GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Open Lending
Open Lending is a fintech platform that provides credit insurance for auto loans. Its stock price is driven by the volume of auto loans issued and the ability of its AI model to accurately assess risks, allowing banks to lend to a wider audience.
Share prices of companies in the market segment - Other outsourcing
Open Lending (LPRO) provides a technology platform for automated lending that allows financial institutions to issue auto loans to borrowers with lower credit scores. We classify it under "Other Outsourcing." The chart below shows the dynamics of the auto loan fintech sector.
Broad Market Index - GURU.Markets
Open Lending is a fintech company that provides banks and other lenders with a platform for assessing risks when issuing auto loans. Its technological role makes it a key component of the GURU.Markets index. The chart below represents the entire market. Find out how Open Lending compares to it.
Change in the price of a company, segment, and market as a whole per day
LPRO - Daily change in the company's share price Open Lending
The daily fluctuations of Open Lending, a fintech platform for auto loans, reflect the state of the automotive market. Change_co measures volatility associated with credit risk. At System.GURU.Markets, this metric is used in formulas for assessing risks in the auto finance sector.
Daily change in the price of a set of shares in a market segment - Other outsourcing
Open Lending Corporation is a fintech platform for auto loans. This chart illustrates the high volatility of the financial sector. Compared to LPRO, whose business depends on auto loan volumes, it serves as a barometer of the market.
Daily change in the price of a broad market stock, index - GURU.Markets
Open Lending is a fintech platform that provides auto loan underwriting services. Its business is highly dependent on the state of the automotive market. The chart below shows the volatility of this sector, allowing us to assess Open Lending's sensitivity to these factors.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Open Lending
Open Lending Corporation's year-over-year performance tells the story of its auto loan underwriting business. Its 12-month market capitalization growth reflects demand from banks and credit unions for its platform, which allows them to issue loans to borrowers with lower credit ratings while mitigating risk through insurance.
Annual dynamics of market capitalization of the market segment - Other outsourcing
Open Lending Corporation is a fintech platform that provides auto loan risk assessment services for borrowers with less-than-perfect credit. This chart shows how its business, sensitive to the automotive and credit markets, and its unique model influence its volatile performance.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Open Lending, with its AI-powered auto loan platform, is a barometer for the sector. Its revenue depends on loan volumes. The company's stock price is cyclical and closely tied to the health of the lending market, reflecting all its ups and downs, but with a technological "multiplier."
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Open Lending
The market capitalization of Open Lending, a fintech platform for auto loans, depends on this market. The monthly fluctuations on the chart reflect the volume of auto loans it insures, which are sensitive to demand for cars and the quality of borrowers in the subprime segment.
Monthly dynamics of market capitalization of the market segment - Other outsourcing
Open Lending provides risk assessment services for auto loans, enabling banks and credit unions to issue loans to a wider range of borrowers. Its business is directly linked to activity in the auto loan market. The chart below shows the overall dynamics of the financial outsourcing services sector.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Open Lending Corporation provides a platform for assessing auto loan credit risk. Its business is directly dependent on auto loan volumes. The company's stock performance is a barometer of the health of the auto and credit markets and is highly sensitive to changes in interest rates and consumer demand.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Open Lending
Open Lending, a fintech platform for auto loans, shares reflect the state of the automotive market and loan availability. Weekly price movements are sensitive to auto sales data and interest rate changes. The chart below shows how short-term changes in these sectors affect the valuation of this technology partner for banks.
Weekly dynamics of market capitalization of the market segment - Other outsourcing
Is Open Lending outperforming its fintech peers? This chart compares the weekly performance of this auto loan platform's shares with the industry average. This allows us to assess whether its reaction to car sales data and the health of its partner banks is stronger than that of its competitors, or whether it reflects general sentiment.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Open Lending provides a platform for assessing auto loan credit risk. Its business is closely tied to the health of the auto market. This chart compares its weekly performance to the market, showing how sensitive its quotes are to auto sales volumes and loan default rates.
Market capitalization of the company, segment and market as a whole
LPRO - Market capitalization of the company Open Lending
Open Lending's market capitalization reflects its unique technology platform, which helps banks provide auto loans to borrowers with less-than-perfect credit. Its value is driven by the volume of auto loans issued and the accuracy of its risk assessment models. The chart below shows how investors view this fintech approach to the auto market.
LPRO - Share of the company's market capitalization Open Lending within the market segment - Other outsourcing
Open Lending Corporation holds a unique market share by providing a fintech platform for automated underwriting and auto loan insurance for borrowers with less-than-perfect credit. Its market capitalization reflects its profitable and scalable model.
Market capitalization of the market segment - Other outsourcing
This chart shows the total market capitalization of fintech companies providing services to lenders. Open Lending, with its platform for assessing auto loan risks, is a leader in its niche. The diagram shows how AI-powered technologies are transforming the multi-billion dollar lending market.
Market capitalization of all companies included in a broad market index - GURU.Markets
This chart visualizes the market value of technologies that make car loans more accessible. Open Lending's market cap is the valuation of its platform, which allows banks to issue loans to more borrowers. The line shows how fintech solutions are making a significant contribution to the global economy.
Book value capitalization of the company, segment and market as a whole
LPRO - Book value capitalization of the company Open Lending
Open Lending's core asset isn't its machines, but its powerful IT platform for credit risk analysis. The chart below reflects the financial valuation of this digital asset, which helps lenders issue car loans. The rising line reflects investments in software and artificial intelligence, which are the core of its business.
LPRO - Share of the company's book capitalization Open Lending within the market segment - Other outsourcing
Open Lending is a fintech platform whose physical assets are offices and IT infrastructure. The chart shows its modest share of physical assets, highlighting its business model: it doesn't own auto loans, but rather provides the technology to evaluate them without requiring significant physical resources.
Market segment balance sheet capitalization - Other outsourcing
The chart shows the book value of the financial sector. Against this backdrop, Open Lending, as a credit risk assessment platform, appears "super-light." The company doesn't issue loans itself, but provides the technology. Its value lies in its data and AI model, not in the capital on its balance sheet.
Book value of all companies included in the broad market index - GURU.Markets
Open Lending is not a bank, but a fintech platform that provides auto loan insurance. Its assets are not cash, but an analytics platform and partner network. The company's balance sheet is the value of the "think tank" that helps banks issue more loans for the purchase of real cars, which make up the economy in the graph.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Open Lending
Open Lending's balance sheet is its IT platform. Its market capitalization is the valuation of its unique auto loan insurance model. Even after its decline, the MvsBCap_Co chart still shows the premium investors pay for this technology, which allows banks to lend to riskier borrowers.
Market to book capitalization ratio in a market segment - Other outsourcing
Open Lending provides automated underwriting and risk insurance services for auto loans. Its value lies in its technology platform and data. The chart shows the market premium placed on its business model, which allows banks to issue more loans with lower risk.
Market to book capitalization ratio for the market as a whole
Open Lending provides a credit risk assessment platform that helps auto lenders issue loans to borrowers with lower credit scores. The company's value lies in its technology and risk-underwriting model. This chart clearly demonstrates how fintech companies disrupting traditional industries can be valued very differently by the market.
Debts of the company, segment and market as a whole
LPRO - Company debts Open Lending
For Open Lending, a fintech company providing auto loan risk assessment services, its debt policy reflects its service model. This chart shows low debt levels, as the business does not require significant capital investment. The company is a platform, not a lender, so its financial strategy is based on operational efficiency rather than leverage.
Market segment debts - Other outsourcing
Open Lending provides an automated credit risk assessment platform that helps financial institutions issue auto loans to a wider range of borrowers. As a fintech company, it bears no direct credit risk. This chart illustrates the company's "lightweight" financial structure, whose core assets are technology and data.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Open Lending
Open Lending provides credit risk assessment services for auto loans. The chart shows the financial structure of this technology platform. For a company whose business involves the financial risks of others, its own low debt level can be a sign of conservative management and stability, which is important for building trust with lending partners.
Market segment debt to market segment book capitalization - Other outsourcing
Open Lending provides a credit risk assessment platform that helps auto lenders service borrowers with lower credit scores. It is a high-margin fintech business. The chart shows how conservatively the company uses debt compared to the overall capitalization of the financial outsourcing sector.
Debt to book value of all companies in the market
#VALUE!
P/E of the company, segment and market as a whole
P/E - Open Lending
For Open Lending, a fintech platform that provides auto loan insurance, this chart is an indicator of the state of the automotive market. The company's P/E is determined by the volume of loans issued through its platform. A decline in this ratio could be caused by rising interest rates, which dampen demand for cars, and concerns about rising delinquencies.
P/E of the market segment - Other outsourcing
This chart shows the average P/E for fintech companies. For Open Lending, with its niche auto loan insurance model, this is an important benchmark. Comparing its P/E to the fintech sector average helps understand how investors value its unique business and its dependence on the automotive market.
P/E of the market as a whole
Open Lending provides a technology platform for automated loan underwriting that helps banks and credit unions issue auto loans to borrowers with lower credit scores. The company uses data and analytics to assess risks. This chart helps understand how the market evaluates fintech solutions for the lending industry.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Open Lending
Open Lending provides an automated credit risk assessment platform that helps financial institutions issue auto loans to borrowers with less-than-perfect credit. This chart reflects expectations for the auto loan market. The assessment is based on the volume of loans issued through its platform and the default rate in this borrower segment.
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Future (projected) P/E of the market segment - Other outsourcing
Open Lending provides an automated credit risk assessment platform, helping banks and credit unions issue auto loans. The chart shows how the company's future profit expectations compare to those of the fintech sector, reflecting market sentiment on whether their technology will remain relevant throughout the economic cycle.
%20P%2FE%20graph%20of%20the%20market%20segment%20-%20Other%20outsourcing&width=1500&height=450&colorIndex=36&filename=GURU_Markets_-_Future-projected-PE-graph-of-the-market-segment-Other-outsourcing&v=1772556473591 "Future (projected) P/E graph of the market segment - Other outsourcing")
Future (projected) P/E of the market as a whole
Open Lending provides credit risk assessment services for auto loans, allowing banks to issue loans to more customers. Its business depends on car sales volumes. This market forecast chart is an indicator of the health of the auto market. An increase in economic forecasts means increased demand for cars and, consequently, for Open Lending's services.
%20P%2FE%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=37&filename=GURU_Markets_-_Chart-of-the-future-projected-PE-of-the-market-as-a-whole&v=1772556473594 "Chart of the future (projected) P/E of the market as a whole")
Profit of the company, segment and market as a whole
Company profit Open Lending
Open Lending provides automated credit risk assessment services for auto loans. Its platform helps banks and credit unions issue loans to borrowers with lower credit scores. The company's profit depends on the volume of auto loans issued. This chart is an indicator of the state of the auto and lending market.
Profit of companies in the market segment - Other outsourcing
Open Lending provides a platform for automated underwriting and auto loan insurance for borrowers with less-than-perfect credit. Its success depends on auto loan volumes. This chart shows how fintech solutions serving the financial industry impact its overall profitability, allowing banks to safely expand their customer base.
Overall market profit
Open Lending provides automated underwriting and auto loan insurance services for borrowers with poor credit scores. The company's business thrives when banks and credit unions are willing to lend to a wider range of clients. The economic recovery, as reflected in the chart, increases risk appetite and drives demand for Open Lending's services.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Open Lending
Open Lending provides an automated platform for assessing credit risk, allowing auto lenders to service borrowers with lower credit scores. This chart reflects profit expectations, which are driven by auto loan volumes in the US. The health of the auto market directly impacts the number of loans processed through the platform.
%20profit%20of%20the%20company%20Open%20Lending&width=1500&height=450&colorIndex=41&filename=GURU_Markets_-_Graph-of-future-projected-profit-of-the-company-Open-Lending&v=1772556473603 "Graph of future (projected) profit of the company Open Lending")
Future (predicted) profit of companies in the market segment - Other outsourcing
Open Lending provides an automated platform for assessing credit risk, allowing auto lenders to service borrowers with lower credit scores. This chart shows the profit forecast for the outsourced services sector. It reflects expectations for the state of the auto loan market. This background is key for assessing the volume of loans processed through the Open Lending platform.
%20profits%20of%20companies%20in%20a%20market%20segment%20-%20Other%20outsourcing&width=1500&height=450&colorIndex=42&filename=GURU_Markets_-_Graph-of-future-predicted-profits-of-companies-in-a-market-segment-Other-outsourcing&v=1772556473603 "Graph of future (predicted) profits of companies in a market segment - Other outsourcing")
Future (predicted) profit of the market as a whole
Open Lending provides credit risk assessment services for auto loans, enabling banks to issue loans to a wider range of borrowers. Its business volume is directly dependent on activity in the auto loan market. Economic forecasts, as reflected here, influence demand for cars and banks' risk appetite.
%20profits%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=43&filename=GURU_Markets_-_Chart-of-future-predicted-profits-of-the-market-as-a-whole&v=1772556473604 "Chart of future (predicted) profits of the market as a whole")
P/S of the company, segment and market as a whole
P/S - Open Lending
Open Lending provides a technology platform that helps auto lenders (banks and credit unions) assess risks and insure loans for borrowers with less-than-perfect credit. This chart shows how investors estimate its revenue, which depends on auto loan volume and the ability of its model to accurately predict defaults.
P/S market segment - Other outsourcing
Open Lending provides an automated credit risk assessment platform that helps auto lenders (banks, credit unions) issue auto loans to borrowers with lower credit scores. This chart shows the average score in the sector, helping to understand how the market evaluates Open Lending's technology platform and business model compared to peers.
P/S of the market as a whole
Open Lending provides an automated credit risk assessment platform that helps auto lenders service borrowers with lower credit scores. The company essentially sells technology and risk insurance. This chart shows the premium the market is willing to pay for the scalable revenue of a fintech platform integrated into the auto loan process.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Open Lending
Open Lending provides a platform for assessing auto loan credit risk. The company's future revenue depends on the number of auto loans issued using its service. This chart reflects market expectations for auto loan volumes and the willingness of banks and credit unions to use its platform.
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Future (projected) P/S of the market segment - Other outsourcing
Open Lending provides a credit risk assessment platform that helps auto lenders service borrowers with less-than-perfect credit. This chart compares the company's estimated future sales with other outsourcers. It shows how investors view its unique business model and its dependence on the auto loan market.
%20P%2FS%20market%20segment%20graph%20-%20Other%20outsourcing&width=1500&height=450&colorIndex=48&filename=GURU_Markets_-_Future-projected-PS-market-segment-graph-Other-outsourcing&v=1772556473612 "Future (projected) P/S market segment graph - Other outsourcing")
Future (projected) P/S of the market as a whole
Open Lending provides a platform for automated auto loan underwriting, enabling banks to lend to a wider range of borrowers. The company's success depends on auto loan volumes. Economic optimism, reflected in this chart, leads to increased car sales and, consequently, increased demand for loans, which is Open Lending's core business.
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Sales of the company, segment and market as a whole
Company sales Open Lending
Open Lending provides an automated credit risk assessment platform that helps banks and credit unions issue auto loans to borrowers with lower credit scores. The company's revenue comes from fees for using its platform. The graph shows growth driven by demand for greater access to auto loans.
Sales of companies in the market segment - Other outsourcing
Open Lending provides an automated credit risk assessment platform that helps auto lenders (banks and credit unions) issue loans to borrowers with lower credit scores. The company's revenue comes from commissions it receives for each successful transaction. This chart shows the state of the auto loan market, particularly in the near-prime and sub-prime segments.
Overall market sales
Open Lending provides risk assessment services for auto loans, enabling banks to issue loans to borrowers with questionable credit histories. Its business volumes are directly dependent on activity in the auto loan market. This graph, reflecting consumer confidence and demand for cars, is a key indicator of market activity for the company.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Open Lending
Open Lending provides an automated credit risk assessment platform that helps auto lenders issue loans to borrowers with lower credit scores. This chart shows analyst expectations for near-prime and prime auto loan volumes, a key driver of Open Lending's fee income.
%20sales%20of%20the%20company%20Open%20Lending&width=1500&height=450&colorIndex=53&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-the-company-Open-Lending&v=1772556473617 "Schedule of future (projected) sales of the company Open Lending")
Future (projected) sales of companies in the market segment - Other outsourcing
Open Lending provides an automated credit risk assessment platform that helps auto lenders service borrowers with lower credit scores. This chart shows the outsourcing services sector forecast, allowing one to assess how the state of the auto market and lenders' risk appetite affect the company's business volume.
%20sales%20of%20companies%20in%20the%20market%20segment%20-%20Other%20outsourcing&width=1500&height=450&colorIndex=54&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-companies-in-the-market-segment-Other-outsourcing&v=1772556473618 "Schedule of future (projected) sales of companies in the market segment - Other outsourcing")
Future (projected) sales of the market as a whole
Open Lending provides a platform for automated underwriting and insurance of auto loans for borrowers with poor credit scores. This graph, reflecting the state of the auto loan market, is important to the company. Growing demand for cars and lenders' willingness to work with a wider range of borrowers directly increase the volume of loans processed through the Open Lending platform.
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Marginality of the company, segment and market as a whole
Company marginality Open Lending
Open Lending provides an automated platform for assessing auto loan credit risk, enabling banks to lend to a wider range of borrowers. The company earns revenue through fees for its services. This chart illustrates how this highly scalable, technology-based business model effectively converts revenue into profit.
Market segment marginality - Other outsourcing
Open Lending provides a credit risk assessment technology platform that helps auto lenders issue loans to customers with lower credit scores. Their data-driven and insurance-based model reduces risk for banks. This chart shows how profitable their unique fintech platform is in the auto loan niche.
Market marginality as a whole
Open Lending provides an automated credit risk assessment platform that helps banks and credit unions issue auto loans to borrowers with lower credit scores. Unlike the overall profitability picture, their business is technology and data. Their high profitability is based on a unique risk-underwriting model for their partners.
Employees in the company, segment and market as a whole
Number of employees in the company Open Lending
Open Lending provides an automated credit risk assessment platform that helps banks and credit unions issue auto loans to a wider range of borrowers. This chart shows a lean team. A small staff, despite processing large volumes of applications, demonstrates the high scalability and efficiency of its IT platform.
Share of the company's employees Open Lending within the market segment - Other outsourcing
Open Lending provides a platform for assessing credit risk, enabling financial institutions to issue auto loans to a wider range of borrowers. This chart shows its share of the fintech sector, demonstrating how a tech company with a relatively small team of data scientists can have a huge impact on the multi-billion dollar auto loan market.
Number of employees in the market segment - Other outsourcing
Open Lending provides an automated credit risk assessment platform that helps auto lenders service borrowers with lower credit scores. This chart shows the growth of employment in the fintech services sector. The team growth reflects the growing adoption of the platform by banks and credit unions seeking to expand their loan portfolios.
Number of employees in the market as a whole
Open Lending provides an automated credit risk assessment platform that helps financial institutions issue auto loans to borrowers with lower credit scores. This chart illustrates overall employment, and fintech companies like Open Lending exemplify how technology is streamlining traditional industries and creating demand for data and analytics specialists.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Open Lending (LPRO)
Open Lending Corporation provides an automated platform for assessing credit risk in auto loans. It's a fintech company whose primary assets are software and data. This chart demonstrates a very high capitalization per employee. The technology platform enables processing a huge number of applications with minimal human intervention, demonstrating high scalability.
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Market capitalization per employee (in thousands of dollars) in the market segment - Other outsourcing
Open Lending provides an automated platform for assessing auto loan credit risk. As a fintech company, it leverages technology to scale its business with minimal staffing. The chart clearly demonstrates how effective this model is in creating market value per employee compared to traditional lenders.
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Market capitalization per employee (in thousands of dollars) for the overall market
Open Lending provides a technology platform for credit risk analysis, which helps auto lenders service customers with lower credit scores. This chart shows the high market cost per employee, as their fintech solution automates and scales the risk assessment process for thousands of loans.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Open Lending (LPRO)
Open Lending (LPRO) provides a fintech platform (SaaS) for automated underwriting (risk assessment) of auto loans. It's a high-tech B2B service. This chart demonstrates the enormous scalability of their model: a small staff of engineers and data analysts manages a platform that processes billions of dollars in loans, generating high profit per employee.
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Profit per employee (in thousands of dollars) in the market segment - Other outsourcing
Open Lending provides an AI platform for auto loans. It helps banks assess risks and insure loans for borrowers with less-than-perfect credit. This chart shows the industry benchmark and is important for assessing how effectively the Open Lending team is monetizing its unique technology.
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Profit per employee (in thousands of dollars) for the market as a whole
Open Lending provides a fintech platform for automated underwriting (risk assessment) of auto loans. They help banks issue loans to borrowers with lower credit scores by insuring against these risks. It's a B2B SaaS model. This graph should demonstrate high scalability: their platform can process thousands of applications without requiring a proportional increase in staff, which should lead to increased profit per employee.
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Sales to employees of the company, segment and market as a whole
Sales per company employee Open Lending (LPRO)
Open Lending provides an automated platform for assessing credit risk for auto loans. This chart demonstrates the effectiveness of the fintech model. Their high revenue per employee is due to the fact that their technology platform processes a huge number of applications from banks and credit unions, earning a commission for each approved transaction.
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Sales per employee in the market segment - Other outsourcing
Open Lending (LPRO) is a fintech company that provides banks and credit unions with an AI platform for assessing risks (Lenders Protection™) when issuing auto loans. This chart shows the revenue (commissions from the platform) generated by each employee. This indicates the high scalability of their technology platform.
Sales per employee for the market as a whole
Open Lending is a fintech company providing underwriting and risk insurance services for auto loans. It's an IT platform. This chart shows how efficiently their Lenders Protection platform generates commission income using AI for risk assessment. This allows them to service multiple loans with a small team, demonstrating high scalability.
Short shares by company, segment and market as a whole
Shares shorted by company Open Lending (LPRO)
Open Lending is a fintech company that provides banks and credit unions with a scoring platform for issuing auto loans to customers with less-than-perfect credit histories. This chart shows bearish rates. The shorts are driven by concerns about rising defaults in subprime auto loans. If the economy worsens, the risk that their scoring model will be ineffective increases.
&width=1500&height=450&colorIndex=72&filename=GURU_Markets_-_Short-Shares-Chart-for-the-Company-Open-Lending-LPRO&v=1772556473672 "Short Shares Chart for the Company Open Lending (LPRO)")
Shares shorted by market segment - Other outsourcing
Open Lending (LPRO) is a fintech company that provides banks and credit unions with scoring and risk insurance services for near-prime auto loans. This chart shows rates against the auto loan sector. A rising rate signals that investors expect widespread auto loan defaults, which will increase LPRO's insurance premiums.
Shares shorted by the overall market
Open Lending (LPRO) provides a technology platform (Lending-as-a-Service) for auto loans, helping banks assess risks. LPRO's business is directly dependent on auto loan volumes. When this chart shows rising fears, it foreshadows a downturn in the auto market and a tightening of lending, which impacts LPRO's revenue.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Open Lending (LPRO)
Open Lending is a fintech company. They provide banks with an AI-based scoring model for issuing car loans to near-prime customers. This chart measures how investors assess their risk. It shows when stocks are overbought amid the auto loan boom or oversold amid fears of rising defaults.
&width=1500&height=450&colorIndex=75&filename=GURU_Markets_-_RSI-14-indicator-chart-for-the-companys-stock-Open-Lending-LPRO&v=1772556473691 "RSI 14 indicator chart for the company's stock Open Lending (LPRO)")
RSI 14 Market Segment - Other outsourcing
Open Lending provides an AI-powered risk assessment platform that helps auto lenders (banks, credit unions) issue more loans in the non-prime segment. This chart measures the overall momentum of the auto loan sector. It helps understand whether the sector is oversold due to concerns about rising delinquencies.
RSI 14 for the overall market
Open Lending, an AI-powered auto loan platform, sees this chart as a reflection of the state of the auto market. In a euphoric mood, people eagerly take out car loans. In a panic, demand for cars falls, and client banks (using LPRO) sharply tighten standards, fearing rising defaults, which hurts Open Lending's volumes.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast LPRO (Open Lending)
Open Lending provides a technology platform (Lending-as-a-Service) that helps banks and credit unions issue subprime auto loans to lower-risk borrowers. This chart shows the average analyst forecast. Their targets are based on the volume of loans issued through the platform and the default rate in the portfolio.
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The difference between the consensus estimate and the actual stock price LPRO (Open Lending)
Open Lending (LPRO) is a fintech platform that provides AI scoring (risk assessment) for subprime auto loans, enabling banks to issue more loans. This chart shows their AI score. It measures the gap between the price and the consensus target, reflecting the potential analysts see in their model despite the risks associated with auto lending.
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Analyst consensus forecast for stock prices by market segment - Other outsourcing
Open Lending (LPRO) is a fintech platform that helps banks issue auto loans to borrowers with near-prime credit ratings, hedging against these risks. This chart shows general expectations for the outsourcing sector. It reflects whether experts believe the US auto loan market will recover.
Analysts' consensus forecast for the overall market share price
Open Lending is a fintech company that provides underwriting services (risk assessment) for auto loans for borrowers with less-than-perfect credit. This chart shows overall market sentiment. For Open Lending, whose business serves as a barometer of the auto loan market, the overall optimism of analysts is important because it reflects consumer health and demand for cars.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Open Lending
Open Lending (LPRO) is an insurtech (fintech insurance) for auto loans. Their AI platform (Lending Enablement) enables banks and credit unions to issue auto loans to subprime borrowers while insuring them against default. This chart is an assessment of their risk niche. It reflects loan volumes issued and their ability to accurately predict (and insure) default risks.
AKIMA Market Segment Index - Other outsourcing
Open Lending provides an automated platform for assessing auto loan risks, allowing banks to issue loans to borrowers with lower credit scores. It's a fintech model. This chart reflects the average index for the outsourcing sector. It allows you to assess how Open Lending's business model compares to the industry average.
The AKIM Index for the overall market
Open Lending is a fintech company providing a solution for automated lending and risk insurance for auto loans (Lenders Protection). This chart, which reflects the market average, provides a macro backdrop. It helps assess how LPRO, which depends on auto loan volumes, compares to the overall macroeconomic situation.
