CZWI (Citizens Community Bancorp Inc.) Market Value to Book Value Ratio

Citizens Community Bancorp, Inc. (CZWI) - corporate logo

Citizens Community Bancorp (CZWI) is currently focusing on retaining regional deposits, having completed its phase of active mergers. The bank relies on expansion within the agricultural sectors of Wisconsin and Minnesota, providing financial support to farmers. The indicator stands at 1.14. The market trend, visualized in monetary terms, confirms the business's vulnerability to local defaults and volatility within the Midwest industrial sector.

CZWI - Citizens Community Bancorp, Inc Market-to-Book Ratio over the range 07/04/2022 - 10/27/2026
Flagship merchandise of Citizens Community Federal

This indicator determines the investment reliability of Citizens Community Bancorp (CZWI) by comparing the market value of shares with net assets to identify whether quotes are overheating relative to actual capital. The current value of 1.14 within the P/BV multiple trend allows for an assessment of the business's margin of safety, which relies on conservative income from agricultural lending and commercial loans in Wisconsin, thereby eliminating the unjustified risk of purchasing the asset at a valuation peak.

Competitor analysis

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