CFG Citizens Financial Group, Inc. Total Debt to Capital

Corporate emblem and logo of citizensbank.com (CFG)

The leverage history of Citizens Financial (CFG) demonstrates the stability of a classic regional model where lending yields remain predictable. The current value of 0.67 reflects the state of this metric amid high customer loyalty and support from local communities. Simultaneously, Citizens Financial (CFG) is fighting for its deposit base, increasing payouts to curb capital outflows in the face of intense market competition.

Citizens Financial Group (CFG) - Total Debt to Capital Coefficient from 07/04/2022 to 10/28/2026
Signature product of Citizens Corp

This indicator measures the ratio of borrowed funds to equity, determining the company's degree of financial leverage. Analyzing this metric allows an investor to assess default risk and the stability of the balance sheet structure. The current total debt-to-equity ratio stands at 0.67, reflecting the level of credit burden. A decrease in this value indicates a recovery of assets. For Citizens Financial (CFG), such stability is critical when scaling its regional digital ecosystem in the Northeast US.

Analysis of competing companies

Total Debt to Capital PNC (PNC Bank)|Debt to Capital Truist Financial Corporation|MTB: Total Debt to Capital|Debt to Capital Ratio Fifth Third Bancorp Inc. (FITB)|Total Debt to Capital HBAN|firstcitizens.com - Total Debt to Capital Coefficient|RF (Regions Bank) - Debt to Equity|KEY: Debt to Capital|Debt to Equity East West Bancorp Inc|First Horizon National Corporation (FHN) - Debt to Equity Ratio|SSB (SouthState Corporation) - Total Debt to Capital|Total Debt to Capital WBS|Debt to Equity Western Alliance Bancorporation (WAL)|Debt to Equity UMB Bank UMBF|Total Debt to Equity Ratio Wintrust|All Debt to Shareholders' Equity Ratio Comerica Corp CMA|ONB - Total Debt to Capital|ZION - Debt to Equity|BPOP: Total Debt to Capital|CFR (Cullen/Frost Bankers, Inc.) - Total Debt to Capital|Debt to Equity Commerce Bancshares Inc (CBSH)|Debt to Equity Ratio COLB|Debt to Equity PNFP|Total Debt to Capital SNV (synovus.com)|Debt to Equity BOKF|Total Debt to Capital Coefficient Cadence Bancorporation CADE|PB: Total Debt to Capital|OZK - Total Debt to Equity Ratio|fnb-online.com - Total Debt to Capital|Total Debt to Capital Coefficient homebancshares.com|Glacier Bancorp (GBCI) - Total Debt to Equity Ratio|Aggregate Debt to Capital Hancock Whitney Bank|UBSI (United Bankshares Inc) - Total Debt to Capital|Total Debt to Capital Coefficient Ameris Financial ABCB|Flagstar Financial, Inc. (FLG) - Total Debt to Equity Ratio|Aggregate Debt to Equity atlanticunionbank.com AUB|FFIN (First Financial Bank) - Total Debt to Capital|SFBS: Debt to Capital|Debt to Equity International Bank of Commerce|ASB (Associated Bank N.A.) - Debt to Equity Ratio|TCBI: Debt to Equity|Total Debt to Capital Coefficient ucbi.com (UCB)|Eastern Bank (EBC) - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio Renasant (RNST)|Rockland Trust Company (INDB) - Total Debt to Capital|Aggregate Debt to Equity First BanCorp PR FBP|Total Debt to Capital FULT (Fulton Financial)|FIBK: Total Debt to Capital Coefficient|Debt to Equity Cathay Bank|First Hawaiian Bank (FHB) - Debt to Equity Ratio|WSFS (WSFS Financial Corp) - Total Debt to Capital|Total Debt to Capital WSBC|Debt to Equity Mechanics Bancorp MCHB|Debt to Equity Ratio bankunited.com (BKU)|Simmons Bank - Total Debt to Capital|Total Debt to Equity Ratio FB Financial FBK|Total Debt to Capital CVBF (CVB Financial Corp)|SBCF - Total Debt to Capital Coefficient|PRK: Total Debt to Capital|BOH (boh.com) - Total Debt to Capital|Debt to Equity PacWest Bancorp|Debt to Equity Provident Financial Services, Inc.|Total Debt to Capital WAFD (Washington Federal Bank)|Total Debt to Equity Ratio First Financial Corp (FFBC)|Trustmark Corporation (TRMK) - Total Debt to Capital|Aggregate Debt to Equity firstmerchants.com FRME|Total Debt to Capital BANR|BUSE: Debt to Capital Ratio|Debt to Equity Berkshire Bank Corp BBT|Nicolet Corp (NIC) - All Debt to Shareholders' Equity Ratio|Total Debt to Capital OFG (OFG Bancorp)|Debt to Capital veritexbank.com|FCF: Total Debt to Capital|Debt to Capital Ratio Northwest Bank (NWBI)|Total Debt to Capital CHCO|Coastal Financial Inc. - Total Debt to Capital Coefficient|LKFN (Lakeland Financial) - Debt to Equity|CLBK: Debt to Capital|Debt to Equity Stellar Bancorp|1st Source Bank (SRCE) - Debt to Equity Ratio|GABC (German American Bancorp Inc) - Total Debt to Capital|Total Debt to Capital NBHC|Debt to Equity S&T Bancorp, Inc. (STBA)|Debt to Equity tcbk.com TCBK|Total Debt to Equity Ratio Hope Bancorp|All Debt to Shareholders' Equity Ratio QCR Holdings Inc QCRH|RBCAA - Total Debt to Capital|CNOB - Debt to Equity|OBK: Total Debt to Capital|PEBO (peoplesbancorp.com) - Total Debt to Capital|Debt to Equity FirstSun Capital (FSUN)|Debt to Equity Ratio OCFC|Debt to Equity TMP|Total Debt to Capital OSBC (Old Second Corp)|Debt to Equity FMBH|Total Debt to Capital Coefficient univest.net UVSP|NBN: Total Debt to Capital|AMTB - Total Debt to Equity Ratio|Amalgamated Financial Corp - Total Debt to Capital|Total Debt to Capital Coefficient Horizon Financial|Heritage Financial (HFWA) - Total Debt to Equity Ratio|Aggregate Debt to Capital cpb.bank|MCB (Metropolitan Commercial Bank) - Total Debt to Capital|Total Debt to Capital Coefficient Heartland Bank HBT|Mercantile Financial (MBWM) - Total Debt to Equity Ratio|Aggregate Debt to Equity Hanmi Corp HAFC|MCBS (MetroCity Bankshares) - Total Debt to Capital|BFST: Debt to Capital|Debt to Equity Great Southern Bank|THFF (First Financial Corp) - Debt to Equity Ratio|CAC: Debt to Equity|Total Debt to Capital Coefficient SmartFinancial Corp (SMBK)|Eagle Bancorp, Inc. (EGBN) - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio midwestonefinancial.com (MOFG)|Washington Trust (WASH) - Total Debt to Capital|Aggregate Debt to Equity Southern California Bancorp Inc. BCAL|Total Debt to Capital GNTY (Guaranty Bancshares Inc)|CBNK: Total Debt to Capital Coefficient|Debt to Equity Financial Institutions|northrim.com (NRIM) - Debt to Equity Ratio|AROW (Arrow Financial Corporation) - Total Debt to Capital|Total Debt to Capital RRBI|Debt to Equity Sierra Bancorp BSRR|Debt to Equity Ratio Southern First Corp (SFST)|USCB Financial Holdings Inc - Total Debt to Capital|Total Debt to Equity Ratio coastalstatesbank.com COSO|Total Debt to Capital RBB (Royal Business Bank)|MVBF - Total Debt to Capital Coefficient|FRST: Total Debt to Capital|FUNC (First United Bank & Trust) - Total Debt to Capital|Debt to Equity First Western Trust|Debt to Equity nationalbankshares.com|Total Debt to Capital MRBK (Meridian Corporation)|Total Debt to Equity Ratio Ohio Valley Bank (OVBC)|Patriot Bank (PNBK) - Total Debt to Capital|Aggregate Debt to Equity Landmark Bancorp, Inc LARK|Total Debt to Capital BFIN|PROV: Debt to Capital Ratio|Debt to Equity First Northwest Bancorp Inc. FNWB|Berkshire Hills Bancorp, Inc. (BHLB) - All Debt to Shareholders' Equity Ratio|Total Debt to Capital CFB (CrossFirst Bankshares Inc.)|Debt to Capital First Financial Northwest Inc.|HMST: Total Debt to Capital|Debt to Capital Ratio Heartland Financial (HTLF)|Total Debt to Capital NYCB|Premier Financial Corp - Total Debt to Capital Coefficient|PPBI (Pacific Premier Bancorp Inc) - Debt to Equity|SBT: Debt to Capital|Debt to Equity United Community Banks