PAPL - Pineapple Financial Inc. Profit before interest, taxes and amortization

Public company logo of Pineapple Financial (PAPL)

High margins and stable FCF are driven by a commission-based model devoid of credit risks. Client trust reinforces Pineapple Financial (PAPL) status as a leading Canadian mortgage broker. The financial EBITDA metric visualizes a long-term trend, where the value of 1.21 represents the most recent figure. Meanwhile, the development of the mortgage ecosystem and its tech-driven CRM is currently constrained by stringent stress tests and regulator rates.

PAPL - Pineapple Financial, Inc. Operating profit before deduction of amortization over the range 11/23/2025 - 10/26/2026

Summary analytical data breakdowns for Pineapple Financial (PAPL)

- share price and consensus valuation forecast:
Quote Chart Pineapple Financial, Inc.|PAPL - Analyst Consensus Forecast
- market capitalization statistics:
Market Value Pineapple Financial|PAPL - Total Company Value
- book capitalization data:
Accounting Value of a Share Pineapple Financial|PAPL - Company Net Assets|Market Cap to Book Value Multiple gopineapple.com|PAPL - Cumulative Company Assets
- debt level and financial liquidity data:
Debt to Capital Pineapple Financial|PAPL - Long-Term Debt to Equity|Current Liabilities to Equity gopineapple.com|PAPL - Company Aggregate Debts|Debts to Net Assets Pineapple Financial|PAPL - Company Long-Term Debt|Company Short-Term Indebtedness Pineapple Financial|Immediate Liquidity gopineapple.com
- earnings and market ratios statistics:
PAPL - Net Profit|Projected Future Earnings Pineapple Financial|PAPL - Price to Earnings Ratio|Price to Expected Earnings Ratio Pineapple Financial, Inc.|PAPL - Price/Earnings to Growth Ratio|Company Value to Operating Income Before Depreciation Ratio Pineapple Financial|PAPL - Profit before payment of interest, taxes and amortization|Earnings per share for the last twelve months Pineapple Financial|PAPL - Net earnings per share (EPS TTM)|Earnings per share growth in annualized terms for the last twelve months gopineapple.com|PAPL - Net earnings per share growth this year|Expected earnings per share trend next year Pineapple Financial
Summary company analytics:PAPL Pineapple Financial, Inc.
Manufactured product of gopineapple.com

For a fundamental valuation of Pineapple Financial (PAPL), it is critical to distinguish accounting revenue from actual solvency, which is measured by absolute operating profit. By analyzing operating profit trends, an investor can see the actual cash flow from mortgage brokerage—driven by central bank rates and housing transaction volumes—which allows for an objective assessment of the company's ability to service its debt and its overall margin of safety.

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