The company's competitors: PGR, CB, TRV, ALL, AIG, HIG, ACGL, BRO, WRB, CINF, L, CNA, AFG, KNSL, AXS, THG, RLI, FTDR, SIGI, HGTY, MCY, KMPR, PLMR, HCI, SKWD, SLDE, TWFG, SAFT, ASIC, BOW, AMSF, UFCS, HRTG, DGICA, ACIC, GBLI, NODK, KINS, CCG, UBXG, CNFR, XHG, FANH, ICCH, CCC

GURU.Markets stock price, segment price, and overall market index valuation

The company's share price Universal Insurance

Universal Insurance is an insurance company focused on home insurance in Florida. Its stock price is highly dependent on hurricane season. The chart reflects the risks associated with weather-related disasters and the company's ability to manage its capital and reinsurance programs.

Share prices of companies in the market segment - Fear private

Universal Insurance is an insurance holding company specializing in private property insurance, primarily in Florida. We've categorized it as "Private Insurance." The chart below reflects the dynamics of the sector, which is highly dependent on weather extremes and demographic trends.

Broad Market Index - GURU.Markets

Universal Insurance is an insurance holding company specializing in private property insurance, primarily in Florida. Its business is part of the GURU.Markets index. The chart below compares its performance to the overall market.

Change in the price of a company, segment, and market as a whole per day

UVE - Daily change in the company's share price Universal Insurance

The daily price change of Universal Insurance, a Florida-based insurance company, reflects hurricane risks. Change_co measures the high volatility associated with the disaster season. This metric is important for analyzing companies exposed to catastrophic risks on System.GURU.Markets.

Daily change chart of the company's share price Universal Insurance
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Daily change in the price of a set of shares in a market segment - Fear private

Universal Insurance Holdings, Inc. is an insurance company. This chart demonstrates the sector's high volatility. Comparison with UVE's performance, focused on Florida, helps to understand its increased vulnerability to hurricanes.

Graph of daily price changes for a set of shares in a market segment - Fear private
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Daily change in the price of a broad market stock, index - GURU.Markets

Universal Insurance is an insurance company operating in the United States. The insurance sector is considered relatively stable but subject to cyclical risks. The chart below shows the volatility in this sector, which helps assess the stability of Universal Insurance's business.

Daily chart of changes in the price of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole over 12 months

Annual dynamics of the company's market capitalization Universal Insurance

Universal Insurance is an insurance company. Its year-over-year performance reflects its ability to accurately assess and manage risks in the complex world of insurance, making it a leading player in its industry. The chart below shows its operational performance.

Chart of the annual dynamics of the company's market capitalization Universal Insurance
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Annual dynamics of market capitalization of the market segment - Fear private

Universal Insurance Holdings, Inc. is an insurance company specializing in property insurance in Florida and other coastal states with high hurricane risks. The chart below shows how its unique and risky niche and ability to manage catastrophe risks influence its highly volatile performance.

Graph of annual dynamics of market capitalization of a market segment - Fear private
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Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets

Universal Insurance, a Florida property insurance company, lives by the rhythm of hurricane season. Its stock price is driven not by economic cycles, but by weather forecasts and reinsurance prices. The chart tells the story of a high-risk business, where a single major storm can wipe out years of profitable operations.

Chart of the annual dynamics of the market capitalization of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole for the month

Monthly dynamics of the company's market capitalization Universal Insurance

Stitch Fix, an online personal styling service, is searching for a new business model. The monthly fluctuations on the chart reflect its efforts to retain customers, reduce costs, and adapt to the changing, highly competitive clothing retail market.

Chart of monthly dynamics of the company's market capitalization Universal Insurance
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Monthly dynamics of market capitalization of the market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in home insurance, particularly in hurricane-prone states like Florida. The performance of this sector is highly dependent on extreme weather events and reinsurance costs. The chart below shows how investors assessed the risks and profitability of insurers in the face of climate change.

Chart of monthly dynamics of market capitalization of a market segment - Fear private
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Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets

Universal Insurance is a property insurer, primarily in Florida. Like other insurers in the region, its business and stock performance are entirely dependent on the hurricane season. A quiet year brings profits, while a devastating storm results in losses. It's a bet on weather, not economic cycles.

Chart of monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole for the week

Weekly dynamics of the company's market capitalization Universal Insurance

Universal Insurance is an insurance company heavily focused on the Florida real estate market. Its weekly stock price is highly sensitive to hurricane forecasts and reinsurance costs, making it highly volatile during the summer months.

Chart of the weekly dynamics of the company's market capitalization Universal Insurance
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Weekly dynamics of market capitalization of the market segment - Fear private

Universal Insurance operates in the high-risk Florida home insurance market. Comparing its weekly performance with the broader insurance sector reveals its vulnerability. The chart clearly demonstrates how hurricane forecasts cause its shares to plummet while the rest of the industry remains stable.

Weekly market capitalization dynamics chart for a market segment - Fear private
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Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets

Universal Insurance, which operates in Florida, lives in fear of hurricanes. A comparison of its weekly performance with the broader market reveals a complete disconnect. The chart clearly demonstrates that the company's shares move not in response to the Fed, but rather in response to weather forecasts.

Weekly market capitalization chart of broad market stocks, index - GURU.Markets
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Market capitalization of the company, segment and market as a whole

UVE - Market capitalization of the company Universal Insurance

Universal Insurance's market capitalization represents a concentrated bet on the Florida home insurance market. The company's performance is a barometer not only of the hurricane season but also of the state's complex regulatory and judicial environment. Its dynamics visualize all the risks and opportunities of operating an insurance business in the epicenter of disasters.

Company market capitalization chart Universal Insurance
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UVE - Share of the company's market capitalization Universal Insurance within the market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in residential property insurance, particularly in Florida and other coastal states. Its sector share reflects its scale in the hurricane insurance market. The chart below shows how the market perceives its ability to manage catastrophic risks.

Company Market Capitalization Share Chart Universal Insurance within the market segment - Fear private
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Market capitalization of the market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. The chart below shows the overall market capitalization of the insurance sector. It provides context for evaluating the business, which operates in a region with high hurricane risk, requiring careful risk management and pricing.

Market segment market capitalization chart - Fear private
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Market capitalization of all companies included in a broad market index - GURU.Markets

The Universal Insurance line on this chart represents its business in natural disaster risks. As one of the largest home insurers in Florida, the company is directly exposed to hurricane season. Its market capitalization declines during storm forecasts and recovers in calm years. This is a financial barometer of climate change.

A chart of the market capitalization of all companies included in the broad market index. - GURU.Markets
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Book value capitalization of the company, segment and market as a whole

UVE - Book value capitalization of the company Universal Insurance

For Universal Insurance, book value is its equity, which provides financial security for home insurance payouts, primarily in hurricane-prone Florida. This is its "rainy day fund." The chart below shows how profitability and catastrophe losses impacted this critical capital asset, ensuring the company's resilience.

Company balance sheet capitalization chart Universal Insurance
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UVE - Share of the company's book capitalization Universal Insurance within the market segment - Fear private

Universal Insurance is an insurance company specializing in home insurance. Its strength lies in its ability to assess risks and its financial capital to cover losses. Its physical assets (offices) are minimal. The graph shows that its business is built on finances, not real estate ownership.

Chart of the company's book capitalization share Universal Insurance within the market segment - Fear private
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Market segment balance sheet capitalization - Fear private

Property insurance, like Universal Insurance's, is a wealth management business. Compared to the financial sector, its model is relatively asset-light. The key is financial reserves to cover losses.

Market segment balance sheet capitalization chart - Fear private
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Book value of all companies included in the broad market index - GURU.Markets

Universal Insurance's assets are primarily financial reserves intended to cover losses under home insurance policies, primarily in Florida. Book value reflects the company's ability to withstand the financial impact of major hurricanes and other catastrophes. The chart shows the insurer's capital position.

Chart of book value of all companies included in the broad market index - GURU.Markets
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The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole

Market capitalization to book capitalization ratio - Universal Insurance

Universal Insurance, which operates primarily in Florida, often trades below its book value. This discount reflects the high concentration of risk in one hurricane-prone state, leading investors to be cautious about assessing its financial reserves.

Market to Book Capitalization Ratio Chart - Universal Insurance
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Market to book capitalization ratio in a market segment - Fear private

Universal Insurance is a home insurance company. Its valuation on this chart reflects how investors perceive its ability to manage risk in the face of rising reinsurance costs and the increasing frequency of natural disasters.

Market to book capitalization ratio chart for a market segment - Fear private
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Market to book capitalization ratio for the market as a whole

Universal Insurance is a home insurance company focused on Florida. Like Heritage, its business is exposed to high hurricane risks. This metric reflects how investors assess its ability to model risk, manage reinsurance, and remain profitable in one of the most challenging regions to insure.

Market to book capitalization ratio chart for the overall market
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Debts of the company, segment and market as a whole

UVE - Company debts Universal Insurance

Universal Insurance, a Florida-focused insurance company, operates in an environment with extremely high hurricane risk. It uses moderate debt, but its primary financial focus is capital management and purchasing reinsurance coverage. This chart illustrates the conservative financial policies necessary to survive in a risky business.

Company debt schedule Universal Insurance
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Market segment debts - Fear private

Universal Insurance Holdings is a home insurance company with a strong concentration in Florida, a state with a high risk of hurricanes. This business requires careful capital management. The chart shows how the company manages its leverage and reinsurance programs to ensure its ability to pay out large claims following natural disasters.

Market segment debt schedule - Fear private
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Market debt in general

Market debt chart as a whole
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Debt to book value of the company, segment and market as a whole

The company's debt to book capitalization ratio Universal Insurance

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida, a state with a high risk of hurricanes. This chart shows how the company manages its capital and debt to ensure its ability to cover potentially massive catastrophe losses, which is the core of its business model.

A graph of a company's debt to book value Universal Insurance
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Market segment debt to market segment book capitalization - Fear private

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. This makes its business highly vulnerable to hurricanes. This chart shows how the company's financial structure reflects these high risks. It compares its debt load to the capitalization of the entire insurance sector, reflecting its capital management policy.

Market segment debt to market segment book value graph - Fear private
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Debt to book value of all companies in the market

Universal Insurance Holdings is an insurance company specializing in home insurance, particularly in regions with a high risk of natural disasters. Managing capital and liabilities is critical to survival. This graph of the total debt burden in the economy helps assess how conservatively the company manages its financial leverage.

Debt to book value chart of all companies in the market
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P/E of the company, segment and market as a whole

P/E - Universal Insurance

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. This chart shows how investors assess its ability to manage risk in a region with a high risk of hurricanes. The assessment is heavily influenced by reinsurance costs and weather forecasts.

Schedule P/E - Universal Insurance
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P/E of the market segment - Fear private

Universal Insurance Holdings is a holding company that provides insurance services, primarily home insurance, in various US states, with a strong focus on Florida. This chart shows the average valuation for the insurance sector, which helps understand how the market values ​​this company, which operates in regions with a high risk of natural disasters.

Market Segment P/E Chart - Fear private
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P/E of the market as a whole

Universal Insurance is an insurance company focused on home insurance, primarily in Florida. Its business is directly dependent on the frequency and severity of hurricanes. To what extent does its valuation reflect these climate risks, and to what extent does it follow general market trends, as shown by this chart, reflecting overall investor risk appetite?

Overall Market P/E Chart
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Future P/E of the company, segment and market as a whole

Future (projected) P/E of the company Universal Insurance

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in the hurricane-prone state of Florida. This chart shows analyst expectations for future profitability, which is highly dependent on weather conditions, reinsurance costs, and the company's ability to accurately assess and manage catastrophic risks.

Chart of the company's future (projected) P/E Universal Insurance
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Future (projected) P/E of the market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in home catastrophe insurance, primarily in Florida. The company's business revolves around accurately calculating and managing risks. This chart shows expectations for the insurance sector. This allows investors to assess how Universal perceives its ability to cope with the increasing frequency and severity of hurricanes and manage capital.

Future (projected) P/E graph of the market segment - Fear private
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Future (projected) P/E of the market as a whole

Universal Insurance Holdings, Inc. is a home insurance company focused on Florida. Hurricane risk management is its core competency. This graph of general market expectations is important for assessing investment returns, which serve as a safety net against potential catastrophe losses.

Chart of the future (projected) P/E of the market as a whole
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Profit of the company, segment and market as a whole

Company profit Universal Insurance

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. Its profit is the balance between premiums collected and claims paid out after hurricanes and other natural disasters. This chart clearly demonstrates the high risk and potential for high returns in disaster-prone regions.

Company profit chart Universal Insurance
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Profit of companies in the market segment - Fear private

Universal Insurance is an insurance company specializing in home insurance, particularly in Florida. This chart, showing the profitability of the private insurance sector, is heavily influenced by weather. Their business is hurricane risk management. Years with calm weather generate high profits, but a single powerful storm can significantly impact the entire industry's performance.

Profit chart of companies in the market segment - Fear private
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Overall market profit

Universal Insurance Holdings is an insurance company specializing in home insurance in Florida and other disaster-prone states. Its business is based on precise risk assessment. Unlike companies whose profits grow with the economy, Universal Insurance's results depend on weather events rather than the overall dynamics shown in this chart.

Overall Market Profit Chart
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Future (predicted) profit of the company, segment and market as a whole

Future (projected) profit of the company Universal Insurance

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida, a state with a high risk of hurricanes. The company's profitability depends on the accuracy of its risk assessment and the number of insured events. This chart shows how analysts estimate future insurance premiums and potential losses from natural disasters.

Graph of future (projected) profit of the company Universal Insurance
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Future (predicted) profit of companies in the market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in hurricane-prone states like Florida. Its profitability is unpredictable and dependent on hurricane season. This chart for the insurance sector shows general industry profitability expectations, taking into account trends in reinsurance and climate change.

Graph of future (predicted) profits of companies in a market segment - Fear private
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Future (predicted) profit of the market as a whole

Universal Insurance Holdings is an insurance company operating primarily in Florida. Its business depends on risk assessment, including economic risk. This graph, reflecting profit expectations, indirectly indicates the financial stability of its clients and their ability to regularly pay their insurance premiums.

Chart of future (predicted) profits of the market as a whole
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P/S of the company, segment and market as a whole

P/S - Universal Insurance

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. The chart shows how investors value its premium revenue. This valuation is heavily influenced by hurricane risks and the company's ability to effectively manage its portfolio in a changing climate.

Schedule P/S - Universal Insurance
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P/S market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. Its revenue comes from premiums, and its profitability depends on its ability to accurately price hurricane risks. This chart shows the average valuation in the insurance sector, allowing investors to assess how the market perceives Universal's geographic concentration of risks.

Market Segment P/S Chart - Fear private
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P/S of the market as a whole

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in hurricane-prone states like Florida. This chart, showing the market average revenue estimate, serves as a risk sentiment indicator for Universal Insurance. It helps understand the return investors require for assuming natural catastrophe risks.

Overall Market Price/Shares Chart
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Future P/S of the company, segment and market as a whole

Future (projected) P/S of the company Universal Insurance

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. The company's business involves assessing and accepting risk. This chart shows how investors estimate future premiums, but always with an eye on potential hurricane losses, which determine actual profitability.

The graph of the company's future (projected) P/S Universal Insurance
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Future (projected) P/S of the market segment - Fear private

Universal Insurance Holdings is a vertically integrated insurance company specializing in homeowners insurance, primarily in Florida. Its business is heavily dependent on hurricane season. This chart shows average revenue forecasts for the insurance industry. It allows for a comparison of how the market perceives Universal's risk management ability compared to its competitors.

Future (projected) P/S market segment graph - Fear private
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Future (projected) P/S of the market as a whole

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida and other coastal states. This chart shows investor expectations for revenue growth. The company's financial results are directly dependent on the frequency and severity of hurricanes. This is a clear example of how climate change is becoming a significant factor in the financial markets.

Chart of the future (projected) P/S of the market as a whole
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Sales of the company, segment and market as a whole

Company sales Universal Insurance

This chart shows the revenue of Universal Insurance Holdings, a home insurance company focused on Florida. The company's revenue is derived from premiums paid by customers. The trend reflects the growth of its customer base, but is also impacted by large claims following hurricanes and other natural disasters in the region.

Company sales chart Universal Insurance
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Sales of companies in the market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida and other coastal states. This chart shows the dynamics of the insurance market. The company's business is directly exposed to risks associated with hurricanes and other natural disasters, making it a key player in assessing and managing climate risks in the region.

Sales chart of companies in the market segment - Fear private
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Overall market sales

Universal Insurance Holdings provides insurance services to homeowners. While demand for insurance is imperative, the company's financial performance depends on investment income and the frequency of claims. This total revenue chart reflects the state of the economy, which impacts the performance of the insurer's investment portfolio.

Market sales chart as a whole
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Future sales volume of the company, segment and market as a whole

Future (projected) sales of the company Universal Insurance

Universal Insurance is a home insurance company specializing in Florida. Future revenue depends on customer growth and hurricane damage levels. This chart shows analysts' forecasts for the insurance market in climate-risky regions.

Schedule of future (projected) sales of the company Universal Insurance
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Future (projected) sales of companies in the market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida and other coastal states. Its business is heavily dependent on hurricane season and accurate climate risk modeling. This chart reflects the forecast for the entire insurance market, where Universal Insurance Holdings estimates the expected growth.

Schedule of future (projected) sales of companies in the market segment - Fear private
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Future (projected) sales of the market as a whole

Universal Insurance Holdings is an insurance company specializing in home insurance in Florida and other coastal states. Its financial results are highly dependent on hurricane season. This chart reflects economic cycles, but for Universal, the key factor isn't business activity, but climate risks and the ability to properly assess and reinsure potential losses.

Schedule of future (predicted) sales of the market as a whole
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Marginality of the company, segment and market as a whole

Company marginality Universal Insurance

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. Its profitability is a constant balance between premium collection and the risk of post-hurricane claims. This chart shows how successfully the company manages this risk through modeling and reinsurance in one of the most challenging regions.

Company marginality chart Universal Insurance
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Market segment marginality - Fear private

Universal Insurance Holdings is a property and casualty insurance company focused on home insurance in Florida and other states. Profitability is highly dependent on accurate risk assessment, particularly hurricane risk, and effective reinsurance management. This chart shows operating results in a high-risk insurance market.

Market segment marginality chart - Fear private
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Market marginality as a whole

Universal Insurance Holdings is an insurance company specializing in home insurance in Florida and other disaster-prone states. Their profitability depends on the accuracy of their risk assessments and the number of claims. This overall profitability curve has little impact on their business, which is driven by weather cycles, not economic ones. One major hurricane can wipe out years of profits.

Market marginality chart for the overall market
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Employees in the company, segment and market as a whole

Number of employees in the company Universal Insurance

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. The size of its team, including underwriters and claims adjusters, is directly related to the number of policies it writes. This chart reflects the scale required to operate in a market with high hurricane risk.

Chart of the number of employees in the company Universal Insurance
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Share of the company's employees Universal Insurance within the market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. This metric reflects the company's operational scale in human terms. It shows what share of underwriters and claims adjusters in this high-risk market segment Universal accounts for, which directly impacts its risk management ability.

Graph of the company's share of employees Universal Insurance within the market segment - Fear private
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Number of employees in the market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in property and casualty insurance, particularly in hurricane-prone states. This chart reflects employment trends in the catastrophe insurance sector. Fluctuations in the number of underwriters and claims adjusters are closely linked to climate change and the frequency of extreme weather events.

Graph of the number of employees in the market segment - Fear private
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Number of employees in the market as a whole

Universal Insurance Holdings is one of Florida's leading home insurance companies. Its business is closely linked to the real estate market and hurricane risks in the region. This metric reflects how financial companies operating in high-risk regions impact local economies by creating jobs in insurance, claims assessment, and claims handling.

Chart of the number of employees in the market as a whole
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Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole

Market capitalization per employee (in thousands of dollars) of the company Universal Insurance (UVE)

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. This chart shows the amount of capital and risk per employee. In insurance, value is defined as float (invested premiums) and underwriting power. The chart shows the market value of this capital, managed by a relatively small staff.

Chart of market capitalization per employee (in thousands of dollars) of the company Universal Insurance (UVE)
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Market capitalization per employee (in thousands of dollars) in the market segment - Fear private

Universal Insurance Holdings is an insurance company specializing in home insurance, particularly in hurricane-prone states like Florida. Its business is based on precise risk modeling. This chart shows how the market assesses the company's ability to manage its capital and insurance portfolio per employee.

Market capitalization per employee (in thousands of dollars) by market segment - Fear private
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Market capitalization per employee (in thousands of dollars) for the overall market

Universal Insurance Holdings is an insurer specializing in home insurance, primarily in Florida. This chart shows how the market values ​​the insurer operating in a high-hurricane risk region. It reflects the team's effectiveness in underwriting, risk management, and reinsurance to ensure financial stability.

Market capitalization per employee (in thousands of dollars) for the overall market
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole

Profit per employee (in thousands of dollars) of the company Universal Insurance (UVE)

Universal Insurance Holdings is an insurance company specializing in home insurance, primarily in Florida. It's in the business of taking on catastrophe risk. This risk profile is highly volatile. In years without hurricanes, each employee (underwriter, agent) generates high profits. But a single major storm results in losses that erode all this efficiency.

Company Profit Per Employee (in thousands of dollars) Chart Universal Insurance (UVE)
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Profit per employee (in thousands of dollars) in the market segment - Fear private

Universal Insurance (UVE) is another insurance company heavily focused on home insurance in Florida. Like HRTG, its business is weather-dependent. This metric demonstrates high profitability in non-hurricane years, but carries a significant "tail risk" from a single catastrophic event.

Chart of profit per employee (in thousands of dollars) in the market segment - Fear private
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Profit per employee (in thousands of dollars) for the market as a whole

Universal Insurance (UVE) is an insurer specializing in home insurance, primarily in Florida. Like Heritage (HRTG), this is a risky market. This chart shows how their underwriting (risk assessment) allows them to generate profit per employee while avoiding catastrophic losses from hurricanes.

Chart of profit per employee (in thousands of dollars) for the market as a whole
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Sales to employees of the company, segment and market as a whole

Sales per company employee Universal Insurance (UVE)

Universal Insurance is an insurance company specializing in home insurance, primarily in Florida. This chart reflects its underwriting performance. The growth in revenue (premiums) per employee demonstrates the company's ability to grow its client portfolio while maintaining operational efficiency and controlling personnel costs.

Sales chart per company employee Universal Insurance (UVE)
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Sales per employee in the market segment - Fear private

Universal Insurance (UVE) is an insurer specializing in home insurance, primarily in Florida, a state with high hurricane risk. This chart shows how productive their underwriters and claims adjusters are. It measures the volume of premiums collected (revenue) per employee compared to competitors.

Sales per employee chart in the market segment - Fear private
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Sales per employee for the market as a whole

Universal Insurance (UVE) is an insurance company specializing in home insurance, primarily in Florida. This is a risky but potentially lucrative market. Insurance is a risk-management business. This chart shows the volume of premiums (revenue) generated by each employee (underwriter, agent), reflecting the efficiency of their business processes.

Sales per employee chart for the market as a whole
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Short shares by company, segment and market as a whole

Shares shorted by company Universal Insurance (UVE)

Universal Insurance is another property insurer heavily focused on the risky Florida market. Like HRTG, its fortunes are dependent on the hurricane season. The bearish sentiment shown in this chart is a direct bet by investors that a major natural disaster will lead to massive losses and erode the company's capital.

Short Shares Chart for the Company Universal Insurance (UVE)
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Shares shorted by market segment - Fear private

Universal Insurance (UVE) is another home insurance company with a significant concentration of risk in Florida. This chart shows the odds against them. The "short" here is a direct bet that a single major hurricane in Florida will bankrupt the company.

Chart of the share of shares shorted by market segment - Fear private
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Shares shorted by the overall market

Universal Insurance is an insurance company heavily focused on home insurance in Florida. Their business is a hurricane bet. When this graph, reflecting general market fear, rises, UVE investors fear more than just a recession. They fear a "perfect storm"β€”a major hurricane during a period of market panic.

Chart of the percentage of shares shorted across the market as a whole
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RSI 14 indicator for a company, segment, and market as a whole

The company's RSI 14 indicator Universal Insurance (UVE)

Universal Insurance (UVE) is an insurance company heavily focused on home insurance in Florida. This makes their business extremely vulnerable to hurricane season. This chart measures the risk. It shows "oversold" (below 30) ahead of a major storm or "overbought" (above 70) after a quiet season that allowed them to raise rates and turn a profit.

RSI 14 indicator chart for the company's stock Universal Insurance (UVE)
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RSI 14 Market Segment - Fear private

Universal (UVE) is a major home insurer heavily focused on the hurricane-prone state of Florida. The RSI_14_Seg for "Fear Private" indicates whether the entire sector is overbought. This helps us understand whether UVE's growth reflects their successful rate hikes or the overall positive trend across the insurance industry amid a tough market.

RSI 14 indicator chart for stocks of companies in the market segment - Fear private
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RSI 14 for the overall market

For Universal Insurance, a property insurer, this chart is important for its investment portfolio. During times of panic, its core business (insurance) is stable. However, the same market panic and collapse could devalue the assets (stocks, bonds) with which UVE must cover future hurricane damages, creating a risk to its capital.

RSI 14 indicator chart for stocks of companies across the market as a whole
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Analyst consensus forecast for the company's share price, the segment, and the market as a whole

Analyst consensus stock price forecast UVE (Universal Insurance)

Universal Insurance (UVE) is another insurer heavily focused on Florida home insurance, making it vulnerable to hurricanes. This chart shows the average analyst forecast. Their target prices are directly influenced by weather risks, reinsurance costs, and the regulatory environment in Florida.

A chart showing analyst consensus forecasts for the expected stock price. UVE (Universal Insurance)
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The difference between the consensus estimate and the actual stock price UVE (Universal Insurance)

Universal Insurance (UVE) is another insurer heavily focused on home insurance in Florida and other hurricane-prone states. This chart shows the assessment of this risk. It measures the gap between the price and the consensus target, reflecting whether analysts believe their rates and reinsurance cover catastrophe risks.

A chart showing the difference between the consensus forecast and the actual stock price. UVE (Universal Insurance)
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Analyst consensus forecast for stock prices by market segment - Fear private

Universal Insurance (UVE) is another Florida-focused home insurer struggling to survive in the toughest US insurance market. This chart shows analysts' overall expectations for the entire P&C insurance sector. It reflects whether experts believe high rates will offset hurricane risks.

A chart showing analyst consensus price forecasts for stocks in a market segment. - Fear private
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Analysts' consensus forecast for the overall market share price

Universal Insurance (UVE) is an insurance company specializing in home insurance in Florida and other coastal states. It's a high-risk, high-premium business. This chart shows the overall market sentiment. It reflects analysts' confidence in the stability of the financial system to absorb hurricane risks.

A chart showing analyst consensus forecasts for the overall market share price.
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AKIMA index of the company, segment and market as a whole

AKiMA Company Index Universal Insurance

Universal Insurance (UVE) is another Florida-based property and casualty insurer focused on home insurance in high-hurricane-risk states. This chart is a barometer of their risk. It likely weighs their ability to raise rates, the cost of their reinsurance, and, more importantly, their vulnerability to catastrophe losses (especially in Florida).

AKIMA Index Chart for the Company Universal Insurance
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AKIMA Market Segment Index - Fear private

Universal (UVE) is a specialty insurer (P&C) focused on home insurance in hurricane-prone states, primarily Florida. This composite metric evaluates financial companies. The graph shows the sector average. This benchmark: how does this high-risk (Florida) model (UVE) compare to the average insurer?

AKIMA Market Segment Index Chart - Fear private
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The AKIM Index for the overall market

Universal Insurance is a vertically integrated homeowners insurance company with a significant presence in Florida. This chart, showing the market average, is important for context. It helps assess how UVE, which is influenced by weather risks and the litigation environment, compares to the overall macroeconomic picture.

AKIM Index chart for the overall market
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