FBNC First Bank North Carolina: Business Value

Official company branding of First Bank North Carolina (FBNC)

First Bancorp (FBNC) operations are heavily dependent on regional construction and business lending. The primary threats stem from asset concentration in real estate, which could increase delinquency rates during a recession. Market price action indicates that the Enterprise Value is . The organization's success is driven by experienced management, which adheres to a cautious growth strategy and strict expense control.

FBNC (First Bancorp Inc.) Total Company Value history from 07/04/2022 to 10/27/2026
Original product of First Bank

The integration of ESG practices and digitalization at First Bancorp (FBNC) impacts asset attractiveness, which is reflected in the enterprise value forecast. This indicator aggregates market capitalization and net debt to determine the total buyout price of the business for comparison with bond yields, where a valuation decline may signal either undervaluation or systemic recession risks.

Competitors of First Bancorp (FBNC)

BancFirst Corp - Total Company Value|TFS Financial Corporation (TFSL) - Total Company Value|CBU - Business Value|TOWN (TowneBank) - Enterprise Value|NBTB (nbtbancorp.com) - Real Price to Acquire Entire Company|Total Company Value Stock Yards Bank & Trust|Total Company Value DCOM|Bank First Corp - Total Company Value|Total Enterprise Value Community Trust (CTBI)|Burke & Herbert Bank & Trust Company - Enterprise Value|Real Price to Acquire Entire Company southside.com SBSI|Equity Bancshares - Enterprise Value|CCNE: Enterprise Value|Capital City Bank Corp (CCBG) - Total Company Value|Total Company Value TrustCo Bank NY|HTB - Real Price to Acquire Entire Company|Value Adjusted for Debt and Cash midpennbank.com|Enterprise Value Five Star Bank (FSBC)|Total Company Value Orrstown Bank (ORRF)|Enterprise Value NBBK (NB Bancorp Inc)|First Community Bankshares Inc - Enterprise Value|Independent Bank (IBCP) - Total Company Value|SPFI: Business Value|NPB: Total Company Value|SMBC (Southern Bank) - Enterprise Value|HTBK: Total Company Value|Company Buyout Price hinghamsavings.com|HONE - Enterprise Value|Full Business Value shoreunitedbank.com (SHBI)|Enterprise Value TCBX|Farmers National Banc Corp. - Company Buyout Price|Total Company Value Bar Harbor Bank (BHB)|UNTY: Value Adjusted for Debt and Cash|Peoples Financial Services - Total Company Value|Company Buyout Price pgbank.com|Northfield Bank (NFBK) - Real Price to Acquire Entire Company|Aggregate Business Value ACNB Corp (ACNB)|Flushing Financial Corp (FFIC) - Real Price to Acquire Entire Company|Value Adjusted for Debt and Cash Bridgewater Corp (BWB)|Enterprise Value Bank7 Corp. BSVN|Total Company Value choiceone.bank COFS|Carter Bankshares - Enterprise Value|HBCP: Enterprise Value|Total Company Value Kearny Corp|First Bank Inc. (FRBA) - Business Value|Enterprise Value CWBC|Real Price to Acquire Entire Company CIVB|Greene County Bancorp, Inc. - Total Company Value|Total Enterprise Value BMRC (Bank of Marin Bancorp Inc.)|Total Company Value Blue Ridge Bankshares, Inc.|Ponce Financial Corp - Value Adjusted for Debt and Cash|Total Company Value Farmers & Merchants Bancorp|OBT - Full Business Value|Enterprise Value West Bancorporation, Inc. (WTBA)|Pioneer Bank (PBFS) - Full Business Value|Enterprise Value BayCom Inc|Total Company Value AVBC|Total Company Value FS Bancorp, Inc. FSBW|Business Value cnbankpa.com (CZNC)|Pacific City Bank - Enterprise Value|Colony Bankcorp - Real Price to Acquire Entire Company|PLBC - Total Company Value|FNLC: Total Company Value|Total Company Value NECB|John Marshall Bank (JMSB) - Total Enterprise Value|Enterprise Value TSBK|Real Price to Acquire Entire Company Waterstone Financial, Inc.|Enterprise Value LNKB|Enterprise Value PKBK (Parke Bank Corp)|Total Company Value Fidelity D & D Bancorp FDBC|MBCN - Total Company Value|Real Price to Acquire Entire Company Chemung Canal Trust Company (CHMG)|WNEB - Value Adjusted for Debt and Cash|Norwood Financial Corp (NWFL) - Enterprise Value|First Virginia Community Bank (FVCB) - Total Company Value|FBLA (FB Bancorp, Inc.) - Enterprise Value|Enterprise Value OVLY|Total Company Value Provident Bancorp PVBC|Business Value LCNB (lcnb.com)|Total Company Value FCCO (First Community Corporation)|The Bank of Princeton - Enterprise Value|Total Company Value HWBK (Hawthorn Bancshares Inc)|FRAF - Company Buyout Price|Enterprise Value ir.vnb.com (VABK)|Open Bank (OPBK) - Full Business Value|FXNC: Enterprise Value|Company Buyout Price CBNA|Eagle Financial Services, Inc (EFSI) - Total Company Value|Value Adjusted for Debt and Cash BLFY (bluefoundrybank.com)|Total Company Value FSFG|ATLO - Company Buyout Price|Real Price to Acquire Entire Company Peoples Bancorp of North Carolina, Inc. PEBK|CB Financial Services, Inc (CBFV) - Aggregate Business Value|Real Price to Acquire Entire Company BV Financial, Inc. BVFL|United Security Bank (UBFO) - Value Adjusted for Debt and Cash|Enterprise Value MainStreet Bancshares, Inc.|Total Company Value Hanover Bancorp Inc.|Enterprise Value CZWI|Enterprise Value CFBK (CF Bankshares Inc)|RMBI - Total Company Value|Business Value firstharrison.com FCAP|BCBP: Enterprise Value|ECBK: Real Price to Acquire Entire Company|Total Company Value EBMT|FNWD (Peoples Bank) - Total Enterprise Value|RBKB - Total Company Value|Value Adjusted for Debt and Cash SBFG|AFBI - Total Company Value|Full Business Value fgb.net (FGBI)|SR Bancorp (SRBK) - Enterprise Value|Full Business Value Bogota Savings Bank BSBK|UNB - Enterprise Value|SFBC: Total Company Value|Total Company Value Magyar Bank|Riverview Bancorp (RVSB) - Business Value|Enterprise Value LSBK|Real Price to Acquire Entire Company PBHC|Total Company Value CFSB Bancorp, Inc. (CFSB)|Total Company Value AUBN (auburnbank.com)|IROQ: Total Company Value|Total Enterprise Value Unified Bank UBCP|SSBI: Enterprise Value|FDSB - Real Price to Acquire Entire Company|FUSB: Enterprise Value|BOTJ (Bank of the James Financial Group) - Enterprise Value|Total Company Value Central Plains Bancshares, Inc.|Total Company Value Broadway Financial Corp. (BYFC)|NSTS Bancorp, Inc. (NSTS) - Real Price to Acquire Entire Company|Value Adjusted for Debt and Cash catalystbank.com (CLST)|Enterprise Value First Seacoast Bank FSEA|Total Company Value ameriserv.com ASRV|Presence Bank - Enterprise Value|OPHC: Enterprise Value|Total Company Value Texas Community Bancshares, Inc.|HFBL (Home Federal Bancorp Corp) - Business Value|BAFN (First Home Bank) - Total Company Value|Enterprise Value MBBC|KFFB (Kentucky First Federal Bancorp, Inc.) - Total Company Value|Company Buyout Price thebankofglenburnie.com (GLBZ)|Carver Bancorp (CARV) - Enterprise Value|Full Business Value Brookline Bancorp, Inc BRKL|Enterprise Value EBTC (Enterprise Bancorp Inc.)|ESSA: Company Buyout Price|Total Company Value evansbank.com EVBN|FBMS (The First Bank) - Value Adjusted for Debt and Cash|FLIC: Total Company Value|Company Buyout Price Home Federal Bank (HMNF)|Real Price to Acquire Entire Company HomeTrust Bancshares|Aggregate Business Value independent-bank.com IBTX|Real Price to Acquire Entire Company Macatawa Bank Corporation|Value Adjusted for Debt and Cash Old Point National Bank OPOF|PWOD - Enterprise Value|SASR - Total Company Value|TBNK: Enterprise Value|VBFC (villagebank.com) - Enterprise Value|Total Company Value William Penn Bank (WMPN)|Business Value 1895 Bancorp of Wisconsin Inc|Enterprise Value SSBK (Southern States Bancshares, Inc.)