FRAF: F&M Trust PEG Multiple

Corporate company logo of F&M Trust (FRAF)

A stable deposit base and Fed supervision create a defensive barrier for Franklin Financial Services (FRAF). The peg_co multiplier value confirms the asset's fundamental attractiveness, with the 0.63 mark recording this indicator. Capital growth relies on conservative lending to Pennsylvania residents, although sensitivity to the mortgage market and the migration of deposits into higher-yield instruments remain key risks.

FRAF (franklinfin.com) Price/Earnings to Growth Ratio history from 02/21/2024 to 11/12/2026

Analytical breakdowns for Franklin Financial Services (FRAF)

- current price and projected stock value:
Fundamental company analysis:Farmers and Merchants Trust Company, FRAF
Core merchandise of Franklin Financial Services

A value below one signals that the asset is undervalued, as the metric correlates the P/E market multiple with the growth rate of earnings per share. By analyzing the price-to-earnings-to-EPS growth ratio, an investor can track business dynamics without time lags, which for the local bank Franklin Financial Services (FRAF) confirms fundamental stability amidst complete isolation from global geopolitical risks.

Competing companies

Price/Earnings to Growth Ratio BANF (BancFirst Corp)|PEG Multiple TFSL (thirdfederal.com)|PEG Multiple Community Financial Corp CBU|TOWN - Price/Earnings to Growth Ratio|NBTB (nbtbancorp.com) - Growth-Adjusted P/E Ratio|First Bank (FBNC) - Price/Earnings to Growth Ratio|Stock Yards Bancorp, Inc. (SYBT) - PEG Multiple|Price/Earnings to Growth Ratio Dime Community Bancshares Inc|Bank First Corporation Inc. (BFC) - Growth-Adjusted Market Cap to Net Income|PEG Multiple CTBI|BHRB: Market Cap to Earnings and Growth Ratio|Price/Earnings to Growth Ratio Southside Bank SBSI|Growth-Adjusted Payback Ratio EQBK|CNB Financial Corp - PEG Multiple|CCBG - PEG Multiple|TrustCo Bank Corp NY (TRST) - Price/Earnings to Growth Ratio|Growth-Adjusted P/E Ratio HTB|Price/Earnings to Growth Ratio Mid Penn Bank|PEG Multiple Five Star Bancorp Inc.|Price/Earnings to Growth Ratio Orrstown Financial Corp (ORRF)|Price/Earnings to Growth Ratio NBBK (NB Bancorp Corp)|PEG Multiple FCBC (First Community Bankshares)|Growth-Adjusted Market Cap to Net Income independentbank.com (IBCP)|SPFI - Price/Earnings to Growth Ratio|NPB (Northpointe Bancshares Inc.) - Growth-Adjusted P/E Ratio|SMBC (Southern Missouri Bancorp Inc) - Price/Earnings to Growth Multiple|Heritage Commerce Inc - Growth-Adjusted Payback Ratio|HIFS (Hingham Savings Bank) - PEG Multiple|harborone.com - Market Cap to Earnings and Growth Ratio|PEG Multiple SHBI|Growth-Adjusted Market Cap to Net Income Third Coast Bancshares, Inc.|Price/Earnings to Growth Ratio Farmers National Banc Corp FMNB|BHB: Growth-Adjusted P/E Ratio|Unity Bancorp, Inc. - PEG Multiple|PFIS - PEG Multiple|Peapack-Gladstone Bank (PGC) - Price/Earnings to Growth Ratio|Growth-Adjusted P/E Ratio NFBK|ACNB (ACNB Corporation Inc.) - PEG Multiple|Price/Earnings to Growth Multiple Flushing Financial Corp. (FFIC)|PEG Multiple BWB|Growth-Adjusted Market Cap to Net Income bank7.com|PEG Multiple COFS (ChoiceOne Financial Services, Inc.)|PEG Multiple Carter Bank & Trust CARE|HBCP - Price/Earnings to Growth Ratio|KRNY: Price/Earnings to Growth Ratio|FRBA (First Bank) - Price/Earnings to Growth Multiple|Community West Bank - Growth-Adjusted Payback Ratio|Price/Earnings to Growth Ratio Civista Bancshares, Inc.|Bank of Greene County (GCBC) - Growth-Adjusted Market Cap to Net Income|PEG Multiple BMRC|BRBS - Price to Earnings Adjusted for Growth Rate|Price/Earnings to Growth Ratio Ponce Financial Group PDLB|Growth-Adjusted Payback Ratio FMAO|OBT: Price/Earnings to Growth Multiple|WTBA: Price/Earnings to Growth Ratio|PBFS: PEG Multiple|BCML - Growth-Adjusted Market Cap to Net Income|AVBC (Avidia Bancorp Inc) - PEG Multiple|Price/Earnings to Growth Multiple fsbwa.com (FSBW)|PEG Multiple CZNC|PCB - Price to Earnings Adjusted for Growth Rate|Price/Earnings to Growth Ratio Colony Bank CBAN|Growth-Adjusted Market Cap to Net Income Plumas Bancorp Inc. (PLBC)|The First Bancorp, Inc. - PEG Multiple|Market Cap to Earnings and Growth Ratio NECB|johnmarshallbank.com (JMSB) - Price/Earnings to Growth Ratio|Timberland Bank - Growth-Adjusted Payback Ratio|WSBF (Waterstone Financial Inc.) - PEG Multiple|PEG Multiple LINKBANK Corp|PEG Multiple PKBK|FDBC: Market Cap to Earnings and Growth Ratio|Price/Earnings to Growth Ratio Middlefield Bank MBCN|Chemung Financial - Price/Earnings to Growth Ratio|WNEB - Price/Earnings to Growth Ratio|Price to Earnings Adjusted for Growth Rate Wayne Bank Corp|FVCB: PEG Multiple|Price/Earnings to Growth Multiple bankwithfidelity.com|OVLY (Oak Valley Community Bank) - PEG Multiple|PEG Multiple Provident Bank|Price/Earnings to Growth Ratio LCNB Corp. (LCNB)|Price/Earnings to Growth Ratio FCCO (firstcommunitysc.com)|Princeton Bancorp - Price/Earnings to Growth Multiple|Growth-Adjusted Payback Ratio HWBK|VNB - PEG Multiple|OPBK: Price/Earnings to Growth Ratio|FXNC: PEG Multiple|Chain Bridge Bancorp, Inc. (CBNA) - PEG Multiple|Price/Earnings to Growth Ratio Bank of Clarke|Growth-Adjusted P/E Ratio BLFY (Blue Foundry Bancorp Inc)|Price/Earnings to Growth Ratio First Savings Financial Group (FSFG)|PEG Multiple amesnational.com (ATLO)|Price/Earnings to Growth Ratio Peoples Bancorp of North Carolina, Inc. PEBK|Growth-Adjusted Market Cap to Net Income CB Financial Services, Inc (CBFV)|BV Financial, Inc. - PEG Multiple|Market Cap to Earnings and Growth Ratio UBFO|MainStreet Bancshares, Inc. (MNSB) - Price/Earnings to Growth Ratio|Hanover Bancorp Inc. - Growth-Adjusted Payback Ratio|CZWI (Citizens Community Federal) - PEG Multiple|PEG Multiple CF Bankshares Inc|Price/Earnings to Growth Ratio Richmond Mutual Bancorporation (RMBI)|firstharrison.com - Growth-Adjusted P/E Ratio|Price/Earnings to Growth Ratio BCB Bancorp BCBP|PEG Multiple ECB Bancorp Inc. ECBK|EBMT - Price/Earnings to Growth Ratio|FNWD: Price/Earnings to Growth Ratio|RBKB: PEG Multiple|SBFG - Growth-Adjusted Market Cap to Net Income|Price/Earnings to Growth Ratio Affinity Bancshares, Inc.|Growth-Adjusted P/E Ratio FGBI (First Guaranty Bancshares Inc.)|Price/Earnings to Growth Multiple SRBK (SR Bancorp, Inc.)|BSBK (bogotasavingsbank.com) - Growth-Adjusted Payback Ratio|PEG Multiple UNB (Union Bankshares)|SFBC (soundcb.com) - Market Cap to Earnings and Growth Ratio|Magyar Bank - PEG Multiple|Growth-Adjusted Market Cap to Net Income Riverview Bancorp RVSB|Lake Shore Bancorp Inc (LSBK) - Price/Earnings to Growth Ratio|Growth-Adjusted P/E Ratio PBHC|CFSB (CFSB Bancorp) - PEG Multiple|PEG Multiple Auburn National Bank|Price/Earnings to Growth Ratio IF Bancorp, Inc. (IROQ)|unitedbancorp.com - Growth-Adjusted P/E Ratio|PEG Multiple SSBI (Summit State Bank, Inc.)|FDSB - Price/Earnings to Growth Multiple|First US Bancshares, Inc. - PEG Multiple|Growth-Adjusted Market Cap to Net Income Bank of the James BOTJ|CPBI: PEG Multiple|Broadway Financial Corp. (BYFC) - PEG Multiple|Price/Earnings to Growth Ratio North Shore Trust and Savings|Price/Earnings to Growth Ratio CLST|Price/Earnings to Growth Multiple FSEA (First Seacoast Bancorp)|ASRV (ameriserv.com) - Growth-Adjusted Payback Ratio|Price/Earnings to Growth Ratio Presence Bank PBBK|Growth-Adjusted Market Cap to Net Income OptimumBank Holdings, Inc. (OPHC)|Texas Community Bancshares, Inc. - PEG Multiple|Price to Earnings Adjusted for Growth Rate Home Federal Bancorp Corp|bayfirstfinancial.com (BAFN) - Price/Earnings to Growth Ratio|marathonbancorp.com - Growth-Adjusted Payback Ratio|Price/Earnings to Growth Multiple KFFB|Price/Earnings to Growth Ratio GLBZ|PEG Multiple CARV|Growth-Adjusted Market Cap to Net Income Brookline Bancorp, Inc|PEG Multiple EBTC (Enterprise Bank)|ESSA - Price/Earnings to Growth Multiple|Evans Bancorp Inc. - PEG Multiple|Price to Earnings Adjusted for Growth Rate The First Bancshares|fnbli.com (FLIC) - Price/Earnings to Growth Ratio|HMNF - Growth-Adjusted Market Cap to Net Income|HTBI (HomeTrust Bancshares, Inc.) - PEG Multiple|Independent Bank Group Inc. - Market Cap to Earnings and Growth Ratio|Price/Earnings to Growth Ratio Macatawa Bank Corporation (MCBC)|OPOF (Old Point National Bank) - Growth-Adjusted Payback Ratio|PEG Multiple PWOD (Jersey Shore State Bank)|PEG Multiple Sandy Spring Bancorp, Inc SASR|Territorial Bancorp - PEG Multiple|Market Cap to Earnings and Growth Ratio VBFC|William Penn Bancorporation (WMPN) - Price/Earnings to Growth Ratio|BCOW (1895 Bancorp of Wisconsin Inc) - Price/Earnings to Growth Ratio|Price/Earnings to Growth Ratio Southern States Bancshares, Inc.