Book Value per Share: Old Point Trust (OPOF)

Graphic logo of Old Point Financial Corporation (OPOF)

Old Point Financial (OPOF) relies on conservative management and depositor loyalty. Share returns are based on the quality of commercial loans in the Hampton Roads region, although rising deposit costs are squeezing margins. The net book value per share demonstrates the tangible value of assets, with the 23.29 mark serving as the current indicator for this metric.

OPOF Old Point Financial Corp Net Assets per Single Share (07/04/2022 - 09/14/2025)
Flagship merchandise of oldpoint.com

The book value per share, equal to 23.29, reflects the residual equity of Old Point Financial (OPOF) after all liabilities are settled, allowing for an assessment of the business's intrinsic value. By analyzing the book value per share data, an investor can identify asset impairment risks, which for this bank may be triggered by changes in central bank rates and subsequent pressure on the credit margin.

Competitor analysis

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