GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Fidus Investment
Fidus Investment is a business development company (BDC) providing debt and equity financing to lower mid-market companies. Its share price is determined by the quality of its loan portfolio and its ability to generate high dividend income for investors.
Share prices of companies in the market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides debt and equity financing to mid-market companies. We've categorized it as an "Equity Investor." The chart below shows how the private equity and investment sector is faring overall.
Broad Market Index - GURU.Markets
Fidus Investment is a business development company (BDC) that provides debt and equity financing to mid-market companies. It is a component of the GURU.Markets index, and the chart below shows how its performance compares to the overall market.
Change in the price of a company, segment, and market as a whole per day
FDUS - Daily change in the company's share price Fidus Investment
The daily price change of Fidus Investment, a business development company (BDC), reflects the state of the private debt market. Change_co measures the volatility associated with the credit quality of its portfolio. This metric is an important element in the analysis of mid-market lenders on System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Investors equity
Fidus Investment Corporation is a business development company (BDC). This chart reflects average daily volatility in the financial sector. Comparison with FDUS, which invests in mid-sized businesses, helps assess its sensitivity to credit market conditions.
Daily change in the price of a broad market stock, index - GURU.Markets
Fidus Investment is a business development company (BDC) that invests in debt and equity instruments of middle-market companies. Its performance is dependent on the state of credit markets. The chart below shows volatility in the financial sector, which helps evaluate Fidus.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Fidus Investment
Fidus is a business development company (BDC) that invests in the debt securities of mid-sized companies. Its shares serve as a barometer of the health of American mid-sized businesses. BDC performance reflects the state of credit markets.
Annual dynamics of market capitalization of the market segment - Investors equity
Fidus Investment Corporation is a business development company (BDC) that provides debt and equity financing to lower- and middle-market companies. The chart below shows how its ability to find attractive deals, manage risk, and interest rate dynamics impact its performance.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Fidus Investment (FDUS) is a publicly traded company that operates under a private equity model, providing loans to mid-sized American companies. Its stock price is a barometer of the health of the real economy and the state of credit markets. The chart reflects investors' appetite for credit risk and generates a stable dividend income.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Fidus Investment
BrightSpire, a mortgage REIT that originates and invests in loans secured by commercial real estate, displays monthly fluctuations on its chart, reflecting the state of the commercial real estate market and the quality of its diversified loan portfolio. This makes it a barometer of the sector.
Monthly dynamics of market capitalization of the market segment - Investors equity
Fidus Investment Corporation is a business development company (BDC) that provides debt and equity financing to mid-market companies. The dynamics of this sector are closely linked to the state of the economy and risk appetite. The chart below shows how investors assessed the prospects for private business lending and the associated risks.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Fidus Investment is a business development company (BDC) that invests in the debt and equity of mid-market companies. Its returns depend on the health of its portfolio companies and the state of the credit markets. Share price performance reflects investor risk appetite and the health of the American mid-market.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Fidus Investment
Fidus Investment is a business development company (BDC) that provides loans to small and medium-sized businesses. Its weekly stock price is influenced by the state of credit markets and the economic health of small businesses, serving as a barometer for this important economic segment.
Weekly dynamics of market capitalization of the market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides loans to small businesses. Comparing its weekly performance with the financial sector reveals its position in the economy. The chart allows you to assess how the health of small businesses and credit risks affect its stock, making it a leading indicator of the economy's health.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Fidus Investment, as a BDC, is a barometer of small business health. Comparing its weekly performance with the broader market reveals this correlation. The chart allows you to assess how accurately the company's shares track business activity, outperforming the S&P 500 during periods of growth and lagging during downturns.
Market capitalization of the company, segment and market as a whole
FDUS - Market capitalization of the company Fidus Investment
Fidus Investment's market capitalization tells a story about small and medium-sized business lending. As a business development company (BDC), it provides debt and equity financing. The chart reflects how investors view the quality of its loan portfolio and its ability to generate high dividend income.
FDUS - Share of the company's market capitalization Fidus Investment within the market segment - Investors equity
Fidus Investment Corporation is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses in the United States. Its sector share reflects its role as a lender to the backbone of the American economy. The chart below shows the weight of this important source of capital.
Market capitalization of the market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides debt and equity financing to mid-market companies. The chart below shows the total market capitalization of the equity investment sector. It reflects the health and investment activity of the mid-market segment, which is the backbone of the American economy.
Market capitalization of all companies included in a broad market index - GURU.Markets
This chart shows how mid-sized businesses are financed. Fidus Investment (FDUS) is a fund that provides loans and buys stakes in private companies. Its capitalization line is a barometer of the health of this important, yet under-reported, segment of the economy. The fund's growth indicates that mid-sized businesses are feeling confident.
Book value capitalization of the company, segment and market as a whole
FDUS - Book value capitalization of the company Fidus Investment
For Fidus Investment, a business development company (BDC), net book value (NAV) is the value of its portfolio of investments in small and medium-sized companies' debt and equity instruments. This is its investment capital. The chart below directly tracks how well the company manages this portfolio, which is the core of its business.
FDUS - Share of the company's book capitalization Fidus Investment within the market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides capital to mid-sized companies. It doesn't own any factories, but invests in other businesses. The chart shows a minimal share of physical assets, as its capital is financial, not industrial.
Market segment balance sheet capitalization - Investors equity
Fidus Investment is a business development company (BDC) that invests in debt and equity instruments. Its balance sheet reflects its portfolio, not physical assets. The chart shows its relative size in the sector, not its share of physical infrastructure.
Book value of all companies included in the broad market index - GURU.Markets
Fidus Investment's book value is not derived from public company stocks, but rather from a portfolio of debt and equity investments in small but stable private companies in the United States. The company's assets represent capital invested directly in the small and medium-sized business sector. The chart shows how this direct lending fund compares to the market.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Fidus Investment
Fidus, a fund investing in small and medium-sized businesses, often trades close to its book value. This ratio chart shows how investors assess the quality of its private company portfolio and its ability to generate income to pay dividends.
Market to book capitalization ratio in a market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides loans and equity investments to small and medium-sized businesses. The chart shows how the market evaluates the quality of its investment portfolio and its ability to generate high returns for shareholders.
Market to book capitalization ratio for the market as a whole
Fidus Investment is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses. Its valuation is based on the quality of its investment portfolio and its ability to generate income sufficient to pay dividends. This metric reflects investors' risk appetite in the private lending sector.
Debts of the company, segment and market as a whole
FDUS - Company debts Fidus Investment
Fidus Investment, a business development company (BDC), raises debt capital to provide loans and equity investments to small and medium-sized companies. Its business model is based on leveraging to enhance returns. This chart shows how the company manages its balance sheet to generate returns for its investors.
Market segment debts - Investors equity
Fidus Investment is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses. Its business model is to borrow money at a lower interest rate and lend it out at a higher interest rate. This chart shows its leverage, which directly impacts its profitability and risk profile.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Fidus Investment
Fidus Investment is a business development company (BDC) that provides debt and equity financing to mid-market companies. Its business model is built on raising capital, including debt, for subsequent investment. This chart shows its level of financial leverage, which directly impacts potential returns and risks.
Market segment debt to market segment book capitalization - Investors equity
Fidus Investment is a business development company (BDC) that provides debt and equity capital to small and medium-sized businesses. Its business is essentially lending. This chart shows its leverage, relating its debt structure to the overall capitalization of the entire alternative lending sector.
Debt to book value of all companies in the market
Fidus Investment is a business development company (BDC) that provides debt and equity financing to mid-market companies. Its balance sheet and leverage directly impact its returns. This chart of total debt in the market helps assess how aggressively Fidus leverages its investments.
P/E of the company, segment and market as a whole
P/E - Fidus Investment
Fidus Investment is a business development company (BDC) that provides debt and equity capital to small and medium-sized businesses. This chart shows how investors rate the quality of its portfolio investments and the attractiveness of its dividend yield. This rating is influenced by the state of the economy and credit markets.
P/E of the market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides customized debt and equity financing solutions to mid-market companies in the US. This chart shows the average valuation for investment companies, helping to understand how the market views Fidus' portfolio and returns.
P/E of the market as a whole
Fidus Investment is a business development company (BDC) that provides loans and invests in small and medium-sized businesses. Its success depends on the health of this segment of the economy. Is its rating a barometer of the health of small businesses, or does it follow general market trends, as reflected in this chart?
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Fidus Investment
Fidus Investment is a business development company (BDC) that provides debt and equity financing to mid-market companies. This chart shows future earnings expectations, which depend on the health of the US economy, the company's ability to find high-quality investment opportunities, and minimize credit losses.
Future (projected) P/E of the market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides debt and equity capital to mid-market companies in the US. Its income consists of interest payments and capital appreciation. The chart shows average expectations for the sector, allowing one to assess the market's perception of the quality of Fidus's loan portfolio and its ability to identify promising investments.
Future (projected) P/E of the market as a whole
Fidus Investment Corporation is a BDC that provides debt and equity financing to lower-middle-market companies. Its success is directly dependent on the health of this segment of the US economy. This graph of corporate earnings expectations serves as a good barometer of the health of Fidus' potential and current borrowers.
Profit of the company, segment and market as a whole
Company profit Fidus Investment
Fidus Investment is a business development company (BDC) that provides loans and invests in the equity of small and medium-sized businesses. Its revenue comes from loan interest and investment income. This chart shows how successfully the company selects promising companies and manages its loan portfolio.
Profit of companies in the market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides debt and equity financing to middle-market companies. This chart, which charts private equity returns, illustrates the health of the American middle market. When the economy grows, their portfolio companies thrive, allowing Fidus to generate stable income and capital appreciation.
Overall market profit
Fidus Investment Corporation provides debt and equity capital to small and medium-sized businesses. It benefits when the economy grows and its portfolio companies prosper. This total return chart is an indicator of the health of Fidus' target market. Growing revenues indicate that small businesses are growing, seeking financing for expansion, and are able to service their debt.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Fidus Investment
Fidus Investment is a business development company (BDC) that provides debt and equity capital to mid-market companies in the US. Its profits come from interest income from loans and capital gains. This chart reflects analyst forecasts for loan portfolio quality and investment returns, which serve as a barometer of the health of US mid-market businesses.
Future (predicted) profit of companies in the market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses. Its income depends on the health of its portfolio companies and the overall economic situation. This chart, which reflects investment sector forecasts, helps assess market risk appetite and the conditions for private business lending.
Future (predicted) profit of the market as a whole
Fidus Investment is a business development company that invests in debt and equity instruments of small and medium-sized companies. The corporate profit forecast, reflected in this chart, directly impacts its portfolio. Economic growth improves the financial health of the companies it invests in, reducing risk.
P/S of the company, segment and market as a whole
P/S - Fidus Investment
Fidus Investment is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses. The chart shows how the market views its interest and dividend yields. It reflects the state of the small business economy and the attractive returns Fidus offers its investors.
P/S market segment - Investors equity
Fidus Investment Corporation provides debt and equity capital to small and medium-sized businesses. Revenue comes from loan interest and capital gains from investments. This industry benchmark helps understand how the market evaluates Fidus's ability to select successful companies and manage risk compared to other investment firms.
P/S of the market as a whole
Fidus Investment Corporation is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses. This chart, which reflects the overall market valuation of revenue, is used by Fidus as an indicator of the health of the economy. It shows how the market views the prospects for lending and investing in the core of American businesses.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Fidus Investment
Fidus Investment is a business development company (BDC) that provides debt and equity capital to lower middle market companies. Its income comes from interest and capital appreciation. This chart shows investors' expectations for the future return of its investment portfolio, which depends on the success and growth of the companies it finances.
Future (projected) P/S of the market segment - Investors equity
Fidus Investment Corporation is a business development company (BDC) that provides customized debt and equity financing solutions to small and mid-sized businesses in the United States. This chart shows average future revenue expectations in the investment company sector. It helps understand how the market perceives Fidus's ability to generate income from its portfolio.
Future (projected) P/S of the market as a whole
Fidus Investment is a company that provides debt and equity capital to small and medium-sized businesses. This chart shows investor expectations for revenue growth. Fidus's performance serves as a barometer of the health of the backbone of the American economy. The willingness of small companies to raise capital for growth reflects their optimism and overall business activity.
Sales of the company, segment and market as a whole
Company sales Fidus Investment
This chart shows the total revenue of Fidus Investment Corporation, a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses. Its revenue consists of interest payments on loans and dividends from investments. This metric reflects the health of the small business segment and the quality of the investment portfolio.
Sales of companies in the market segment - Investors equity
Fidus Investment Corporation is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses in the United States. This chart reflects activity in the private lending market. Fidus plays a vital role in the economy by providing capital to companies too small to be listed on the public markets but in need of growth funds.
Overall market sales
Fidus Investment is a business development company that provides debt and equity financing to small- and mid-cap companies. Its success depends on the health of these companies. This total revenue chart reflects the state of the economy, which directly impacts the profitability and creditworthiness of Fidus' portfolio companies.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Fidus Investment
Fidus Investment provides debt and equity financing to mid-sized companies. Its future earnings depend on the health of the economy and the success of its portfolio investments. This chart reflects analyst expectations for the private equity and credit markets.
Future (projected) sales of companies in the market segment - Investors equity
Fidus Investment Corporation is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses. Its profitability depends on the health of the U.S. economy and its ability to identify promising investments. This chart reflects the outlook for the private lending sector, where Fidus plays a significant role.
Future (projected) sales of the market as a whole
Fidus Investment provides debt and equity financing to mid-market companies. Its activities reflect the health of the backbone of the American economy. This chart illustrates overall economic sentiment, while Fidus's investment portfolio and asset quality reflect the true health of the private sector, which creates the majority of jobs.
Marginality of the company, segment and market as a whole
Company marginality Fidus Investment
Fidus Investment is a business development company (BDC) that provides debt and equity financing to mid-market companies. Its profitability depends on the quality of its investment portfolio and its ability to generate stable interest income. This chart shows how the company converts capital into funding for growing businesses and profits for itself.
Market segment marginality - Investors equity
Fidus Investment is a business development company (BDC) that provides debt and equity capital to lower middle market companies in the US. Return on investment depends on the quality of the investment portfolio and the ability to generate interest income and capital appreciation. This chart shows operational efficiency. Comparison with other BDCs reveals their investment strategy.
Market marginality as a whole
Fidus Investment is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses in the US. They act as both an investor and a lender. This chart, showing overall profitability, is key for them. It reflects the health and creditworthiness of their portfolio companies and potential investment targets.
Employees in the company, segment and market as a whole
Number of employees in the company Fidus Investment
Fidus Investment is a business development company (BDC) that provides loans to small and medium-sized businesses. It operates with a small but highly professional team of investment specialists. This chart demonstrates a model where success depends on transaction expertise, not a large staff.
Share of the company's employees Fidus Investment within the market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides debt and equity financing to mid-market companies. Its team is small but highly skilled. This chart shows the proportion of direct lending expertise concentrated within the firm, an indicator of its ability to source and structure complex transactions.
Number of employees in the market segment - Investors equity
Fidus Investment Corporation is a business development company (BDC) that provides debt and equity financing to mid- and lower-end companies. This chart reflects employment trends in the private equity sector. The growing number of investment professionals here indicates a healthy appetite for risk and attractive investment opportunities in growing small and medium-sized businesses.
Number of employees in the market as a whole
Fidus Investment is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses in the United States. It acts as an investor in growing companies. This chart shows how private equity funds like Fidus stimulate private sector growth, which directly translates into job creation.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Fidus Investment (FDUS)
Fidus Investment is a business development company (BDC) providing debt and equity financing to small and medium-sized businesses. This chart shows the financial firm's high capital intensity. The value lies in the investment portfolio. The chart reflects the significant portion of the investment portfolio allocated to each employee involved in deal discovery and management.
Market capitalization per employee (in thousands of dollars) in the market segment - Investors equity
Fidus Investment is a business development company (BDC) that provides debt and equity financing to mid-market companies. Its value is determined by the quality of its investment portfolio. This chart shows the high value of assets under management per employee, which is typical for investment firms.
Market capitalization per employee (in thousands of dollars) for the overall market
Fidus Investment is a business development company (BDC) that provides debt and equity financing to lower middle market companies. The chart illustrates the investment firm's model. A very small team of professionals manages a large investment portfolio, resulting in an extremely high market valuation per employee.
Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Fidus Investment (FDUS)
Fidus Investment is a business development company (BDC) that provides debt and equity financing to mid-market companies in the United States. It's a financial services firm. This chart demonstrates its high capital efficiency: a small team of investment professionals manages a large loan portfolio, generating high net investment income.
Profit per employee (in thousands of dollars) in the market segment - Investors equity
Fidus Investment (FDUS) is a BDC (Business Development Company) providing debt and equity financing to mid-market companies. Like other BDCs, the company has a very small staff. This metric reflects the ability of a small team of investment professionals to manage a large investment portfolio.
Profit per employee (in thousands of dollars) for the market as a whole
Fidus Investment (FDUS) is a BDC (business development company) that invests in loans and (unlike many) equity in mid-market companies. Like TSLX, it is a financial services company. This chart shows how efficiently their investment team generates income (interest and dividends) on its capital.
Sales to employees of the company, segment and market as a whole
Sales per company employee Fidus Investment (FDUS)
Fidus Investment is a business development company (BDC) that provides debt and equity financing to middle-market companies. This chart reflects the effectiveness of its investment strategy. The growth in revenue (interest income) per employee demonstrates the team's ability to identify high-quality investment opportunities and manage risky portfolios.
Sales per employee in the market segment - Investors equity
Fidus Investment (FDUS) is a business development company (BDC) that provides debt and equity financing to middle market companies. This chart shows how productive their investment team is. It measures the revenue (interest, dividends) generated by each employee, comparing them to other BDCs.
Sales per employee for the market as a whole
Fidus Investment (FDUS) is a business development company (BDC). It provides debt and equity financing to mid-market companies. Its focus is not on production, but on capital management. Income is generated through interest and dividends. This income is very high because a small team of investment professionals manages a large asset portfolio.
Short shares by company, segment and market as a whole
Shares shorted by company Fidus Investment (FDUS)
Fidus Investment is a business development company (BDC) that provides debt and equity financing to small and medium-sized businesses. This chart shows downside rates. Bears likely expect an economic downturn to lead to higher defaults in the Fidus portfolio, as small businesses are most vulnerable to a recession.
Shares shorted by market segment - Investors equity
Fidus Investment (FDUS) is a business development company (BDC). They provide capital (debt and equity) to lower-middle market companies. This indicator reflects skepticism. The "short" position here is a bet that a recession will lead to a wave of defaults in their portfolio of risky small companies.
Shares shorted by the overall market
Fidus Investment is a BDC (Business Development Company) that lends to mid-sized businesses. When this line, reflecting market fear, rises, it signals recession fears. For FDUS, this is a double whammy: its clients (mid-sized businesses) are the first to suffer from the downturn, and Fidus's own cost of capital rises.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Fidus Investment (FDUS)
Fidus Investment is a BDC that lends to lower-middle-market companies. These businesses carry elevated credit risks. A chart above 70 may reflect strong demand for loans. A level below 30 is often associated with fears of a recession, which could lead to a wave of defaults in the portfolio.
RSI 14 Market Segment - Investors equity
Fidus (FDUS) is a BDC (fund). They invest in private debt (loans) of lower-middle-class businesses. RSI_14_Seg for "Investors' Equity" (BDC) shows whether risk appetite is overheated. This helps us understand whether FDUS's growth reflects their portfolio or the general hype in the sector.
RSI 14 for the overall market
Fidus Investment (FDUS), a business development company (BDC) that lends to mid-sized businesses, is a good indicator of the health of its borrowers. During periods of euphoria, companies thrive. During periods of panic and recession, the risk of default in FDUS's portfolio increases sharply, jeopardizing its own profitability.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast FDUS (Fidus Investment)
Fidus Investment (FDUS) is a business development company (BDC) that provides debt and equity capital to lower middle market companies in the US. This chart shows the average analyst forecast. Their target prices are based on the performance of its loan portfolio, the state of the economy (which influences defaults), and the stability of its high dividend payout.
The difference between the consensus estimate and the actual stock price FDUS (Fidus Investment)
Fidus Investment (FDUS) is a BDC (business development company) that provides flexible solutions (loans and equity) to lower middle market companies. This chart shows their private debt valuation. It measures the gap between the price and the consensus target, reflecting analysts' assessments of their portfolio quality and dividend yield.
Analyst consensus forecast for stock prices by market segment - Investors equity
Fidus Investment (FDUS) is a BDC (business development company). The fund provides mezzanine debt and acquires stakes in small and medium-sized businesses. This chart shows general expectations for the equity investor sector. It reflects experts' confidence in the stability of small businesses and the quality of the fund's loan portfolio.
Analysts' consensus forecast for the overall market share price
Fidus Investment (FDUS) is a business development company (BDC). They provide private debt and equity capital to small and mid-sized companies in the US β those too small for Wall Street. This chart shows economic expectations. It reflects analysts' confidence in the health and creditworthiness of the US middle market.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Fidus Investment
Fidus Investment (FDUS) is a business development company (BDC). They act as a bank for the lower middle market, providing companies with both debt (loans) and equity (equity) financing. This chart is a barometer of their portfolio. It likely reflects the quality of their loans (default rate) and their ability to generate high dividend income for investors.
AKIMA Market Segment Index - Investors equity
Fidus Investment (FDUS) is a business-directed credit fund (BDC) focused on providing flexible (mezzanine, second-price) loans to lower middle market companies. This composite metric evaluates financial companies. The chart shows the sector average. This benchmark: how does this high-yield (but risky) model (FDUS) compare to the average investor?
The AKIM Index for the overall market
Fidus Investment is a business development company (BDC) providing debt and equity financing to small and mid-sized companies in the US. This chart, which reflects the market average, provides a macro backdrop. It helps assess how FDUS, which is dependent on the credit quality of borrowers and high interest rates, compares to the overall macroeconomic situation.