GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Atlanticus Holdings
Atlanticus Holdings is a financial services company specializing in credit cards and loans for consumers with less-than-perfect credit. Its stock price is cyclical and depends on the state of the economy, as well as the company's ability to manage credit risk using technology.
Share prices of companies in the market segment - Consumer lending
Atlanticus is a fintech company providing credit solutions through partner banks. Its segments are credit cards and retail lending. We classify it as part of the Consumer Lending sector, and the chart below reflects the dynamics of all consumer lending.
Broad Market Index - GURU.Markets
Atlanticus Holdings is a financial technology company that provides consumer lending solutions, often through partnerships with retailers and banks. As a component of the GURU.Markets index, it represents the consumer lending sector. The chart below represents the entire market. See how Atlanticus shares compare to the overall trend.
Change in the price of a company, segment, and market as a whole per day
ATLC - Daily change in the company's share price Atlanticus Holdings
The daily fluctuations of Atlanticus Holdings, a consumer finance company, reflect the volatility of the sector. Change_co measures the stock's sensitivity to credit risks and economic conditions. This metric is an important component of System.GURU.Markets' models that analyze companies in the consumer finance sector.
Daily change in the price of a set of shares in a market segment - Consumer lending
Atlanticus Holdings Corporation is a fintech company. This chart demonstrates the high volatility of the financial sector. Comparison with ATLC's dynamics, which focuses on lending to borrowers with less-than-perfect credit histories, helps us understand its heightened sensitivity to economic conditions.
Daily change in the price of a broad market stock, index - GURU.Markets
Atlanticus is a fintech company providing credit products. This business is highly dependent on the state of the economy and unemployment. The chart below shows the volatility in the consumer credit sector, reflecting these risks.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Atlanticus Holdings
Atlanticus is a financial company specializing in consumer lending. Its year-over-year performance is an accurate barometer of the financial health of the American consumer and the state of the retail industry.
Annual dynamics of market capitalization of the market segment - Consumer lending
Atlanticus Holdings Corporation is a fintech company specializing in lending to consumers with less-than-perfect credit through partnerships with retailers. The chart shows how its unique niche, risk management capabilities, and the state of consumer lending influence its growth.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Atlanticus, which provides consumer lending to borrowers with less-than-ideal histories, is highly sensitive to the economic situation. Its stock price reacts sharply to unemployment and income stability. The company's financial performance is a barometer of the financial health of the most vulnerable consumers.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Atlanticus Holdings
Atlanticus, a financial company, depends on consumer lending for its growth. The monthly fluctuations on the chart reflect the volume of lending through its partner programs and the quality of its loan portfolio, which is targeted at consumers with poor credit ratings.
Monthly dynamics of market capitalization of the market segment - Consumer lending
Atlanticus Holdings is a financial company specializing in consumer lending for clients with less-than-perfect credit histories. Its business is growing as traditional banks tighten their requirements. The dynamics of the consumer lending sector reflect the overall health of borrowers and allow us to assess the risks and returns inherent in Atlanticus's business model.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Fintech stocks operating in the high-risk lending sector are extremely sensitive to the state of the economy. The chart below shows the overall sentiment. Is Atlanticus Holdings moving at an increased rate, reflecting both the risks of its business and broader market concerns?
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Atlanticus Holdings
Atlanticus Holdings, a financial company specializing in credit products for consumers with less-than-perfect credit, whose weekly stock price reflects the state of consumer lending. Unemployment and consumer confidence shape short-term trends.
Weekly dynamics of market capitalization of the market segment - Consumer lending
Atlanticus, like other companies in the consumer finance sector, reflects broader trends. The chart compares its performance with the industry to see how its focus on subprime lending aligns with overall consumer spending trends.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Atlanticus Holdings specializes in consumer lending for borrowers with less-than-perfect credit. It's a risky and cyclical business. This chart will help you compare its weekly performance with the market and understand how it's affected by interest rate changes and unemployment.
Market capitalization of the company, segment and market as a whole
ATLC - Market capitalization of the company Atlanticus Holdings
The Atlanticus Holdings chart is a financial barometer of lending for "second-chance" consumers. The market capitalization of this company, which offers credit cards and loans to people with less-than-perfect credit through its partner banks, reflects demand for alternative financial products. Its dynamics are an indicator of the state of this niche and its risks.
ATLC - Share of the company's market capitalization Atlanticus Holdings within the market segment - Consumer lending
Atlanticus Holdings is a fintech company specializing in consumer lending through partnerships with banks and retailers. Its market share reflects its ability to serve consumers often rejected by traditional lenders. The chart below shows its weight in the alternative finance segment.
Market capitalization of the market segment - Consumer lending
Atlanticus Holdings is a financial company specializing in consumer loans through its technology platforms. The chart below shows the total market capitalization of the entire fintech sector. Its dynamics reflect the demand for lending products and Atlanticus's ability to manage risk.
Market capitalization of all companies included in a broad market index - GURU.Markets
Atlanticus Holdings is a financial company specializing in consumer lending for people with less-than-perfect credit. Its market capitalization chart reflects a large but risky market segment, demonstrating how technology and risk management enable it to reach this audience.
Book value capitalization of the company, segment and market as a whole
ATLC - Book value capitalization of the company Atlanticus Holdings
For Atlanticus Holdings, a consumer finance fintech, book value is its capital. The chart below shows the financial foundation, not the manufacturing plant. Its dynamics reflect how the company manages its balance sheet to provide loans through its banking partners.
ATLC - Share of the company's book capitalization Atlanticus Holdings within the market segment - Consumer lending
Atlanticus Holdings is a fintech company specializing in consumer lending. Its business is built on a technology platform and data, not a branch network. Its physical asset share will be minimal, emphasizing its role as a technology-based lender.
Market segment balance sheet capitalization - Consumer lending
Atlanticus Holdings is a financial company specializing in consumer lending through partnership programs. Its assets are loan portfolios, not physical assets. A chart of book value shows that its business, like other lenders, is based on capital management.
Book value of all companies included in the broad market index - GURU.Markets
Atlanticus is a technology and financial platform for consumer lending. The company's assets include a portfolio of loans issued through partner retail chains and banks, as well as a proprietary IT system for risk management. The chart shows the amount of capital servicing the segment of borrowers with less-than-perfect credit histories.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Atlanticus Holdings
Atlanticus Holdings is a financial services company specializing in lending to consumers with less-than-perfect credit through partnerships with retailers. Its balance sheet reflects its loan portfolio. Its market capitalization is a measure of its ability to manage high risk using technology and generate high returns.
Market to book capitalization ratio in a market segment - Consumer lending
Atlanticus Holdings is a financial company specializing in consumer loans for people with less-than-perfect credit histories. Its business is managing a high-risk loan portfolio. The chart shows how the market assesses its ability to generate profit from this portfolio compared to its book capital.
Market to book capitalization ratio for the market as a whole
Atlanticus Holdings is a financial technology company serving consumers with less-than-perfect credit. Its value lies in its risk assessment technology and ability to provide loans where others cannot. The chart shows how the market values ββthis niche fintech model, balancing high risk with high returns.
Debts of the company, segment and market as a whole
ATLC - Company debts Atlanticus Holdings
Atlanticus Holdings, a fintech company specializing in consumer lending, uses debt as the foundation of its business model. This chart shows how the company raises capital to fund the credit cards and loans it offers through its partner banks. Managing the cost of this debt directly impacts its profitability.
Market segment debts - Consumer lending
Atlanticus Holdings is a fintech company specializing in consumer lending for clients with less-than-perfect credit. In the subprime lending sector, access to capital and risk management are key. The chart shows how Atlanticus's funding structure compares to the high risk and return of its business.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Atlanticus Holdings
Atlanticus Holdings is a financial company specializing in consumer lending for clients with less-than-perfect credit histories. This business is associated with high risks. This chart shows how the company funds its loan portfolio. High leverage is an integral part of the model, but it is also the main source of vulnerability in the event of increased defaults.
Market segment debt to market segment book capitalization - Consumer lending
Atlanticus Holdings is a financial company specializing in credit products for consumers rejected by traditional banks. Its business is associated with increased risk. This chart shows the overall debt load in the sector. It helps assess the riskiness of its model and how it manages its capital compared to other subprime lenders.
Debt to book value of all companies in the market
Atlanticus, working with subprime loans, is at the forefront of debt risk. This chart shows the overall debt load of the economy, a key indicator. Growing overall debt, especially among low-income individuals, directly increases the risks in Atlanticus's loan portfolio.
P/E of the company, segment and market as a whole
P/E - Atlanticus Holdings
Atlanticus Holdings is a financial company specializing in credit products for consumers with less-than-perfect credit histories. This chart reflects its ability to manage high risks. The metric's dynamics reflect investors' perceptions of its borrower assessment technology and its ability to generate high returns that offset potential losses.
P/E of the market segment - Consumer lending
Atlanticus Holdings is in the consumer finance sector. This chart shows the average P/E for this risky industry. A company's P/E is higher than the industry average, suggesting investors have confidence in its risk assessment technology and believe its ability to generate profits in the subprime lending segment is higher than that of its competitors.
P/E of the market as a whole
Atlanticus Holdings is a financial services company specializing in consumer loans for people with less-than-perfect credit. It partners with banks and retailers to provide credit cards and loans. This chart reflects the state of consumer lending, helping to understand how economic cycles and unemployment affect risks and profitability in this market segment.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Atlanticus Holdings
Atlanticus Holdings is a fintech company specializing in consumer loans for people with less-than-perfect credit. This chart reflects expected demand for alternative credit products. The company's future profitability depends on its ability to manage credit risk and the state of the consumer sector.
Future (projected) P/E of the market segment - Consumer lending
Atlanticus Holdings is a fintech company that serves consumers with less-than-perfect credit through its credit cards and lending programs. This chart shows how the market views its risky but potentially highly profitable business model. It reflects investor expectations for loan losses and portfolio growth.
Future (projected) P/E of the market as a whole
Atlanticus Holdings is a financial services company specializing in credit products for consumers underserved by traditional banks. Demand for their services may increase during periods of economic instability, but risks also increase. General market expectations, reflected in this chart, influence the financial health of their target audience and the overall credit environment.
Profit of the company, segment and market as a whole
Company profit Atlanticus Holdings
Atlanticus Holdings is a financial technology company that serves consumers with less-than-perfect credit through credit cards and loans. Its profits depend on the volume of loans issued and effective credit risk management. This chart shows how consumer demand for loans and default rates impact the company's financial performance.
Profit of companies in the market segment - Consumer lending
Atlanticus Holdings is a fintech company providing credit solutions to consumers often underserved by traditional banks. This chart, showing overall profitability in the consumer lending sector, reflects the importance of financial inclusion. Atlanticus's ability to use technology to assess risks and service this segment directly impacts its growth and profitability.
Overall market profit
Atlanticus Holdings is a fintech company serving consumers with less-than-perfect credit. It offers credit cards and loans through partner banks. Demand for its products is growing as traditional lenders tighten requirements. Atlanticus occupies an important niche, providing access to credit for millions of people.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Atlanticus Holdings
Atlanticus Holdings is a financial technology company specializing in consumer lending for clients with suboptimal credit histories. The future profit projections you see depend on loan portfolio growth and risk management capabilities. Analysts assess demand for loan products and economic conditions.
Future (predicted) profit of companies in the market segment - Consumer lending
Atlanticus Holdings is a financial technology company providing credit solutions to consumers rejected by traditional banks. This chart reflects general profitability expectations in the consumer lending sector. It allows one to assess how the company's subprime lending business compares to overall economic and labor market trends.
Future (predicted) profit of the market as a whole
Atlanticus Holdings is a financial services company specializing in consumer lending for clients with less-than-perfect credit histories. Its business is sensitive to economic conditions. This chart is important because an economic downturn could lead to increased unemployment and higher credit losses, which are the main risks for Atlanticus.
P/S of the company, segment and market as a whole
P/S - Atlanticus Holdings
Atlanticus Holdings is a financial services company specializing in consumer lending through credit cards and retail lending programs. This chart, which correlates market capitalization with revenue, reflects an assessment of its ability to manage risk in the subprime lending segment. It shows how investors view its profitability after adjusting for potential losses.
P/S market segment - Consumer lending
Atlanticus Holdings is a fintech company that provides credit solutions to consumers underserved by traditional banks. The company uses advanced analytics to manage risk and offers credit cards and loans through partners. This chart shows how the market values ββrevenue in the consumer lending sector, which helps understand how investors value Atlanticus's technology platform.
P/S of the market as a whole
Atlanticus Holdings Corporation is a fintech company that provides credit solutions to consumers underserved by traditional banks through partnerships with retailers and banks. This chart helps understand how the market values ββcompanies operating in the high-risk lending segment relative to the overall financial sector.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Atlanticus Holdings
Atlanticus Holdings is a fintech company specializing in providing loans to consumers with less-than-perfect credit through its platforms. This chart shows how the market values ββthe company relative to its projected future revenue. It reflects expectations for consumer lending activity and the company's ability to manage risk in this segment.
Future (projected) P/S of the market segment - Consumer lending
Atlanticus Holdings is a fintech company providing credit solutions to consumers often denied by banks through its platform and partnerships with retailers. The company's valuation reflects investors' views on the growth of consumer lending in this segment, as well as its ability to manage credit risk and the regulatory environment.
Future (projected) P/S of the market as a whole
Atlanticus Holdings specializes in providing credit products to consumers with less-than-perfect credit histories through partnerships with retailers and banks. The company's growth depends on consumer demand for loans and risk management. This graph of investor expectations reflects their view of the consumer lending sector and its sustainability.
Sales of the company, segment and market as a whole
Company sales Atlanticus Holdings
Atlanticus Holdings' revenue is generated in the consumer lending segment for clients with less-than-perfect credit histories. The company earns income from interest and fees on credit cards and loans it services for its partner banks. The growth of this metric reflects demand for credit products in the subprime segment.
Sales of companies in the market segment - Consumer lending
Atlanticus Holdings is a fintech company specializing in providing credit and financial services to consumers often underserved by traditional banks. The company uses technology to assess risks. This chart shows the total revenue of the entire alternative consumer lending market, where Atlanticus occupies an important niche.
Overall market sales
Atlanticus Holdings Corporation specializes in consumer lending, often to customers with less-than-perfect credit, through retail partners and direct marketing. Demand for its services increases when consumers are shopping but need financing. This chart, reflecting overall retail activity, shows the level of consumer demand, which creates opportunities for Atlanticus.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Atlanticus Holdings
Atlanticus Holdings is a fintech company specializing in consumer lending for customers with less-than-perfect credit through its credit cards and retail partnerships. This chart shows analyst expectations for the subprime lending market and the company's ability to manage risk and expand its partner network.
Future (projected) sales of companies in the market segment - Consumer lending
Atlanticus Holdings is a fintech company specializing in consumer lending for clients with less-than-perfect credit. This chart breaks down projected revenue by various lending products and partner programs. This allows analysts to assess how demand for their financial solutions is expected in the subprime market.
Future (projected) sales of the market as a whole
This chart illustrating the state of consumer lending is important for Atlanticus Holdings. The fintech company, which specializes in lending to consumers with less-than-perfect credit, is dependent on demand for alternative financial products. The economic situation impacts both the need for such loans and borrowers' ability to service them.
Marginality of the company, segment and market as a whole
Company marginality Atlanticus Holdings
Atlanticus Holdings is a fintech company providing credit products and services to consumers with less-than-perfect credit. This chart shows profitability in the high-risk lending segment. Profitability is achieved through high interest rates that offset credit risk and the efficient use of technology for underwriting and servicing.
Market segment marginality - Consumer lending
Atlanticus Holdings is a fintech company specializing in credit products for consumers who don't always have access to traditional banking services. Profitability depends on the effectiveness of its risk assessment models. This chart shows the average profitability in the financial sector. It helps assess the sustainability of Atlanticus's business model.
Market marginality as a whole
Atlanticus Holdings is a financial services company specializing in consumer loans, often to clients with less-than-perfect credit histories. Its business is sensitive to the labor market and consumer debt. This chart reflects the overall economic health, which directly impacts the ability of Atlanticus borrowers to service their debt obligations.
Employees in the company, segment and market as a whole
Number of employees in the company Atlanticus Holdings
Atlanticus Holdings Corporation is a fintech company specializing in providing credit products to consumers underserved by traditional banks. This chart depicts the team managing credit risks and developing partnerships with retailers. The growth in the chart shows how the company is expanding its portfolio and reach across various channels.
Share of the company's employees Atlanticus Holdings within the market segment - Consumer lending
Atlanticus Holdings is a fintech company that provides lending solutions to consumers often overlooked by traditional banks. This chart shows the company's share of the total number of specialists in the alternative lending sector. This reflects its scale and ability to leverage technology to serve an underserved market segment.
Number of employees in the market segment - Consumer lending
Atlanticus Holdings Corporation is a financial technology company that provides credit solutions to consumers underserved by traditional banks. This chart shows employment in the consumer lending sector. The growth of fintech professionals reflects the need for innovative risk assessment models to expand access to credit.
Number of employees in the market as a whole
Atlanticus Holdings is a fintech company specializing in consumer loans for people with less-than-perfect credit. Their business grows when there's demand for alternative financing. This overall employment schedule impacts their clients' creditworthiness, but their niche allows them to operate across different phases of the economic cycle.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Atlanticus Holdings (ATLC)
Atlanticus Holdings is a fintech company serving consumers with suboptimal credit histories. It uses data and technology to manage risk. This metric reflects its ability to scale lending using technology, allowing it to generate significant value with a relatively efficient workforce.
Market capitalization per employee (in thousands of dollars) in the market segment - Consumer lending
Atlanticus Holdings (ATLC) is a fintech company that provides credit products (cards, loans) to consumers often overlooked by traditional banks. Their value lies in their scoring technology platform. This chart helps assess how the market views their fintech model.
Market capitalization per employee (in thousands of dollars) for the overall market
Atlanticus Holdings is a fintech company specializing in consumer lending. It uses data and analytics to serve customers often rejected by traditional banks. This metric reflects how the market perceives the effectiveness of its technology platform, which enables scaling lending and risk management.
Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Atlanticus Holdings (ATLC)
Atlanticus Holdings is a fintech company specializing in "secondary" consumer loans (for people with less-than-perfect credit). They offer credit cards and installment plans through their technology platform. This chart shows how profitable their risky but highly profitable model is per employee.
Profit per employee (in thousands of dollars) in the market segment - Consumer lending
Atlanticus Holdings is a fintech company. They provide credit cards and loans to subprime (high-risk) clients (through B2B partners). This chart shows the benchmark for Consumer Lending. In this sector, the benchmark is *very* high. This is a high-risk B2B2C business where the IT platform generates high fees.
Profit per employee (in thousands of dollars) for the market as a whole
Atlanticus Holdings is a fintech company serving consumers who struggle to obtain traditional credit. They offer second-chance credit cards and loans through retail partners. It's a risk-based business. This chart shows how profitable the fintech model is per employee, targeting the subprime segment.
Sales to employees of the company, segment and market as a whole
Sales per company employee Atlanticus Holdings (ATLC)
Atlanticus Holdings is a fintech company that serves consumers often overlooked by traditional banks. Revenue per employee reflects the effectiveness of its scoring models and partnership programs. The chart shows how the company uses technology to manage risk and scale its lending business.
Sales per employee in the market segment - Consumer lending
Atlanticus Holdings is a fintech company serving customers with less-than-perfect credit. They offer credit cards (through partners) and point-of-sale loans. This chart demonstrates the effectiveness of their technology platform and risk management team, reflecting their ability to generate revenue in this high-risk segment.
Sales per employee for the market as a whole
Atlanticus Holdings (ATLC) is a fintech company specializing in second-look lending for consumers who have been denied traditional credit. They operate through retailers and direct channels. This chart shows the effectiveness of their fintech platform. Atlanticus' success depends on their ability to quickly (and accurately) assess risks using AI and automate loan servicing, allowing them to scale their portfolio.
Short shares by company, segment and market as a whole
Shares shorted by company Atlanticus Holdings (ATLC)
Atlanticus Holdings is a financial company specializing in subprime lending (for borrowers with poor credit) through credit cards (the Fortiva brand) and point-of-sale loans. This chart shows bearish sentiment. Investors betting on the stock expect the economic downturn to lead to a sharp rise in defaults among their risky borrowers.
Shares shorted by market segment - Consumer lending
Atlanticus Holdings (ATLC) is a fintech company that provides credit products (cards, loans) to consumers with subprime credit. This chart shows bets against the consumer lending sector. "Short" in this segment is a bet on a recession. Investors expect a sharp rise in defaults among borrowers with low credit scores.
Shares shorted by the overall market
Atlanticus Holdings specializes in consumer lending, often serving clients with less-than-perfect credit histories. This business is extremely sensitive to economic cycles. This market fear indicator is a direct warning sign for ATLC: rising pessimism reflects expectations of a recession, which inevitably leads to rising unemployment and a wave of defaults on unsecured loans.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Atlanticus Holdings (ATLC)
Atlanticus Holdings (ATLC) is a financial company specializing in second-look lending. They serve consumers with less-than-perfect credit through retail partners and credit cards. This chart measures sentiment. It shows when investors are "overselling" (below 30) the stock due to fears of rising defaults or "overbuying" (above 70) amid strong consumer demand.
RSI 14 Market Segment - Consumer lending
Atlanticus (ATLC) operates in the complex "second chance" niche, providing credit products (cards) to consumers with less-than-perfect histories. This business is extremely sensitive to the economy. This chart measures the collective "fear" or "greed" in the consumer lending sector. It helps understand whether the entire risky lending segment is overheated or oversold on recessionary expectations.
RSI 14 for the overall market
For Atlanticus, a specialist in subprime lending, this chart is a risk barometer. During periods of market euphoria and low unemployment, its borrowers (often with poor credit histories) make payments reliably. During periods of panic and rising unemployment, this category of clients is the first to lose income, leading to a sharp rise in defaults.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast ATLC (Atlanticus Holdings)
Atlanticus Holdings (ATLC) is a fintech company serving underserved consumers (those with less-than-perfect credit). It offers credit cards (through partners) and point-of-sale loans. This chart shows the average analyst forecast, reflecting their assessment of loan portfolio growth and default risks in the subprime segment.
The difference between the consensus estimate and the actual stock price ATLC (Atlanticus Holdings)
Atlanticus (ATLC) is a fintech company focused on consumers with subprime credit. It partners with retailers and banks to provide credit cards and loans. This chart shows the difference between the consensus estimate and the price, reflecting how analysts assess the high risks of this model.
Analyst consensus forecast for stock prices by market segment - Consumer lending
Atlanticus Holdings is a fintech company that provides credit products (credit cards, in-store installment plans) to consumers with less-than-perfect credit. This chart shows general expectations for the consumer lending sector. It reflects whether experts believe subprime borrowers are resilient.
Analysts' consensus forecast for the overall market share price
Atlanticus Holdings (ATLC) is a subprime lender. They issue bad credit cards (for people with bad credit histories) through partners. This chart of overall market sentiment is important. Optimism = people spending. Pessimism (recession) = rising unemployment = a wave of defaults, which destroys the subprime lender's portfolio.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Atlanticus Holdings
Atlanticus Holdings (ATLC) is a fintech company specializing in subprime consumer lending. They offer credit cards and installment plans to people with less-than-perfect credit. This chart is an assessment of their risk portfolio. It reflects their ability to generate high returns while managing high default rates.
AKIMA Market Segment Index - Consumer lending
Atlanticus (ATLC) is a fintech lender (competitor to Enova) focused on subprime borrowers; the company (through partnerships with banks) provides credit cards (Concora) and loans to high-risk clients. This composite metric evaluates fintech companies. The chart shows the sector average. This benchmark: how does this high-risk (subprime) model (ATLC) differentiate it from the average competitor?
The AKIM Index for the overall market
Atlanticus is a fintech company that provides credit cards and personal loans to customers with poor credit. This chart, which reflects the market average, provides a macro backdrop. It helps assess how the ATLC, a high-risk bet on the creditworthiness of a subprime consumer, compares to the overall macroeconomic situation.