First Citizens Bank (CZFS) - EV/EBITDA Multiple

Public company logo of Citizens Financial Services (CZFS)

This price chart on the GURU.Markets platform demonstrates that Citizens Financial Services (CZFS) has an EV/EBITDA multiple of 0.00, which correlates with the development of a financial ecosystem integrating trust management and commercial banking for businesses. The modernization of server capacities and IT hubs ensures operational stability. Capitalization relies on the trust of local residents, farmers, and entrepreneurs from New York and Pennsylvania.

Citizens Financial Services Inc. - CZFS Total Company Value to Operating Income Before Depreciation Ratio (period 11/23/2025 - 11/10/2026)

Metric breakdowns and analytics for firstcitizensbank.com (CZFS)

- stock price and consensus target price:
Stock Quotes Citizens Financial Services Inc.|CZFS - Fair Value Consensus
- market capitalization indicators:
Market Capitalization First Citizens Bank|CZFS - Full Business Value
- issuer book value statistics:
Book Value per Share First Citizens Community Bank|CZFS - Book Valuation of Business|Market Value to Book Value Ratio firstcitizensbank.com|CZFS - Total Business Assets
- debt burden and liquidity indicators:
Total Debt to Capital Citizens Financial Services|CZFS - Long-Term Debt to Capital|Short-Term Debt to Equity First Citizens Community Bank|CZFS - Company Aggregate Debt|Debts to Book Capitalization First Citizens Bank|CZFS - Company Long-Term Liabilities|Company Short-Term Debts First Citizens Community Bank|Quick Ratio firstcitizensbank.com
- financial results and valuation multiples details:
CZFS - Net Profit|Expected Profit Citizens Financial Services|CZFS - Price to Earnings Ratio|Forward P/E Multiple Citizens Financial Services|CZFS - Price/Earnings to Growth Multiple|EV/EBITDA Multiple First Citizens Bank|CZFS - Operating income before deduction of amortization|Net earnings per share for the last 12 months First Citizens Community Bank|CZFS - Earnings per share for the last four quarters|Quarterly EPS earnings growth firstcitizensbank.com|CZFS - Expected net earnings per share growth this year|Expected earnings per share growth for next year Citizens Financial Services
Fundamental company valuation:Citizens Financial Services Inc. CZFS
Product sample of First Citizens Community Bank

Delegating trust asset reporting to fintech providers optimizes costs for Citizens Financial Services (CZFS), reducing the operational burden. The EV/EBITDA metric compares the total enterprise value, including debt, with its ability to generate cash flow before taxes and amortization. This calculation determines the real value of assets by excluding the impact of debt load on capital. By analyzing the dynamic EV/EBITDA ratio of Citizens Financial Services (CZFS), an investor assesses the margin of safety and the risks of overpaying for the business.

Competitors of Citizens Financial Services (CZFS)

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