CZFS (firstcitizensbank.com) Ratio of Long-Term Indebtedness to Capital

Citizens Financial Services (CZFS) - corporate logo

Citizens Financial Services (CZFS) is a diversified financial holding company. This price chart confirms the operational reach of offices in New York and Pennsylvania, where autonomous communication channels ensure data security. The indicator stands at 1.12, while regional cost efficiency has stabilized following the implementation of IT solutions. Despite transaction automation, the development of business lending continues to rely on personal client interaction.

Citizens Financial Services (CZFS): Long-Term Debt to Capital from 06/21/2023 to 10/28/2026

Financial and market metric breakdowns for Citizens Financial Services (CZFS)

- price and consensus price forecast:
Share Price Citizens Financial Services, Inc.|CZFS - Analyst Consensus Forecast
- market capitalization data:
Market Capitalization Citizens Financial Services|CZFS - Real Price to Acquire Entire Company
- book capitalization data:
Net Assets per Single Share First Citizens Community Bank|CZFS - Book Capitalization|Market-to-Book Ratio firstcitizensbank.com|CZFS - Aggregate Company Assets
- debt and liquidity data:
All Debt to Shareholders' Equity Ratio Citizens Financial Services|CZFS - Long-Term Debt to Equity|Short-Term Debt to Capital Coefficient firstcitizensbank.com|CZFS - Company Aggregate Debts|Debts to Book Value Citizens Financial Services|CZFS - Company Long-Term Liabilities|Company Short-Term Loans and Borrowings First Citizens Community Bank
Summary company analytics:CZFS Citizens Financial Services, Inc.
Brand item of First Citizens Community Bank

This indicator compares liabilities with a maturity of over one year against equity to determine the degree of financial autonomy and the balance sheet structure's resilience to long-term risks. By analyzing the long-term debt-to-equity chart, an investor assesses how effectively Citizens Financial Services (CZFS) balances its credit load while optimizing costs through the outsourcing of IT infrastructure and cybersecurity.

Competitor analysis

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