GURU.Markets stock price, segment price, and overall market index valuation
The company's share price OPHC
OptimumBank is a small community bank in Florida. Its stock price reflects the region's economic situation, interest rate dynamics, and its ability to compete with larger banks through personalized service.
Share prices of companies in the market segment - Local banks
OptimumBank Holdings is a local bank providing banking services in South Florida. We've categorized it as a "Local Bank," and the chart below shows how this sector fares in Florida's highly competitive and dynamic real estate market.
Broad Market Index - GURU.Markets
OptimumBank Holdings is a local bank providing banking services in South Florida. It is a component of the GURU.Markets index. The chart below represents the market. See how this bank's stock compares to the banking sector.
Change in the price of a company, segment, and market as a whole per day
OPHC - Daily change in the company's share price OPHC
OptimumBank Holdings, Inc.'s daily performance reflects the volatility inherent in small local banks. This indicator demonstrates sensitivity to the health of the local economy and interest rates, serving as an important element of financial analysis.
Daily change in the price of a set of shares in a market segment - Local banks
OptimumBank Holdings, Inc. is a large regional bank. This chart shows the average daily volatility of the banking sector. Comparing it with OPHC's performance, which focuses on Florida, helps us understand how much economic growth in that state impacts its stability.
Daily change in the price of a broad market stock, index - GURU.Markets
OptimumBank is a community bank serving South Florida. Its stock reflects the economic health of this dynamic region. The sum of these regional histories creates an overall picture of the economy, whose daily volatility is reflected in this chart.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization OPHC
The year-over-year performance of OptimumBank Holdings, Inc., a Florida-based community bank, reflects its performance in the local market. Its market capitalization change over the past 12 months demonstrates how successfully the bank is providing loans to small businesses and individuals, as well as expanding its mortgage business in one of the fastest-growing states in the US.
Annual dynamics of market capitalization of the market segment - Local banks
OptimumBank Holdings, Inc. is a small regional bank serving communities in Florida. This chart shows how its performance reflects the economic health of its core, fast-growing region and its ability to compete with larger banks.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
OptimumBank is a classic regional bank whose stock performance reflects the economic health of the regions where it operates. The bank's trajectory is closely tied to interest rate cycles and the lending activity of local businesses and households, making it a barometer of the local, rather than the global, economy.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization OPHC
OptimumBank is a small commercial bank in Florida. Its monthly performance reflects the region's economic health and the state of the real estate market. Interest rate changes and quarterly loan portfolio growth reports are the main factors influencing its valuation.
Monthly dynamics of market capitalization of the market segment - Local banks
OptimumBank is a small community bank operating in South Florida. It offers online banking services and one physical branch, focusing on efficiency. The graph below illustrates the overall dynamics of the community banking sector, where digital models are challenging traditional ones.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
OptimumBank Holdings is a small community bank in Florida. Its performance is closely tied to the local real estate and business markets. The bank's shares reflect economic activity in the fast-growing region, which may allow it to follow its own cycle, distinct from the national one.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization OPHC
Shares of OptimumBank, a small Florida bank, react weekly to the local real estate market and economy. Interest rate dynamics, which impact margins, and local business activity are key drivers of short-term fluctuations.
Weekly dynamics of market capitalization of the market segment - Local banks
OptimumBank shares, like those of other small local banks, respond to overall interest rate dynamics and the state of the local economy. These factors create a general backdrop against which to evaluate the relative stability or growth of a particular bank.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
OptimumBank shares, like those of other small local banks, respond to overall interest rate dynamics and the state of the local economy. These factors create a general backdrop against which to evaluate the relative stability or growth of a particular bank.
Market capitalization of the company, segment and market as a whole
OPHC - Market capitalization of the company OPHC
OptimumBank's market capitalization chart is a financial valuation of a very small Florida community bank. It reflects its modest scale and focus on serving the local community. Its performance tells a story about how investors assess its ability to survive and compete in the shadow of giant national banks.
OPHC - Share of the company's market capitalization OPHC within the market segment - Local banks
OptimumBank Holdings is a small commercial bank operating in South Florida. Its market share in the community banking sector reflects its focus on serving its local community. The chart below shows the weight of this niche player in one of the most competitive banking markets in the United States.
Market capitalization of the market segment - Local banks
OptimumBank is a small, local bank operating in Florida. The chart below shows the total market capitalization of all local banks, reflecting the importance of such institutions to their communities. In Florida's competitive market, OptimumBank competes for its customers by offering personalized service.
Market capitalization of all companies included in a broad market index - GURU.Markets
The small, local banks visible in the chart play an important role in their communities. OptimumBank Holdings serves customers in South Florida. Its small market capitalization reflects its scale and focus on providing local banking services.
Book value capitalization of the company, segment and market as a whole
OPHC - Book value capitalization of the company OPHC
OptimumBank's chart shows the financial foundation of a small Florida community bank. The growth in book value reflects the expansion of its loan portfolio, focused on commercial real estate and mortgages, and its deposit base.
OPHC - Share of the company's book capitalization OPHC within the market segment - Local banks
OptimumBank Holdings, as a small local bank, has a compact physical network. Its share of the sector's assets consists of several branches in Florida. This physical base underpins its close ties to the local community and a business model focused on traditional banking services.
Market segment balance sheet capitalization - Local banks
OptimumBank Holdings, Inc., like any bank, has a capital-intensive model. Its balance sheet consists of a loan portfolio and a physical branch. Compared to the banking sector as a whole, its structure is typical of a very small local player.
Book value of all companies included in the broad market index - GURU.Markets
OptimumBank is a small but resilient financial institution serving the communities of South Florida. This local bank's balance sheet reflects its deep connection to the local economy through mortgage and commercial lending. The chart illustrates the scale of this hyperlocal financial player.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - OPHC
OptimumBank Holdings is a small local bank. Its market value is closely tied to its balance sheet. The chart shows how the market perceives its position in the local community and the quality of its loan portfolio.
Market to book capitalization ratio in a market segment - Local banks
OptimumBank is a small community bank in Florida. Its business consists of accepting deposits and issuing loans. This chart shows a typical picture for such a bank, where the market value is typically close to its book value, reflecting stability.
Market to book capitalization ratio for the market as a whole
OptimumBank Holdings is a small local bank. Its business is inextricably linked to its balance sheet: loans and investments are its assets. The chart below demonstrates how investors evaluate the quality of these assets and the bank's performance, comparing its market price to its book value relative to the overall market.
Debts of the company, segment and market as a whole
OPHC - Company debts OPHC
OptimumBank, as a small local bank, plays an important role in its community. Its debt obligations, consisting primarily of customer deposits, are the foundation of its operations. The bank uses these funds to issue loans, thereby supporting local businesses and individuals.
Market segment debts - Local banks
OptimumBank Holdings is the holding company for a small bank in Florida. Balance sheet management is at the core of its operations. This chart shows how conservatively the bank manages its liabilities to serve its community and how its financial structure compares to other small banks operating in a competitive market.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio OPHC
OptimumBank Holdings is a small bank serving its local market. This chart reflects its financial leverage. Its stability is directly dependent on the economic health of the region. Problems among local businesses and residents can lead to increased loan defaults, which is a major risk for a highly leveraged bank.
Market segment debt to market segment book capitalization - Local banks
OptimumBank Holdings is the holding company for OptimumBank, a small community bank serving South Florida. This chart compares its debt obligations to the total capitalization of the entire community banking sector. It provides an insight into the conservative financial policies of this traditional financial institution.
Debt to book value of all companies in the market
OptimumBank Holdings is a small community bank serving its region. Its primary focus is conservative capital and risk management. The chart compares its leverage (including deposits) to overall banking sector trends, indicating its reliability and commitment to the traditional banking model.
P/E of the company, segment and market as a whole
P/E - OPHC
This chart for OptimumBank, a small local bank, is an indicator of the health of the local economy in Florida. The price-to-earnings ratio helps us understand whether the bank is fairly valued compared to its peers. The ratio's dynamics reflect the health of the real estate market and small businesses, which are its key clients.
P/E of the market segment - Local banks
This chart shows a typical valuation for the conservative local banking sector, where OptimumBank operates. A low and stable average price-to-earnings ratio is the norm here. For investors, this is a key benchmark, allowing them to understand whether the company is valued above or below its direct competitors in Florida.
P/E of the market as a whole
OptimumBank is a small community bank operating in Florida. It offers traditional banking services and is known for its focus on serving the local community. This chart reflects the health of the banking system. It helps understand how the economic situation in Florida, including the real estate market, affects this local bank and how it competes with larger players.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company OPHC
OptimumBank Holdings is a small commercial bank operating in Florida. Its future profits depend on the state of the local economy, particularly the real estate market. This chart shows how analysts assess the lending and risk management outlook in one of the most dynamic, yet volatile, states in the US.
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Future (projected) P/E of the market segment - Local banks
OptimumBank Holdings is the holding company for OptimumBank, a small community bank in Florida that is also active in mortgage lending. This chart compares its future profitability expectations with those of the community banking industry. It helps understand how the market views its hybrid model and its exposure to the Florida real estate market.
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Future (projected) P/E of the market as a whole
OptimumBank Holdings is a small local bank in Florida. This chart reflects national sentiment. OPHC is far more concerned with the health of the local economy and the real estate market in South Florida, which has its own dynamics, often distinct from the rest of the country.
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Profit of the company, segment and market as a whole
Company profit OPHC
OptimumBank Holdings is the holding company for OptimumBank, a small community bank in Florida. This chart shows financial results based on the traditional banking model. Profits are driven by real estate and business lending in the fast-growing but competitive South Florida region.
Profit of companies in the market segment - Local banks
OptimumBank Holdings is the holding company for OptimumBank, a small bank serving clients in South Florida. The bank specializes in commercial lending and mortgages. This chart shows the overall profitability of community banks, which is closely tied to the state of the real estate market and business activity in the region.
Overall market profit
OptimumBank Holdings is a small community bank. Its financial results directly depend on the health of the local economy: the ability of small businesses and individuals to borrow and service loans. This national corporate profit chart is an indicator of the overall economic environment, affecting all regional markets.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company OPHC
OptimumBank is a small local bank operating in Florida. Like other banks of its size, its financial performance is closely tied to the health of the local economy. This chart shows analyst expectations for lending growth and profitability in Florida's competitive market.
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Future (predicted) profit of companies in the market segment - Local banks
OptimumBank Holdings is a small community bank providing banking services in South Florida. This chart shows forecasts for the banking sector. OptimumBank's profitability is closely tied to the health of South Florida's dynamic but competitive real estate and business markets, as well as its ability to manage interest rate risk and loan portfolio quality.
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Future (predicted) profit of the market as a whole
OptimumBank Holdings is a small commercial bank serving South Florida. Its financial performance is directly dependent on the health of the local economy, particularly the real estate and small business markets. This chart, which displays general earnings expectations, provides insight into the macroeconomic backdrop that influences regional business activity.
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P/S of the company, segment and market as a whole
P/S - OPHC
OptimumBank Holdings is a local bank operating in South Florida. This chart shows how investors value its traditional banking revenue. For such an institution, it reflects confidence in its local market knowledge, the quality of its loan portfolio, and its ability to compete in a dynamic region.
P/S market segment - Local banks
OptimumBank Holdings is the holding company for OptimumBank, a small bank in South Florida specializing in commercial lending and mortgages. Its revenue depends on the health of the local real estate market. This chart shows the average valuation for the banking sector, which helps understand how the market views OptimumBank's niche strategy and local focus.
P/S of the market as a whole
OptimumBank Holdings is a small community bank providing banking services in South Florida. Its business is based on a traditional model. This total market revenue valuation chart helps understand how the market perceives the stability and predictability of the traditional community bank model in the current financial environment.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company OPHC
OptimumBank is a small local bank providing banking services in Florida. This chart shows how investors estimate the bank's future earnings. Its performance depends on the region's economic health, which is strongly tied to tourism and the real estate market, as well as the overall interest rate environment.
%20P%2FS%20OPHC&width=1500&height=450&colorIndex=47&filename=GURU_Markets_-_The-graph-of-the-companys-future-projected-PS-OPHC&v=1772537979843 "The graph of the company's future (projected) P/S OPHC")
Future (projected) P/S of the market segment - Local banks
OptimumBank is a small local bank operating in Florida. This chart compares the bank's future earnings expectations with those of its peers. It reflects the market's assessment of its ability to compete in its geographic niche and grow with the regional economy.
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Future (projected) P/S of the market as a whole
OptimumBank Holdings is a small community bank serving clients in South Florida. Investor sentiment, illustrated by this chart, is driven by the health of regional economies. OptimumBank's growth reflects the health of local small businesses and the real estate market in one of the most dynamic regions of the United States.
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Sales of the company, segment and market as a whole
Company sales OPHC
OptimumBank Holdings is a holding company for a local bank in Florida. Its revenue, shown in this chart, is generated primarily from net interest income from its loan portfolio, primarily commercial real estate, as well as banking fees.
Sales of companies in the market segment - Local banks
OptimumBank Holdings is a holding company for a small bank that provides financial services to its community. The activities of such banks are closely tied to the local economy. This chart shows the total revenue of the banking sector, where the contribution of small local banks to supporting businesses and the public remains crucial.
Overall market sales
OptimumBank Holdings, Inc., as a local bank, is a financial reflection of its Florida community. Growing revenue, shown in this chart, speaks to the health of local businesses and the real estate market. This translates into increased demand for commercial and mortgage loans, as well as deposit growth, which underpins the bank's stable operations and growth.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company OPHC
OptimumBank Holdings is the holding company for a small commercial bank operating in Florida. Its financial performance is dependent on the state's local economy. This chart reflects analyst forecasts for credit demand and economic growth in South Florida.
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Future (projected) sales of companies in the market segment - Local banks
OptimumBank Holdings is the holding company for the community bank of the same name, providing banking services in Florida. This chart shows forecasts for the community banking sector. It illustrates the economic environment and competitive landscape in which the bank seeks to grow and serve its customers.
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Future (projected) sales of the market as a whole
OptimumBank, as a local bank, is a financial reflection of its region. This chart, showing overall business activity forecasts, serves as an important indicator. It helps forecast loan demand from small businesses and households, which is the foundation of its operations.
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Marginality of the company, segment and market as a whole
Company marginality OPHC
OptimumBank is a community bank providing banking services in Florida. Its profitability depends on the classic banking model: the difference between interest earned on loans and interest paid on deposits. This chart shows how effectively the bank manages this interest margin and its operating expenses.
Market segment marginality - Local banks
OptimumBank Holdings is the holding company for the online bank of the same name. The online banking model offers lower operating costs due to the lack of physical branches. The chart shows how this cost advantage translates into higher profitability compared to traditional banks.
Market marginality as a whole
OptimumBank is a small community bank operating in Florida. This chart shows the overall economic picture, and for OPHC, it's an indicator of the health of their local market. Their profitability is directly dependent on the state of the real estate and small business markets in South Florida.
Employees in the company, segment and market as a whole
Number of employees in the company OPHC
OptimumBank Holdings is the holding company for OptimumBank, a small bank. This chart shows its compact team. For such a bank, a small staff may be a sign of efficiency and a focus on online banking and specific niches, such as small business lending.
Share of the company's employees OPHC within the market segment - Local banks
OptimumBank Holdings is the holding company for OptimumBank, a small bank serving communities in Florida. This chart shows the share of bank employees in its local market that the bank attracts. This is a direct indicator of its role as a financial services provider and employer in the local community.
Number of employees in the market segment - Local banks
OptimumBank Holdings is a small, local bank in Florida. Its core business is its team of bankers dedicated to serving their community. This chart illustrates its compact size. The state's stability reflects its role as a traditional financial institution focused on the needs of local small businesses and residents.
Number of employees in the market as a whole
OptimumBank Holdings is a small community bank in Florida. Its performance directly reflects the region's economic health. For them, the data in this chart is important in the context of the local economy: employment growth in Florida means more clients, more deposits, and more lending opportunities.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company OPHC (OPHC)
OptimumBank is a small bank. This indicator helps them evaluate their operational efficiency compared to competitors. An increase in the value on the chart may indicate successful digitalization and optimization of customer service processes.
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Market capitalization per employee (in thousands of dollars) in the market segment - Local banks
OptimumBank Holdings is a small community bank providing banking services in Florida. Like other regional banks, this metric measures operational efficiency and loan portfolio quality. The chart compares its market valuation per employee with other players in the banking sector.
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Market capitalization per employee (in thousands of dollars) for the overall market
OptimumBank Holdings is a holding company for a small commercial bank in Florida. It's a classic community bank. This chart reflects how the market evaluates the team's performance in managing the loan portfolio and serving clients within the traditional banking model in the local market.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company OPHC (OPHC)
OptimumBank Holdings is a bank holding company, the parent company of OptimumBank, operating in Florida. In traditional banking, this chart is a measure of productivity. It shows how much profit each employee, from teller to loan officer, generates, and the extent to which the bank automates routine operations.
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Profit per employee (in thousands of dollars) in the market segment - Local banks
OptimumBank Holdings (OPHC) is a bank holding company and the parent company of OptimumBank, which operates in Florida. As with any traditional local bank, this metric is a measure of operational efficiency. It shows how well the bank generates net interest and fee income per employee.
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Profit per employee (in thousands of dollars) for the market as a whole
OptimumBank Holdings is a small community bank in Florida. Like other regional banks, its business is built on personal relationships and serving the local community. This chart shows how much profit each employee generates by managing deposits and loans. This is a measure of operational efficiency in traditional banking.
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Sales to employees of the company, segment and market as a whole
Sales per company employee OPHC (OPHC)
OptimumBank Holdings is a small community bank operating in Florida. This chart is a direct indicator of its performance. It shows how productively its employees generate revenue from their core banking activities—lending and deposit taking—in their local community.
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Sales per employee in the market segment - Local banks
OptimumBank Holdings is the holding company for OptimumBank, a small local bank in Florida. In banking, employee efficiency is a key driver of profitability. This chart shows the average revenue per employee in the sector. It allows one to assess how effectively OptimumBank serves its community compared to other regional banks.
Sales per employee for the market as a whole
OptimumBank Holdings (OPHC) is a bank holding company and the parent company of OptimumBank, a small local bank in Florida. In banking, employee efficiency is a key driver of profitability. This chart shows how much income (in interest and fees) each employee generates.
Short shares by company, segment and market as a whole
Shares shorted by company OPHC (OPHC)
OptimumBank Holdings is a very small local bank in Florida that is attempting to transform itself into a "fintech bank" by working with cryptocurrency and other tech companies. This sharp turnaround is extremely risky. The chart shows the number of bears betting that the bank will face significant regulatory challenges due to its fintech ties.
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Shares shorted by market segment - Local banks
OptimumBank is a small local bank serving South Florida. This chart summarizes bearish rates across the entire banking sector. A rising indicator suggests investors see broader risks for the industry, such as commercial real estate or margin pressure, which poses a risk to all small players.
Shares shorted by the overall market
OptimumBank is a small bank serving South Florida with a focus on commercial real estate. This chart reflects the general fear in the market. When pessimism rises, investors panic about banks heavily exposed to commercial real estate. Default risks in this sector make OPHC shares particularly vulnerable to a market correction.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator OPHC (OPHC)
OptimumBank Holdings is a small community bank in Florida. Its shares are typically less volatile than those of tech companies, but are sensitive to the Florida real estate market and Federal Reserve rates. This indicator helps identify rare moments when the stock is "overbought" (above 70) or "oversold" (below 30) relative to its normal range.
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RSI 14 Market Segment - Local banks
OptimumBank (OPHC) is a regional bank serving Florida. The RSI\_14\_Seg index for "Local Banks" is an indicator of the "health" of the *entire* regional banking system. It helps us understand whether OPHC's performance reflects its local success or whether the *entire* sector is oversold due to a general crisis of confidence.
RSI 14 for the overall market
OptimumBank (OPHC), a regional bank. This chart reflects the "temperature" of small businesses and the real estate market in its region. During periods of euphoria, local businesses take out loans for expansion. During periods of panic and economic downturn, the risk of default on these loans increases for the bank.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast OPHC (OPHC)
OptimumBank Holdings is a local bank serving communities in South Florida. This chart shows the average 12-month forecast from analysts. It reflects their assessment of South Florida's economic health, the real estate market, and the bank's ability to manage interest margins in a competitive environment.
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The difference between the consensus estimate and the actual stock price OPHC (OPHC)
OptimumBank is a small community bank in Florida that is actively developing its fintech business, offering BaaS (Banking as a Service). This chart illustrates the analyst community's opinion on the company's future. It measures the distance between the stock price and the target, reflecting their belief in this hybrid banking model.
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Analyst consensus forecast for stock prices by market segment - Local banks
OptimumBank is a small community bank serving South Florida, one of the hottest and most competitive real estate markets in the US. This chart shows analysts' overall expectations for the entire community banking sector. It reflects whether experts believe in the stability of small banks in overheated regions.
Analysts' consensus forecast for the overall market share price
OptimumBank Holdings is a small local bank serving clients in South Florida. This chart shows overall market sentiment. For OPHC, as a classic local bank, the analysts' overall optimism is a positive sign of the regional economy's health (which is often "hot" in Florida), promising loan portfolio growth.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index OPHC
OptimumBank is a community bank serving markets in South Florida, one of the most competitive banking regions in the United States. This chart is a summary indicator of their health. It aggregates their ability to grow their loan portfolio (especially commercial real estate), their cost of deposits, and their net interest margin (NIM).
AKIMA Market Segment Index - Local banks
OptimumBank Holdings (OPHC) is a bank holding company that manages OptimumBank, which specializes in banking services and mortgage lending in South Florida. The chart reflects the average index for the segment, helping investors assess how effectively this local bank performs in the highly competitive Florida market compared to the average.
The AKIM Index for the overall market
OptimumBank is a community bank based in Fort Lauderdale, Florida. It focuses on real estate lending. This chart, showing the market average, provides a macro backdrop. It helps assess how OPHC, operating in Florida's hot market, compares to the overall macroeconomic picture and interest rates.
