C&N Bank (CZNC): Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan

Citizens & Northern Corporation - logo grafis emiten CZNC

The growth of Citizens & Northern (CZNC) is limited by its geographic footprint, yet efficiency is increasing through the digitalization of services and the optimization of internal processes. This chart shows the market price in the context of EV/EBITDA as 0.00. The automation of routine operations is reducing paperwork, although personal relationships with borrowers remain a priority. Operational stability is ensured by upgrading server hardware and migrating data to modern data centers.

CZNC Citizens & Northern Corp: Pangali EV/EBITDA ing interval 23.11.2025 - 10.11.2026

Ringkesan rincian data analitis cnbankpa.com (CZNC)

Analisis komprehensif perusahaan:Citizens & Northern Corp (CZNC)
Sampel barang cnbankpa.com

For the regional bank Citizens & Northern (CZNC), the EV/EBITDA ratio for capital-intensive business serves as a tool for valuing the enterprise relative to its operating profit. This metric compares the total value of the company, including net debt, with EBITDA, excluding the impact of taxes and depreciation. The trend in the EV/EBITDA ratio for capital-intensive business reflects the sensitivity of the bank's valuation to Fed monetary policy. A conservative lending approach in Pennsylvania stabilizes this indicator, helping investors determine if the asset is overbought.

Perusahaan pesaing

Pangali EV/EBITDA BANF (BancFirst Oklahoma)|Pangali EV/EBITDA Third Federal Savings and Loan TFSL|CBU - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|TOWN (townebank.com) - Nilai perusahaan marang bathi operasional sadurunge panyusutan|NBT Bank (NBTB) - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|First Bancorp Inc. (FBNC) - Pangali EV/EBITDA|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Stock Yards Bancorp Inc|Dime Corp (DCOM) - Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan|Pangali EV/EBITDA BFC|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan ctbi.com CTBI|Pangali EV/EBITDA BHRB (Burke & Herbert Bank & Trust)|Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan Southside Bancshares, Inc. (SBSI)|EQBK: Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|CNB Financial Inc. - Koefisien nilai perusahaan marang bathi operasional sadurunge panyusutan|CCBG: Pangali EV/EBITDA|TRST - Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan HTB|Mid Penn Bancorp, Inc. - Rasio nilai perusahaan marang bathi operasional sadurunge panyusutan|Pangali EV/EBITDA FSBC|ORRF - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan NB Bancorp, Inc. NBBK|FCBC: Nilai perusahaan marang bathi operasional sadurunge panyusutan|IBCP - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan City Bank SPFI|NPB (Northpointe Bancshares Inc) - Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Southern Missouri Corp - Nilai bisnis marang bathi operasional sadurunge panyusutan|Nilai perusahaan marang bathi operasional sadurunge panyusutan Heritage Commerce (HTBK)|HIFS (Hingham Institution for Saving) - Koefisien nilai perusahaan marang bathi operasional sadurunge panyusutan|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan HONE (HarborOne Bank)|SHBI (Shore United Bank) - Nilai bisnis marang bathi operasional sadurunge panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Third Coast Bancshares Inc TCBX|FMNB: Nilai perusahaan marang bathi operasional sadurunge panyusutan|BHB - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan unitybank.com|Peoples Security Bank (PFIS) - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Peapack-Gladstone Financial Corporation - Nilai bisnis marang bathi operasional sadurunge panyusutan|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan NFBK|ACNB (Adams County National Bank) - Koefisien nilai perusahaan marang bathi operasional sadurunge panyusutan|Pangali EV/EBITDA FFIC|BWB (bridgewaterbankmn.com) - Nilai bisnis marang bathi operasional sadurunge panyusutan|Pangali EV/EBITDA BSVN (Bank7)|ChoiceOne Bank (COFS) - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|CARE - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Nilai bisnis marang bathi operasional sadurunge panyusutan HBCP (Home Corp)|Kearny Financial Corp. (KRNY) - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Nilai perusahaan marang bathi operasional sadurunge panyusutan FRBA|CWBC (Central Valley Community Bancorp) - Pangali EV/EBITDA|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Civista Bank (CIVB)|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan GCBC (Greene County Bancorp Inc)|BMRC: Rasio nilai perusahaan marang bathi operasional sadurunge panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Blue Ridge Bank BRBS|PDLB: Nilai perusahaan marang bathi operasional sadurunge panyusutan|Farmers & Merchants Bancorp, Inc. - Pangali EV/EBITDA|Orange County Bancorp, Inc. (OBT) - Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|West Bancorporation Inc (WTBA) - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|PBFS (Pioneer Financial) - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan BayCom Corp|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan avidiabank.com AVBC|Pangali EV/EBITDA FSBW|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan paccity.net PCB|Pangali EV/EBITDA CBAN (Colony Bank)|Pangali EV/EBITDA Plumas Bancorp Inc. PLBC|FNLC - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|NECB: Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|JMSB (johnmarshallbank.com) - Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Timberland Bank - Nilai bisnis marang bathi operasional sadurunge panyusutan|WSBF (Waterstone Financial Inc.) - Pangali EV/EBITDA|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan LNKB|Pangali EV/EBITDA PKBK|Pangali EV/EBITDA bankatfidelity.com (FDBC)|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Middlefield Bank MBCN|CHMG: Nilai perusahaan marang bathi operasional sadurunge panyusutan|WNEB - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|NWFL - Pangali EV/EBITDA|FVCBankcorp, Inc. (FVCB) - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|FBLA - Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan|OVLY (Oak Valley Community Bank) - Pangali EV/EBITDA|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Provident Bank (PVBC)|Pangali EV/EBITDA LCNB|Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan firstcommunitysc.com|Princeton Bancorp - Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Koefisien nilai perusahaan marang bathi operasional sadurunge panyusutan HWBK (Hawthorn Bank)|F&M Trust - Pangali EV/EBITDA|Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan Virginia National Bankshares VABK|OPBK (myopenbank.com) - Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Rasio nilai perusahaan marang bathi operasional sadurunge panyusutan FXNC (First Bank)|CBNA (Chain Bridge Bank) - Pangali EV/EBITDA|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Bank of Clarke County EFSI|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Blue Foundry Bancorp (BLFY)|First Savings Financial Group, Inc. - Nilai perusahaan marang bathi operasional sadurunge panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Ames National Corporation ATLO|Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan Peoples Bancorp of North Carolina Inc. (PEBK)|CBFV: Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Nilai bisnis marang bathi operasional sadurunge panyusutan BVFL (bayvanguard.com)|Nilai perusahaan marang bathi operasional sadurunge panyusutan unitedsecuritybank.com|MNSB: Koefisien nilai perusahaan marang bathi operasional sadurunge panyusutan|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan HNVR|CZWI: Nilai bisnis marang bathi operasional sadurunge panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan CF Bankshares Inc. (CFBK)|firstbankrichmond.com - Nilai perusahaan marang bathi operasional sadurunge panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan First Capital FCAP|BCB Bancorp Inc. (BCBP) - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|ECBK - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Nilai bisnis marang bathi operasional sadurunge panyusutan EBMT (Eagle Bancorp Montana)|FNWD (ibankpeoples.com) - Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|RBKB: Koefisien nilai perusahaan marang bathi operasional sadurunge panyusutan|SBFG (State Bank and Trust Company) - Pangali EV/EBITDA|AFBI: Nilai bisnis marang bathi operasional sadurunge panyusutan|Pangali EV/EBITDA FGBI|SRBK - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Bogota Financial Corp. BSBK|Nilai bisnis marang bathi operasional sadurunge panyusutan UNB|SFBC - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|MGYR (Magyar Bancorp) - Nilai perusahaan marang bathi operasional sadurunge panyusutan|RVSB: Pangali EV/EBITDA|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Lake Shore Bank|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan PBHC|CFSB Bancorp Inc - Rasio nilai perusahaan marang bathi operasional sadurunge panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan AuburnBank (AUBN)|iroquoisfed.com - Nilai perusahaan marang bathi operasional sadurunge panyusutan|Pangali EV/EBITDA UBCP (United Bancorp)|SSBI - Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|FDSB - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|FUSB: Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|bankofthejames.bank (BOTJ) - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Central Plains Bancshares Inc. (CPBI)|BYFC (Broadway Federal Bank) - Pangali EV/EBITDA|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan NSTS Bancorp Inc. (NSTS)|Pangali EV/EBITDA CLST|Pangali EV/EBITDA firstseacoastbank.com (FSEA)|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan AmeriServ Financial, Inc. ASRV|PB Bankshares - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|OPHC: Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Nilai bisnis marang bathi operasional sadurunge panyusutan TCBS (Texas Community Bank)|HFBL: Pangali EV/EBITDA|BAFN (BayFirst Financial) - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|MBBC (Marathon Bancorp) - Pangali EV/EBITDA|Pangali EV/EBITDA Kentucky First Federal Bancorp Inc.|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Glen Burnie Bancorp (GLBZ)|carverbank.com - Nilai perusahaan marang bathi operasional sadurunge panyusutan|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan Brookline Bancorp, Inc. BRKL|Pangali EV/EBITDA Enterprise Bancorp, Inc. EBTC|ESSA - Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan Evans Bancorp, Inc. EVBN|FBMS: Pangali EV/EBITDA|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan The First of Long Island Corporation|HMNF (HMN Financial, Inc.) - Pangali EV/EBITDA|HomeTrust Bancshares Inc. (HTBI) - Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan|Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan IBTX (Independent Bank)|Koefisien nilai perusahaan marang bathi operasional sadurunge panyusutan MCBC|Pangali EV/EBITDA OPOF (Old Point Financial Corp)|Rasio total nilai perusahaan marang bathi operasional sadurunge panyusutan Penns Woods Bank (PWOD)|SASR: Rasio nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan|Rasio nilai perusahaan marang bathi operasional sadurunge panyusutan TBNK|VBFC: Pangali EV/EBITDA|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan williampenn.bank (WMPN)|Nilai perusahaan marang bathi sadurunge bunga, pajeg, lan panyusutan PyraMax Bank|Nilai perusahaan marang bathi operasional sadurunge panyusutan SSBK (Southern States Bancshares Corp)