X Financial - XYF Net earnings per share (EPS TTM)

Official company branding of X Financial (XYF)

X Financial is building digital loan logistics, eliminating physical costs through online verification. The company's net profit per unit over 12 months confirms the efficiency of this model, with the indicator standing at 1.92. Earnings are based on commissions from connecting borrowers with banks via AI, while prospects rely on demand from China's urban youth amid strict oversight.

XYF X Financial Corp Earnings per share for the last 12 months (07/04/2022 - 11/10/2026)
Manufactured products of X Financial Corp

This indicator reflects the real yield of each share, excluding the impact of issuances and share buybacks to assess the net efficiency of the business. By analyzing the trend of the rolling earnings per share, an investor can track the influence of the Chinese regulator and the borrower default rates of X Financial (XYF) on the company's final margins amid macroeconomic instability.

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