings relative to other players in the lending industry.
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Future (projected) P/S of the market as a whole
UWM Holdings is a leader in the wholesale mortgage lending market in the United States. Its business is entirely dependent on the state of the real estate market and interest rates. This general expectations chart is important for UWMC as an indicator of economic confidence, which influences housing demand. However, central bank policy and mortgage rates remain key factors for the company.
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Sales of the company, segment and market as a whole
Company sales UWMC
This chart is a barometer of the US mortgage market. For UWM Holdings, the parent company of a leading wholesale mortgage lender, it directly reflects the volume of home loans issued through its extensive network of independent mortgage brokers. Its dynamics are closely linked to interest rates and real estate market activity.
Sales of companies in the market segment - Miscellaneous lending
UWM Holdings, operating through United Wholesale Mortgage, is the largest wholesale mortgage lender in the United States. The company's loan volumes directly reflect the state of the housing market. This chart shows how interest rates, mortgage demand, and the competitive environment affect the financial performance of UWM and the entire mortgage lending industry.
Overall market sales
UWM Holdings is a leader in the wholesale mortgage lending market in the United States. Its loan volumes directly reflect the state of the housing market and mortgage demand. Activity in this sector is a key driver of consumer spending and the construction industry, which contribute significantly to the overall sales picture shown in this chart.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company UWMC
UWM Holdings, operating under the brand name United Wholesale Mortgage, is a leader in the US mortgage lending market. The company's future revenues are directly dependent on the state of the housing market, interest rates, and mortgage refinancing volumes. This chart reflects analyst forecasts for mortgage market dynamics.
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Future (projected) sales of companies in the market segment - Miscellaneous lending
UWM Holdings, through United Wholesale Mortgage, is a leader in wholesale mortgage lending in the United States. The mortgage outlook reflects the state of the housing market and interest rates. This chart helps understand how the current macroeconomic environment is supporting or hindering mortgage growth.
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Future (projected) sales of the market as a whole
UWM Holdings, operating under the brand name United Wholesale Mortgage, is one of the largest wholesale mortgage lenders in the United States. Its business is entirely dependent on the state of the housing market and interest rates. Overall economic forecasts, reflected in this chart, influence consumer confidence and home-purchase decisions, which directly determines mortgage lending volumes.
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Marginality of the company, segment and market as a whole
Company marginality UWMC
UWM Holdings, a leader in the US wholesale mortgage lending market, demonstrates its performance in the financial sector in this chart. The company's profitability is directly dependent on the volume of loans issued, interest margins, and the ability to process applications quickly and cost-effectively thanks to its technology platform, a key competitive advantage.
Market segment marginality - Miscellaneous lending
UWM Holdings, operating under the brand name United Wholesale Mortgage, is the largest wholesale mortgage lender in the United States. This chart shows the average profitability in the mortgage lending sector. The company's technology platform and focus on brokerage enable it to achieve high operational efficiency and maintain margins higher than many competitors.
Market marginality as a whole
UWM Holdings is one of the largest wholesale mortgage lenders in the US, operating through a network of independent brokers. This chart shows average profitability. Compared to this, UWM operates a business that is extremely sensitive to interest rates. Rising rates reduce demand for refinancing and home purchases, which directly impacts the company's volume and profitability.
Employees in the company, segment and market as a whole
Number of employees in the company UWMC
UWM Holdings, operating through United Wholesale Mortgage, is a leader in the US mortgage market. This chart shows the massive team required to process thousands of applications. Fluctuations in headcount are directly linked to the state of the real estate market and interest rates, making this metric sensitive to macroeconomic changes.
Share of the company's employees UWMC within the market segment - Miscellaneous lending
UWM Holdings, operating under the brand name United Wholesale Mortgage, is the largest wholesale mortgage lender in the United States. It works through mortgage brokers rather than directly with borrowers. This chart illustrates its operational strength. It reflects the significant share of underwriters and mortgage processing specialists employed by UWM in the country.
Number of employees in the market segment - Miscellaneous lending
UWM Holdings, through its parent company, United Wholesale Mortgage, is a leader in the US mortgage market. This chart reflects the state of the housing and mortgage market. Employment dynamics in this sector are directly dependent on interest rates, housing demand, and the overall health of the economy, which impacts borrowers' creditworthiness.
Number of employees in the market as a whole
UWM Holdings, operating under the brand name United Wholesale Mortgage, is a leader in mortgage lending. Its business is directly dependent on the state of the housing market. Overall employment trends, shown in this chart, are a key factor influencing mortgage demand. Stable employment and rising incomes give people the confidence to buy a home.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company UWMC (UWMC)
UWM Holdings is a leader in the wholesale mortgage lending market, operating through brokers. This chart demonstrates how technology and a focus on a single sales channel create efficiency. A high capitalization per employee, compared to traditional banks, demonstrates that its platform allows it to process a huge influx of applications at a lower cost.
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Market capitalization per employee (in thousands of dollars) in the market segment - Miscellaneous lending
UWM Holdings (United Wholesale Mortgage) is one of the largest wholesale mortgage lenders in the US. They work through mortgage brokers rather than directly with borrowers. This chart shows the industry average market capitalization per employee. It helps assess how much the market values UWM's technology platform and business model, focused on volume and speed, per employee.
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Market capitalization per employee (in thousands of dollars) for the overall market
UWM Holdings is one of the largest wholesale mortgage companies in the US. Its business model is built on working with mortgage brokers, allowing it to process massive loan volumes. This chart shows how the market evaluates the effectiveness of a platform that uses technology to scale operations in the financial sector, creating high cost per employee.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company UWMC (UWMC)
UWM Holdings (United Wholesale Mortgage) is one of the largest wholesale mortgage lenders in the US. They don't work directly with borrowers, but provide services to mortgage brokers. This metric reflects the efficiency of their model. It shows how efficiently their team of underwriters and IT specialists processes the huge influx of applications from brokers, allowing them to maintain low costs per employee.
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Profit per employee (in thousands of dollars) in the market segment - Miscellaneous lending
UWM Holdings is the largest wholesale mortgage broker in the US. This chart shows the benchmark for "Lending." Average profit per employee in this sector is highly cyclical, depending entirely on the Federal Reserve's refinancing rates. The benchmark reflects the extent to which the sector has automated the low-margin loan origination process.
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Profit per employee (in thousands of dollars) for the market as a whole
UWM Holdings is a leader in the wholesale mortgage lending market in the United States. The company's model is built on high technology and rapid application processing, enabling it to handle a huge volume of loans. This chart shows how process optimization and operational scale impact the financial returns of each mortgage specialist.
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Sales to employees of the company, segment and market as a whole
Sales per company employee UWMC (UWMC)
UWM Holdings is a leader in the US mortgage lending market. This chart shows the performance of its loan processing and origination team. It measures the volume of mortgages and associated revenue generated by each employee. This is a key indicator of efficiency and speed in the highly competitive financial industry.
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Sales per employee in the market segment - Miscellaneous lending
UWM Holdings (United Wholesale Mortgage) is one of the largest wholesale mortgage lenders in the US. Their business is broker-based, not retail. Efficiency is achieved through technology and application processing speed. This metric reflects the volume of loans (and revenue) generated by each employee and how their platform compares to other lenders.
Sales per employee for the market as a whole
UWM Holdings (United Wholesale Mortgage) is one of the largest wholesale mortgage lenders in the US. They don't work directly with borrowers, but provide a platform and capital for independent mortgage brokers. This chart shows the enormous volume of loans (and associated revenue) generated per employee. It reflects the exceptional efficiency of their technology platform, which automates the underwriting process.
Short shares by company, segment and market as a whole
Shares shorted by company UWMC (UWMC)
UWM Holdings (United Wholesale Mortgage) is one of the largest wholesale mortgage lenders in the US. The company doesn't issue loans directly, but rather works through a network of independent brokers. This chart shows bearish sentiment. Bears are actively betting against the company, expecting high interest rates to kill the refinancing market and reduce new mortgage issuance to a minimum.
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Shares shorted by market segment - Miscellaneous lending
UWM Holdings (United Wholesale Mortgage) is one of the largest wholesale mortgage lenders in the US. Their business is entirely dependent on the health of the housing market and interest rates. This chart shows the overall short positions in the mortgage lending sector. A high short position here signals that the market expects a collapse in mortgage demand due to high rates.
Shares shorted by the overall market
UWM Holdings (UWMC) is a giant wholesale mortgage lender. They work with mortgage brokers, not clients. This chart shows the general level of fear. When pessimism rises (often due to high rates), the mortgage market freezes. For UWMC, whose business is 100% new mortgages, a housing market freeze is a direct threat.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator UWMC (UWMC)
UWM is the largest wholesale mortgage lender in the United States. Their business is refinancing and buying homes. **This chart** measures the speed of reaction. News that the Fed is cutting interest rates causes immediate euphoria (above 70), as investors bet on an explosion in mortgage volumes. High rates will push **This chart** below 30.
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RSI 14 Market Segment - Miscellaneous lending
UWM (UWMC) isn't a bank, it's a "mortgage factory." They're the largest wholesale lender in the US, operating exclusively through mortgage brokers. Their business is volume and rates. This indicator shows the "temperature" of the sector. It helps us understand: is UWMC oversold due to a "dead" mortgage market, or is its "wholesale" model a unique problem?
RSI 14 for the overall market
UWM Holdings (UWMC) is one of the largest wholesale mortgage lenders in the United States (operating through brokers). Their business is entirely dependent on the health of the housing market and interest rates. This indicator of market fear is vital. Market panic is often associated with rising rates or fears of a recession, which freezes the mortgage market and impacts UWMC.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast UWMC (UWMC)
UWM (United Wholesale Mortgage) is the largest wholesale mortgage lender in the US. They don't work directly with borrowers, but rather finance loans through a network of independent mortgage brokers. This chart shows the average 12-month target from analysts. It reflects their expectations for mortgage origination volume, which is entirely dependent on interest rates.
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The difference between the consensus estimate and the actual stock price UWMC (UWMC)
UWM Holdings (United Wholesale Mortgage) is the largest wholesale mortgage lender in the United States. They don't work directly with borrowers, but rather issue loans through a network of independent mortgage brokers. This chart shows how analysts estimate their market share in a high-interest-rate mortgage environment. It reflects the gap between their target price and the current price.
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Analyst consensus forecast for stock prices by market segment - Miscellaneous lending
UWM Holdings is the largest wholesale mortgage lender in the US. The company doesn't work directly with borrowers, but provides a platform and capital for independent mortgage brokers. This chart shows general expectations for the lending sector. It reflects whether experts believe the mortgage market will recover or anticipate a downturn.
Analysts' consensus forecast for the overall market share price
UWM Holdings (United Wholesale Mortgage) is a mortgage market giant, but they operate exclusively wholesale, lending through independent brokers. Their business is mortgages. Market expectations, visible on this chart, influence rates. During recessions, rates often fall, triggering a refinancing boom, from which UWM profits handsomely.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index UWMC
UWM Holdings (United Wholesale Mortgage) is the leader in the American wholesale mortgage market. They don't work directly with borrowers, but provide a platform and capital for thousands of independent mortgage brokers. This chart is a barometer of the mortgage market. It is extremely sensitive to interest rates, which dictate the volume of refinancing and home purchases.
AKIMA Market Segment Index - Miscellaneous lending
UWM Holdings (United Wholesale) is an unseen giant in the US mortgage industry. Unlike Rocket, the company doesn't sell directly, but rather serves as a wholesale platform for mortgage brokers. This comprehensive index evaluates financial companies. The chart shows the sector average. This benchmark: how does UWM's B2B (brokerage) model differentiate it from its average B2C (retail) competitor?
The AKIM Index for the overall market
UWM (United Wholesale Mortgage) is the largest wholesale mortgage lender in the United States. The company doesn't directly deal with customers, but rather provides mortgages through a network of independent brokers. This chart, which reflects the market average, provides a macro backdrop. It helps assess how UWM, whose business is extremely sensitive to mortgage rates, fits into the overall macroeconomic picture.
