CZFS - Citizens Financial Services, Inc. Forecast Levels Chart

Citizens Financial Services (CZFS) minimizes risks through a balanced loan portfolio in New York and Pennsylvania, supplemented by stable brokerage service fees. Business resilience relies on local demand and current Fed rates, with the key metric standing at 93.75. This chart's market price completes the picture of a mature Northeast US banking sector characterized by loyal borrowers and sophisticated wealth management.

First Citizens Community Bank (CZFS) - Price Target Chart from 06/21/2023 to 11/11/2026

Analytical breakdowns for Citizens Financial Services Inc. (CZFS)

- market price and analyst price targets:

Stock Quotes firstcitizensbank.com|CZFS - Consensus Target

- market capitalization statistics:

Market Valuation Citizens Financial Services Inc.|CZFS - Enterprise Value

- balance sheet net asset value indicators:

Share Book Value First Citizens Community Bank|CZFS - Company Book Value|Market Capitalization to Book Value firstcitizensbank.com|CZFS - Company Total Assets

- debt obligations and liquidity statistics:

Debt to Equity Ratio Citizens Financial Services|CZFS - Long-Term Debt to Capital|Short-Term Debt to Capital Coefficient First Citizens Bank|CZFS - Company Total Debt|Debt to Book Capitalization Ratio Citizens Financial Services Inc.|CZFS - Company Long-Term Debts|Short-Term Debt First Citizens Community Bank|Intermediate Coverage Ratio firstcitizensbank.com

- earnings and valuation multiples indicators:

CZFS - Company Net Income|Company Profit Forecast Citizens Financial Services|CZFS - P/E Multiple|Projected Price to Earnings Ratio Citizens Financial Services, Inc.|CZFS - Price/Earnings to Growth Multiple|Business Value to Operating Income Before Depreciation Citizens Financial Services Inc.|CZFS - Operating profit EBITDA|Earnings per one share for the last 12 months First Citizens Community Bank|CZFS - Net earnings per share (EPS TTM)|Year-over-year net earnings per share change for the last twelve months firstcitizensbank.com|CZFS - Earnings per share growth in current year|Projected earnings per share growth rate for next year Citizens Financial Services

Summary company analytics:firstcitizensbank.com CZFS

Manufactured products of Citizens Financial Services

For Citizens Financial Services (CZFS), the weighted average target price represents an aggregated investment bank forecast reflecting the adaptation of market expectations to the business's fundamental indicators. By analyzing the weighted target trend, an investor can observe the asset's valuation correction, which for this holding is supported by predictable funding and high liquidity, confirming the stability of lending margins and the overall reliability of the financial model.

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