consumerportfolio.com (CPSS) - Enterprise Value to EBITDA Ratio

Consumer Portfolio Services Inc. (CPSS) - corporate logo

Consumer Portfolio Services (CPSS) is developing a digital ecosystem for subprime auto lending by integrating IT risk analysis tools into dealer business processes. The monetization model relies on high interest rates for low-credit-score clients. This price action shown below is based on an EV/EBITDA multiple of 15.38. Meanwhile, the company is engaged in a fierce battle for market share with fintech services, constantly adjusting loan issuance terms.

CPSS Consumer Portfolio Services Inc.: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization in the range 11/23/2025 - 11/10/2026

consumerportfolio.com - analytical breakdowns and key metrics (CPSS)

- market price and analyst price targets:
Price Chart Consumer Portfolio Services, Inc|CPSS - Fair Value Consensus
- market capitalization indicators:
Market Valuation Consumer Portfolio Services Inc|CPSS - Value Adjusted for Debt and Cash
- business book valuation details:
Net Assets per Single Share Consumer Portfolio Services|CPSS - Company Book Value|Market Capitalization to Book Value Ratio consumerportfolio.com|CPSS - Company Assets
- debt and solvency information:
Debt to Equity Consumer Portfolio Services|CPSS - Long-Term Debt to Capital Ratio|Short-Term Debt to Capital Consumer Portfolio Services, Inc.|CPSS - Company Aggregate Debt|Debts to Book Capitalization Consumer Portfolio Services Inc|CPSS - Long-Term Debt Volume|Company Short-Term Debt Consumer Portfolio Services|Quick Ratio consumerportfolio.com
- business earnings and investment ratios data:
CPSS - Annual Net Income|Projected Future Earnings Consumer Portfolio Services|CPSS - Price to Earnings Ratio|Future Price to Earnings Consumer Portfolio Services|CPSS - Price to Earnings Adjusted for Growth Rate|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Consumer Portfolio Services Inc|CPSS - Operating profit before amortization|Earnings per share for the last twelve months Consumer Portfolio Services|CPSS - Net earnings per share for the last four quarters|Year-over-year net earnings per share growth for the last 12 months consumerportfolio.com|CPSS - Earnings growth in current year|Net earnings per share growth forecast for next year Consumer Portfolio Services
Fundamental company valuation:Consumer Portfolio Services, Inc CPSS
Original product of consumerportfolio.com

The specifics of lending to subprime borrowers at high rates create a significant debt burden and tax liabilities for Consumer Portfolio Services (CPSS). The ratio of enterprise value to operating profit allows for a valuation stripped of the influence of capital structure and tax regimes. This indicator rapidly reflects business cycle phases, identifying entry points during recessionary valuation contractions. Analyzing changes in the EV/EBITDA multiple helps investors balance growth potential against the risks of margin compression.

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