The company's competitors: RKT, COOP, UWMC, STWD, RITM, FCFS, ENVA, DAVE, LU, LDI, EZPW, RC, FOA, ONIT, MFIN, OMCC, SNTG, DXF, FGO, ML

GURU.Markets stock price, segment price, and overall market index valuation

The company's share price Guild Holdings Company

Guild Holdings is one of the largest independent mortgage lenders in the US. Its stock price is extremely sensitive to interest rates and the housing market. The chart reflects the refinancing boom and bust cycles as rates rise.

Share prices of companies in the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage lenders in the US. Its business consists of this segment alone. We classify it as the Miscellaneous Lending sector, and the chart below reflects the dynamics of the entire mortgage market, which is dependent on interest rates.

Broad Market Index - GURU.Markets

Guild Holdings is one of the largest independent mortgage companies in the United States, originating and servicing home loans. It is a component of the GURU.Markets index. The chart below shows the market. See how the housing market and interest rates affect Guild shares.

Change in the price of a company, segment, and market as a whole per day

GHLD - Daily change in the company's share price Guild Holdings Company

Guild Holdings, a mortgage lender, experiences daily fluctuations directly related to the housing market. Change_co reflects its sensitivity to interest rates and mortgage issuance volumes. This indicator forms the basis for analysis of the housing lending sector on System.GURU.Markets.

Daily change chart of the company's share price Guild Holdings Company
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Daily change in the price of a set of shares in a market segment - Miscellaneous lending

Guild Holdings Company is one of the largest non-bank mortgage lenders in the US. This chart illustrates the high volatility of the financial sector. Comparing it to GHLD's performance helps us understand how sensitive its business is to interest rates and competition in the mortgage market.

Graph of daily price changes for a set of shares in a market segment - Miscellaneous lending
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Daily change in the price of a broad market stock, index - GURU.Markets

Guild Holdings is one of the largest mortgage companies in the United States. Its business is directly dependent on the state of the real estate market and interest rates. The chart below shows overall market volatility, which largely reflects the same macroeconomic factors that influence Guild's business.

Daily chart of changes in the price of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole over 12 months

Annual dynamics of the company's market capitalization Guild Holdings Company

Guild is one of the largest mortgage lenders in the US. Its annual performance is extremely sensitive to interest rate changes. The chart below illustrates how the company manages its portfolio and interest rate risk in a challenging macroeconomic environment.

Chart of the annual dynamics of the company's market capitalization Guild Holdings Company
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Annual dynamics of market capitalization of the market segment - Miscellaneous lending

Guild Holdings Company is a large independent mortgage lender. Its business is highly dependent on mortgage market volumes and interest rates. The chart clearly demonstrates this high sensitivity to the health of the housing market and Federal Reserve policy, which is typical for this sector.

Graph of annual dynamics of market capitalization of a market segment - Miscellaneous lending
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Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets

As a mortgage lender, Guild is entirely dependent on the health of the housing market. Its stock price is extremely sensitive to changes in interest rates and mortgage volumes. The company's price chart is a cyclical story, reflecting the ups and downs of the real estate market with considerable leverage.

Chart of the annual dynamics of the market capitalization of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole for the month

Monthly dynamics of the company's market capitalization Guild Holdings Company

The market capitalization of Guild Holdings, one of the largest independent mortgage companies in the US, is directly dependent on the housing market. The monthly fluctuations on the chart reflect the volume of mortgage loans issued, which are highly sensitive to changes in interest rates and overall homebuyer activity.

Chart of monthly dynamics of the company's market capitalization Guild Holdings Company
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Monthly dynamics of market capitalization of the market segment - Miscellaneous lending

Guild Holdings Company is one of the largest independent mortgage companies in the United States, providing a full range of mortgage lending services. Its sector dynamics, shown in the chart, are highly dependent on interest rates and the housing market. Against this backdrop, it's possible to assess how its retail-focused, relationship-building model fares in the cyclical mortgage industry.

Chart of monthly dynamics of market capitalization of a market segment - Miscellaneous lending
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Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets

Guild Holdings is one of the largest independent mortgage companies in the United States. Its business is extremely sensitive to interest rates and the state of the housing market. The overall market dynamics chart directly reflects these macroeconomic factors, which determine mortgage issuance volumes and, consequently, Guild's revenue.

Chart of monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole for the week

Weekly dynamics of the company's market capitalization Guild Holdings Company

Guild Holdings, one of the largest independent mortgage companies in the US, whose weekly stock price reflects the housing market. Mortgage origination and refinancing volumes, as well as interest rate changes, directly impact stock prices, reflecting the pulse of the mortgage market.

Chart of the weekly dynamics of the company's market capitalization Guild Holdings Company
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Weekly dynamics of market capitalization of the market segment - Miscellaneous lending

Guild Holdings, like other mortgage companies, is a barometer for the housing market. The chart compares its performance with the sector, clearly showing that its weekly fluctuations are driven by changes in mortgage issuance volumes, which are common to all players and driven by interest rates.

Weekly market capitalization dynamics chart for a market segment - Miscellaneous lending
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Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets

Guild Holdings is one of the largest independent mortgage companies in the United States. Its business is entirely dependent on the housing market and interest rates. The chart below shows how GHLD shares amplify market movements, reflecting sentiment in the real estate sector and mortgage availability.

Weekly market capitalization chart of broad market stocks, index - GURU.Markets
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Market capitalization of the company, segment and market as a whole

GHLD - Market capitalization of the company Guild Holdings Company

Guild Holdings' market capitalization is a financial barometer of the US mortgage market. This chart, one of the largest independent mortgage companies, reflects the volume of home loan originations and refinancings. Its dynamics are directly dependent on interest rates, real estate activity, and its ability to compete with large banks.

Company market capitalization chart Guild Holdings Company
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GHLD - Share of the company's market capitalization Guild Holdings Company within the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States. Its share of financial sector capitalization reflects its scale in the origination and servicing of residential loans. The chart shows its weight in the highly competitive and cyclical mortgage market and its ability to adapt to changing interest rates.

Company Market Capitalization Share Chart Guild Holdings Company within the market segment - Miscellaneous lending
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Market capitalization of the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States. The chart below shows the total market capitalization of the entire financial sector. Its dynamics reflect the state of the housing market and the mortgage industry's strong dependence on interest rates.

Market segment market capitalization chart - Miscellaneous lending
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Market capitalization of all companies included in a broad market index - GURU.Markets

Guild Holdings is one of the largest independent mortgage companies in the United States. Its market capitalization chart mirrors the American housing market. Its dynamics are closely linked to interest rates, mortgage demand, and the overall state of the economy, which affects people's ability to buy homes.

A chart of the market capitalization of all companies included in the broad market index. - GURU.Markets
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Book value capitalization of the company, segment and market as a whole

GHLD - Book value capitalization of the company Guild Holdings Company

For Guild Holdings, a mortgage company, book value is its equity and its mortgage servicing portfolio. The chart below shows the financial, rather than operational, basis of its business. Its dynamics reflect how the company manages risk and capital in the cyclical mortgage industry.

Company balance sheet capitalization chart Guild Holdings Company
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GHLD - Share of the company's book capitalization Guild Holdings Company within the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States. Its business is the origination and servicing of loans, not the ownership of real estate. Its share of tangible assets will be low, reflecting its role as a financial intermediary in the housing market.

Chart of the company's book capitalization share Guild Holdings Company within the market segment - Miscellaneous lending
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Market segment balance sheet capitalization - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States. Its core business is the origination and servicing of mortgage loans. A chart of book value shows that its assets are primarily financial (loan portfolio), reflecting the nature of its business as a financial intermediary.

Market segment balance sheet capitalization chart - Miscellaneous lending
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Book value of all companies included in the broad market index - GURU.Markets

Guild Holdings' assets constitute a major mortgage origination machine. The company's book value reflects its extensive branch network, its technology platform for processing applications, and, most importantly, its portfolio of mortgage servicing rights. The chart shows the size of the financial and operational foundation of this significant player in the US housing market.

Chart of book value of all companies included in the broad market index - GURU.Markets
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The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole

Market capitalization to book capitalization ratio - Guild Holdings Company

Guild Holdings is one of the largest independent mortgage companies in the United States. Its book value reflects its equity and mortgage servicing rights (MSR) portfolio. Its market capitalization is highly dependent on mortgage origination and refinancing volumes, which, in turn, are determined by national interest rates.

Market to Book Capitalization Ratio Chart - Guild Holdings Company
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Market to book capitalization ratio in a market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States. Its business is the origination and servicing of mortgage loans. The chart shows how the market values โ€‹โ€‹its platform and servicing portfolio based on interest rates and housing market conditions, compared to its net worth.

Market to book capitalization ratio chart for a market segment - Miscellaneous lending
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Market to book capitalization ratio for the market as a whole

Guild Holdings is one of the largest independent mortgage companies in the United States. Its business is the origination and servicing of mortgage loans. The company's value is determined not by its physical assets, but by the volume of loans issued and the quality of its service. The chart shows how the market values โ€‹โ€‹this financial business, which is highly dependent on the real estate market and interest rates.

Market to book capitalization ratio chart for the overall market
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Debts of the company, segment and market as a whole

GHLD - Company debts Guild Holdings Company

Guild Holdings, a mortgage company, uses debt as the core of its business. This chart shows the amount of credit lines the company uses to finance the mortgages it originates before selling them on the secondary market. Effective management of this short-term debt is key to its operations.

Company debt schedule Guild Holdings Company
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Market segment debts - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States. In the mortgage business, the level of debt (in the form of credit lines) is directly related to the volume of loans issued. The financial structure of such companies is highly dependent on interest rates and the state of the housing market. The chart shows how Guild manages these risks compared to other lenders.

Market segment debt schedule - Miscellaneous lending
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Market debt in general

Market debt chart as a whole
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Debt to book value of the company, segment and market as a whole

The company's debt to book capitalization ratio Guild Holdings Company

Guild Holdings is one of the largest independent mortgage companies in the United States. Its mortgage origination and servicing business is highly dependent on the housing market and interest rates. This chart shows how the company finances its operations. The high debt load typical of the sector makes it vulnerable to any upheavals in the mortgage market.

A graph of a company's debt to book value Guild Holdings Company
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Market segment debt to market segment book capitalization - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States. Its business is highly dependent on the housing market and interest rates. This chart shows the overall debt burden in the sector. It clearly demonstrates how Guild and its competitors manage their financial risks in a volatile mortgage market.

Market segment debt to market segment book value graph - Miscellaneous lending
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Debt to book value of all companies in the market

Guild Holdings, a mortgage company, is at the epicenter of the debt market. This chart, showing the overall debt load of the economy, is key for the company. It reflects both the demand for mortgages and the overall cost of money in the economy, which directly impacts Guild's margins and business volume.

Debt to book value chart of all companies in the market
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P/E of the company, segment and market as a whole

P/E - Guild Holdings Company

Guild Holdings is a mortgage company that originates and services home loans. This chart is a clear indicator of the state of the housing market. Its dynamics are directly dependent on mortgage lending volumes, which are determined by interest rates, housing demand, and market competition, all of which impact the company's profitability.

Schedule P/E - Guild Holdings Company
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P/E of the market segment - Miscellaneous lending

Guild Holdings represents the mortgage lending sector. This chart shows the average P/E for this industry, which is highly dependent on interest rates. Comparing the company's P/E to this metric helps understand whether the market considers its retail model and relationships with realtors more effective at generating mortgage flows than other lenders.

Market Segment P/E Chart - Miscellaneous lending
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P/E of the market as a whole

Guild Holdings is one of the largest independent mortgage companies in the United States. Its business is directly dependent on mortgage originations and refinancing volumes, which are highly sensitive to interest rates. This chart reflects the state of the housing market. It shows how changes in monetary policy directly impact Guild Holdings' profitability and valuation compared to the overall market.

Overall Market P/E Chart
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Future P/E of the company, segment and market as a whole

Future (projected) P/E of the company Guild Holdings Company

Guild Holdings is a mortgage company that originates, services, and sells home loans. This chart reflects analyst expectations for the housing market and interest rates in the US. The company's future profitability is directly dependent on mortgage lending volumes and margins earned from secondary market loan sales.

Chart of the company's future (projected) P/E Guild Holdings Company
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Future (projected) P/E of the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States, originating and servicing residential loans. This chart shows how the market views its future profitability relative to the financial sector. It reflects investor expectations regarding mortgage lending volumes, which are directly dependent on interest rates and the housing market.

Future (projected) P/E graph of the market segment - Miscellaneous lending
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Future (projected) P/E of the market as a whole

Guild Holdings is one of the largest independent mortgage companies in the United States, originating and servicing residential loans. The mortgage market is extremely sensitive to interest rates and overall economic confidence. This chart, reflecting investor expectations, indirectly indicates future rate trends and consumer confidence, which are key to Guild's business.

Chart of the future (projected) P/E of the market as a whole
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Profit of the company, segment and market as a whole

Company profit Guild Holdings Company

Guild Holdings is one of the largest independent mortgage companies in the United States. Its profits depend on the volume of mortgages issued and the revenue from servicing this portfolio. This relationship is highly correlated with the state of the housing market and interest rates, which directly determine demand for mortgages and refinancing, shaping the company's financial results.

Company profit chart Guild Holdings Company
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Profit of companies in the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States. This chart, which reflects overall profitability in the financial sector, is highly dependent on the housing market and interest rates. Guild's mortgage origination volumes and the quality of its portfolio are an important indicator of consumer activity and directly impact the financial performance of the entire mortgage industry.

Profit chart of companies in the market segment - Miscellaneous lending
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Overall market profit

Guild Holdings is one of the largest independent mortgage companies in the United States. Its business is entirely dependent on the state of the housing market, including mortgage origination and refinancing volumes. Interest rates and consumer confidence are key drivers for Guild. Its financial results are an accurate barometer of the health of the American real estate market.

Overall Market Profit Chart
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Future (predicted) profit of the company, segment and market as a whole

Future (projected) profit of the company Guild Holdings Company

Guild Holdings is one of the largest independent mortgage companies in the United States, originating and servicing residential loans. The future profit forecasts reflected here are closely tied to the state of the housing market and interest rates. Analysts estimate mortgage origination and refinancing volumes, which significantly impact the company's revenue.

Graph of future (projected) profit of the company Guild Holdings Company
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Future (predicted) profit of companies in the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States, originating and servicing residential loans. This chart shows profit forecasts for the entire lending sector. It allows you to assess how Guild's business, which is directly dependent on the housing market and interest rates, compares to analysts' overall expectations for the mortgage market.

Graph of future (predicted) profits of companies in a market segment - Miscellaneous lending
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Future (predicted) profit of the market as a whole

Guild Holdings is one of the largest independent mortgage companies in the United States. Its business is directly dependent on the state of the housing market, including mortgage origination and refinancing volumes. This market, which reflects general economic expectations, influences Guild through interest rates and employment levels, which are key factors determining demand for mortgages.

Chart of future (predicted) profits of the market as a whole
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P/S of the company, segment and market as a whole

P/S - Guild Holdings Company

Guild Holdings is one of the largest independent mortgage companies in the United States, providing residential loans. Its revenue is highly dependent on interest rates and real estate market activity. This multiple, which relates market value to earnings, clearly reflects these cycles, showing how investors value its business in a changing mortgage environment.

Schedule P/S - Guild Holdings Company
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P/S market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the US, providing a full range of mortgage services, from origination to servicing. The company has a long history and a strong brand. This chart reflects how the market values โ€‹โ€‹revenue in the cyclical mortgage sector, helping to understand how investors view Guild's market share and operating model.

Market Segment P/S Chart - Miscellaneous lending
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P/S of the market as a whole

Guild Holdings Company is one of the largest independent mortgage companies in the United States, providing a full range of residential lending services. Its business is highly dependent on interest rates and the state of the real estate market. This chart shows how investors view mortgage lenders' revenue in the current macroeconomic environment compared to the overall market.

Overall Market Price/Shares Chart
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Future P/S of the company, segment and market as a whole

Future (projected) P/S of the company Guild Holdings Company

Guild Holdings Company is one of the largest independent mortgage companies in the United States, originating and servicing residential loans. This chart shows how the market values โ€‹โ€‹the company relative to its future earnings. It is highly sensitive to interest rates, housing market activity, and mortgage refinancing volumes.

The graph of the company's future (projected) P/S Guild Holdings Company
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Future (projected) P/S of the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States, offering a full range of lending services. This chart compares the company's estimated future revenue with the financial sector. Estimates are highly dependent on the state of the housing market, interest rates, and refinancing volumes, making them cyclical and sensitive to macroeconomic changes.

Future (projected) P/S market segment graph - Miscellaneous lending
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Future (projected) P/S of the market as a whole

Guild Holdings is one of the largest independent mortgage companies in the United States. Its revenue is directly dependent on the volume of mortgage originations and refinancings, which, in turn, are determined by the state of the housing market and interest rates. This graph of investor expectations reflects their outlook on the future of the real estate market and the financial sector.

Chart of the future (projected) P/S of the market as a whole
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Sales of the company, segment and market as a whole

Company sales Guild Holdings Company

Guild Holdings' revenue dynamics are closely tied to the US housing market. As a mortgage company, it generates income from fees on new loans and from servicing its existing loan portfolio. The growth of this metric reflects the high activity in the homebuying market and the company's ability to grow its share of mortgage lending.

Company sales chart Guild Holdings Company
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Sales of companies in the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States. It originates, services, and sells home loans, offering a wide range of mortgage products to customers. This chart represents the total revenue of the entire mortgage market, illustrating the scope of housing finance, in which Guild is a significant player.

Sales chart of companies in the market segment - Miscellaneous lending
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Overall market sales

Guild Holdings Company is a mortgage company that originates and services residential loans. Its business is directly dependent on housing market activity, which is determined by interest rates, employment, and consumer confidence. This indicator, reflecting the overall health of the economy, is a key factor influencing mortgage demand. A strong economy supports the housing market.

Market sales chart as a whole
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Future sales volume of the company, segment and market as a whole

Future (projected) sales of the company Guild Holdings Company

Guild Holdings is a mortgage company that originates and services residential loans in the United States. Its revenue depends on mortgage lending volumes, which in turn are determined by interest rates and the housing market. This chart reflects analyst forecasts for mortgage market activity and the company's market share.

Schedule of future (projected) sales of the company Guild Holdings Company
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Future (projected) sales of companies in the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the US. This chart segments its projected revenue into two main areas: new loan origination and existing portfolio servicing. This allows us to understand which part of their business, according to analysts, will be more profitable in the current interest rate environment.

Schedule of future (projected) sales of companies in the market segment - Miscellaneous lending
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Future (projected) sales of the market as a whole

The state of the mortgage market, closely linked to the forecasts in this chart, determines the outlook for Guild Holdings Company. One of the largest independent mortgage companies in the US, it is directly dependent on loan origination and refinancing volumes. Housing market activity is driven by low unemployment and rising incomes.

Schedule of future (predicted) sales of the market as a whole
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Marginality of the company, segment and market as a whole

Company marginality Guild Holdings Company

Guild Holdings is one of the largest independent mortgage companies in the United States. This chart shows how sensitive mortgage profitability is to interest rates. Profit is generated by the volume of new loans issued and portfolio servicing revenue, both of which fluctuate significantly depending on the housing market and central bank policy.

Company marginality chart Guild Holdings Company
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Market segment marginality - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States. Its profitability is highly dependent on the volume of mortgage originations and refinancings, which in turn depend on interest rates. This chart shows the average yield in the financial sector. It provides context for assessing Guild's business performance in a changing mortgage market.

Market segment marginality chart - Miscellaneous lending
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Market marginality as a whole

Guild Holdings is one of the largest independent mortgage companies in the United States. Its business is entirely dependent on the state of the housing market, mortgage origination, and refinancing volumes. This overall economic climate influences key factors for Guild: interest rates, employment, and consumer confidence, which determine demand for home purchases and refinancing.

Market marginality chart for the overall market
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Employees in the company, segment and market as a whole

Number of employees in the company Guild Holdings Company

Guild Holdings Company is one of the largest independent mortgage companies in the United States. This chart reflects the size of its team of mortgage brokers, underwriters, and loan servicers. The chart's dynamics are closely linked to the state of the housing market and interest rates, demonstrating how the company adapts its staff to changing mortgage origination volumes.

Chart of the number of employees in the company Guild Holdings Company
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Share of the company's employees Guild Holdings Company within the market segment - Miscellaneous lending

Guild Holdings is one of the largest independent mortgage companies in the United States, providing home loans. Its business is built on the work of mortgage advisors. This chart shows Guild's share of all mortgage advisors in the country. This reflects its market reach and commitment to the traditional retail lending model.

Graph of the company's share of employees Guild Holdings Company within the market segment - Miscellaneous lending
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Number of employees in the market segment - Miscellaneous lending

Guild Holdings Company, which operates through Guild Mortgage, is one of the largest independent mortgage companies in the United States. This chart shows the dynamics of employment in the mortgage lending sector. The growth in the number of mortgage brokers and underwriters directly correlates with housing market activity and the volume of new loans originated, which are the core of Guild's business.

Graph of the number of employees in the market segment - Miscellaneous lending
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Number of employees in the market as a whole

Guild Holdings is one of the largest independent mortgage companies in the United States. Their business is entirely dependent on the state of the housing market and interest rates. This employment cycle is critical for them. The growth of the workforce directly impacts the demand for mortgages, which determines the volume of their business and the need for mortgage specialists.

Chart of the number of employees in the market as a whole
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Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole

Market capitalization per employee (in thousands of dollars) of the company Guild Holdings Company (GHLD)

Guild Holdings is one of the largest independent mortgage companies in the United States. The mortgage business requires a large staff of loan officers, underwriters, and servicers. This chart reflects this operationally intensive model, where costs are spread across a large team processing thousands of loan applications.

Chart of market capitalization per employee (in thousands of dollars) of the company Guild Holdings Company (GHLD)
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Market capitalization per employee (in thousands of dollars) in the market segment - Miscellaneous lending

Guild Holdings is a mortgage company primarily focused on originating and servicing home loans. Its financial services business is driven by the volume of loans issued and the size of its servicing portfolio. This chart helps assess how the market values โ€‹โ€‹their mortgage business per employee.

Market capitalization per employee (in thousands of dollars) by market segment - Miscellaneous lending
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Market capitalization per employee (in thousands of dollars) for the overall market

Guild Holdings is one of the largest independent mortgage companies in the United States. The mortgage business requires a significant number of loan officers, underwriters, and servicing personnel. This chart reflects how the market values โ€‹โ€‹the team's performance in originating and servicing mortgages, a key value driver in this cyclical industry.

Market capitalization per employee (in thousands of dollars) for the overall market
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole

Profit per employee (in thousands of dollars) of the company Guild Holdings Company (GHLD)

Guild Holdings is a mortgage company that both originates and services home loans. This business is highly cyclical and heavily dependent on interest rates. This chart shows how profitably their team (loan officers, underwriters) operates in the current market conditions, when loan origination volumes can fluctuate dramatically.

Company Profit Per Employee (in thousands of dollars) Chart Guild Holdings Company (GHLD)
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Profit per employee (in thousands of dollars) in the market segment - Miscellaneous lending

Guild Holdings is a mortgage company. They originate and service home loans. This chart shows the benchmark for the mortgage sector. In this sector, the benchmark is *low* and "extremely cyclical." Profit per employee (broker) is entirely dependent on Fed rates and activity in the housing market.

Chart of profit per employee (in thousands of dollars) in the market segment - Miscellaneous lending
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Profit per employee (in thousands of dollars) for the market as a whole

Guild Holdings is a mortgage company. They're not a bank, but an "independent" mortgage lender: they originate home loans and then often sell those loans, retaining the right to service them. It's a sales-based business. This chart helps us understand how the mortgage business, which relies on realtors and loan officers, performs relative to the market.

Chart of profit per employee (in thousands of dollars) for the market as a whole
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Sales to employees of the company, segment and market as a whole

Sales per company employee Guild Holdings Company (GHLD)

Guild Holdings is one of the largest independent mortgage companies in the United States. Revenue per employee is directly linked to the volume of loans issued. This chart reflects the state of the housing market and interest rates, demonstrating how efficiently the company's team of loan officers originates new mortgages and services them.

Sales chart per company employee Guild Holdings Company (GHLD)
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Sales per employee in the market segment - Miscellaneous lending

Guild Holdings is a mortgage company. They don't just originate loans (like a bank) but also service them, collecting payments throughout the entire term. Their model is focused on the retail channel (working directly with borrowers). This chart shows how productive their loan officers and operations staff are in generating and servicing mortgage portfolios.

Sales per employee chart in the market segment - Miscellaneous lending
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Sales per employee for the market as a whole

Guild Holdings (GHLD) is a mortgage company primarily focused on originating, selling, and servicing home loans. They operate through a retail network of loan officers. This cycle in the mortgage business is highly dependent on interest rates. When rates are low (during the refinancing boom), each loan officer generates significant revenue. When rates rise, this metric declines, reflecting the cyclical nature of their work.

Sales per employee chart for the market as a whole
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Short shares by company, segment and market as a whole

Shares shorted by company Guild Holdings Company (GHLD)

Guild Holdings (Guild Mortgage) is a mortgage company primarily focused on originating and servicing home loans, often working with first-home buyers. This chart shows the number of downside rates. Bears are betting that record-high mortgage rates and low housing affordability have killed the refinancing market and sharply reduced new loan origination, hurting Guild's revenue.

Short Shares Chart for the Company Guild Holdings Company (GHLD)
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Shares shorted by market segment - Miscellaneous lending

Guild Holdings (GHLD) is a mortgage lender that originates, services, and sells home loans. Their business is entirely dependent on the health of the housing market. This chart shows the bets against the mortgage lending sector. If investors are short this sector, they expect high mortgage rates to kill demand for refinancing and home purchases, collapsing loan origination volumes.

Chart of the share of shares shorted by market segment - Miscellaneous lending
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Shares shorted by the overall market

Guild Holdings (GHLD) is a mortgage broker. Their business is the volume of loans issued. This "Short_All" chart reflects the pessimism associated with high rates. When rates rise, this fear "kills" the housing market, halting both refinancing and new purchases. No deals means no income for GHLD.

Chart of the percentage of shares shorted across the market as a whole
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RSI 14 indicator for a company, segment, and market as a whole

The company's RSI 14 indicator Guild Holdings Company (GHLD)

Guild Holdings is a mortgage lender. The business is extremely sensitive to interest rates and the state of the housing market. This chart above 70 may reflect a housing boom with low rates. Oversold territory (<30) is often associated with rising rates, which freezes the mortgage market and reduces lending.

RSI 14 indicator chart for the company's stock Guild Holdings Company (GHLD)
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RSI 14 Market Segment - Miscellaneous lending

Guild Holdings Company is a large independent mortgage lender in the United States. The company originates and services mortgages, a business highly sensitive to interest rates. This chart measures the aggregate momentum of the entire mortgage servicing sector. It helps understand whether GHLD's dynamics reflect general concerns about the housing market or its operational efficiency.

RSI 14 indicator chart for stocks of companies in the market segment - Miscellaneous lending
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RSI 14 for the overall market

Guild Holdings (GHLD), a mortgage company, is a reflection of this graph. During periods of euphoria and low rates, the housing market booms, and GHLD issues a ton of loans. During periods of panic and rising rates, mortgage demand freezes, and refinancing volumes plummet, drying up its revenue.

RSI 14 indicator chart for stocks of companies across the market as a whole
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Analyst consensus forecast for the company's share price, the segment, and the market as a whole

Analyst consensus stock price forecast GHLD (Guild Holdings Company)

Guild Holdings is a mortgage company that originates and services residential loans in the United States. This chart shows the average target price. Analyst forecasts are directly dependent on mortgage origination volume, which is driven by interest rates and housing market activity.

A chart showing analyst consensus forecasts for the expected stock price. GHLD (Guild Holdings Company)
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The difference between the consensus estimate and the actual stock price GHLD (Guild Holdings Company)

Guild Holdings (GHLD) is a large independent mortgage lender in the US that focuses on the retail channel (working directly with homebuyers) rather than refinancing. This chart provides a snapshot of the housing market. It measures the gap between the price and the consensus target, reflecting how analysts view their mortgage origination business.

A chart showing the difference between the consensus forecast and the actual stock price. GHLD (Guild Holdings Company)
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Analyst consensus forecast for stock prices by market segment - Miscellaneous lending

Guild Holdings is one of the leading independent mortgage lenders in the US, focusing on the homebuying market (not refinancing). This chart shows analysts' overall expectations for the lending sector. It reflects whether experts believe the homebuying and selling market will recover after the freeze.

A chart showing analyst consensus price forecasts for stocks in a market segment. - Miscellaneous lending
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Analysts' consensus forecast for the overall market share price

Guild Holdings (GHLD) is a pure-play mortgage lender. They don't hold loans; they originate them and then sell them immediately (origin-to-sell). Their business is volume. This chart, reflecting expert expectations, is their forecast. If the market is pessimistic (rates rise), the mortgage market dies, and GHLD's business grinds to a halt.

A chart showing analyst consensus forecasts for the overall market share price.
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AKIMA index of the company, segment and market as a whole

AKiMA Company Index Guild Holdings Company

Guild Holdings is a traditional mortgage lender. They're not a bank, but an independent mortgage originatorโ€”their business consists of originating and servicing mortgages (primarily for purchases). This chart is a pure mortgage barometer. Its dynamics likely aggregate loan origination volumes (dependent on rates) and the value of their servicing portfolio (MSR).

AKIMA Index Chart for the Company Guild Holdings Company
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AKIMA Market Segment Index - Miscellaneous lending

Guild Holdings (GHLD) is one of the largest non-bank mortgage lenders in the US; unlike Rocket, the company operates using a traditional model through a network of retail offices and brokers. This composite metric evaluates financial companies. The chart shows the sector average. This benchmark: how does this traditional (and cyclical) model (GHLD) differentiate it from the average competitor?

AKIMA Market Segment Index Chart - Miscellaneous lending
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The AKIM Index for the overall market

Guild Holdings is a mortgage company specializing in retail home loans. This chart, which reflects the market average, provides a macro backdrop. It helps assess how GHLD, whose business is extremely sensitive to interest rates and homebuyer activity, compares to the overall macroeconomic picture.

AKIM Index chart for the overall market
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