BFIN BankFinancial Corp. Total Debt to Capital

Corporate emblem and logo of BankFinancial Corp. (BFIN)

BankFinancial (BFIN) focuses on serving individuals and companies in Chicago, maintaining market share through mortgage products and condominium services. Business growth relies on deposit increases, wealth management, and the digitalization of services. This price chart reflects a total debt-to-equity ratio of 0.18. Stability in these metrics is ensured by conservative management, which focuses on liquidity and asset quality.

BFIN (bankfinancial.com) Debt to Capital Ratio history from 07/04/2022 to 01/17/2026
Product sample of BankFinancial

The stability of BankFinancial (BFIN) depends on the balance between debt load and equity resilience. This ratio measures the proportion of borrowed funds within the financing structure, determining the business's degree of dependence on creditors. It is critical for investors to assess default risk relative to profit growth rates. For a regional bank, the digitalization of scoring reduces the need for capital expenditures on offices. By analyzing the dynamics of the debt-to-equity ratio, one can evaluate the effectiveness of the current financial leverage.

Key competitors

PNC - Debt to Equity|All Debt to Shareholders' Equity Ratio Truist Financial Corporation|M&T - Total Debt to Capital|Debt to Capital Fifth Third Bancorp Inc. (FITB)|HBAN (Huntington Bancshares) - Total Debt to Capital|Debt to Capital Ratio firstcitizens.com FCNCA|Total Debt to Capital RF (Regions Bank)|CFG: Total Debt to Capital Coefficient|Debt to Equity KEY|EWBC (East West Financial) - Debt to Capital|Debt to Equity First Horizon (FHN)|Debt to Equity Ratio southstatebank.com|Total Debt to Capital WBS|Total Debt to Capital WAL (Western Alliance)|Debt to Equity UMB Financial Corp UMBF|WTFC - Debt to Equity|Total Debt to Equity Ratio Comerica Incorporated (CMA)|ONB - All Debt to Shareholders' Equity Ratio|Zions Bank (ZION) - Total Debt to Capital|Banco Popular (BPOP) - Debt to Equity|CFR (Frost) - Total Debt to Capital|Total Debt to Capital CBSH|Debt to Equity Columbia Banking System COLB|Debt to Equity Ratio PNFP (pnfp.com)|Debt to Equity SNV (Synovus)|Bank of Oklahoma - Total Debt to Capital|Debt to Equity CADE (Cadence Bank Corp)|PB - Total Debt to Capital Coefficient|Bank OZK (OZK) - Total Debt to Capital|First National Bank (FNB) - Debt to Equity|HOMB (Home BancShares, Inc.) - Total Debt to Capital|Total Debt to Capital GBCI|Debt to Equity Hancock Whitney Corp HWC|Debt to Equity Ratio UBSI (United Bankshares Corp)|Debt to Equity ABCB (Ameris Bancorp)|Total Debt to Capital flagstar.com FLG|Total Debt to Capital Atlantic Union Bank|FFIN - Aggregate Debt to Equity|ServisFirst Bancshares Inc - Total Debt to Capital|IBOC (International Bancshares Corp) - Total Debt to Capital Coefficient|Debt to Equity Associated Banc-Corp (ASB)|Debt to Equity Ratio texascapitalbank.com|Total Debt to Capital UCB|Total Debt to Capital EBC (Eastern Bankshares)|RNST - Debt to Equity|Debt to Equity Ratio Independent Bank INDB|FBP: Total Debt to Capital|FULT - Total Debt to Equity Ratio|First Interstate Bank - Total Debt to Capital|Cathay Bank Corporation (CATY) - Total Debt to Capital Coefficient|FHB (First Hawaiian Inc) - Total Debt to Capital|Total Debt to Capital WSFS|Debt to Equity WesBanco, Inc. (WSBC)|Debt to Equity homestreet.com (MCHB)|Total Debt to Capital BankUnited BKU|Debt to Equity Simmons First National Corporation SFNC|Total Debt to Capital FB Financial Corp|CVBF - Aggregate Debt to Equity|Seacoast Banking - Total Debt to Capital|PRK (parknationalcorp.com) - Total Debt to Capital Coefficient|Debt to Equity Bank of Hawaii Corporation (BOH)|Debt to Equity Ratio BANC|Provident Financial Corp (PFS) - Debt to Equity|All Debt to Shareholders' Equity Ratio WaFd Corp (WAFD)|FFBC: Total Debt to Capital|Debt to Capital trustmark.com TRMK|Total Debt to Capital FRME|BANR - Debt to Capital Ratio|First Busey Corp. - Total Debt to Capital|BBT (Berkshire Bank Financial) - Total Debt to Capital Coefficient|Debt to Equity NIC (Nicolet Bankshares, Inc.)|Debt to Capital OFG|Debt to Equity Veritex Community Bank VBTX|Debt to Equity Ratio First Commonwealth Financial Corporation (FCF)|Total Debt to Capital NWBI (Northwest Bancshares Inc)|City Holding Company Inc. - Total Debt to Capital|CCB - Debt to Equity|lakecitybank.com (LKFN) - Debt to Equity|Total Debt to Equity Ratio Columbia Financial, Inc. CLBK|Stellar Bank (STEL) - All Debt to Shareholders' Equity Ratio|Total Debt to Capital 1st Source Corp|Debt to Equity German American Corp|Total Debt to Capital NBHC|Total Debt to Capital STBA (stbancorp.com)|TCBK - Debt to Equity|Bank of Hope - Debt to Equity Ratio|Quad City Bank & Trust - Debt to Equity|RBCAA: Total Debt to Capital|ConnectOne Corp - Debt to Equity|origin.bank (OBK) - Total Debt to Capital Coefficient|Total Debt to Capital Peoples Bank|Debt to Equity FirstSun Capital Bancorp Inc|Total Debt to Capital OCFC|Total Debt to Capital TMP (Tompkins Corp)|OSBC - Debt to Equity|firstmid.com - Debt to Equity Ratio|Univest Financial Corporation - Debt to Equity|NBN - Total Debt to Capital|Total Debt to Capital Amerant Bancorp Inc (AMTB)|Amalgamated Financial Inc. (AMAL) - Aggregate Debt to Equity|HBNC: Total Debt to Capital|Total Debt to Capital Coefficient HFWA|Debt to Equity Central Pacific Bank CPF|Debt to Equity Ratio Metropolitan Bank Holding (MCB)|Total Debt to Capital HBT (HBT Financial Inc)|Mercantile Bank Corp. - Total Debt to Capital|Hanmi Financial (HAFC) - Debt to Equity|MCBS - Debt to Equity Ratio|BFST (b1BANK) - Total Debt to Capital|Great Southern Bancorp, Inc. (GSBC) - Total Debt to Equity Ratio|THFF: Total Debt to Capital|Total Debt to Capital Coefficient Camden National Corporation Inc.|Total Debt to Capital SMBK|Total Debt to Capital EGBN (eaglebankcorp.com)|Debt to Equity MidWestOne Financial Group MOFG|Debt to Equity Washington Trust Bancorp, Inc. WASH|BCAL - Total Debt to Capital|GNTY - Debt to Equity|Total Debt to Capital Capital Bancorp, Inc. (CBNK)|fiiwarsaw.com (FISI) - Aggregate Debt to Equity|NRIM: Total Debt to Capital|Total Debt to Capital Coefficient AROW|Debt to Equity Red River Bancshares Inc RRBI|Debt to Equity Ratio BSRR (sierrabancorp.com)|Debt to Equity Southern First Financial|All Debt to Shareholders' Equity Ratio uscentury.com USCB|COSO (CoastalSouth Bancshares) - Total Debt to Capital|RBB - Debt to Capital|Total Debt to Capital MVBF (MVB Financial Corp)|Primis Bank Corp (FRST) - Debt to Capital Ratio|FUNC: Total Debt to Capital|Total Debt to Capital Coefficient MYFW|National Bankshares, Inc. - Debt to Equity|Debt to Capital MRBK (Meridian Bank)|OVBC - Debt to Equity|Debt to Equity Ratio Patriot National Bank PNBK|Landmark Bancorp - Total Debt to Capital|PROV: Total Debt to Capital|First Northwest Bancorp Inc. (FNWB) - Debt to Equity|Debt to Equity Berkshire Hills Bancorp, Inc.|CFB - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio First Financial Northwest Inc.|Total Debt to Capital HomeStreet, Inc. (HMST)|Debt to Equity Heartland Financial (HTLF)|Total Debt to Capital NYCB (New York Community Bank)|Premier Financial Corp - Total Debt to Capital|Pacific Premier Bancorp Inc (PPBI) - Debt to Equity|SBT: Debt to Equity Ratio|UCBI: Debt to Equity