Citizens and Farmers Bank (CFFI) - EV/EBITDA Multiple

Public company logo of C&F Financial (CFFI)

C&F Financial (CFFI) operates as a diversified bank relying on stable collateral from auto and residential loans, which creates a consistent cash flow. This chart of the market price on GURU.Markets, with a current value of 0.00, confirms this model. However, profits depend on mortgage demand in Virginia and borrower defaults. Stability is ensured by a loyal staff of commercial lending experts without talent leakage to fintech.

C&F Bank - CFFI Total Company Value to Operating Income Before Depreciation Ratio (period 11/23/2025 - 11/10/2026)

Metric breakdowns and analytics for cffc.com (CFFI)

- stock price and consensus target price:
Stock Quotes C&F Financial Corporation|CFFI - Fair Value Consensus
- market capitalization indicators:
Market Capitalization CFFI|CFFI - Full Business Value
- issuer book value statistics:
Book Value per Share C&F Financial|CFFI - Book Valuation of Business|Market Value to Book Value Ratio cffc.com|CFFI - Total Business Assets
- debt burden and liquidity indicators:
Total Debt to Capital C&F Financial|CFFI - Long-Term Debt to Capital|Short-Term Debt to Equity C&F Financial Corporation|CFFI - Company Aggregate Debt|Debts to Book Capitalization CFFI|CFFI - Company Long-Term Liabilities|Company Short-Term Debts C&F Financial|Quick Ratio cffc.com
- financial results and valuation multiples details:
CFFI - Net Profit|Expected Profit C&F Financial|CFFI - Price to Earnings Ratio|Forward P/E Multiple C&F Financial Corporation|CFFI - Price/Earnings to Growth Multiple|Enterprise Value to Operating Income Before Depreciation CFFI|CFFI - Company profit before taxes, interest and amortization|Net earnings per share (EPS TTM) C&F Financial|CFFI - Earnings per one share for the last 12 months|Year-over-year net earnings per share growth for the last 12 months cffc.com|CFFI - Earnings per share increase in current year|Earnings growth forecast for next year C&F Financial
Fundamental company valuation:Citizens and Farmers Bank CFFI
Product sample of C&F Financial Corporation

For C&F Financial (CFFI), assessing business value relative to operating profit is critical amid auto loan volatility. The trend of the core EV/EBITDA multiple correlates market capitalization, adjusted for net debt and taxes, to actual cash flow. This indicator allows investors to filter out market noise and identify the fair value of assets, helping them determine the degree of the company's undervaluation as credit risks rise.

Competitors of C&F Financial (CFFI)

Morgan Stanley Inc. - Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation KSPI|Axos Financial, Inc. - EV/EBITDA Multiple|Company Value to Operating Income Before Depreciation Ratio IFS|INTR: EV/EBITDA Multiple|CUBI - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Enterprise Financial Services Inc|Enterprise Value to Operating Income Before Depreciation HTH (Hilltop Financial)|EV/EBITDA Multiple CASH|EV/EBITDA Multiple liveoakbank.com (LOB)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Byline Bank BY|PFBC: Enterprise Value to Operating Income Before Depreciation|Esquire Bank - EV/EBITDA Multiple|Capitol Federal Corp (CFFN) - Enterprise Value to EBITDA Ratio|ALRS: EV/EBITDA Multiple|FFWM - Total Company Value to Operating Income Before Depreciation Ratio|FBIZ (First Business Financial Services, Inc.) - EV/EBITDA Multiple|EV/EBITDA Multiple Bankwell Bank|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Newtek Business Services (NEWT)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization CZFS (First Citizens Bank)|EV/EBITDA Multiple AVBH (Avidbank Holdings Inc)|FINW - Enterprise Value to EBITDA Ratio|Investar Holding Corp (ISTR) - Enterprise Value to Operating Income Before Depreciation|First Internet Bancorp - Enterprise Value to Operating Income Before Depreciation Ratio|COHN: EV/EBITDA Multiple|Company Value to Operating Income Before Depreciation Ratio TECTP (Tectonic Financial)|Enterprise Value to EBITDA Ratio BRBI