GURU.Markets stock price, segment price, and overall market index valuation
The company's share price HTBK
Heritage Commerce is a community bank operating in Silicon Valley. Its stock price reflects the economic health of the tech sector. The chart below shows how the bank serves small and medium-sized businesses in one of the world's most dynamic regions.
Share prices of companies in the market segment - Local banks
Heritage Commerce Corp. is the parent company of Heritage Bank of Commerce, which serves business clients in California. We classify it in the "Community Banks" segment because its activities focus on supporting local businesses. The chart below illustrates the overall health of the local business-focused banking sector.
Broad Market Index - GURU.Markets
Heritage Commerce is a regional bank providing financial services to businesses in California. Its regional importance earns it a spot on the GURU.Markets index. The chart below shows how its stock compares to the overall market trend.
Change in the price of a company, segment, and market as a whole per day
HTBK - Daily change in the company's share price HTBK
The daily price change of Heritage Commerce, a local bank in Silicon Valley, reflects the state of the tech sector. change_co measures sensitivity to venture capital funding and startup health. This metric is important for analyzing niche regional banks on System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Local banks
Heritage Commerce Corp. is a large regional bank. This chart shows the average daily volatility of the banking sector. Comparing it with HTBK's performance, which focuses on California, helps us understand how much its stability is affected by economic conditions in that state.
Daily change in the price of a broad market stock, index - GURU.Markets
Heritage Commerce is a local bank operating in the United States. The banking sector is sensitive to interest rate changes and economic conditions. The chart below shows the average volatility for this sector, allowing you to compare Heritage Commerce's performance with the overall market.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization HTBK
Heritage Commerce is a large regional bank in the United States. Its year-over-year performance reflected the overall banking sector, including interest rate dynamics and the state of the credit market. The chart below shows its performance in a changing economic environment.
Annual dynamics of market capitalization of the market segment - Local banks
Heritage Commerce Corp. is a regional bank focused on serving Silicon Valley and other areas of California. Its performance is closely tied to the health of the tech sector and local businesses. The chart below shows how its niche strategy and the economy of its core region influence its performance.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Heritage Commerce is a classic regional bank whose stock performance reflects the economic health of the regions where it operates. The bank's trajectory is closely tied to interest rate cycles and the lending activity of local businesses and households, making it a barometer of the local, rather than the global, economy.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization HTBK
NDMO is a closed-end fund that invests in municipal bonds. Its monthly price fluctuations reflect the dynamics of interest rates and the premium or discount at which its shares trade to their net asset value, which is important for investors in such funds.
Monthly dynamics of market capitalization of the market segment - Local banks
Heritage Commerce Corp. is a California-based bank serving businesses in Silicon Valley and other tech hubs. Its health depends on the health of the region's innovative economy. While the banking sector's dynamics reflect general trends, HTBK prioritizes the pulse of the venture capital and tech industries, which shape its unique loan portfolio.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Heritage Commerce Corp. is a bank holding company serving businesses in Silicon Valley and other parts of California. Its business depends on the health of the tech sector and the regional economy. The broader market chart shows how its focus on serving a dynamic yet volatile tech hub has impacted its performance.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization HTBK
For local bank Heritage Commerce, weekly stock performance is a barometer of business activity in Silicon Valley. Fluctuations reflect the state of the tech sector, which impacts credit demand and the financial health of its clients.
Weekly dynamics of market capitalization of the market segment - Local banks
Heritage Commerce, like most local banks, is heavily influenced by overall sector trends. Expectations for Federal Reserve interest rates and economic news create a common ripple effect across all banking stocks. The chart below shows whether HTBK is simply moving with the market or whether its focus on the Silicon Valley economy gives it a unique dynamic.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Heritage Commerce shares, like those of the entire banking sector, are a barometer of the economy's health and are sensitive to overall market sentiment. Federal Reserve announcements and inflation data set the tone for the entire market, and banks are at the epicenter of these events. The chart will show how closely HTBK tracks broader market movements.
Market capitalization of the company, segment and market as a whole
HTBK - Market capitalization of the company HTBK
Heritage Commerce's market capitalization dynamics are a barometer of business activity in Silicon Valley. This local bank's chart reflects the health of the tech companies and startups it serves. Its movements reveal how investors assess the risks and opportunities of one of the key financial partners for the region's innovative economy.
HTBK - Share of the company's market capitalization HTBK within the market segment - Local banks
Heritage Commerce is a classic local bank serving businesses and private clients in California. Its share of the total capitalization of its banking segment is an indicator of its importance in the regional economy. The chart below shows how its weight varies compared to large national banks and other local players.
Market capitalization of the market segment - Local banks
Heritage Commerce is a classic local bank deeply integrated into the Silicon Valley economy. The chart below shows the total market capitalization of local banks. Its dynamics are a barometer of the health of small and medium-sized businesses, which are the backbone of the regional economy.
Market capitalization of all companies included in a broad market index - GURU.Markets
Heritage Commerce is a classic community bank serving businesses and residents of Silicon Valley. Its market capitalization, compared to global financial giants, underscores the economic strength of one of the world's most innovative regions. The bank's value reflects the success of the tech startups and affluent clients it serves.
Book value capitalization of the company, segment and market as a whole
HTBK - Book value capitalization of the company HTBK
Heritage Commerce is built on financial capital serving Silicon Valley. This community bank's book value is derived from its equity, a conservative portfolio of loans to local businesses, and its branch network. The chart below demonstrates how the bank has steadily strengthened its financial foundation in one of the world's most dynamic regions.
HTBK - Share of the company's book capitalization HTBK within the market segment - Local banks
Heritage Commerce builds its business on a network of physical branches that serve as hubs for financial services in local communities. This real estate is its primary tangible asset. The S_BCap_Seg graph shows the share of its physical infrastructure within the community banking sector, reflecting its presence.
Market segment balance sheet capitalization - Local banks
The banking sector, whose total asset value is shown in the chart, is traditionally capital-intensive. Heritage Commerce is a classic example of this model. Its extensive network of physical branches in California is a significant contributor to the industry's total asset value and the basis for its regional dominance.
Book value of all companies included in the broad market index - GURU.Markets
Heritage Commerce is a classic local bank, deeply rooted in the Silicon Valley economy. Its assets aren't abstract numbers, but loans that translate into functioning startups and completed homes. The chart below shows the share of its region's physical economy that this financial institution supports and creates.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - HTBK
Heritage Commerce, like any bank, has a balance sheet consisting of loans and deposits. The market values it by adding a premium to net assets for the quality of management, deep ties to Silicon Valley businesses, and a reputation as a reliable partner. The chart shows how the market values this "human" capital.
Market to book capitalization ratio in a market segment - Local banks
Heritage Commerce is a classic local bank serving businesses and private clients in its region. Its valuation is closely tied to the quality of its loan portfolio. This chart shows whether the bank trades at a premium or discount to its book value, which reflects investor confidence in its management and the state of the local market.
Market to book capitalization ratio for the market as a whole
Heritage Commerce is a traditional commercial bank serving local businesses. Its value is closely tied to its balance sheet: the size and quality of its loans minus its liabilities. This chart shows how the market values the traditional banking model, where capitalization is typically close to book value, compared to the market as a whole.
Debts of the company, segment and market as a whole
HTBK - Company debts HTBK
Heritage Commerce, as a classic community bank, uses debt instruments to fund its core business—lending to small and medium-sized businesses in California. This chart illustrates how the bank manages its balance sheet, attracting deposits and other liabilities to support local economic growth and finance its clients.
Market segment debts - Local banks
Heritage Commerce Corp. is a classic local bank, deeply integrated into its region's economy. Its debt policy directly reflects its small and medium-sized business lending strategy and deposit portfolio management. This chart shows how the bank balances growth and financial stability in accordance with regulatory requirements and the state of the local economy.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio HTBK
For a bank like Heritage Commerce, debt is not a liability, but a raw material for business in the form of customer deposits. This chart shows its capital structure: the ratio of equity to borrowed funds. This is a key indicator of the bank's financial stability and its ability to withstand economic shocks while managing risk in its loan portfolio.
Market segment debt to market segment book capitalization - Local banks
Heritage Commerce, as a classic community bank, focuses on serving businesses and private clients in its region, which requires a balanced approach to risk. This chart compares the bank's debt obligations with the total capital of the entire banking sector. This clearly demonstrates how conservative its financial model is compared to large national players.
Debt to book value of all companies in the market
Heritage Commerce, as a classic regional bank, is highly dependent on the economic health of its region. Its balance sheet debt is a key element of risk management and profitability. This chart shows the overall debt burden in the economy, which is an important backdrop for understanding the bank's strategy for managing its loan portfolio and its own liabilities.
P/E of the company, segment and market as a whole
P/E - HTBK
This chart for Heritage Commerce Corp shows the valuation of a classic community bank serving businesses in Silicon Valley. Its profitability is directly dependent on the health of the local economy and interest rates. This metric reflects how investors view its ability to manage risk and capitalize on the dynamic yet concentrated regional market.
P/E of the market segment - Local banks
Heritage Commerce Corp. is the parent company of Heritage Bank of Commerce, which serves small and medium-sized businesses in California. The bank focuses on building long-term relationships with clients, offering them a full range of banking services. This chart illustrates the average rating for local commercial banks, whose performance is closely tied to the health of the regional economy.
P/E of the market as a whole
Heritage Commerce is a classic community bank serving businesses and residents of Silicon Valley. Its health is directly dependent on the health of the local economy, particularly the tech sector. This chart reflects national sentiment. Comparisons with it allow us to see whether the tech hub is outperforming overall economic trends or whether its problems have become systemic.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company HTBK
Heritage Commerce's chart shows how the market views this regional bank's future earnings. This indicator reflects analysts' expectations for the bank's loan portfolio, interest rates, and the overall economic situation in its regions of operation, allowing them to understand whether investors believe the current share price is justified given its projected profitability.
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Future (projected) P/E of the market segment - Local banks
Heritage Commerce is a classic regional bank serving businesses and private clients in its local area. This chart illustrates how investors, on average, estimate the future profitability of the banking sector. HTBK's position relative to this average may indicate analysts' expectations regarding the health of the local market and the effectiveness of the bank's asset management.
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Future (projected) P/E of the market as a whole
For regional bank Heritage Commerce, overall expectations for economic profitability, illustrated by this chart, are a key factor. Market optimism means increased lending and prosperity for local businesses—the bank's clients—while pessimism signals potential risks to the bank's portfolio.
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Profit of the company, segment and market as a whole
Company profit HTBK
Heritage Commerce is a bank serving businesses in tech-savvy regions, such as Silicon Valley. The trend on this chart shows how successfully the bank manages its loan portfolio and deposits. Its profit is a barometer of the health of the local business: as clients grow, so does the bank's financial performance, as this line demonstrates.
Profit of companies in the market segment - Local banks
Heritage Commerce is a classic example of a regional bank deeply integrated into the economy of its region—in this case, Silicon Valley. The profitability trend for the local bank segment, presented here, reflects the health of small and medium-sized businesses. For HTBK, this is a key indicator: growth indicates client creditworthiness, while decline indicates potential default risks.
Overall market profit
Heritage Commerce Corp. is a bank serving businesses in Silicon Valley and the surrounding area. Its success is closely tied to the health of the tech sector. While the overall corporate earnings trend shown in this chart is important, Heritage Commerce is far more interested in the funding cycles of startups and the health of the large tech companies that are its clients.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company HTBK
For regional bank Heritage Commerce, this chart is a barometer of its future health. It shows how analysts assess the bank's net profit prospects, taking into account interest rate dynamics, the quality of the loan portfolio, and economic activity in its key regions. It also forecasts the bank's ability to effectively manage capital.
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Future (predicted) profit of companies in the market segment - Local banks
Heritage Commerce is a classic regional bank that provides loans to small and medium-sized businesses. Its success is inextricably linked to the economic vibrancy of the local community. The graph summarizes profitability forecasts for the entire local banking sector, providing a general understanding of expectations: whether demand for loans will grow and asset quality in the region will remain high.
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Future (predicted) profit of the market as a whole
Heritage Commerce is a regional bank whose well-being is directly tied to the health of local businesses and consumers. The market total return forecast presented here serves as a barometer of these expectations. Economic growth means increased demand for loans and reduced risks, while a downturn could lead to problems for borrowers, which will directly impact the bank's performance.
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P/S of the company, segment and market as a whole
P/S - HTBK
Heritage Commerce is a classic regional bank that makes its money by lending to local businesses and individuals. The metric on this chart reflects how much the market is willing to pay for each dollar of the bank's interest and fee income. This allows us to assess the effectiveness of its core operations and investor confidence in its business model within the local economy.
P/S market segment - Local banks
Heritage Commerce is a classic regional bank focused on serving businesses in its local area. This chart shows the average revenue valuation in the banking sector. It allows investors to see whether the bank's loan portfolio and fee income are valued by the market at a premium or a discount compared to competitors of similar size and profile.
P/S of the market as a whole
Heritage Commerce is a classic regional bank whose business is built on lending and deposits in its community. Comparing its revenue estimate to the overall market average reveals how investors value the stability and predictability of the banking sector over more volatile but fast-growing sectors of the economy.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company HTBK
Heritage Commerce is a classic regional bank serving businesses and private clients in California. Its success is directly linked to the health of the local economy. The chart below shows how investors estimate the bank's future lending and fee income relative to its current market value.
%20P%2FS%20HTBK&width=1500&height=450&colorIndex=47&filename=GURU_Markets_-_The-graph-of-the-companys-future-projected-PS-HTBK&v=1772535443387 "The graph of the company's future (projected) P/S HTBK")
Future (projected) P/S of the market segment - Local banks
Heritage Commerce is a bank deeply integrated into the Northern California economy. The data presented here represents the average estimated future revenue for the community bank segment. Analyzing HTBK's position relative to this level helps us understand whether the market expects this bank to deliver stronger revenue growth than its direct competitors in the region.
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Future (projected) P/S of the market as a whole
For local bank Heritage Commerce, the overall market assessment of future earnings, visible on this chart, is directly relevant. Investor optimism reflects the expectation of growth in business activity and increased demand for loans from small and medium-sized businesses—the bank's key clients. The indicator's dynamics predict the bank's operating conditions.
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Sales of the company, segment and market as a whole
Company sales HTBK
Heritage Commerce is a classic regional bank serving businesses and private clients in its local area. Its "sales" primarily consist of interest income from issued loans. This chart reflects the bank's ability to grow its loan portfolio and attract deposits, which is a direct indicator of the health of the local business climate and trust in the bank.
Sales of companies in the market segment - Local banks
Heritage Commerce is a California-based bank focused on serving small and medium-sized businesses. It offers a full range of services. Unlike the giants, it builds long-term relationships with clients, deeply understanding their needs. The graph below shows the total revenue of regional banks, demonstrating the health and dynamism of this important economic sector, closely tied to business activity.
Overall market sales
Heritage Commerce is a bank deeply integrated into its region's economy. This chart illustrates total revenue in the country, and the success of local businesses directly impacts the bank's performance. When the economy grows, local companies and residents are more likely to take out loans and use Heritage Commerce's services, making it a mirror of the regional business climate.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company HTBK
Heritage Commerce is a classic regional bank whose prosperity is inextricably linked to the economic health of Northern California. Its revenue is driven by loan portfolio growth and interest rate margins. This chart shows how analysts estimate the bank's future financial performance in the context of local business activity.
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Future (projected) sales of companies in the market segment - Local banks
Heritage Commerce is a classic regional bank, deeply integrated into the Northern California business community. It emphasizes personal service and local market knowledge. This chart shows the revenue forecast for the entire community banking industry. Will this strategy allow it to exceed analyst expectations for the sector?
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Future (projected) sales of the market as a whole
Heritage Commerce, as a regional bank, serves small and medium-sized businesses. Its success is directly dependent on the health of the local economy, which is part of the overall picture. This indicator, reflecting aggregate sales forecasts nationwide, allows us to assess future demand for loans and banking services from the bank's clients, as their growth translates into growth for HTBK itself.
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Marginality of the company, segment and market as a whole
Company marginality HTBK
Heritage Commerce is a classic commercial bank whose profits are generated by the spread between interest on loans issued and deposit payments. This chart demonstrates the effectiveness of managing this spread and operating expenses. It demonstrates how effectively the bank serves its region, converting banking services into real profit for shareholders.
Market segment marginality - Local banks
Heritage Commerce Corp. is a community bank serving small and medium-sized businesses in California. This chart shows the average profitability for community banks. The bank's ability to exceed this benchmark depends on the quality of its loan portfolio, a deep understanding of the local market, and strong customer relationships, which allows it to maintain stable interest margins and low loss rates.
Market marginality as a whole
Heritage Commerce is a bank serving small and medium-sized businesses in California. Its profitability is closely tied to the health of the local economy, a microcosm of the overall trends visible in this chart. The bank's ability to maintain margins in the face of competition from larger players demonstrates the effectiveness of its localized business model.
Employees in the company, segment and market as a whole
Number of employees in the company HTBK
Heritage Commerce, as a classic regional bank, builds its business on personal relationships. This chart shows the size of its team, which is its main asset in customer interactions. The growth of this metric reflects not just expenses but strategic expansion: opening new branches or strengthening commercial lending departments to deepen its market position.
Share of the company's employees HTBK within the market segment - Local banks
Heritage Commerce is a classic regional bank, working with local businesses and communities. Its strength lies not in its global reach, but in its deep understanding of the local market. This metric demonstrates the proportion of banking professionals the bank attracts in its region, reflecting its importance and stability as a key local employer, woven into the local economy.
Number of employees in the market segment - Local banks
Heritage Commerce Corp. is a bank serving small and medium-sized businesses in California. Changes in its headcount, which can be seen in the graph, reflect the state of the regional economy. Headcount growth indicates loan portfolio growth and the opening of new branches, while staff reductions may be due to process optimization and consolidation.
Number of employees in the market as a whole
Heritage Commerce, as a local bank, directly senses the pulse of the local economy. This employment chart isn't just a statistic for them, but a reflection of the health of the small and medium-sized businesses they lend to. Job growth means an expanding client base, increased demand for mortgages and commercial loans, which underpins their growth.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company HTBK (HTBK)
Heritage Commerce is a classic regional bank whose business is built on customer relationships. This graph reflects the labor-intensive nature of banking. Serving the community requires a significant staff. Therefore, the company's capital is spread across a large number of employees, resulting in a moderate figure on this graph.
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Market capitalization per employee (in thousands of dollars) in the market segment - Local banks
Heritage Commerce is a classic regional bank, deeply integrated into the Silicon Valley economy. Its value is derived from personal relationships with clients and the quality of its loan portfolio, not from its large staff. This chart compares the bank's market value per employee with the industry average.
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Market capitalization per employee (in thousands of dollars) for the overall market
Heritage Commerce is a traditional regional bank focused on serving local businesses and residents. This chart shows the effectiveness of the traditional banking model. This indicator reflects the balance between the size of assets under management and the number of staff required to maintain a high level of customer service.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company HTBK (HTBK)
Heritage Commerce, as a classic regional bank, operates in a business built on people and trust. However, this chart moves away from emotion and focuses on pure efficiency. It shows how productive each employee—from loan officers to tellers—is in generating profit. This is a clear indicator of how well the bank manages its loan portfolio and operating expenses per employee.
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Profit per employee (in thousands of dollars) in the market segment - Local banks
Heritage Commerce (HTBK) is a traditional US local bank (California). This chart shows the benchmark for "Local Banks." Average profit per employee in this industry is an indicator of the efficiency of traditional banking (deposits/loans). This benchmark reflects the sector's ability to manage interest margins and operating expenses on average.
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Profit per employee (in thousands of dollars) for the market as a whole
Heritage Commerce is a classic regional bank serving California businesses. Banking, by its very nature, requires balance: people are needed to serve clients and manage risks, but efficiency is also essential. This chart shows how much profit each employee generates in the traditional, service-oriented, and competitive banking industry.
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Sales to employees of the company, segment and market as a whole
Sales per company employee HTBK (HTBK)
Heritage Commerce, as a classic regional bank, uses this chart to demonstrate the effectiveness of its employees in generating revenue. This growth demonstrates the team's ability to manage a large loan and deposit portfolio, as well as the successful implementation of technologies that optimize banking operations and customer service.
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Sales per employee in the market segment - Local banks
Heritage Commerce (HTBK) is a traditional regional bank serving businesses and individuals in California. In banking, employee efficiency is key. This chart shows their productivity compared to competitors. Automating routine operations and focusing employees on issuing high-margin loans is the bank's primary way to increase revenue per employee.
Sales per employee for the market as a whole
Heritage Commerce is a classic regional bank. In banking, this metric reflects efficiency. It answers the question: how much revenue (interest and commission income) does each employee, from teller to loan officer, generate? Growth on this chart often indicates successful digitalization or a focus on larger commercial clients.
Short shares by company, segment and market as a whole
Shares shorted by company HTBK (HTBK)
Heritage Commerce (HTBK) is a classic regional bank serving businesses in California. Their success is the health of local businesses. This chart measures bearish market sentiment: how many investors have borrowed the stock to bet on it. Do they see risks in the bank's loan portfolio, perhaps in commercial real estate, or do they expect rising rates to squeeze their margins?
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Shares shorted by market segment - Local banks
Heritage Commerce is a classic community bank serving businesses in California's Bay Area. This chart shows pessimism in the small regional bank sector. Its rise signals that investors are concerned about rising commercial real estate defaults (a key risk for banks) or are anticipating deposit outflows due to problems in the tech sector.
Shares shorted by the overall market
Heritage Commerce (HTBK) is a community bank serving small and medium-sized businesses in Silicon Valley and California. This chart measures overall fear. When it rises, investors fear a recession. For a bank serving a dynamic but volatile region, this signifies the risk of a slowdown in the tech sector, which could lead to problems for their key entrepreneurial clients.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator HTBK (HTBK)
Heritage Commerce is a California-based community bank serving businesses in the San Francisco Bay Area. Its health is tied to the tech sector and the CRE market. This chart measures how investors perceive these risks, showing peaks of fear (oversold) or optimism (overbought).
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RSI 14 Market Segment - Local banks
Heritage Commerce Corp. is the parent company of Heritage Bank of Commerce, a Silicon Valley-based regional bank focused on serving small and medium-sized businesses. This chart reflects the collective sentiment in the regional banking sector. It helps assess whether the entire industry is under pressure due to risks in the tech sector.
RSI 14 for the overall market
Heritage Commerce (HTBK), a regional bank. This chart reflects the "temperature" of small businesses and the real estate market in its region. During periods of euphoria, local businesses take out loans for expansion. During periods of panic and economic downturn, the risk of default on these loans increases for the bank, requiring increased reserves.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast HTBK (HTBK)
Heritage Commerce is a regional bank serving small and medium-sized businesses in Silicon Valley and surrounding areas of California. This chart shows the analysts' average 12-month forecast. It reflects their views on the Bay Area economy (beyond high-tech), the real estate market, and interest rate management.
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The difference between the consensus estimate and the actual stock price HTBK (HTBK)
Heritage Commerce (HTBK) is a California-based regional bank focused on serving small and midsize businesses in Silicon Valley and the San Francisco Bay Area. This chart shows the difference between the consensus estimate and the price. It reflects analysts' assessments of the health of the tech sector and the bank's portfolio.
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Analyst consensus forecast for stock prices by market segment - Local banks
Heritage Commerce (HTBK) is a regional bank serving small and medium-sized businesses in Silicon Valley and California. This chart shows analysts' overall expectations for the entire community banking sector. It reflects whether experts believe the California economy is stable beyond the tech sector.
Analysts' consensus forecast for the overall market share price
Heritage Commerce (HTBK) is a regional bank operating in Silicon Valley. Their business is lending to the tech sector and real estate. This chart, reflecting expert expectations, is their risk assessment. During a downturn (pessimism), the tech sector (their client) lays off people, which hurts the bank.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index HTBK
Heritage Commerce is a Silicon Valley bank. It's a commercial bank serving small and medium-sized businesses in the Bay Area (San Francisco and surrounding areas). This chart is a local barometer of the Valley. It likely aggregates their loan growth (including CRE) and their ability to attract deposits in one of the most competitive and tech-driven regions in the world.
AKIMA Market Segment Index - Local banks
Heritage Commerce (HTBK) is a conservative regional bank focused on serving small and medium-sized businesses (B2B) in Silicon Valley and California. This composite metric evaluates banks. The chart shows the sector average. This benchmark: how does HTBK's niche (B2B) model differentiate it from the average regional bank?
The AKIM Index for the overall market
Heritage Commerce is a banking holding company in the San Francisco Bay Area (Silicon Valley). It serves small and medium-sized businesses. This chart, showing the market average, provides a macro backdrop. It helps assess how HTBK, operating in the center of innovation, fits into the overall macroeconomic picture and the dynamics of the tech sector.
