BCAL Southern California Total Debt to Capital
Southern California (BCAL) supports California's ecological transition through green lending. Rising demand for business loans and post-merger synergies are driving growth, while the change in the total debt-to-equity ratio on GURU.Markets shows that the parameter has stabilized at 0.09. However, limited pricing power and the cost of deposits are constraining the regional bank's final margins.
Comprehensive metric breakdowns and analytics for Bank of Southern California (BCAL)
- price and consensus price forecast:
- market capitalization data:
- book capitalization data:
- debt and liquidity data:
Debt to Equity Southern California|BCAL - Long-Term Liabilities to Capital|Short-Term Debt to Equity Southern California Bancorp Inc.|BCAL - Company Aggregate Debt|Debts to Book Capitalization Southern California Bancorp|BCAL - Company Long-Term Debts|Company Short-Term Debt Southern California Bancorp
Basic company analysis:SoCal Bank, BCAL
For Southern California (BCAL), the leverage ratio determines the stability of the loan portfolio within the regional economy. This ratio of total debt to equity is calculated by dividing total liabilities by shareholders' equity. The current value of 0.09 reflects the business's degree of dependence on external financing. The trend of this indicator demonstrates the efficiency of capital management during the expansion of SBA lending. Investors should evaluate this balance as an indicator of the issuer's financial autonomy.
Key competitors
PNC - Debt to Equity|All Debt to Shareholders' Equity Ratio Truist Financial Corporation|M&T - Total Debt to Capital|Debt to Capital Fifth Third Bancorp Inc. (FITB)|HBAN (Huntington Bancshares) - Total Debt to Capital|Debt to Capital Ratio firstcitizens.com FCNCA|Total Debt to Capital RF (Regions Bank)|CFG: Total Debt to Capital Coefficient|Debt to Equity KEY|EWBC (East West Financial) - Debt to Capital|Debt to Equity First Horizon (FHN)|Debt to Equity Ratio southstatebank.com|Total Debt to Capital WBS|Total Debt to Capital WAL (Western Alliance)|Debt to Equity UMB Financial Corp UMBF|WTFC - Debt to Equity|Total Debt to Equity Ratio Comerica Incorporated (CMA)|ONB - All Debt to Shareholders' Equity Ratio|Zions Bank (ZION) - Total Debt to Capital|Banco Popular (BPOP) - Debt to Equity|CFR (Frost) - Total Debt to Capital|Total Debt to Capital CBSH|Debt to Equity Columbia Banking System COLB|Debt to Equity Ratio PNFP (pnfp.com)|Debt to Equity SNV (Synovus)|Bank of Oklahoma - Total Debt to Capital|Debt to Equity CADE (Cadence Bank Corp)|PB: Total Debt to Capital Coefficient|Bank OZK - Debt to Equity|FNB (First National Bank) - Total Debt to Capital Coefficient|Debt to Equity HOMB (Home BancShares, Inc.)|Debt to Capital Glacier Bank (GBCI)|Total Debt to Equity Ratio HWC|Total Debt to Capital United Bankshares Corp UBSI|Total Debt to Equity Ratio Ameris Bancorp (ABCB)|Aggregate Debt to Capital flagstar.com FLG|Total Debt to Capital Atlantic Union Bank (AUB)|FFIN - All Debt to Shareholders' Equity Ratio|Total Debt to Capital SFBS|IBOC (International Bancshares Corp) - Debt to Capital|ASB - Debt to Equity|All Debt to Shareholders' Equity Ratio TCBI|Debt to Equity United Community Bank UCB|Debt to Equity Ratio Eastern Bankshares EBC|Total Debt to Equity Ratio Renasant Corp|All Debt to Shareholders' Equity Ratio Independent Bank INDB|FBP: Total Debt to Capital|FULT - Total Debt to Equity Ratio|FIBK: Total Debt to Capital|CATY (Cathay Bank Corporation) - Total Debt to Capital|Debt to Equity First Hawaiian Inc|Debt to Equity Wilmington Savings Fund Society|WSBC (WesBanco, Inc.) - Total Debt to Capital|Total Debt to Capital Coefficient homestreet.com (MCHB)|BankUnited (BKU) - Total Debt to Capital|Simmons First National Corporation - Aggregate Debt to Equity|FBK (FB Financial Corp) - Debt to Equity|CVBF: Debt to Capital|Debt to Equity Seacoast Banking SBCF|PRK (parknationalcorp.com) - All Debt to Shareholders' Equity Ratio|Debt to Equity Bank of Hawaii Corporation (BOH)|Debt to Equity Ratio Banc of California Corp|PFS (Provident Financial Corp) - Total Debt to Capital|Total Debt to Capital Coefficient WaFd Corp (WAFD)|Total Debt to Capital FFBC (First Financial Bancorp)|Total Debt to Capital trustmark.com TRMK|FRME - Total Debt to Capital|BANR - Debt to Equity|BUSE (First Busey Corp.) - Total Debt to Capital|Berkshire Bank Financial (BBT) - Total Debt to Equity Ratio|NIC (Nicolet Bankshares, Inc.) - Total Debt to Capital|Total Debt to Capital OFG|Debt to Equity Veritex Community Bank (VBTX)|Debt to Equity FCF (First Commonwealth Financial Corporation)|Debt to Equity Northwest Bancshares Inc|All Debt to Shareholders' Equity Ratio City Holding Company Inc. CHCO|CCB (Coastal Financial) - Total Debt to Capital|LKFN - Debt to Capital|Total Debt to Capital CLBK (Columbia Financial, Inc.)|Stellar Bank (STEL) - Debt to Capital Ratio|SRCE: Total Debt to Capital|Total Debt to Capital Coefficient GABC|National Bank Holdings - Debt to Equity|Debt to Capital STBA (stbancorp.com)|TCBK - Debt to Equity|Debt to Equity Ratio Bank of Hope HOPE|Quad City Bank & Trust - Total Debt to Capital|RBCAA: Total Debt to Capital|ConnectOne Corp (CNOB) - Debt to Equity|Debt to Equity origin.bank|PEBO - Total Debt to Equity Ratio|All Debt to Shareholders' Equity Ratio FirstSun Capital Bancorp Inc|Total Debt to Capital OceanFirst Financial Corp (OCFC)|Debt to Equity Tompkins Corp (TMP)|Total Debt to Capital OSBC (Old Second Bancorp)|firstmid.com - Total Debt to Capital|Univest Financial Corporation (UVSP) - Debt to Equity|NBN: Debt to Equity Ratio|AMTB: Debt to Equity|AMAL (Amalgamated Financial Inc.) - Total Debt to Capital|HBNC: Debt to Equity|Total Debt to Capital Coefficient HFWA|CPF (Central Pacific Bank) - Debt to Equity|Total Debt to Capital Coefficient MCB (Metropolitan Bank Holding)|HBT: Debt to Equity|MBWM - Debt to Capital|Hanmi Financial - Total Debt to Equity Ratio|metrocitybank.bank (MCBS) - Total Debt to Capital|BFST - Total Debt to Equity Ratio|Great Southern Bancorp, Inc. (GSBC) - Aggregate Debt to Capital|THFF - Total Debt to Capital|All Debt to Shareholders' Equity Ratio Camden National Corporation Inc.|SmartFinancial, Inc. - Total Debt to Capital|Debt to Capital EGBN (eaglebankcorp.com)|Debt to Equity MidWestOne Financial Group|Washington Trust Bancorp, Inc. - All Debt to Shareholders' Equity Ratio|Guaranty Bancshares Inc (GNTY) - Debt to Equity|Capital Corp (CBNK) - Debt to Equity Ratio|Total Debt to Equity Ratio Financial Institutions FISI|northrim.com (NRIM) - All Debt to Shareholders' Equity Ratio|Total Debt to Capital AROW|Total Debt to Equity Ratio Red River Bancshares, Inc.|Total Debt to Capital BSRR|Total Debt to Capital SFST (Southern First Corp)|Debt to Equity USCB Financial Holdings Inc USCB|Debt to Equity coastalstatesbank.com COSO|Total Debt to Capital RBB (Royal Business Bank)|MVBF - Total Debt to Capital Coefficient|Total Debt to Capital Primis Financial Corp (FRST)|FUNC (First United Bank & Trust) - Aggregate Debt to Equity|Debt to Equity MYFW (First Western Trust)|Debt to Capital NKSH|Meridian Corporation (MRBK) - Debt to Equity|All Debt to Shareholders' Equity Ratio OVBC (Ohio Valley Bank)|PNBK - Debt to Equity|Debt to Equity Ratio Landmark Bancorp, Inc LARK|Total Debt to Capital BFIN (BankFinancial)|PROV - Total Debt to Capital Coefficient|FNWB: Total Debt to Capital|Berkshire Hills Bancorp, Inc. (BHLB) - Total Debt to Capital|Total Debt to Capital CrossFirst Bankshares Inc.|Debt to Equity First Financial Northwest Inc.|Total Debt to Capital HMST (HomeStreet, Inc.)|Total Debt to Equity Ratio Heartland Financial (HTLF)|Total Debt to Capital NYCB (New York Community Bank)|Premier Financial Corp - Total Debt to Capital|PPBI - Debt to Equity|SBT: Debt to Equity|Debt to Equity United Community Banks UCBI