SPFI: South Plains Financial PEG Multiple
The growth-weighted P/E reflects the asset's value dynamics, with 1.14 representing the latest level. South Plains Financial (SPFI) maintains a sustainable market moat through its dominance in West Texas and strong ties to the agricultural sector. Regional economic growth and farmer loyalty ensure stable demand. High net margins and the expansion of commercial lending in Texas serve as the primary catalysts for earnings growth.
Metric breakdowns and analytics for South Plains Financial (SPFI)
- current price and projected stock value:
- market capitalization information:
- balance sheet equity data:
- issuer credit burden and liquidity indicators:
Total Debt to Capital Coefficient South Plains Financial|SPFI - Long-Term Debt to Equity|Short-Term Debt to Capital Coefficient spfi.bank|SPFI - Company Debts|Debts to Book Value South Plains Financial Inc|SPFI - Company Long-Term Liabilities|Company Short-Term Debts South Plains Financial|Intermediate Liquidity Ratio spfi.bank
- net income and valuation multiples indicators:
SPFI - Net Profit|Expected Net Income South Plains Financial|SPFI - Price to Earnings Ratio|Future Price to Earnings Multiple South Plains Corp|SPFI - Price/Earnings to Growth Ratio|Company Value to Operating Income Before Depreciation Ratio South Plains Financial Inc|SPFI - Profit before payment of interest, taxes and amortization|Earnings per share for the last twelve months South Plains Financial|SPFI - Net earnings per share (EPS TTM)|Quarterly EPS earnings growth spfi.bank|SPFI - Earnings growth in current year|Consensus forecast of earnings per share growth for next year South Plains Financial
Fundamental company analysis:SPFI - City Bank
The PEG ratio compares the P/E multiple to the rate of earnings expansion, allowing for the determination of an asset's fair value relative to its growth dynamics; a value below one signals fundamental undervaluation. By analyzing the P/E relative to EPS growth rates, an investor assesses the diversification efficiency of South Plains Financial (SPFI), understanding to what extent the market price currently prices in the resilience of Texas banking services to oil cycles.
Who South Plains Financial competes with
Price/Earnings to Growth Ratio BANF (BancFirst Corp)|PEG Multiple TFSL (thirdfederal.com)|PEG Multiple Community Financial Corp CBU|TOWN - Price/Earnings to Growth Ratio|NBTB (nbtbancorp.com) - Growth-Adjusted P/E Ratio|First Bank (FBNC) - Price/Earnings to Growth Ratio|Stock Yards Bancorp, Inc. (SYBT) - PEG Multiple|Price/Earnings to Growth Ratio Dime Community Bancshares Inc|Bank First Corporation Inc. (BFC) - Growth-Adjusted Market Cap to Net Income|Price/Earnings to Growth Ratio Community Trust Bancorp (CTBI)|Growth-Adjusted Market Cap to Net Income Burke & Herbert Financial Services Corp.|Price/Earnings to Growth Ratio Southside Bank SBSI|Equity Bank (EQBK) - Price to Earnings Adjusted for Growth Rate|CCNE: Price/Earnings to Growth Multiple|CCBG - PEG Multiple|TRST (TrustCo Bank Corp NY) - Price/Earnings to Growth Multiple|HTB: Company Value to Earnings Growth Ratio|MPB (Mid Penn Bank) - PEG Multiple|FSBC: Growth-Adjusted Payback Ratio|Price/Earnings to Growth Multiple ORRF (Orrstown Financial Corp)|NBBK (NB Bancorp Corp) - Growth-Adjusted Payback Ratio|Price/Earnings to Growth Ratio First Community Bankshares FCBC|IBCP (independentbank.com) - Market Cap to Earnings and Growth Ratio|NPB - Price/Earnings to Growth Ratio|SMBC: Price/Earnings to Growth Ratio|HTBK: PEG Multiple|Hingham Institution for Savings Bank (HIFS) - PEG Multiple|HONE (HarborOne Bancorp) - PEG Multiple|shoreunitedbank.com (SHBI) - Growth-Adjusted Market Cap to Net Income|Price/Earnings to Growth Ratio Third Coast Bank (TCBX)|Farmers National Banc Corp. - Growth-Adjusted P/E Ratio|Price/Earnings to Growth Ratio Bar Harbor Bank & Trust BHB|Growth-Adjusted Market Cap to Net Income Unity Bank Corp (UNTY)|PFIS: Price/Earnings to Growth Multiple|Growth-Adjusted Payback Ratio PGC (pgbank.com)|NFBK: PEG Multiple|Market Cap to Earnings and Growth Ratio ACNB (ACNB Corp)|FFIC (Flushing Financial Corp) - PEG Multiple|Bridgewater Corp (BWB) - Growth-Adjusted Market Cap to Net Income|Price/Earnings to Growth Ratio Bank7 Corp. (BSVN)|choiceone.bank - Growth-Adjusted P/E Ratio|PEG Multiple CARE (Carter Bankshares)|PEG Multiple Home Bank HBCP|KRNY - Price/Earnings to Growth Ratio|FRBA (First Bank Inc.) - Growth-Adjusted P/E Ratio|CWBC: PEG Multiple|Price/Earnings to Growth Multiple civb.com|GCBC (Greene County Bancorp, Inc.) - PEG Multiple|Bank of Marin Bancorp Inc. (BMRC) - Growth-Adjusted Market Cap to Net Income|PEG Multiple BRBS|PEG Multiple Ponce Financial Corp (PDLB)|Price/Earnings to Growth Ratio Farmers & Merchants Bancorp FMAO|orangebanktrust.com - Price/Earnings to Growth Ratio|WTBA - Price/Earnings to Growth Ratio|Growth-Adjusted Market Cap to Net Income Pioneer Bank PBFS|BayCom Inc (BCML) - Price/Earnings to Growth Ratio|Market Cap to Earnings and Growth Ratio AVBC (Avidia Financial)|FSBW (FS Bancorp, Inc.) - PEG Multiple|cnbankpa.com - Market Cap to Earnings and Growth Ratio|PEG Multiple PCB|Growth-Adjusted Market Cap to Net Income colony.bank|Price/Earnings to Growth Ratio Plumas Bank PLBC|First National Bank of Damariscotta - Price/Earnings to Growth Ratio|NECB - Price/Earnings to Growth Ratio|Price to Earnings Adjusted for Growth Rate John Marshall Bancorp|TSBK: PEG Multiple|Price/Earnings to Growth Multiple Waterstone Financial, Inc.|LNKB (LINKBANCORP Inc.) - PEG Multiple|PEG Multiple Parke Bank Corp|Price/Earnings to Growth Ratio Fidelity D & D Bancorp (FDBC)|Price/Earnings to Growth Ratio MBCN (middlefieldbank.bank)|Chemung Canal Trust Company - Price/Earnings to Growth Multiple|Growth-Adjusted Payback Ratio WNEB|Norwood Financial Corp - PEG Multiple|FVCB: Price/Earnings to Growth Ratio|FBLA: PEG Multiple|ovcb.com (OVLY) - PEG Multiple|Price/Earnings to Growth Ratio Provident Bancorp, Inc.|Growth-Adjusted P/E Ratio LCNB (LCNB Corporation)|Price/Earnings to Growth Ratio First Community (FCCO)|PEG Multiple thebankofprinceton.com (BPRN)|Price/Earnings to Growth Ratio Hawthorn Bancshares, Inc. HWBK|Growth-Adjusted Market Cap to Net Income Farmers and Merchants Trust Company (FRAF)|VABK - Price/Earnings to Growth Ratio|Growth-Adjusted Market Cap to Net Income OP Bancorp OPBK|fbvirginia.com (FXNC) - Price/Earnings to Growth Ratio|Price to Earnings Adjusted for Growth Rate Chain Bridge Bancorp, Inc. (CBNA)|Price/Earnings to Growth Multiple EFSI|PEG Multiple Blue Foundry Bancorp Inc|Price/Earnings to Growth Multiple FSFG (First Savings Financial Group)|Company Value to Earnings Growth Ratio ATLO|PEG Multiple PEBK (Peoples Bancorp of North Carolina, Inc.)|Growth-Adjusted Payback Ratio CBFV|BVFL: Price/Earnings to Growth Multiple|Growth-Adjusted Payback Ratio UBFO (United Security Bancshares)|MainStreet Bancshares, Inc. (MNSB) - Price/Earnings to Growth Ratio|Market Cap to Earnings and Growth Ratio HNVR (Hanover Bancorp Inc.)|Price/Earnings to Growth Ratio Citizens Community Federal|Price/Earnings to Growth Ratio CFBK|PEG Multiple RMBI|PEG Multiple firstharrison.com (FCAP)|PEG Multiple BCBP (BCB Bancorp)|Growth-Adjusted Market Cap to Net Income ECB Bancorp Inc. (ECBK)|EBMT - Price/Earnings to Growth Ratio|FNWD (Finward Bancorp) - Growth-Adjusted P/E Ratio|rhinebeckbank.com (RBKB) - Price/Earnings to Growth Ratio|SBFG - Growth-Adjusted Market Cap to Net Income|Price/Earnings to Growth Multiple AFBI|FGBI: Growth-Adjusted Payback Ratio|PEG Multiple SRBK|BSBK: Market Cap to Earnings and Growth Ratio|PEG Multiple UNB (Union Bankshares)|Growth-Adjusted Market Cap to Net Income soundcb.com (SFBC)|MGYR - Price/Earnings to Growth Ratio|RVSB (Riverview Bancorp) - Growth-Adjusted P/E Ratio|LSBK: PEG Multiple|Pathfinder Bank (PBHC) - PEG Multiple|Price/Earnings to Growth Ratio CFSB Bancorp|Growth-Adjusted P/E Ratio AUBN (Auburn National Bank)|PEG Multiple IROQ|Price/Earnings to Growth Multiple unitedbancorp.com UBCP|PEG Multiple SSBI (Summit State Bank, Inc.)|Growth-Adjusted Market Cap to Net Income Fifth District (FDSB)|First US Bancshares, Inc. - PEG Multiple|BOTJ - PEG Multiple|Central Plains Bancshares, Inc. (CPBI) - Price/Earnings to Growth Ratio|BYFC (Broadway Financial Corp.) - Price/Earnings to Growth Ratio|Price/Earnings to Growth Ratio North Shore Trust and Savings|Catalyst Bancorp Inc. (CLST) - Growth-Adjusted Market Cap to Net Income|Price/Earnings to Growth Ratio First Seacoast Bancorp (FSEA)|ASRV: Market Cap to Earnings and Growth Ratio|PEG Multiple PBBK (Presence Bank)|OPHC (OptimumBank Holdings, Inc.) - Market Cap to Earnings and Growth Ratio|Texas Community Bancshares, Inc. - PEG Multiple|Growth-Adjusted Market Cap to Net Income Home Federal Bancorp Corp HFBL|bayfirstfinancial.com (BAFN) - Price/Earnings to Growth Ratio|MBBC (marathonbancorp.com) - Price/Earnings to Growth Ratio|Price/Earnings to Growth Ratio Kentucky First Federal Bancorp, Inc.|Price to Earnings Adjusted for Growth Rate Glen Burnie Bank GLBZ|PEG Multiple CARV|Price/Earnings to Growth Multiple Brookline Bancorp, Inc BRKL|PEG Multiple EBTC (Enterprise Bank)|PEG Multiple ir.essabank.com ESSA|EVBN - Price/Earnings to Growth Ratio|FBMS: Price/Earnings to Growth Ratio|FLIC (fnbli.com) - Price/Earnings to Growth Multiple|Home Federal Bank - Growth-Adjusted Payback Ratio|HTBI (HomeTrust Bancshares, Inc.) - PEG Multiple|Price/Earnings to Growth Ratio IBTX|PEG Multiple MCBC|PEG Multiple Old Point National Bank (OPOF)|Price/Earnings to Growth Ratio Jersey Shore State Bank PWOD|SASR: Growth-Adjusted P/E Ratio|TBNK - Price/Earnings to Growth Ratio|VBFC - PEG Multiple|William Penn Bancorporation (WMPN) - Price/Earnings to Growth Ratio|BCOW - Growth-Adjusted Market Cap to Net Income|Price/Earnings to Growth Ratio Southern States Bancshares, Inc.
