The company's competitors: SYF, KLAR, OMF, UPST, CACC, QFIN, SEZL, BFH, PRG, FINV, ATLC, JCAP, TREE, OPFI, WRLD, LX, CANG, YRD, RM, QD, XYF, OPRT, JFIN, KPLT, JFU, FPAY, NISN, NICK

GURU.Markets stock price, segment price, and overall market index valuation

The company's share price Consumer Portfolio Services

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with poor credit (subprime). Its stock price is cyclical and heavily dependent on the state of the economy, unemployment, and default risks.

Share prices of companies in the market segment - Consumer lending

Consumer Portfolio Services is a financial services company specializing in issuing and servicing auto loans for borrowers with less-than-perfect credit. We've categorized it as "Consumer Lending." The chart below shows the dynamics of the subprime lending sector.

Broad Market Index - GURU.Markets

Consumer Portfolio Services is a financial services company specializing in issuing and servicing auto loans for borrowers with less-than-perfect credit. As part of the GURU.Markets index, it represents the subprime lending sector. The chart below represents the entire market. See how this company's stock compares to the overall trend.

Change in the price of a company, segment, and market as a whole per day

CPSS - Daily change in the company's share price Consumer Portfolio Services

change_co for Consumer Portfolio Services, an auto loan company, measures its volatility. It reflects sensitivity to credit market conditions and delinquency rates. This metric is important for financial sector analysis on System.GURU.Markets.

Daily change chart of the company's share price Consumer Portfolio Services
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Daily change in the price of a set of shares in a market segment - Consumer lending

Consumer Portfolio Services, Inc. is an auto loan company. This chart demonstrates the high volatility of the financial sector. Comparison with the CPSS dynamics, which focuses on borrowers with low credit ratings, helps to understand its increased sensitivity to the state of the economy.

Graph of daily price changes for a set of shares in a market segment - Consumer lending
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Daily change in the price of a broad market stock, index - GURU.Markets

Consumer Portfolio Services specializes in auto loans for borrowers with less-than-perfect credit histories. The company's stock is a sensitive barometer of consumer financial health and the state of the credit market. Its fluctuations are an important economic signal that influences overall market dynamics.

Daily chart of changes in the price of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole over 12 months

Annual dynamics of the company's market capitalization Consumer Portfolio Services

Consumer Portfolio Services' year-over-year performance reflects the state of the auto loan market for borrowers with low credit ratings. Its market capitalization change over 12 months demonstrates how successfully the company manages default risks in its portfolio, which is a key driver of its profitability and determines investor confidence.

Chart of the annual dynamics of the company's market capitalization Consumer Portfolio Services
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Annual dynamics of market capitalization of the market segment - Consumer lending

Consumer Portfolio Services, Inc. is a financial services company specializing in auto loans for borrowers with poor credit. Its business requires careful risk management. The chart below shows how its risk assessment and consumer credit performance impact its performance.

Graph of annual dynamics of market capitalization of a market segment - Consumer lending
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Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets

Consumer Portfolio, which provides used car financing to borrowers with poor credit, is a highly cyclical company. Its business thrives in good times but carries significant risks during crises. The company's share price performance is a barometer of the financial health of the most vulnerable segments of the population.

Chart of the annual dynamics of the market capitalization of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole for the month

Monthly dynamics of the company's market capitalization Consumer Portfolio Services

The dynamics of Consumer Portfolio, an auto loan company, depend on the state of this market. The monthly fluctuations on the chart reflect the volume of loans issued and, more importantly, the quality of its loan portfolio, which is targeted at borrowers with low credit scores.

Chart of monthly dynamics of the company's market capitalization Consumer Portfolio Services
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Monthly dynamics of market capitalization of the market segment - Consumer lending

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with less-than-perfect credit. The dynamics of this sector depend on capital availability, unemployment, and consumer stability. The chart below reflects how investors assess the risks of subprime lending in the current economic climate.

Chart of monthly dynamics of market capitalization of a market segment - Consumer lending
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Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets

Consumer Portfolio Services, Inc. is a specialized finance company that purchases and services auto loans for consumers with less-than-perfect credit. Its business depends on the availability of capital and credit risk. The broad market graph allows us to assess how its niche model has performed during different phases of the economic and credit cycles.

Chart of monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole for the week

Weekly dynamics of the company's market capitalization Consumer Portfolio Services

Consumer Portfolio Services, Inc. is a specialized financial services company that provides auto loans to borrowers with subprime credit. Its weekly stock price is sensitive to the state of the economy, unemployment, and loan delinquency.

Chart of the weekly dynamics of the company's market capitalization Consumer Portfolio Services
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Weekly dynamics of market capitalization of the market segment - Consumer lending

Consumer Portfolio Services specializes in auto loans for borrowers with poor credit. This business is highly sensitive to unemployment and interest rates. This chart shows how macroeconomic news affects the company's shares and compares its risks with those of the consumer finance sector.

Weekly market capitalization dynamics chart for a market segment - Consumer lending
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Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets

Consumer Portfolio Services operates in the risky auto loan market for borrowers with poor credit histories. Its business is highly sensitive to economic conditions. The chart clearly shows how much the company's stock amplifies any market movements, reflecting credit risk.

Weekly market capitalization chart of broad market stocks, index - GURU.Markets
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Market capitalization of the company, segment and market as a whole

CPSS - Market capitalization of the company Consumer Portfolio Services

Consumer Portfolio Services' market capitalization reflects its subprime auto lending business. Its market capitalization is cyclical and highly sensitive to economic conditions and unemployment. Investors evaluate its ability to manage high credit risks and generate corresponding returns.

Company market capitalization chart Consumer Portfolio Services
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CPSS - Share of the company's market capitalization Consumer Portfolio Services within the market segment - Consumer lending

Consumer Portfolio Services is a specialized financial services company that purchases and services auto loans for borrowers with less-than-perfect credit (subprime). It holds a significant share of this niche. Its weight chart reflects its ability to manage risk in the complex consumer lending segment.

Company Market Capitalization Share Chart Consumer Portfolio Services within the market segment - Consumer lending
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Market capitalization of the market segment - Consumer lending

Below is a chart of the total market capitalization of the consumer lending sector. Consumer Portfolio Services specializes in auto loans for borrowers with less-than-perfect credit (subprime). The dynamics of this market are highly sensitive to the state of the economy. CPS occupies a risky but potentially lucrative niche in this important part of the financial system.

Market segment market capitalization chart - Consumer lending
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Market capitalization of all companies included in a broad market index - GURU.Markets

Consumer Portfolio Services is a specialized finance company that provides auto loans to clients with less-than-perfect credit. Its market capitalization reflects its exposure to this risky but profitable segment. The chart below shows the weight of subprime lending.

A chart of the market capitalization of all companies included in the broad market index. - GURU.Markets
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Book value capitalization of the company, segment and market as a whole

CPSS - Book value capitalization of the company Consumer Portfolio Services

Consumer Portfolio Services' asset base is its portfolio of auto loans issued to borrowers with less-than-perfect credit histories. Book value represents the capital supporting this risky business. The chart is a barometer of the consumer lending industry, showing how the company manages its risks and capital.

Company balance sheet capitalization chart Consumer Portfolio Services
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CPSS - Share of the company's book capitalization Consumer Portfolio Services within the market segment - Consumer lending

Consumer Portfolio Services specializes in auto loans for clients with less-than-perfect credit. The chart shows its share of physical assets. These are its operations centers and IT infrastructure, which form the foundation for managing a risky yet profitable portfolio.

Chart of the company's book capitalization share Consumer Portfolio Services within the market segment - Consumer lending
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Market segment balance sheet capitalization - Consumer lending

Consumer Portfolio, which provides auto loans, has a lightweight model compared to automakers. The chart below shows the capital intensity of the financial sector, which underscores its operating model.

Market segment balance sheet capitalization chart - Consumer lending
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Book value of all companies included in the broad market index - GURU.Markets

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with imperfect credit histories. Its assets are a portfolio of these loans. Its share in BCap_All represents its financial weight in the market, which provides mobility to millions of people.

Chart of book value of all companies included in the broad market index - GURU.Markets
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The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole

Market capitalization to book capitalization ratio - Consumer Portfolio Services

Consumer Portfolio Services is a company that provides auto loans to customers with poor credit. Its valuation is below the book value of its loan portfolio, reflecting the high risk of default, especially during periods of economic instability.

Market to Book Capitalization Ratio Chart - Consumer Portfolio Services
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Market to book capitalization ratio in a market segment - Consumer lending

Consumer Portfolio Services specializes in auto loans for borrowers with low credit ratings. This metric compares a company's market valuation to its book value, which is primarily represented by its outstanding loan portfolio. It reflects how investors assess its risk management ability.

Market to book capitalization ratio chart for a market segment - Consumer lending
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Market to book capitalization ratio for the market as a whole

Consumer Portfolio Services specializes in auto loans for borrowers with poor credit. The company's value lies in its ability to assess risk. This chart helps understand how the market values โ€‹โ€‹such a financial service: closer to its book value or at a premium for its unique business model.

Market to book capitalization ratio chart for the overall market
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Debts of the company, segment and market as a whole

CPSS - Company debts Consumer Portfolio Services

Consumer Portfolio Services (CPS), which specializes in subprime auto loans, has a debt structure that is the foundation of its business. The company raises capital through securitization and credit lines to finance its auto loan portfolio. Managing financial leverage is key to its profitability and sustainability.

Company debt schedule Consumer Portfolio Services
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Market segment debts - Consumer lending

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with less-than-perfect credit. Its business involves raising capital at one interest rate and issuing loans at another. This chart directly reflects the size of its loan portfolio and the level of financial leverage it uses.

Market segment debt schedule - Consumer lending
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Market debt in general

Market debt chart as a whole
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Debt to book value of the company, segment and market as a whole

The company's debt to book capitalization ratio Consumer Portfolio Services

Consumer Portfolio Services provides subprime auto loans. The company's business model is based on borrowing at one percent interest and issuing loans at a higher rate. This chart shows its financial leverage, a key risk indicator. High debt can lead to problems as loan defaults increase.

A graph of a company's debt to book value Consumer Portfolio Services
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Market segment debt to market segment book capitalization - Consumer lending

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with suboptimal credit histories. This chart shows debt trends in their sector. It helps assess how the company manages its loan portfolio and risks in the face of changing interest rates and economic conditions.

Market segment debt to market segment book value graph - Consumer lending
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Debt to book value of all companies in the market

Consumer Portfolio Services is a specialized financial services company that provides auto loans to borrowers with less-than-perfect credit. Its business is the purchase and securitization of debt. This graph of the economy's overall debt load is key to it. It reflects both consumer risk appetite and the cost of funding, which directly impacts the company's margins and profitability.

Debt to book value chart of all companies in the market
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P/E of the company, segment and market as a whole

P/E - Consumer Portfolio Services

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with low credit ratings. This chart shows how the market assesses its risk management ability in this segment. This assessment depends on the state of the economy and the default rate on the loans issued.

Schedule P/E - Consumer Portfolio Services
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P/E of the market segment - Consumer lending

This chart for companies in the consumer finance sector serves as a benchmark for Consumer Portfolio Services. It reflects how investors, on average, assess the risks in this sector. Comparison with it helps understand whether CPS's focus on subprime auto loans is considered riskier, but also more profitable, than lenders working with more reliable borrowers.

Market Segment P/E Chart - Consumer lending
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P/E of the market as a whole

Consumer Portfolio Services is a specialized finance company that provides auto loans to borrowers with subprime credit. Its business is highly sensitive to the state of the economy and unemployment. This graph of general economic expectations is a key risk indicator for CPS. An increase in pessimism foreshadows an increase in loan delinquencies.

Overall Market P/E Chart
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Future P/E of the company, segment and market as a whole

Future (projected) P/E of the company Consumer Portfolio Services

Consumer Portfolio Services is a specialized financial services company that originates and services auto loans for borrowers with less-than-perfect credit (subprime). This chart reflects expectations for this risky lending segment. The rating is highly dependent on the state of the economy, unemployment, and the company's ability to manage credit losses.

Chart of the company's future (projected) P/E Consumer Portfolio Services
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Future (projected) P/E of the market segment - Consumer lending

Consumer Portfolio Services is a specialized finance company that purchases and services auto loans for borrowers with less-than-perfect credit. This chart compares the company's outlook with expectations in the consumer finance industry, illustrating how investors assess its risk management capabilities.

Future (projected) P/E graph of the market segment - Consumer lending
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Future (projected) P/E of the market as a whole

Consumer Portfolio Services is a specialized financial services company that provides auto loans to borrowers with less-than-perfect credit. This graph, reflecting the state of the labor market and capital availability, is critical for CPSS. Economic growth reduces default risks, and credit market sentiment determines funding costs.

Chart of the future (projected) P/E of the market as a whole
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Profit of the company, segment and market as a whole

Company profit Consumer Portfolio Services

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with less-than-perfect credit (subprime). This is a high-risk, but potentially highly profitable, business. This chart shows how successfully the company manages credit risk in this segment.

Company profit chart Consumer Portfolio Services
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Profit of companies in the market segment - Consumer lending

Consumer Portfolio Services specializes in auto loans for borrowers with less-than-perfect credit (subprime). This chart shows profitability in the consumer lending sector. For CPSS, this reflects the state of the economy and credit availability. Their business is sensitive to unemployment and default risk, which requires careful management.

Profit chart of companies in the market segment - Consumer lending
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Overall market profit

Consumer Portfolio Services (CPS) is a specialized financial company providing auto loans to borrowers with subprime credit. It's a risky but potentially highly profitable business. Its success depends on the ability to manage default risks. This overall profitability chart reflects the state of the economy, which impacts borrowers' creditworthiness.

Overall Market Profit Chart
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Future (predicted) profit of the company, segment and market as a whole

Future (projected) profit of the company Consumer Portfolio Services

Consumer Portfolio Services (CPS) is a specialized financial services company that purchases and services auto loans for borrowers with less-than-perfect credit (subprime). The profit forecast presented here depends on the volume of these loans issued and the delinquency rate, which is closely tied to the state of the US economy.

Graph of future (projected) profit of the company Consumer Portfolio Services
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Future (predicted) profit of companies in the market segment - Consumer lending

Consumer Portfolio Services is a specialized finance company that provides auto loans to borrowers with subprime credit. Its profitability is highly dependent on the state of the economy and unemployment. The outlook for this sector reflects analysts' expectations regarding credit risks and the availability of financing for such companies.

Graph of future (predicted) profits of companies in a market segment - Consumer lending
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Future (predicted) profit of the market as a whole

Consumer Portfolio Services is a specialized finance company that provides auto loans to borrowers with less-than-perfect credit histories. Its business is highly sensitive to economic conditions. The total revenue projections presented here are indicative of unemployment and credit risk in this segment.

Chart of future (predicted) profits of the market as a whole
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P/S of the company, segment and market as a whole

P/S - Consumer Portfolio Services

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with subprime credit. This chart shows how its interest income is cyclically assessed. This assessment is highly sensitive to the state of the economy and unemployment, which directly impact the risk of default.

Schedule P/S - Consumer Portfolio Services
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P/S market segment - Consumer lending

Consumer Portfolio Services (CPS) is a specialized finance company that purchases and services auto loans for borrowers with less-than-perfect credit. This chart shows the average revenue estimate in the sector, which helps understand how the market evaluates CPS's ability to manage credit risk and generate revenue in its niche.

Market Segment P/S Chart - Consumer lending
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P/S of the market as a whole

Consumer Portfolio Services (CPS) is a specialized financial services company that originates and services auto loans for borrowers with less-than-perfect credit. The company's business is highly sensitive to economic conditions and credit risks. This revenue metric provides context for analyzing the risks and returns in the subprime auto finance sector.

Overall Market Price/Shares Chart
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Future P/S of the company, segment and market as a whole

Future (projected) P/S of the company Consumer Portfolio Services

Consumer Portfolio Services is a specialized financial services company that purchases and services auto loans for borrowers with less-than-perfect credit. This chart shows how investors estimate the company's future earnings, which are dependent on the state of the subprime auto loan market.

The graph of the company's future (projected) P/S Consumer Portfolio Services
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Future (projected) P/S of the market segment - Consumer lending

Consumer Portfolio Services is a specialized financial services company that purchases and services auto loans issued to borrowers with less-than-perfect credit histories. This chart reflects how investors assess its ability to manage high credit risk and its exposure to consumer lending.

Future (projected) P/S market segment graph - Consumer lending
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Future (projected) P/S of the market as a whole

Consumer Portfolio Services (CPSS) provides auto loans to borrowers with subprime credit. Their business is highly sensitive to economic conditions. This graph, reflecting growth and unemployment expectations, is key for CPSS. Economic growth reduces the risk of default in their portfolio, which is a key driver of their profitability.

Chart of the future (projected) P/S of the market as a whole
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Sales of the company, segment and market as a whole

Company sales Consumer Portfolio Services

Consumer Portfolio Services (CPS) is a financial services company specializing in auto loans for borrowers with less-than-perfect credit. This chart shows the interest income from its auto loan portfolio. Sales trends reflect the state of the used car market and the availability of financing in the subprime segment.

Company sales chart Consumer Portfolio Services
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Sales of companies in the market segment - Consumer lending

Consumer Portfolio Services is a specialized finance company that provides auto loans to people with less-than-perfect credit. They purchase loans from car dealers across the country. Their revenue stream is almost entirely derived from the interest payments they receive on this portfolio of auto loans.

Sales chart of companies in the market segment - Consumer lending
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Overall market sales

Consumer Portfolio Services is a specialized financial services company that originates and services auto loans for borrowers with less-than-perfect credit. It operates in a segment often overlooked by traditional banks. This total revenue chart reflects the state of consumer lending, where CPSS occupies an important niche by providing access to financing.

Market sales chart as a whole
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Future sales volume of the company, segment and market as a whole

Future (projected) sales of the company Consumer Portfolio Services

Consumer Portfolio Services is a specialized financial services company that purchases and services auto loans issued to borrowers with subprime credit. This chart reflects analyst expectations for the used car market and the credit health of the population in this segment.

Schedule of future (projected) sales of the company Consumer Portfolio Services
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Future (projected) sales of companies in the market segment - Consumer lending

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with less-than-perfect credit. This chart shows forecasts for the entire subprime auto loan market. It reflects the state of this risky yet lucrative segment, which is highly dependent on unemployment and consumer confidence.

Schedule of future (projected) sales of companies in the market segment - Consumer lending
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Future (projected) sales of the market as a whole

Consumer Portfolio Services, which specializes in auto loans for borrowers with less-than-perfect credit, sees this chart as a barometer of the labor market. The rising forecast for overall economic revenue is driven by rising employment and income stability. This increases borrowers' ability to service their loans, a key factor in CPS's business model.

Schedule of future (predicted) sales of the market as a whole
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Marginality of the company, segment and market as a whole

Company marginality Consumer Portfolio Services

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with less-than-perfect credit. Its profitability depends on its ability to accurately assess risks and manage a portfolio of high-yield loans. This chart shows how the company balances high interest rates and default rates.

Company marginality chart Consumer Portfolio Services
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Market segment marginality - Consumer lending

Consumer Portfolio Services specializes in car loans for borrowers with less-than-perfect credit histories. This metric reflects its ability to manage risk. Consistently above-average results speak to the effectiveness of its scoring models and streamlined debt collection processes.

Market segment marginality chart - Consumer lending
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Market marginality as a whole

Consumer Portfolio Services is a specialized finance company that provides auto loans to borrowers with subprime credit. Its business is extremely sensitive to economic conditions and unemployment. This total return chart is an important indicator for CPS of the potential credit risks in its portfolio.

Market marginality chart for the overall market
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Employees in the company, segment and market as a whole

Number of employees in the company Consumer Portfolio Services

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with subprime credit. This chart shows the team that manages risks and services the portfolio of such loans. Their business is to provide access to financing for a segment of the population denied by traditional banks.

Chart of the number of employees in the company Consumer Portfolio Services
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Share of the company's employees Consumer Portfolio Services within the market segment - Consumer lending

Consumer Portfolio Services is a specialized financial company that provides auto loans to borrowers with less-than-perfect credit histories. Underwriting and servicing these loans requires a large team of risk assessment specialists. This chart illustrates its scale within its narrow but important niche of the financial market, reflecting its share as an employer.

Graph of the company's share of employees Consumer Portfolio Services within the market segment - Consumer lending
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Number of employees in the market segment - Consumer lending

Consumer Portfolio Services (CPS) is a specialized finance company that provides auto loans to borrowers with subprime credit. This graphic shows a team of risk assessment and collection specialists working in a complex and risky segment of the financial market, providing access to transportation for many people.

Graph of the number of employees in the market segment - Consumer lending
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Number of employees in the market as a whole

Consumer Portfolio Services, Inc. specializes in auto loans for borrowers with less-than-perfect credit histories. This employment rate is a critical metric for them. Job growth improves the solvency and credit confidence of their target audience, leading to increased demand for cars and, consequently, for their financial services.

Chart of the number of employees in the market as a whole
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Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole

Market capitalization per employee (in thousands of dollars) of the company Consumer Portfolio Services (CPSS)

Consumer Portfolio Services is a financial company specializing in auto loans for borrowers with less-than-perfect credit. This chart reflects their financial services business. Moderate capitalization per employee is the norm, as risk assessment, origination, and servicing of thousands of loans requires a significant staff of specialists.

Chart of market capitalization per employee (in thousands of dollars) of the company Consumer Portfolio Services (CPSS)
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Market capitalization per employee (in thousands of dollars) in the market segment - Consumer lending

Consumer Portfolio Services is a specialized financial services company that provides auto loans to borrowers with less-than-perfect credit. Performance in this sector depends on the quality of its scoring models and risk management. This chart shows how the market assesses its ability to generate profit per employee.

Market capitalization per employee (in thousands of dollars) by market segment - Consumer lending
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Market capitalization per employee (in thousands of dollars) for the overall market

Consumer Portfolio Services is a specialized financial company providing auto loans to borrowers with less-than-perfect credit histories. In this sector, this metric reflects its risk management capabilities. It shows how successfully the company evaluates borrowers and services loans to achieve profitability.

Market capitalization per employee (in thousands of dollars) for the overall market
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole

Profit per employee (in thousands of dollars) of the company Consumer Portfolio Services (CPSS)

Consumer Portfolio Services (CPS) is a company specializing in subprime auto loans (for clients with poor credit). This chart shows how profitable this risky business is. Staff effectiveness is the ability of their scoring algorithms and collection team to correctly assess risk and ensure repayment.

Company Profit Per Employee (in thousands of dollars) Chart Consumer Portfolio Services (CPSS)
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Profit per employee (in thousands of dollars) in the market segment - Consumer lending

Consumer Portfolio Services (CPSS) is a specialized financial services company that provides auto loans in the subprime segment (for borrowers with less-than-perfect credit). This chart shows the industry benchmark. In the risky business of subprime lending, it reflects how effectively the team (underwriters, collections specialists) manages risk to generate profits.

Chart of profit per employee (in thousands of dollars) in the market segment - Consumer lending
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Profit per employee (in thousands of dollars) for the market as a whole

Consumer Portfolio Services (CPSS) is a specialized finance company. They specialize in subprime auto loans, purchasing loans from dealers issued to borrowers with poor credit histories. This is a high-risk business. Their profit per employee is a measure of how effectively their team (underwriters and, most importantly, collectors) manages this risky portfolio.

Chart of profit per employee (in thousands of dollars) for the market as a whole
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Sales to employees of the company, segment and market as a whole

Sales per company employee Consumer Portfolio Services (CPSS)

Consumer Portfolio Services is a specialized financial services company providing auto loans to borrowers with less-than-perfect credit. This chart demonstrates the effectiveness of managing a high-risk loan portfolio. High revenue per employee is the result of sophisticated risk assessment models and efficient collection procedures.

Sales chart per company employee Consumer Portfolio Services (CPSS)
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Sales per employee in the market segment - Consumer lending

Consumer Portfolio Services (CPSS) specializes in subprime auto loansโ€”they finance the purchase of used cars for people with bad credit. It's a risky but highly profitable business. This chart shows how effective their model (scoring and debt collection) is in generating revenue per employee.

Sales per employee chart in the market segment - Consumer lending
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Sales per employee for the market as a whole

Consumer Portfolio Services (CPSS) is a specialized finance company. They don't issue regular loans, but specialize in subprime auto loansโ€”financing cars for people with poor credit. This chart shows the income (interest) their team generates by managing this high-risk portfolio.

Sales per employee chart for the market as a whole
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Short shares by company, segment and market as a whole

Shares shorted by company Consumer Portfolio Services (CPSS)

Consumer Portfolio Services (CPSS) is a subprime auto loan company. They originate or purchase auto loans for borrowers with poor credit. This chart measures bearish sentiment. A high short position on CPSS is a direct bet on a recession. Investors expect a sharp rise in delinquencies and defaults among their high-risk borrowers.

Short Shares Chart for the Company Consumer Portfolio Services (CPSS)
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Shares shorted by market segment - Consumer lending

Consumer Portfolio Services (CPSS) is a company specializing in subprime auto loans. They purchase and service loans for people with poor credit. This chart shows the overall sentiment in the consumer lending sector. It reflects investor concerns about the sharp rise in auto loan delinquencies.

Chart of the share of shares shorted by market segment - Consumer lending
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Shares shorted by the overall market

Consumer Portfolio Services (CPSS) specializes in subprime auto loans. Its business serves as a barometer of the population's financial health. This chart, reflecting rising fears, is a red flag for CPSS. It signals the expectation of a recession, which would mean rising unemployment and an inevitable wave of defaults on the high-risk loan portfolio.

Chart of the percentage of shares shorted across the market as a whole
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RSI 14 indicator for a company, segment, and market as a whole

The company's RSI 14 indicator Consumer Portfolio Services (CPSS)

Consumer Portfolio Services (CPSS) specializes in auto loans for clients with subprime credit. It's a high-risk business. This chart measures whether greed (overbought) or fear (oversold) is stronger. It shows when the market is overly fearful of rising defaults or, conversely, overly optimistic.

RSI 14 indicator chart for the company's stock Consumer Portfolio Services (CPSS)
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RSI 14 Market Segment - Consumer lending

Consumer Portfolio Services (CPS) is a specialized financial company that provides subprime auto loans to borrowers with less-than-perfect credit. This chart shows the overall sentiment in the consumer lending sector. It helps assess how the market views this risky industry as a whole.

RSI 14 indicator chart for stocks of companies in the market segment - Consumer lending
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RSI 14 for the overall market

CPSS, which specializes in subprime auto loans, sees the risk of defaults in this chart. During periods of euphoria and low unemployment, its clients service their debts. During moments of panic and recession, its borrowers are the first to lose their jobs, leading to mass defaults and threatening CPSS's business model.

RSI 14 indicator chart for stocks of companies across the market as a whole
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Analyst consensus forecast for the company's share price, the segment, and the market as a whole

Analyst consensus stock price forecast CPSS (Consumer Portfolio Services)

Consumer Portfolio Services (CPSS) is a specialized finance company that purchases retail auto loans from auto dealers issued to borrowers with subprime (bad) credit. This chart shows the average target price from analysts, balancing portfolio growth with credit risk.

A chart showing analyst consensus forecasts for the expected stock price. CPSS (Consumer Portfolio Services)
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The difference between the consensus estimate and the actual stock price CPSS (Consumer Portfolio Services)

Consumer Portfolio Services (CPS) is a subprime auto lender. They purchase loans from dealers issued to customers with very poor credit. This is a highly profitable but also highly risky business. This chart shows how analysts assess their ability to manage default risks under consumer stress.

A chart showing the difference between the consensus forecast and the actual stock price. CPSS (Consumer Portfolio Services)
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Analyst consensus forecast for stock prices by market segment - Consumer lending

Consumer Portfolio Services (CPSS) is a specialized lender that provides used car financing to clients with subprime credit. This chart shows general expectations for the consumer lending sector. It reflects whether experts believe subprime borrowers are resilient or whether they expect a wave of defaults.

A chart showing analyst consensus price forecasts for stocks in a market segment. - Consumer lending
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Analysts' consensus forecast for the overall market share price

Consumer Portfolio Services (CPSS) is a specialized financial company that purchases and services subprime (high-risk) auto loans. This chart shows overall market sentiment. For CPSS, which operates in the riskiest segment of auto loans, overall optimism is important because it reduces the risk of defaults. During periods of pessimism, their risks increase sharply.

A chart showing analyst consensus forecasts for the overall market share price.
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AKIMA index of the company, segment and market as a whole

AKiMA Company Index Consumer Portfolio Services

CPS is a second chance auto loan. They are a subprime lender: they don't issue loans themselves, but rather purchase auto loans from dealers issued to customers with poor credit. This chart is a barometer of subprime risk, reflecting their ability to generate high returns while managing high default rates.

AKIMA Index Chart for the Company Consumer Portfolio Services
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AKIMA Market Segment Index - Consumer lending

Consumer Portfolio Services (CPSS) is a specialized finance company that purchases and services auto loans issued to borrowers with poor credit (subprime). This chart shows the average index for the consumer lending sector. It allows one to assess how CPSS's risky business model performs compared to the average.

AKIMA Market Segment Index Chart - Consumer lending
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The AKIM Index for the overall market

Consumer Portfolio Services is an independent financial services company specializing in subprime auto loans. This chart, which reflects the market average, provides a macro backdrop. It helps assess how CPSS, operating in the high-risk segment, compares to the overall economic situation and consumer solvency.

AKIM Index chart for the overall market
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