Atlanticus Holdings Corporation (ATLC) - Enterprise Value to EBITDA Ratio

Atlanticus Corp (ATLC) - corporate logo

The EV/EBITDA multiple for this capital-intensive business allows for a valuation of Atlanticus Holdings (ATLC), which provides B2C fintech loans via retail partners. However, a high proportion of risky borrowers and regulatory pressure pose threats to profitability, while the yield on subprime loans is constrained by cyclical write-offs. The value 9.19 reflects the latest metric reading, helping to determine the company's market value trajectory accounting for its debt.

ATLC Atlanticus Financial: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization in the range 11/23/2025 - 11/12/2026

Atlanticus Holdings Corporation - analytical breakdowns and key metrics (ATLC)

- market price and analyst price targets:
Price Chart atlanticus.com|ATLC - Fair Value Consensus
- market capitalization indicators:
Market Valuation Atlanticus Financial|ATLC - Value Adjusted for Debt and Cash
- business book valuation details:
Net Assets per Single Share Atlanticus|ATLC - Company Book Value|Market Capitalization to Book Value Ratio atlanticus.com|ATLC - Company Assets
- debt and solvency information:
Debt to Equity Atlanticus Holdings|ATLC - Long-Term Debt to Capital Ratio|Short-Term Debt to Capital Atlanticus Holdings Corp|ATLC - Company Aggregate Debt|Debts to Book Capitalization Atlanticus Financial|ATLC - Long-Term Debt Volume|Company Short-Term Debt Atlanticus|Quick Ratio atlanticus.com
- business earnings and investment ratios data:
ATLC - Annual Net Income|Projected Future Earnings Atlanticus Holdings|ATLC - P/E Multiple|Projected Price to Earnings Atlanticus Holdings|ATLC - Company Value to Earnings Growth Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Atlanticus Financial|ATLC - Profit before payment of interest, taxes and amortization|Net earnings per share (EPS TTM) Atlanticus|ATLC - Net earnings per share (EPS TTM)|Year-over-year earnings per share growth for the last twelve months atlanticus.com|ATLC - Earnings per share growth this year|Expected earnings per share growth for next year Atlanticus Holdings
Fundamental company valuation:Atlanticus Financial ATLC
Original product of Atlanticus Holdings Corporation

This metric correlates Enterprise Value with operating profit before depreciation and amortization, allowing for an asset valuation that accounts for debt load. The trend of the EV/EBITDA valuation multiple reflects the efficiency of Atlanticus Holdings scoring models, where high margins on credit products and stable cash flow minimize the risk of overpaying for capital during periods of rate volatility.

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