GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Pagaya Technologies
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness for banks and fintech companies. Its stock price is a bet that its AI models can predict risks better than traditional systems, thereby expanding access to credit.
Share prices of companies in the market segment - AI
Pagaya uses artificial intelligence to assess borrowers' creditworthiness. We classify it as part of the artificial intelligence sector, and the chart below illustrates the overall dynamics of this market, where investors are trying to assess the true potential of AI platforms in the financial industry.
Broad Market Index - GURU.Markets
Pagaya Technologies is a fintech company that uses artificial intelligence to help banks and other lenders assess credit risks. As a component of the GURU.Markets index, it represents the AI-powered fintech sector. The chart below represents the entire market. See how Pagaya shares compare to the overall trend.
Change in the price of a company, segment, and market as a whole per day
PGY - Daily change in the company's share price Pagaya Technologies
The price fluctuations of Pagaya, an AI-powered fintech platform for credit risk assessment, reflect the dynamics of the consumer lending sector. Change_co demonstrates high sensitivity to credit market conditions. This metric is a key component in the formulas on System.GURU.Markets that assess volatility in the AI fintech sector.
Daily change in the price of a set of shares in a market segment - AI
Pagaya Technologies Ltd. is a fintech platform that uses AI to assess credit risks. This chart demonstrates the sector's extreme volatility. Comparison with PGY, whose model depends on banks' risk appetite, helps to understand its high sensitivity to credit market conditions.
Daily change in the price of a broad market stock, index - GURU.Markets
Pagaya is a fintech platform that uses artificial intelligence to assess borrowers' creditworthiness. The sector is growing rapidly but faces regulatory risks. The chart below shows overall market volatility, making Pagaya's performance particularly volatile.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Pagaya Technologies
Pagaya uses artificial intelligence to assess credit risks, collaborating with banks and lenders. Its year-over-year share price performance, shown in the chart, reflects the market's appreciation of its technology and its ability to attract capital to finance loans.
Annual dynamics of market capitalization of the market segment - AI
Pagaya Technologies Ltd. uses artificial intelligence to assess credit risk, providing its platform to banks and other lenders. Its model allows it to approve more loans than traditional scoring systems. The chart below shows how its innovative approach and reliance on capital markets are impacting its volatile performance in the fintech sector.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Pagaya, with its AI platform for assessing credit risks, is a story of extreme volatility. The company's stock price reacts with extreme force to changes in interest rates and the state of the credit markets. The chart is a barometer of investor risk appetite in fintech, which greatly amplifies both positive and negative economic cycles.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Pagaya Technologies
Pagaya, a fintech company that uses AI to assess credit risks for banks and other lenders, shows monthly fluctuations in the chart, reflecting the volume of loans issued through its platform and investor appetite for purchasing these loans on the financial market.
Monthly dynamics of market capitalization of the market segment - AI
Pagaya Technologies uses artificial intelligence to assist lenders (banks and fintech companies) in assessing credit risks and approving applications. It is an AI platform for the lending industry. The chart below reflects the dynamics of the fintech sector, where AI is becoming a key competitive advantage.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Pagaya uses artificial intelligence to assess credit risks, helping banks and lenders issue more loans. As a growth stock in fintech, it is highly sensitive to investor risk appetite. The chart below shows overall market dynamics, against which Pagaya's fluctuations tend to be much larger.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Pagaya Technologies
Pagaya Technologies uses AI to assess borrowers' creditworthiness, partnering with banks and fintech companies. Its weekly stock price reflects the volume of loans issued through its platform, the state of consumer lending, and investor confidence in its risk assessment algorithms.
Weekly dynamics of market capitalization of the market segment - AI
Fintech companies using AI for credit scoring, like Pagaya, are benefiting from the overall trend toward digitalization of finance. The chart below shows the dynamics of this segment. It allows us to assess the success of Pagaya's business model for partnering with banks and how it competes with other AI platforms in this market.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Pagaya Technologies uses AI to assess credit risks for banks and fintech companies. Its business operates at the intersection of technology and finance. The chart will show how the company's shares react to sentiment in the tech sector and the state of the credit market, not just general trends.
Market capitalization of the company, segment and market as a whole
PGY - Market capitalization of the company Pagaya Technologies
Pagaya Technologies' market capitalization reflects investor bets on the use of artificial intelligence in lending. The chart shows how the market values its platform, which helps banks and fintech companies more accurately assess credit risks. Its volatility reflects both the enormous potential of AI in finance and the regulatory and market risks.
PGY - Share of the company's market capitalization Pagaya Technologies within the market segment - AI
Pagaya Technologies uses artificial intelligence to assess credit risks, capturing a growing share of the consumer lending market. Its market capitalization reflects its partnerships with banks and fintech companies, which it helps issue more loans.
Market capitalization of the market segment - AI
This chart shows the total market value of the entire artificial intelligence sector in finance. For Pagaya, which uses AI to assess credit risks for banks and lenders, this line is a map of the fintech revolution. The chart's growth reflects the belief that artificial intelligence can make credit decisions better and faster than traditional models.
Market capitalization of all companies included in a broad market index - GURU.Markets
Pagaya Technologies uses AI to assess borrowers' creditworthiness, helping banks and fintech companies issue loans. Its capitalization is a bet that artificial intelligence can manage risk better than traditional models. This is AI's stake in the future of lending.
Book value capitalization of the company, segment and market as a whole
PGY - Book value capitalization of the company Pagaya Technologies
Pagaya Technologies uses AI to assess credit risk. Its book value is not its plants, but its financial and technological capital. It reflects the resources for R&D and maintaining its sophisticated AI platform. How strong was this intellectual and financial foundation? The chart below tells the story.
PGY - Share of the company's book capitalization Pagaya Technologies within the market segment - AI
Pagaya Technologies uses AI to assess credit risks, and its platform operates on a powerful physical infrastructure. Its assets are not offices, but large data centers that power its neural networks. The chart shows the company's share of physical IT assets, which underpin the next generation of fintech.
Market segment balance sheet capitalization - AI
Pagaya Technologies is a fintech company that uses AI to assess credit risks. Compared to the capital-intensive banking sector, it's "asset-light." The industry's asset chart mirrors banks' balance sheets. Pagaya, on the other hand, provides the technology without taking on any risk on its own balance sheet.
Book value of all companies included in the broad market index - GURU.Markets
Pagaya Technologies is using AI to reimagine lending. The company's book value is derived from its powerful technology platform, capital to support transactions, and global offices. The chart shows the physical foundation upon which this fintech network operates, connecting lenders with borrowers through artificial intelligence.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Pagaya Technologies
Pagaya is a fintech platform. Its value lies in its AI algorithms for assessing credit risks. The chart shows the huge premium the market is paying for this technology. Investors believe its AI identifies risks better than traditional models and are willing to pay for this insight.
Market to book capitalization ratio in a market segment - AI
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness, helping banks and fintech companies issue more loans. Its value lies in its AI models. The chart shows how highly the market values its technological approach to lending.
Market to book capitalization ratio for the market as a whole
Pagaya Technologies is a fintech company that uses artificial intelligence to assess borrowers' creditworthiness. It doesn't issue loans itself, but helps banks and other lenders make more accurate decisions. The company's value lies in its algorithms. This chart reflects the overall rating, but how does the market value this AI platform that is changing the approach to credit scoring?
Debts of the company, segment and market as a whole
PGY - Company debts Pagaya Technologies
Pagaya, a fintech company with an AI-powered lending platform, uses a complex financial model. It raises capital to create investment funds that buy loans issued by its partners. Its balance sheet is the engine that powers its unique technology-based lending marketplace.
Market segment debts - AI
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness, partnering with banks and fintech companies. This technology model requires investment in algorithms and data. This chart shows how the company is funding its innovative platform, aiming to disrupt traditional approaches to credit scoring.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Pagaya Technologies
Pagaya Technologies uses artificial intelligence to assess the creditworthiness of borrowers for its lending partners. This chart shows the financial structure of the technology platform. Capital management is important for Pagaya to maintain the trust of its financial partners and to invest in the further development of its AI algorithms.
Market segment debt to market segment book capitalization - AI
Pagaya's use of artificial intelligence to assess credit risk is an innovative model in the financial sector. This chart shows the debt burden in fintech. It allows one to assess how the financial structure of this tech company, which works with banks and lenders, differs from the traditional financial institutions it serves.
Debt to book value of all companies in the market
This chart shows the overall "credit appetite" of the entire economy. Pagaya, which uses AI to evaluate loans, is a fintech company disrupting traditional finance. Comparing it to the broader market allows us to assess how its innovative and "lightweight" technology model compares to capital-intensive banks and the average publicly traded company.
P/E of the company, segment and market as a whole
P/E - Pagaya Technologies
For Pagaya Technologies, a fintech company that uses AI to assess credit risks, this chart shows how investors value its technology. The high multiple reflects the belief that its platform can help banks and other lenders make more accurate decisions and expand access to credit to more people.
P/E of the market segment - AI
Pagaya's artificial intelligence for lending is a fintech model. This chart shows the average valuation for financial and technology companies. It helps to understand that Pagaya is valued as a technology platform capable of improving risk assessment, and its value depends on investors' faith in its algorithms.
P/E of the market as a whole
Pagaya Technologies is a fintech company that uses artificial intelligence to help lenders (banks, car dealers) assess credit risks and approve more loans. This chart reflects overall investor interest in AI technologies. It helps us understand whether PGY's high valuation is part of the general hype surrounding AI or is backed by the actual results of its platform.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Pagaya Technologies
Pagaya Technologies is a fintech company that uses artificial intelligence to assess credit risks, helping banks and other lenders issue more loans. This chart reflects market expectations for the implementation of AI in credit scoring. It demonstrates analysts' belief that Pagaya's technology enables more accurate borrower assessment and expands access to credit.
%20P%2FE%20Pagaya%20Technologies&width=1500&height=450&colorIndex=35&filename=GURU_Markets_-_Chart-of-the-companys-future-projected-PE-Pagaya-Technologies&v=1772513869919 "Chart of the company's future (projected) P/E Pagaya Technologies")
Future (projected) P/E of the market segment - AI
Pagaya Technologies is a fintech company that uses artificial intelligence to help lenders assess credit risks and expand access to credit. This chart shows how analysts estimate its future earnings compared to other AI companies. Does the market believe its models will outperform traditional scoring systems?
%20P%2FE%20graph%20of%20the%20market%20segment%20-%20AI&width=1500&height=450&colorIndex=36&filename=GURU_Markets_-_Future-projected-PE-graph-of-the-market-segment-AI&v=1772513869963 "Future (projected) P/E graph of the market segment - AI")
Future (projected) P/E of the market as a whole
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness, helping banks and fintech companies issue more loans. The company's success depends on the accuracy of its models and the state of the consumer lending market. The overall economic climate, visible here, directly impacts default rates.
%20P%2FE%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=37&filename=GURU_Markets_-_Chart-of-the-future-projected-PE-of-the-market-as-a-whole&v=1772513869998 "Chart of the future (projected) P/E of the market as a whole")
Profit of the company, segment and market as a whole
Company profit Pagaya Technologies
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness, helping banks and fintech companies issue more loans. The company's profits depend on the volume of loans approved through its platform. This chart shows how successfully AI can expand access to credit and how this translates into revenue for Pagaya.
Profit of companies in the market segment - AI
Pagaya Technologies is a fintech company that uses artificial intelligence to assist lenders (banks, car dealers) in assessing credit risks and approving applications. Its technology expands access to credit. This chart illustrates how AI is transforming the financial sector, enabling more accurate decisions and increasing the profitability of loan portfolios.
Overall market profit
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness for its lending partners. Its business volumes are directly dependent on lending market activity. This graph, reflecting the state of the economy, influences loan demand and lenders' risk appetite.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Pagaya Technologies
Pagaya Technologies uses artificial intelligence to help banks, fintech companies, and auto dealers assess credit risks and approve loans. The platform expands access to loans to more borrowers. This chart is a consolidated analyst forecast of future profits, betting on the superiority of its AI models and growth in lending volumes.
%20profit%20of%20the%20company%20Pagaya%20Technologies&width=1500&height=450&colorIndex=41&filename=GURU_Markets_-_Graph-of-future-projected-profit-of-the-company-Pagaya-Technologies&v=1772513870084 "Graph of future (projected) profit of the company Pagaya Technologies")
Future (predicted) profit of companies in the market segment - AI
Pagaya Technologies is a fintech company that uses artificial intelligence to assist lenders (banks, car dealers) in assessing borrowers' creditworthiness. This technology enables more loans to be approved without increasing risk. This chart displays profitability forecasts for the financial and technology sectors, providing context for evaluating Pagaya's disruptive business model.
%20profits%20of%20companies%20in%20a%20market%20segment%20-%20AI&width=1500&height=450&colorIndex=42&filename=GURU_Markets_-_Graph-of-future-predicted-profits-of-companies-in-a-market-segment-AI&v=1772513870094 "Graph of future (predicted) profits of companies in a market segment - AI")
Future (predicted) profit of the market as a whole
Pagaya Technologies uses artificial intelligence to assess credit risks, partnering with banks and fintech companies. Its revenue depends on the volume of lending processed through its platform. This forecast of market profits is an indicator of the health of the economy, which influences demand for loans and lenders' risk appetite.
%20profits%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=43&filename=GURU_Markets_-_Chart-of-future-predicted-profits-of-the-market-as-a-whole&v=1772513870106 "Chart of future (predicted) profits of the market as a whole")
P/S of the company, segment and market as a whole
P/S - Pagaya Technologies
Pagaya Technologies uses artificial intelligence to assess creditworthiness. This chart shows how the market values its fee revenue. The high valuation reflects the potential of its technology to disrupt the traditional lending model and its rapid growth.
P/S market segment - AI
Pagaya Technologies is a fintech company that uses artificial intelligence to help lenders assess credit risks and attract institutional investors. This chart shows the average revenue estimate for fintech companies. It helps assess whether investors believe in Pagaya's technology and its ability to transform traditional approaches to lending.
P/S of the market as a whole
Pagaya Technologies uses artificial intelligence to help lenders (banks and fintech companies) assess credit risks and approve loan applications that would otherwise be rejected. They expand access to credit. This chart shows how the market values revenue on average and helps understand the premium investors place on PGY's cutting-edge technology in the financial sector.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Pagaya Technologies
Pagaya Technologies uses artificial intelligence to help lenders (banks and fintech companies) assess borrowers' creditworthiness. Its estimated future revenue, illustrated by this chart, depends on the volume of loans issued using its platform. This is a bet that AI can more accurately assess risks than traditional models.
%20P%2FS%20Pagaya%20Technologies&width=1500&height=450&colorIndex=47&filename=GURU_Markets_-_The-graph-of-the-companys-future-projected-PS-Pagaya-Technologies&v=1772513870184 "The graph of the company's future (projected) P/S Pagaya Technologies")
Future (projected) P/S of the market segment - AI
Pagaya Technologies is a fintech company that uses artificial intelligence to help its lending partners (banks and fintech companies) make more accurate lending decisions. This chart shows how investors view its AI-based model and future growth in the consumer lending ecosystem.
%20P%2FS%20market%20segment%20graph%20-%20AI&width=1500&height=450&colorIndex=48&filename=GURU_Markets_-_Future-projected-PS-market-segment-graph-AI&v=1772513870194 "Future (projected) P/S market segment graph - AI")
Future (projected) P/S of the market as a whole
Pagaya Technologies uses artificial intelligence to assess credit risks, helping banks and fintech companies issue more loans. This graph, reflecting expectations for lending growth, is a direct driver for Pagaya. When the economy grows, demand for loans increases, and financial institutions are increasingly using innovative technologies to safely grow their portfolios.
%20P%2FS%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=49&filename=GURU_Markets_-_Chart-of-the-future-projected-PS-of-the-market-as-a-whole&v=1772513870265 "Chart of the future (projected) P/S of the market as a whole")
Sales of the company, segment and market as a whole
Company sales Pagaya Technologies
Pagaya Technologies uses artificial intelligence to assist lenders (banks and fintech companies) in assessing borrowers' creditworthiness. This chart shows the company's revenue, which consists of fees earned when a loan approved through its platform is issued. The growth here reflects the broader adoption of AI in the lending industry.
Sales of companies in the market segment - AI
Pagaya Technologies Ltd. is a fintech company that uses artificial intelligence to assist lenders (banks, car dealers) in assessing credit risks and approving applications. Its business can be segmented by loan type (personal, auto). This chart shows revenue generated by one of these areas, reflecting the adoption of AI in the financial industry.
Overall market sales
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness, helping banks and fintech companies issue more loans. Its technology allows it to approve applications that traditional models would reject. Pagaya's growth reflects the trend toward using AI in finance to expand access to credit, thereby stimulating consumer spending.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Pagaya Technologies
Pagaya Technologies is a fintech company that uses artificial intelligence to help lenders (banks, car dealers) assess credit risks and approve more borrowers. Its revenue forecast depends on the volume of loans processed through its platform. This is a bet on the potential of AI to improve and expand access to credit.
%20sales%20of%20the%20company%20Pagaya%20Technologies&width=1500&height=450&colorIndex=53&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-the-company-Pagaya-Technologies&v=1772513870489 "Schedule of future (projected) sales of the company Pagaya Technologies")
Future (projected) sales of companies in the market segment - AI
Pagaya Technologies is a fintech company that uses artificial intelligence to help lenders assess borrowers and manage risk. This chart shows expectations for the entire fintech sector. It reflects analysts' views on the growing use of AI in lending and the potential to expand access to credit for more people.
%20sales%20of%20companies%20in%20the%20market%20segment%20-%20AI&width=1500&height=450&colorIndex=54&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-companies-in-the-market-segment-AI&v=1772513870512 "Schedule of future (projected) sales of companies in the market segment - AI")
Future (projected) sales of the market as a whole
Pagaya Technologies uses AI to assess credit risks, helping banks issue more loans. Its business volumes are directly dependent on lending market activity. This chart of overall sales forecasts reflects consumer confidence, which drives demand for auto and personal loans.
%20sales%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=55&filename=GURU_Markets_-_Schedule-of-future-predicted-sales-of-the-market-as-a-whole&v=1772513870515 "Schedule of future (predicted) sales of the market as a whole")
Marginality of the company, segment and market as a whole
Company marginality Pagaya Technologies
Pagaya Technologies is a fintech company that uses artificial intelligence to help lenders (banks, car dealers) assess borrowers' creditworthiness. This chart shows how the company monetizes its technology platform by earning a commission on each transaction and aiming to turn volume into sustainable profits.
Market segment marginality - AI
Pagaya Technologies uses artificial intelligence to assist lenders (banks and fintech companies) in assessing borrowers' creditworthiness. Their AI network enables them to approve more loans without increasing risk. This chart illustrates how their innovative technology platform creates value and ensures high operational efficiency in the lending industry.
Market marginality as a whole
Pagaya Technologies uses artificial intelligence to assist lenders in assessing credit risks, expanding access to financing for more borrowers. The company's profitability depends on the volume of loans processed through its platform. This chart shows overall profitability, but for PGY, its innovative approach to credit scoring allows it to grow in the vast lending industry.
Employees in the company, segment and market as a whole
Number of employees in the company Pagaya Technologies
Pagaya Technologies uses artificial intelligence to assess credit risks, helping banks and fintech companies issue more loans. This chart shows the growth of its team of data scientists and engineers. This growth reflects the rapid scaling of its AI platform and the expansion of its lending partner network.
Share of the company's employees Pagaya Technologies within the market segment - AI
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness, helping banks and fintech companies issue more loans. Behind its complex algorithms lies a large team of scientists and engineers. This chart demonstrates its scale as an employer at the forefront of AI in finance.
Number of employees in the market segment - AI
Pagaya Technologies uses artificial intelligence to help lenders assess credit risks. This chart shows employment in the AI sector. The explosive growth in the number of specialists in this field demonstrates the penetration of AI into all sectors, especially financial services, where Pagaya's technologies help expand access to credit.
Number of employees in the market as a whole
Pagaya Technologies uses AI to assess credit risks. Their clients are banks and fintech companies. Economic growth, as symbolized by this graph, leads to increased demand for loans. Pagaya's technology allows lenders to expand their customer base by securely issuing loans to more borrowers.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Pagaya Technologies (PGY)
Pagaya Technologies is a fintech company that uses artificial intelligence to assess credit risks for its lending partners. The astronomically high market capitalization per employee, visible in this chart, reflects the market valuation of its technology platform. Value is created not by people, but by algorithms, making the business highly scalable.
%20of%20the%20company%20Pagaya%20Technologies%20(PGY)&width=1500&height=450&colorIndex=63&filename=GURU_Markets_-_Chart-of-market-capitalization-per-employee-in-thousands-of-dollars-of-the-company-Pagaya-Technologies-PGY&v=1772513870739 "Chart of market capitalization per employee (in thousands of dollars) of the company Pagaya Technologies (PGY)")
Market capitalization per employee (in thousands of dollars) in the market segment - AI
Pagaya (PGY) is a "fintech platform." It doesn't issue loans itself, but uses AI to "underwrite" (evaluate) borrowers for banks. It's an "asset-light" model. This chart should show a high capitalization per employee, reflecting its "lightweight," technological nature.
%20by%20market%20segment%20-%20AI&width=1500&height=450&colorIndex=64&filename=GURU_Markets_-_Market-capitalization-per-employee-in-thousands-of-dollars-by-market-segment-AI&v=1772513870785 "Market capitalization per employee (in thousands of dollars) by market segment - AI")
Market capitalization per employee (in thousands of dollars) for the overall market
Pagaya Technologies uses artificial intelligence to help lenders assess borrowers' creditworthiness. Their business isn't lending, but rather providing decision-making technology. The chart shows the high market valuation of this fintech company, whose value lies in its algorithms and data.
%20for%20the%20overall%20market&width=1500&height=450&colorIndex=65&filename=GURU_Markets_-_Market-capitalization-per-employee-in-thousands-of-dollars-for-the-overall-market&v=1772513870809 "Market capitalization per employee (in thousands of dollars) for the overall market")
Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Pagaya Technologies (PGY)
Pagaya Technologies (PGY) is a fintech company that uses AI to help lenders (banks, auto lenders) assess credit risk. They don't issue loans themselves, but help others do so better. This chart is a test of their AI platform. It shows how effectively their team of data analysts and engineers can generate fee income while managing billions of dollars in loans.
%20Chart%20Pagaya%20Technologies%20(PGY)&width=1500&height=450&colorIndex=66&filename=GURU_Markets_-_Company-Profit-Per-Employee-in-thousands-of-dollars-Chart-Pagaya-Technologies-PGY&v=1772513870857 "Company Profit Per Employee (in thousands of dollars) Chart Pagaya Technologies (PGY)")
Profit per employee (in thousands of dollars) in the market segment - AI
Pagaya (PGY) is a B2B fintech platform. They use AI to "help" banks "assess" (speed up) difficult borrowers. This chart shows the benchmark for AI (fintech). In this "asset-light" sector, the benchmark is high. The profit per engineer is generated by the "commissions" (IT platform) that banks pay for the AI "brains."
%20in%20the%20market%20segment%20-%20AI&width=1500&height=450&colorIndex=67&filename=GURU_Markets_-_Chart-of-profit-per-employee-in-thousands-of-dollars-in-the-market-segment-AI&v=1772513870870 "Chart of profit per employee (in thousands of dollars) in the market segment - AI")
Profit per employee (in thousands of dollars) for the market as a whole
Pagaya (PGY) is an Israeli fintech company. They created an AI platform that helps lenders (banks, auto lenders) evaluate borrowers and securitize these loans for investors. This graph, showing average profit per employee, helps us understand how the fintech sector, which requires data analysts and programmers, outperforms the average labor force.
%20for%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=68&filename=GURU_Markets_-_Chart-of-profit-per-employee-in-thousands-of-dollars-for-the-market-as-a-whole&v=1772513870873 "Chart of profit per employee (in thousands of dollars) for the market as a whole")
Sales to employees of the company, segment and market as a whole
Sales per company employee Pagaya Technologies (PGY)
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness for its lending partners. This chart demonstrates the power of its AI platform. Its phenomenally high revenue per employee is achieved because the technology performs the work that would traditionally require thousands of analysts.
&width=1500&height=450&colorIndex=69&filename=GURU_Markets_-_Sales-chart-per-company-employee-Pagaya-Technologies-PGY&v=1772513870882 "Sales chart per company employee Pagaya Technologies (PGY)")
Sales per employee in the market segment - AI
Pagaya Technologies is a fintech company that uses AI to help lenders (banks, auto lenders) assess risks. They don't issue loans themselves, but rather provide the technology. This chart shows revenue per employee. The comparison with the software and fintech sectors reflects how productive and scalable their AI platform is.
Sales per employee for the market as a whole
Pagaya Technologies (PGY) is a fintech platform that uses AI to assess credit risks. They don't issue loans themselves, but help banks and other lenders approve more applications (for example, for car loans) by earning a commission. It's a scalable IT model. This chart shows the commission revenue generated by their AI platform per employee.
Short shares by company, segment and market as a whole
Shares shorted by company Pagaya Technologies (PGY)
Pagaya is an Israeli fintech company that uses AI to assess borrowers' creditworthiness. They don't issue loans themselves, but help banks and other lenders approve more applications. Investors are skeptical of their AI's "magic." This chart shows the number of skeptics who believe their AI is no better than others and won't survive a real recession.
&width=1500&height=450&colorIndex=72&filename=GURU_Markets_-_Short-Shares-Chart-for-the-Company-Pagaya-Technologies-PGY&v=1772513870933 "Short Shares Chart for the Company Pagaya Technologies (PGY)")
Shares shorted by market segment - AI
Pagaya Technologies (PGY) is a fintech company that uses AI to assess borrowers' creditworthiness. They don't issue loans themselves, but rather help banks and lenders approve more "unobvious" applications. This chart shows the odds against the "credit AI" sector, reflecting concerns that their AI models haven't been tested in a severe recession and will lead to losses.
Shares shorted by the overall market
Pagaya (PGY) is a fintech company that uses AI to evaluate loans. This Short_All chart is a fear meter. When it rises, it signals two threats: investors are dumping speculative "story stocks" (AI), and recession fears are threatening the very ability of their model to predict defaults.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Pagaya Technologies (PGY)
Pagaya Technologies uses AI to assess credit risks, working with banks and fintechs. Its business depends on lending volumes and the accuracy of its models. This chart, for a PGY above 70, may reflect hype around AI in fintech or strong growth. A PGY below 30 is often associated with concerns about rising defaults or regulatory pressure on AI scoring.
&width=1500&height=450&colorIndex=75&filename=GURU_Markets_-_RSI-14-indicator-chart-for-the-companys-stock-Pagaya-Technologies-PGY&v=1772513871044 "RSI 14 indicator chart for the company's stock Pagaya Technologies (PGY)")
RSI 14 Market Segment - AI
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness. Their platform helps banks and fintech companies approve more loans without increasing risks. This chart reflects the collective hype or decline in the AI fintech sector. It helps us understand whether the entire segment is overheated by expectations of a lending revolution.
RSI 14 for the overall market
For Pagaya, an AI platform for assessing credit risks, this chart is an indicator of the "risk appetite" of its banking clients. During periods of euphoria, lenders are willing to trust the AI "black box" to issue more loans. In times of panic, they sharply tighten standards and revert to conservative models, reducing demand for Pagaya's services.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast PGY (Pagaya Technologies)
Pagaya Technologies uses artificial intelligence to assess borrowers' creditworthiness, helping banks and fintech companies approve more loans. This chart shows the average analyst price target. Their estimates reflect their belief in Pagaya's AI model's ability to accurately predict defaults in various economic conditions.
&width=1500&height=450&colorIndex=78&filename=GURU_Markets_-_A-chart-showing-analyst-consensus-forecasts-for-the-expected-stock-price.-PGY-Pagaya-Technologies&v=1772513871116 "A chart showing analyst consensus forecasts for the expected stock price. PGY (Pagaya Technologies)")
The difference between the consensus estimate and the actual stock price PGY (Pagaya Technologies)
Pagaya is a fintech company that uses AI to evaluate non-prime borrowers. It doesn't issue loans itself, but provides its AI platform to banks and car dealers for scoring. This chart shows the difference between the consensus forecast and the price, reflecting how confident analysts are in this AI-as-a-service model for high-risk lending.
&width=1500&height=450&colorIndex=79&filename=GURU_Markets_-_A-chart-showing-the-difference-between-the-consensus-forecast-and-the-actual-stock-price.-PGY-Pagaya-Technologies&v=1772513871147 "A chart showing the difference between the consensus forecast and the actual stock price. PGY (Pagaya Technologies)")
Analyst consensus forecast for stock prices by market segment - AI
Pagaya is a fintech company that uses AI to assess credit risk. It doesn't issue loans itself, but helps banks and lenders (like Ally) approve "difficult" borrowers. This chart shows analysts' general expectations for the AI sector. It reflects whether experts believe AI can truly predict defaults.
Analysts' consensus forecast for the overall market share price
Pagaya Technologies is an AI-powered fintech company that acts as an intermediary between lenders (banks) and investors. Their AI assesses credit risk for auto and personal loans. This chart shows overall market sentiment. For Pagaya, which deals with risk, it's important to understand how these expectations (rising unemployment, defaults) influence investor appetite for their credit products. (349)
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Pagaya Technologies
Pagaya (PGY) is an Israeli B2B fintech that uses AI to assess credit risk. They don't issue loans themselves, but rather provide their AI platform to banks and lenders so they can issue loans to subprime borrowers. This chart is a bet on their AI model. It measures the loan volumes processed through their network and the market's confidence in the effectiveness of their black box.
AKIMA Market Segment Index - AI
Pagaya is a fintech platform that uses AI to assess risks (scoring) in consumer lending. It doesn't issue loans itself, but rather serves as a B2B platform connecting banks and investors. This aggregated metric evaluates financial companies. The chart shows the sector average. This benchmark: how does Pagaya's asset-light (AI-scoring) model differentiate it from the average competitor?
The AKIM Index for the overall market
Pagaya is a fintech platform that uses AI to assess credit risk (like Upstart). It's a high-tech, but extremely risky business. This chart, which reflects the market average, provides a macro backdrop. It helps assess how Pagaya, whose business is a pure bet on risk appetite and rates, stacks up against the overall macroeconomic picture.
