Sound Financial - SFBC Company Short-Term Debt

Graphic logo of Sound Community Bank (SFBC)

Sound Financial Bancorp (SFBC) maintains strong positions as a regional lender, ensuring access to reliable retail deposits, while its focus on mortgages and business loans supports margins. This conservative Washington-based institution leverages years of trust from local families to secure low-cost funding for stable earnings. Market fluctuations in the share price confirm the resilience of the model, where the specific short-term debt metric stands at 0.00, cementing its status as a reliable local bank.

Company Short-Term Loans and Borrowings: soundcb.com (SFBC) for 07/04/2022 - 10/28/2026
Manufactured products of Sound Financial Bancorp

Short-term debt measures the aggregate of obligations with a maturity of up to one year, determining liquidity and default risk. The dynamics of this metric reflect a business's ability to service loans without compromising operational stability. For Sound Financial Bancorp (SFBC), this structure is smoothed by a steady inflow of local deposits. An analysis of current financial debt confirms the effectiveness of the bank's loan portfolio diversification. This indicates a high level of fundamental capital protection.

Competitor analysis for Sound Financial Bancorp

BancFirst - Company Short-Term Debts|TFSL: Company Short-Term Debts|Community Bank System (CBU) - Company Short-Term Debt|Company Short-Term Debt TowneBank Inc|NBTB - Company Current Liabilities|Company Short-Term Loans and Borrowings localfirstbank.com|Company Short-Term Debts Stock Yards Bank & Trust (SYBT)|Company Short-Term Debt Dime Community Bancshares, Inc. (DCOM)|Company Short-Term Debts BFC (Bank First Corp)|Community Trust - Company Short-Term Debts|Burke & Herbert Financial Services Corp. (BHRB) - Company Short-Term Debt|SBSI: Company Short-Term Indebtedness|EQBK: Company Short-Term Debt|CCNE (CNB Bank) - Company Short-Term Debts|CCBG: Company Short-Term Debt|Short-Term Debt Volume TRST|HTB (HomeTrust Bancshares Inc) - Company Short-Term Debt|Short-Term Debt Volume MPB (midpennbank.com)|FSBC: Company Short-Term Debt|ORRF - Short-Term Debt|NB Bancorp Inc - Company Current Liabilities|FCBC: Company Short-Term Debts|Company Short-Term Debt Independent Bank|spfi.bank (SPFI) - Company Short-Term Indebtedness|Company Short-Term Debts Northpointe Bank (NPB)|Company Short-Term Indebtedness Southern Bank (SMBC)|Heritage Commerce Corp. (HTBK) - Company Current Liabilities|Company Short-Term Loans and Borrowings Hingham Savings Bank (HIFS)|HarborOne Bancorp (HONE) - Company Short-Term Debts|Current Liabilities shoreunitedbank.com SHBI|Company Short-Term Debts TCBX (Third Coast Bank)|FMNB: Short-Term Debt Volume|Company Short-Term Debt barharbor.bank|Unity Bank Corp (UNTY) - Company Short-Term Indebtedness|PFIS (Peoples Financial Services) - Company Short-Term Debts|Company Short-Term Debts PGC|Company Short-Term Debt Northfield Bank NFBK|Company Short-Term Indebtedness ACNB Corp (ACNB)|Flushing Financial Corp - Company Short-Term Debts|Company Current Liabilities Bridgewater Corp BWB|Company Short-Term Debts BSVN (Bank7 Corp.)|COFS - Short-Term Debt Volume|CARE: Company Short-Term Debts|HBCP (Home Bank) - Company Short-Term Debts|Company Short-Term Debt Kearny Corp|Company Short-Term Debt First Bank Inc. (FRBA)|Community West Bancshares (CWBC) - Company Current Liabilities|Company Short-Term Loans and Borrowings civb.com (CIVB)|Company Short-Term Debts Greene County Bancorp, Inc. GCBC|Company Short-Term Debt Bank of Marin Bancorp Inc. BMRC|blueridgebankshares.com - Company Short-Term Debts|PDLB: Company Short-Term Debts|Company Short-Term Debt Farmers & Merchants Bancorp|orangebanktrust.com (OBT) - Company Short-Term Indebtedness|Company Short-Term Debts WTBA|Company Current Liabilities PBFS|BayCom Inc - Company Short-Term Debt|Short-Term Debt AVBC (Avidia Financial)|Company Short-Term Debt FS Bancorp, Inc.|cnbankpa.com - Company Short-Term Loans and Borrowings|Company Short-Term Debt PCB Bank|CBAN: Current Liabilities|plumasbank.com - Company Short-Term Debt|First National Bank of Damariscotta (FNLC) - Short-Term Debt Volume|Company Short-Term Debts Northeast Community Bancorp, Inc. NECB|Current Liabilities John Marshall Bancorp Inc.|Company Short-Term Debts Timberland Bancorp (TSBK)|Company Short-Term Debt Waterstone Financial, Inc. (WSBF)|LINKBANCORP Inc. - Company Short-Term Debts|Parke Bank Corp - Company Current Liabilities|FDBC - Company Short-Term Debt|MBCN: Company Short-Term Debt|Company Short-Term Debt CHMG|Western New England Bancorp, Inc. (WNEB) - Short-Term Debt|Company Short-Term Debts NWFL|Company Current Liabilities First Virginia Community Bank|Company Short-Term Debts FBLA|Company Short-Term Debts OVLY (ovcb.com)|Company Short-Term Debt BankProv PVBC|LCNB - Company Short-Term Debt|Company Current Liabilities First Community Corp (FCCO)|BPRN - Company Short-Term Loans and Borrowings|hawthornbancshares.com (HWBK) - Company Short-Term Debts|Franklin Financial Services Corporation (FRAF) - Company Short-Term Debt|VABK (Virginia National Bank) - Company Short-Term Debts|Company Short-Term Debts OPBK|Company Short-Term Debt First National Corporation FXNC|Company Short-Term Indebtedness CBNA (chainbridgebank.com)|Company Short-Term Debt EFSI (Eagle Financial Services)|Blue Foundry - Company Short-Term Debts|Company Short-Term Debt FSFG (First Savings Financial Group)|ATLO: Short-Term Debt Volume|Peoples Bancorp of North Carolina, Inc. - Company Short-Term Debt|CBFV (CB Financial Services, Inc) - Short-Term Debt Volume|Company Short-Term Debt BVFL (BV Financial, Inc.)|Short-Term Debt United Security Bancshares Inc. (UBFO)|Company Current Liabilities MNSB|Company Short-Term Debts HNVR (Hanover Bancorp Inc.)|CZWI - Company Short-Term Debt|Company Short-Term Indebtedness CF Bankshares Inc CFBK|Richmond Mutual Bancorporation (RMBI) - Company Short-Term Debts|firstharrison.com (FCAP) - Company Short-Term Indebtedness|Company Current Liabilities BCB Bancorp BCBP|ECB Bancorp (ECBK) - Company Short-Term Loans and Borrowings|Company Short-Term Debts Eagle Bancorp Montana Inc. EBMT|Current Liabilities Finward|RBKB (Rhinebeck Bancorp Inc) - Company Short-Term Debts|Short-Term Debt Volume SBFG (ir.yourstatebank.com)|AFBI - Company Short-Term Debt|Company Short-Term Indebtedness First Guaranty Bank FGBI|Somerset Savings Bank - Company Short-Term Debts|BSBK: Company Short-Term Debts|Company Short-Term Debt ublocal.com|magbank.com (MGYR) - Company Short-Term Indebtedness|Company Short-Term Debts RVSB|Company Current Liabilities Lake Shore Bancorp, Inc.|PBHC (Pathfinder Bancorp) - Company Short-Term Debts|Short-Term Debt Volume colonialfed.com (CFSB)|Company Short-Term Debts AUBN (Auburn National Bancorporation, Inc.)|IF Bancorp - Company Short-Term Debts|UBCP - Company Short-Term Debt|Summit State Bank (SSBI) - Company Short-Term Debt|Company Current Liabilities Fifth District Savings Bank, Inc. FDSB|First US Bancshares, Inc (FUSB) - Company Short-Term Loans and Borrowings|Company Short-Term Debts Bank of the James Financial Group, Inc.|Company Short-Term Debt homefederalne.bank|Company Short-Term Debts BYFC|Company Short-Term Debts NSTS (northshoretrust.com)|CLST - Company Short-Term Debt|Company Short-Term Indebtedness First Seacoast Bancorp, Inc. FSEA|ASRV: Company Short-Term Debts|PBBK: Company Current Liabilities|Company Short-Term Debt OPHC|TCBS (Texas Community Bancshares) - Short-Term Debt|HFBL - Company Short-Term Debt|Company Short-Term Loans and Borrowings BAFN|MBBC - Company Short-Term Debt|Current Liabilities KFFB (ffsbky.bank)|Company Short-Term Debt GLBZ|Short-Term Debt Volume Carver Federal Savings Bank CARV|Company Short-Term Debts Brookline Bancorp Inc.|EBTC - Current Liabilities|ESSA Bancorp, Inc. (ESSA) - Company Short-Term Debts|Evans Bank (EVBN) - Company Short-Term Debt|Company Short-Term Debts FBMS|Company Current Liabilities FLIC|Company Short-Term Debt HMN Financial Inc. (HMNF)|Company Short-Term Debt HTBI (htb.com)|IBTX: Company Short-Term Debt|Short-Term Debt macatawabank.com MCBC|OPOF: Company Short-Term Debts|PWOD - Company Current Liabilities|SASR: Company Short-Term Debts|TBNK (Territorial Bancorp Inc) - Company Short-Term Debts|Company Short-Term Debt Village Bank and Trust|Company Short-Term Debt williampenn.bank (WMPN)|1895 Bancorp of Wisconsin, Inc. (BCOW) - Company Current Liabilities|Company Short-Term Loans and Borrowings Southern States Bancshares (SSBK)