OPHC - OptimumBank Holdings Inc Company Long-Term Debts

Brandmark of OptimumBank Holdings, Inc. (OPHC)

This chart of the market price for OptimumBank Holdings (OPHC) reflects the dynamics of a bank whose liquidity is supported by stable deposit growth and the expansion of lending in Florida, where the indicator stands at 0.01. Profit growth is driven by the influx of residents into the state and a strategic focus on the mortgage sector. The company's competitive advantage is based on the bold financing of complex construction projects in rapidly developing counties.

OPHC (optimumbank.com) Company Long-Term Liabilities history from 07/04/2022 to 10/29/2026

OptimumBank Holdings Inc (OPHC) - metric breakdowns and financial figures

- current quotes and average value forecast:
Stock Quotes optimumbank.com|OPHC - Analyst Consensus Forecast
- market capitalization statistics:
Market Capitalization OptimumBank|OPHC - Total Company Value
- book value of equity indicators:
Net Assets per Single Share OptimumBank|OPHC - Company Net Assets|Market Value to Book Value optimumbank.com|OPHC - Company Total Assets
- debt level and financial liquidity data:
Debt to Equity OptimumBank Holdings|OPHC - Long-Term Debt to Capital|Short-Term Debt to Capital OptimumBank Corp|OPHC - Company Debts|Debt to Book Value Ratio OptimumBank|OPHC - Company Long-Term Debt|Company Short-Term Debts OptimumBank|Interim Coverage Ratio optimumbank.com
- net income and valuation multiples indicators:
OPHC - Company Net Income
Analysis of all company metrics:optimumbank.com - OPHC
Manufactured products of OptimumBank Holdings Inc

For a fundamental valuation of the mature business of OptimumBank Holdings (OPHC), understanding its liability structure amidst competition in Florida is critical. This indicator aggregates all credit obligations with maturities exceeding twelve months, and an analysis of the organization's long-term financial debt allows for an assessment of the bank's capital stability, ensuring a personalized approach to local entrepreneurs without the risk of excessive debt leverage.

Competitors of OptimumBank Holdings (OPHC)

BANF - Company Long-Term Liabilities|TFS Financial - Company Long-Term Debts|CBU - Company Long-Term Debts|TowneBank Financial (TOWN) - Company Long-Term Debt|NBTB (NBT Corp) - Company Long-Term Debt|Company Long-Term Liabilities FBNC|SYBT: Company Long-Term Loans and Borrowings|Company Long-Term Debts DCOM|Company Long-Term Debt BFC (Bank First National)|Company Long-Term Debts CTBI (Community Trust Bancorp Inc)|Company Long-Term Debts Burke & Herbert Bank BHRB|SBSI - Company Long-Term Debt|EQBK (equitybank.com) - Company Long-Term Indebtedness|CNB Financial (CCNE) - Company Long-Term Debt|Capital City Bank Group, Inc. (CCBG) - Company Long-Term Debts|Company Long-Term Debt TrustCo Bank Corp|HomeTrust Corp (HTB) - Long-Term Debt Volume|Company Long-Term Debt Mid Penn Bancorp (MPB)|FSBC - Long-Term Debt|Company Long-Term Debt Orrstown Financial Services, Inc. ORRF|NBBK (Needham Bank) - Long-Term Liabilities|FCBC: Company Long-Term Liabilities|Independent Bank Michigan - Amount of Long-Term Liabilities|SPFI: Company Long-Term Debts|NPB - Long-Term Debt Volume|Company Long-Term Debt Southern Missouri Bancorp, Inc.|Company Long-Term Liabilities Heritage Bank of Commerce (HTBK)|Company Long-Term Liabilities HIFS (Hingham Institution for Savings Bank)|Company Long-Term Debts HarborOne Corp (HONE)|Company Long-Term Debt Shore Bancshares, Inc. SHBI|TCBX - Company Long-Term Liabilities|Farmers National Bank - Company Long-Term Debts|BHB: Company Long-Term Debt|UNTY: Company Long-Term Debts|Peoples Security Bank & Trust (PFIS) - Company Long-Term Debts|Company Long-Term Debt Peapack-Gladstone Financial|Company Long-Term Indebtedness NFBK (enorthfield.com)|Company Long-Term Debt ACNB Bank (ACNB)|Company Long-Term Debts Flushing Financial Corporation (FFIC)|Bridgewater Bancshares Inc - Company Long-Term Liabilities|Company Long-Term Loans and Borrowings BSVN|ChoiceOne Financial Services - Company Long-Term Debts|Company Long-Term Loans and Borrowings CARE (cbtcares.com)|Home Bancorp (HBCP) - Company Long-Term Debt|Long-Term Debt Kearny Financial Corp (KRNY)|Company Long-Term Debt First Bank Corp|Company Long-Term Debt CWBC|Company Long-Term Debts CIVB|thebankofgreenecounty.com - Company Long-Term Indebtedness|Company Long-Term Debts BMRC (Bank of Marin)|Long-Term Debt Volume Blue Ridge Bankshares (BRBS)|PDLB - Company Long-Term Debt|FMAO (Farmers & Merchants Corp) - Company Long-Term Indebtedness|OBT: Company Long-Term Debts|Long-Term Indebtedness westbankstrong.com WTBA|Company Long-Term Debt Pioneer Bancorp|BayCom Corp. (BCML) - Long-Term Debt Volume|Company Long-Term Debt Avidia Bancorp Corp (AVBC)|FSBW - Long-Term Debt|Company Long-Term Debt Citizens & Northern CZNC|PCB (PCB Bancorp Inc.) - Long-Term Liabilities|Colony Bankcorp Inc. - Company Long-Term Debts|Company Long-Term Loans and Borrowings PLBC (Plumas Bancorp)|FNLC: Company Long-Term Debts|Company Long-Term Liabilities Northeast Community Bank|Company Long-Term Debt John Marshall Bancorp, Inc.|Company Long-Term Debt TSBK|Company Long-Term Debt WaterStone Bank (WSBF)|LNKB - Long-Term Debt|Company Long-Term Debts PKBK (Parke Bancorp Inc)|FDBC - Company Long-Term Liabilities|Middlefield Banc Corp - Company Long-Term Debts|CHMG - Company Long-Term Debts|Westfield Bank (WNEB) - Company Long-Term Debt|NWFL (Norwood Financial) - Company Long-Term Debt|Company Long-Term Liabilities FVCB|FBLA: Company Long-Term Loans and Borrowings|Company Long-Term Debts OVLY|Company Long-Term Debt PVBC (bankprov.com)|Company Long-Term Debts LCNB (LCNB National Bank)|Company Long-Term Debts First Community Bank FCCO|BPRN - Company Long-Term Debt|HWBK (Hawthorn Bancshares) - Company Long-Term Indebtedness|franklinfin.com (FRAF) - Company Long-Term Debt|Virginia National Bankshares Corporation (VABK) - Company Long-Term Debts|Company Long-Term Debt OP Bancorp, Inc.|First Bank Virginia (FXNC) - Long-Term Debt Volume|Company Long-Term Debt Chain Bridge Bancorp (CBNA)|EFSI - Long-Term Debt|Company Long-Term Debt Blue Foundry Bank BLFY|FSFG (fsbbank.net) - Long-Term Liabilities|ATLO: Company Long-Term Liabilities|Peoples Bancorp of North Carolina - Amount of Long-Term Liabilities|CBFV: Company Long-Term Debts|BVFL - Long-Term Debt Volume|Company Long-Term Debt United Security Bancshares, Inc.|Company Long-Term Liabilities mstreetbank.com (MNSB)|Company Long-Term Liabilities HNVR (Hanover Bancorp)|Company Long-Term Debts Citizens Community Bancorp Inc. (CZWI)|Company Long-Term Debt CF Bank CFBK|RMBI - Company Long-Term Liabilities|First Capital, Inc. - Company Long-Term Debts|BCBP: Company Long-Term Debt|ECBK: Company Long-Term Debts|Eagle Bancorp Montana, Inc. (EBMT) - Company Long-Term Debts|Company Long-Term Debt Finward Bancorp Inc.|Company Long-Term Indebtedness RBKB (Rhinebeck Bancorp, Inc.)|Company Long-Term Debt SB Financial Group (SBFG)|Company Long-Term Debts myaffinitybank.com (AFBI)|First Guaranty Bancshares, Inc. - Company Long-Term Liabilities|Company Long-Term Loans and Borrowings SRBK|Bogota Financial Corp - Company Long-Term Debts|Company Long-Term Loans and Borrowings UNB (Union Bankshares, Inc.)|Sound Financial Bancorp (SFBC) - Company Long-Term Debt|Long-Term Debt magbank.com (MGYR)|Company Long-Term Debt Riverview Bank|Company Long-Term Debt LSBK|Company Long-Term Debts PBHC|colonialfed.com - Company Long-Term Indebtedness|Company Long-Term Debts AUBN (Auburn National Bancorporation, Inc.)|Long-Term Debt Volume IF Bancorp (IROQ)|UBCP - Company Long-Term Debt|SSBI (Summit State Bank) - Company Long-Term Indebtedness|FDSB: Company Long-Term Debts|Long-Term Indebtedness First US Bancshares, Inc FUSB|Company Long-Term Debt Bank of the James Financial Group, Inc.|homefederalne.bank (CPBI) - Long-Term Debt Volume|Company Long-Term Debt Broadway Financial Corporation (BYFC)|NSTS - Long-Term Debt|Company Long-Term Debt Catalyst Bancorp CLST|FSEA (First Seacoast Bancorp, Inc.) - Long-Term Liabilities|AmeriServ Financial - Company Long-Term Debts|Company Long-Term Loans and Borrowings PBBK (presencebank.com)|TCBS: Company Long-Term Debts|Company Long-Term Liabilities Home Federal Bancorp, Inc.|Company Long-Term Debt First Home Bank|Company Long-Term Debt MBBC|Company Long-Term Debt Kentucky First Federal Bancorp (KFFB)|GLBZ - Long-Term Debt|Company Long-Term Debts CARV (Carver Bancorp)|BRKL - Company Long-Term Liabilities|Enterprise Bancorp Inc. - Company Long-Term Debts|ESSA - Company Long-Term Debts|evansbank.com (EVBN) - Company Long-Term Debt|FBMS (The First Bank) - Company Long-Term Debt|Company Long-Term Liabilities FLIC|HMNF: Company Long-Term Loans and Borrowings|Company Long-Term Debts HTBI|Company Long-Term Debt IBTX (independent-bank.com)|Company Long-Term Debts MCBC (Macatawa Bank)|Company Long-Term Debts oldpoint.com OPOF|PWOD - Company Long-Term Debt|SASR (Sandy Spring Bancorp Inc.) - Company Long-Term Indebtedness|Territorial Savings Bank (TBNK) - Company Long-Term Debt|Village Bank & Trust (VBFC) - Company Long-Term Debts|Company Long-Term Debt William Penn Bancorporation|1895bancorpofwisconsin.com (BCOW) - Long-Term Debt Volume|Company Long-Term Debt Southern States Bank (SSBK)