UMBF (UMB Bank) Market Value to Book Value Ratio

UMB Financial Corp (UMBF) - corporate logo

UMB Financial (UMBF) confidently leads the regional sector through its custodial services and commercial loans. Changes in the price-to-book multiple demonstrate asset valuation dynamics, where 1.31 indicates the level of this metric. Stability in margins is ensured by complex institutional services. Scaling growth and a conservative approach to risk support the resilience of the deposit base and trust payments.

UMBF - UMB Financial Corp. Market-to-Book Ratio over the range 07/04/2022 - 10/27/2026

Financial and market metric breakdowns for UMB Bank (UMBF)

- price and consensus price forecast:
Stock Price UMB Financial|UMBF - Forecast Levels Chart
- market capitalization data:
Market Value UMB Financial Corp|UMBF - Value Adjusted for Debt and Cash
- book capitalization data:
Book Value per Share UMB Financial|UMBF - Total Stockholders' Equity|Market Capitalization to Book Value Ratio umb.com|UMBF - Company Balance Sheet Assets
- debt and liquidity data:
Total Debt to Capital UMB Financial|UMBF - Ratio of Long-Term Indebtedness to Capital|Short-Term Debt to Equity UMB Financial Corp|UMBF - Company Cumulative Debt|Debt to Book Capitalization Ratio UMB Financial Corp
Fundamental valuation:UMBF, UMB Financial
Manufactured products of UMB Financial Corp

Investors must determine whether the current price results from undervaluation or reflects business stagnation. This price-to-book ratio measures the extent to which quotes are covered by net assets, where low values guarantee stability but signal a risk of stagnation, which for UMB Financial (UMBF) is mitigated by high B2B client loyalty due to the complexity of switching their treasury platforms.

Competitor analysis

Market Capitalization to Book Value Ratio The PNC Financial Services (PNC)|TFC (truist.com) - Market Capitalization to Net Assets|MTB - Market Value to Book Value Ratio|Market Value to Book Value Fifth Third Bank, N.A.|Huntington Bancshares Inc - Market Capitalization to Book Value Ratio|Market-to-Book Ratio First Citizens Corp (FCNCA)|RF (Regions Financial) - Market Capitalization to Book Value Ratio|Market Value to Equity Ratio citizensbank.com CFG|Market Capitalization to Book Value Ratio KEY (KeyBank)|EWBC: Market Capitalization to Book Value|Market Value to Book Value Ratio FHN|SSB (SouthState Bank, N.A.) - Market-to-Book Ratio|Market Value to Book Value Ratio Webster Financial (WBS)|Capitalization to Book Value Ratio westernalliancebancorporation.com|Market Capitalization to Book Value Ratio WTFC|Market Capitalization to Book Value Ratio CMA (Comerica Bank)|Market Value to Book Value Ratio Old National ONB|ZION - Market Value to Book Value Ratio|Market Cap to Net Assets Ratio Popular, Inc. (BPOP)|CFR - Market Value to Book Value|Commerce Bank (CBSH) - Market Capitalization to Book Value Ratio|Columbia Banking System, Inc. (COLB) - Market Value to Book Value Ratio|PNFP (Pinnacle Financial Partners Inc) - Market Capitalization to Book Value Ratio|Market Capitalization to Book Value Ratio SNV|Market Value to Book Value Ratio BOK Financial BOKF|Capitalization to Book Value Ratio CADE (cadencebank.com)|Market Value to Book Value Ratio PB (Prosperity Bank)|Bank OZK Inc. - Market Capitalization to Book Value Ratio|Market Value to Book Value Ratio FNB (F.N.B. Corporation Inc.)|Home Bancshares Corp (HOMB) - Market Capitalization to Book Value|GBCI: Market Cap to Net Assets Ratio|HWC (hancockwhitney.com) - Market Capitalization to Book Value Ratio|Market Value to Book Value Ratio UBSI|Market Cap to Net Assets Ratio Ameris Bancorp Inc.|Market Capitalization to Book Value Ratio Flagstar Financial Inc (FLG)|Market Value to Book Value Ratio Union Bankshares AUB|Market Cap to Net Assets Ratio First Financial Bankshares|Market Value to Book Value servisfirstbank.com SFBS|Market Capitalization to Book Value Ratio International Bancshares Corporation|ASB - Market Capitalization to Net Assets|Texas Capital Corp - Market Capitalization to Book Value Ratio|UCB (United Community Corp) - Market Capitalization to Book Value|Market Value to Book Value Ratio Eastern Bankshares, Inc. (EBC)|Capitalization to Book Value Ratio investors.renasant.com|Market Capitalization to Book Value Ratio INDB|Market Capitalization to Book Value Ratio FBP (First BanCorp)|FULT - Market Value to Book Value Ratio|Capitalization to Book Value Ratio First Interstate Corp FIBK|CATY: Market Capitalization to Book Value Ratio|FHB - Market Cap to Net Assets Ratio|WSFS Bank - Market Capitalization to Book Value Ratio|WesBanco Inc (WSBC) - Market Capitalization to Book Value|MCHB (Mechanics Bancorp Inc) - Market Capitalization to Book Value Ratio|Market Capitalization to Book Value Ratio BKU|Market Value to Book Value Ratio Simmons First National (SFNC)|Market Value to Book Value Ratio firstbankonline.com FBK|Market Cap to Net Assets Ratio CVBF (CVB Financial)|Seacoast Banking Corporation of Florida - Market Capitalization to Book Value Ratio|PRK: Market Value to Book Value Ratio|BOH - Market Cap to Net Assets Ratio|Banc of California, Inc. (BANC) - Market Capitalization to Book Value Ratio|provident.bank (PFS) - Market Value to Book Value Ratio|Market Capitalization to Book Value Ratio WaFd Bank WAFD|Market Capitalization to Net Assets FFBC|Trustmark National Bank (TRMK) - Market Value to Book Value Ratio|Market Value to Book Value First Merchants Corp. (FRME)|BANR: Market Capitalization to Book Value Ratio|Market-to-Book Ratio busey.com BUSE|Market Capitalization to Book Value Ratio BBT|NIC - Market Value to Equity Ratio|OFG Financial - Market Capitalization to Book Value Ratio|VBTX (Veritex Corp) - Market Capitalization to Book Value|Market Value to Book Value Ratio FCF (First Commonwealth)|Market-to-Book Ratio NWBI|Market Value to Book Value Ratio City National Bank CHCO|Capitalization to Book Value Ratio Coastal Community Bank (CCB)|Market Capitalization to Book Value Ratio LKFN (Lakeland Financial Corp)|Columbia Financial Corp - Market Capitalization to Book Value Ratio|STEL - Market Value to Book Value Ratio|1stsource.com (SRCE) - Market Value to Book Value Ratio|Market Cap to Net Assets Ratio German American Bancorp, Inc. GABC|National Bank Holdings Corp (NBHC) - Market Value to Book Value|Market Capitalization to Book Value Ratio S&T Bancorp Inc|Market Value to Book Value Ratio TriCo Bancshares Inc|Market Capitalization to Book Value Ratio HOPE|Market Capitalization to Book Value Ratio QCRH (qcrh.com)|RBCAA - Market Value to Book Value Ratio|ConnectOne Bank - Capitalization to Book Value Ratio|Origin Bancorp Inc - Market Value to Book Value Ratio|PEBO: Market Capitalization to Book Value Ratio|FirstSun Capital Bancorp - Market Value to Book Value Ratio|Market Capitalization to Book Value oceanfirst.com|TMP (Tompkins Financial Corporation) - Market Cap to Net Assets Ratio|Market Capitalization to Book Value Ratio OSBC|Market Value to Book Value Ratio FMBH (First Mid Bancshares Inc)|Market Cap to Net Assets Ratio Univest (UVSP)|Market Capitalization to Book Value Ratio Northeast Bank NBN|AMTB - Market Value to Book Value Ratio|Market Cap to Net Assets Ratio Amalgamated Bank (AMAL)|HBNC - Market Value to Book Value|Market Capitalization to Book Value Ratio Heritage Financial Corp (HFWA)|Central Pacific Corp (CPF) - Market Capitalization to Net Assets|MCB: Market Capitalization to Book Value Ratio|Market Capitalization to Book Value HBT|Market Value to Book Value Ratio Mercantile Bank Corporation MBWM|Capitalization to Book Value Ratio Hanmi Bank (HAFC)|Market Capitalization to Book Value Ratio MCBS (MetroCity Bankshares Inc)|Business First Corp - Market Capitalization to Book Value Ratio|Great Southern Bancorp (GSBC) - Market Value to Book Value Ratio|THFF - Capitalization to Book Value Ratio|CAC (Camden National Corporation) - Market Capitalization to Book Value Ratio|SmartFinancial (SMBK) - Market Cap to Net Assets Ratio|EGBN: Market Capitalization to Book Value Ratio|Market Capitalization to Book Value MidWestOne Corp|Market Capitalization to Book Value Ratio WASH|Market Capitalization to Book Value Ratio BCAL (Southern California Bancorp)|Market Value to Book Value Ratio Guaranty Bank GNTY|CBNK - Market Value to Book Value Ratio|Financial Institutions Inc - Market Cap to Net Assets Ratio|NRIM: Market Capitalization to Book Value Ratio|AROW (Arrow Financial) - Market Value to Book Value Ratio|redriverbank.net (RRBI) - Market Cap to Net Assets Ratio|Market Capitalization to Book Value Ratio Sierra Bancorp Inc|Market Value to Book Value Ratio Southern First Bancshares, Inc.|USCB - Market Capitalization to Book Value Ratio|Market Capitalization to Net Assets COSO (CoastalSouth Corp)|Market Value to Book Value Ratio RBB Bancorp|Market Value to Book Value mvbbanking.com MVBF|FRST (Primis Bank) - Market Capitalization to Book Value Ratio|FUNC - Market-to-Book Ratio|Market Capitalization to Book Value Ratio MYFW (myfw.com)|National Bankshares Inc (NKSH) - Market Value to Equity Ratio|MRBK: Market Capitalization to Book Value Ratio|Market Capitalization to Book Value OVBC|Patriot National Bancorp, Inc. - Market Value to Book Value Ratio|Market-to-Book Ratio LARK (Landmark Bancorp Inc.)|BFIN - Market Value to Book Value Ratio|Capitalization to Book Value Ratio Provident Financial Corp PROV|First Northwest Bancorp - Market Capitalization to Book Value Ratio|BHLB: Market Capitalization to Book Value Ratio|CrossFirst Bank (CFB) - Market Value to Book Value Ratio|Market Value to Book Value Ratio First Financial Northwest, Inc.|HMST - Market Cap to Net Assets Ratio|Market Value to Book Value htlf.com|Market Capitalization to Book Value Ratio New York Community Bancorp (NYCB)|Market Value to Book Value Ratio premierfincorp.com (PFC)|Market Capitalization to Book Value Ratio PPBI (Pacific Premier Bank)|Sterling Bancorp Inc. - Market Capitalization to Book Value Ratio|United Community Bank (UCBI) - Market Value to Book Value Ratio