RM: Regional Finance Company Value to Net Income

Regional Management Corp - graphic logo of issuer RM

This trading chart illustrates the effectiveness of the Regional Management (RM) strategy of issuing high-yield loans to the near-prime segment using neural network scoring, with the current ratio standing at 7.00. The business optimizes costs by outsourcing IT services and debt collection to third-party contractors. Portfolio stability is maintained by an influx of clients who are rejected by traditional banks during periods of crisis.

RM - Regional Finance P/E Multiple over the range 07/04/2022 - 11/10/2026

Comprehensive metric breakdowns and analytics for Regional Finance (RM)

- share price and expert price forecast:
Price Performance Chart regionalmanagement.com|RM - Consensus Target
- market capitalization information:
Market Value Regional Management Corp.|RM - Total Company Value
- balance sheet net asset value indicators:
Net Assets per Single Share Regional Management|RM - Book Capitalization|Market-to-Book Ratio regionalmanagement.com|RM - Aggregate Company Assets
- company liabilities and liquidity data:
Debt to Equity Ratio Regional Management|RM - Long-Term Debt to Capital|Short-Term Debt to Capital Ratio Regional Corp|RM - Company Aggregate Debts|Debts to Net Assets Regional Management Corp.|RM - Company Long-Term Debt|Company Short-Term Indebtedness Regional Management|Critical Liquidity regionalmanagement.com
- earnings and market ratios statistics:
RM - Company Net Income|Expected Net Income Regional Management|RM - P/E Multiple|Projected Price to Earnings Ratio Regional Management Corp|RM - PEG Multiple|Enterprise Value to EBITDA Multiple Regional Management Corp.|RM - Operating profit EBITDA|Net earnings per share for the last four quarters Regional Management|RM - Earnings per share for the last twelve months|Earnings per share growth in annualized terms for the last twelve months regionalmanagement.com|RM - Earnings per share growth in current year|Projected earnings per share growth rate for next year Regional Management
Summary company analysis:Regional Management
Product sample of regionalmanagement.com

Regional Management (RM) maintains a strong position in subprime lending through scoring automation. By analyzing the company's historical P/E, an investor can see the ratio of market capitalization to net income. This multiple measures the investment payback period, revealing the impact of operating expenses on business profitability. The compression of this metric amid growth in online loan issuance confirms scaling efficiency and the fundamental undervaluation of the asset.

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