GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Discover Financial Services
Discover is a major credit card issuer and payment network operator. Its stock price is driven by consumer spending, loan default rates, and competition from giants Visa and Mastercard. Its recent acquisition by Capital One will change its story.
Share prices of companies in the market segment - Bank classic
Discover Financial Services is a large financial services company that issues Discover credit cards, operates its own payment network, and provides banking services. We've classified it as a "Classic Bank." The chart below shows the dynamics of the consumer lending sector.
Broad Market Index - GURU.Markets
Discover Financial is a major financial services company, including credit cards, banking services, and student loans. Its strong brand makes it a key component of the GURU.Markets index. The chart below represents the entire market. See how Discover compares to the overall market.
Change in the price of a company, segment, and market as a whole per day
DFS - Daily change in the company's share price Discover Financial Services
Discover Financial Services' daily stock price fluctuations reflect volatility in the banking sector. This metric is a measure of sensitivity to consumer lending, interest rates, and the overall health of the economy.
Daily change in the price of a set of shares in a market segment - Bank classic
Discover Financial Services is a large financial services company providing credit cards and banking services. Its business is heavily dependent on consumer lending and interest rates. The chart below shows average volatility in the financial sector, which helps assess DFS's stability.
Daily change in the price of a broad market stock, index - GURU.Markets
Discover Financial is one of the largest financial companies, known for its credit cards and banking services. Its stock price is an important indicator of consumer lending and the health of the financial system, significantly contributing to overall volatility.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Discover Financial Services
Discover Financial Services' year-over-year performance tells the story of its unique closed-loop model. Its 12-month market capitalization reflects both the growth of its loan portfolio and its regulatory challenges. Its recent acquisition by Capital One will be a fundamental event that will radically alter the entire industry landscape.
Annual dynamics of market capitalization of the market segment - Bank classic
Discover Financial Services is a major credit card issuer and payment system operator. Unlike Visa and Mastercard, it issues loans itself. The chart shows how its unique integrated model and sensitivity to consumer debt and the economy influence its performance.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Discover Financial, a credit card issuer, mirrors the American consumer in its dynamics. Its shares rise, outperforming the market, when people are spending confidently and paying their bills. Conversely, rising delinquencies and slowing spending signal economic troubles and drag down the stock.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Discover Financial Services
Discover is a major financial services company that issues credit cards. Its monthly performance reflects consumer spending, loan portfolio quality (delinquency rates), and interest rate changes. Regulatory news also plays a significant role.
Monthly dynamics of market capitalization of the market segment - Bank classic
Discover Financial Services occupies a unique position in the financial system, serving as a bank, card issuer, and payment network all at once. The dynamics of the consumer lending sector, shown in the chart, are a barometer of the health of the American consumer. Discover's success is directly dependent on the volume of spending and the ability of its customers to service their debts.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Discover Financial Services is one of the largest credit card issuers in the US, a barometer of the health of the American consumer. Its performance is directly dependent on consumer spending and credit risk. A broad market chart, reflecting overall economic sentiment, allows for a direct comparison of how household financial health impacts Discover.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Discover Financial Services
Discover Financial Services is a major credit card issuer and payment network operator. Its weekly stock price is driven by consumer spending, loan delinquency rates, regulatory news, and its recent merger with Capital One.
Weekly dynamics of market capitalization of the market segment - Bank classic
Discover Financial Services is a credit card giant whose performance serves as a barometer of consumer confidence. The company is impacted by spending volumes, credit risk, and interest rates. This chart compares Discover's performance with the financial sector and helps us understand how its unique business model responds to broader economic trends.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Discover Financial is a major credit card issuer and payment network operator. Its business is highly sensitive to consumer spending and unemployment. This chart clearly shows how much the company's stock amplifies market movements, reflecting the health of the American consumer.
Market capitalization of the company, segment and market as a whole
DFS - Market capitalization of the company Discover Financial Services
Discover's market capitalization chart is a reflection of the American consumer's health. Its dynamics are closely linked to credit card spending and delinquency levels. Recent fluctuations in the chart also reflect investor reactions to news of regulatory issues and the pending merger with Capital One.
DFS - Share of the company's market capitalization Discover Financial Services within the market segment - Bank classic
Discover Financial Services is one of the largest credit card issuers and payment system operators in the United States. Its market share in the financial sector is very large, though still behind giants Visa and Mastercard. This figure reflects the scale of its loan portfolio and the weight of its payments network in the American economy.
Market capitalization of the market segment - Bank classic
The chart below shows the market capitalization of the consumer lending sector. Discover Financial Services is a unique player, being both a payment system (like Visa) and a card-issuing bank. Its stability relative to the market is a result of this closed model and its focus on the average American consumer, making it a barometer of household health.
Market capitalization of all companies included in a broad market index - GURU.Markets
Discover is a large financial services company known for its cash-back credit card and payment network. Its market capitalization reflects its position in the consumer lending market. The chart below shows the economic weight of major credit card issuers.
Book value capitalization of the company, segment and market as a whole
DFS - Book value capitalization of the company Discover Financial Services
Discover's material foundation is its massive portfolio of credit cards and other consumer loans, as well as its proprietary payment network. Book value is the capital that supports this massive lending business. The chart shows how one of the largest card issuers in the US manages its capital and risk in a changing economy.
DFS - Share of the company's book capitalization Discover Financial Services within the market segment - Bank classic
Discover Financial Services is a major credit card issuer and bank. The chart shows its share of physical assets. These include its large operations centers, data centers, and IT infrastructure, which form the physical core for processing millions of transactions.
Market segment balance sheet capitalization - Bank classic
Discover Financial Services is a major credit card issuer and payment network operator. Unlike retailers, their business doesn't require physical stores, but it does require massive and reliable data centers. The book value chart reflects the value of this critical yet invisible technological infrastructure.
Book value of all companies included in the broad market index - GURU.Markets
Discover Financial's physical world encompasses more than just credit cards, but also major operations centers, data centers, and its own payment network. The chart below shows how this powerful physical foundation, which competes with Visa and Mastercard, has evolved.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Discover Financial Services
Discover Financial Services is a major bank and payment system. Its balance sheet (equity) is its financial backbone. The chart shows the premium or discount the company trades at to this capital. The dynamics reflect investor confidence in the quality of its loan portfolio, brand, and ability to generate profits.
Market to book capitalization ratio in a market segment - Bank classic
Discover Financial Services is a major credit card issuer and operator of its own payment network, which distinguishes it from Visa/Mastercard. Its core assets are a vast portfolio of consumer loans. The chart shows how the market evaluates the quality of this portfolio, the strength of its brand, and the effectiveness of its closed-loan business model.
Market to book capitalization ratio for the market as a whole
For Discover, as for the entire banking sector, this ratio is a key indicator of its health. It shows the premium the market is willing to pay above a company's equity for its ability to generate profit. A ratio greater than one indicates investor confidence in Discover's business model and the performance of its loan portfolio relative to the market.
Debts of the company, segment and market as a whole
DFS - Company debts Discover Financial Services
Discover Financial Services is a major credit card issuer and payment network operator. This chart illustrates the core of its business model. The company raises significant debt (including deposits from its online banking) to finance its credit card portfolio, profiting from interest rate differentials.
Market segment debts - Bank classic
Discover Financial Services is a major credit card issuer and payment system operator. Unlike Visa and Mastercard, Discover is also a direct lender, which carries credit risks. This chart shows how the company manages its massive loan portfolio and how its balance sheet compares to other major banks.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Discover Financial Services
Discover Financial Services is a major financial services company, a credit card issuer, and a payment system operator. This chart shows its financial leverage. For a company whose business is credit risk management, the debt-to-equity ratio is a key indicator of its financial strength and conservatism.
Market segment debt to market segment book capitalization - Bank classic
Discover Financial Services is a major credit card and banking company. This chart shows the debt burden in the banking sector. It helps understand how the card issuer manages its loan portfolio, risks, and capital to compete with other major payment systems.
Debt to book value of all companies in the market
Discover Financial Services is a major credit card and banking company. Its business is inherently debt-based. This graph of corporate debt is an indicator for investors of the health of the economy, which directly impacts the ability of Discover's clients to service their debt.
P/E of the company, segment and market as a whole
P/E - Discover Financial Services
Discover Financial Services is a major financial services company that issues Discover credit cards, operates its own payment network, and provides banking services. This chart shows how investors view its integrated model. The performance is influenced by consumer spending, default rates, and competition from Visa and Mastercard.
P/E of the market segment - Bank classic
Discover Financial Services is one of the largest credit card issuers in the US, known for its Discover card and cashback program. The company operates under a closed-loop model, serving as both a bank and a payment network. This chart shows the average valuation for the entire traditional banking sector, providing insight into how investors view Discover's unique business model.
P/E of the market as a whole
Discover Financial Services is a large credit card and banking company. Its performance is heavily dependent on consumer spending and creditworthiness. This graph, which reflects overall economic confidence, is an important indicator for Discover of future loan delinquency rates, which directly impacts its profitability.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Discover Financial Services
Discover Financial Services is a major financial services company that issues Discover credit cards and operates its own payment network. This chart shows analysts' expectations for future revenue, which depend on consumer spending, interest rates, and the company's ability to effectively manage credit risk.
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Future (projected) P/E of the market segment - Bank classic
Discover Financial Services is a major credit card issuer and operator of the Discover payment network. This chart shows general expectations for the financial sector. DFS's position relative to the average reflects market opinion on the quality of its loan portfolio, its ability to compete with Visa and Mastercard, and the overall outlook for consumer lending.
%20P%2FE%20graph%20of%20the%20market%20segment%20-%20Bank%20classic&width=1500&height=450&colorIndex=36&filename=GURU_Markets_-_Future-projected-PE-graph-of-the-market-segment-Bank-classic&v=1772513564070 "Future (projected) P/E graph of the market segment - Bank classic")
Future (projected) P/E of the market as a whole
Discover Financial Services is a major financial services company that issues Discover credit cards and operates the payment system of the same name. It also provides banking and credit services. This general market expectation curve directly impacts consumer spending and credit health, which are key factors for Discover's business.
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Profit of the company, segment and market as a whole
Company profit Discover Financial Services
Discover Financial Services is a large financial services company known for its Discover credit cards and the payment network of the same name. It also provides student and personal loans. The profit chart reflects both interest and card fees, as well as the risk associated with loan defaults.
Profit of companies in the market segment - Bank classic
Discover Financial Services is a large company providing direct banking and payment services. It operates the Discover payment network, issues credit cards, and offers banking products. This chart shows overall profitability in the traditional banking sector. It helps assess the health of consumer lending and the level of competition in the banking industry.
Overall market profit
Discover Financial Services, the issuer of Discover credit cards and the operator of the payment network, is a barometer of consumer spending in the US. When overall market revenue, as in this chart, is rising, it indicates rising incomes and consumer confidence. People are spending more, which increases transaction volumes and Discover's loan portfolio, but it's also important to monitor debt levels.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Discover Financial Services
Discover Financial Services is a major credit card and banking company. Its profits depend on consumer spending and its ability to manage credit risk. This chart shows analysts' expectations for future earnings, which are a barometer of their views on the health of the American consumer.
%20profit%20of%20the%20company%20Discover%20Financial%20Services&width=1500&height=450&colorIndex=41&filename=GURU_Markets_-_Graph-of-future-projected-profit-of-the-company-Discover-Financial-Services&v=1772513564279 "Graph of future (projected) profit of the company Discover Financial Services")
Future (predicted) profit of companies in the market segment - Bank classic
Discover Financial Services is a major financial services company known for its cashback credit cards and proprietary payment network. It also offers banking and lending products. This chart shows forecasts for the entire banking sector, allowing you to assess how Discover's integrated model compares to other financial market giants.
%20profits%20of%20companies%20in%20a%20market%20segment%20-%20Bank%20classic&width=1500&height=450&colorIndex=42&filename=GURU_Markets_-_Graph-of-future-predicted-profits-of-companies-in-a-market-segment-Bank-classic&v=1772513564340 "Graph of future (predicted) profits of companies in a market segment - Bank classic")
Future (predicted) profit of the market as a whole
Discover Financial Services is a major credit card and consumer lending company. Its performance is directly dependent on consumer spending and creditworthiness. This graph, which reflects the health of the economy, is key for forecasting transaction volumes and credit risk.
%20profits%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=43&filename=GURU_Markets_-_Chart-of-future-predicted-profits-of-the-market-as-a-whole&v=1772513564379 "Chart of future (predicted) profits of the market as a whole")
P/S of the company, segment and market as a whole
P/S - Discover Financial Services
Discover Financial Services is a major credit card issuer and payment network operator. This chart shows how the market perceives the health of the American consumer. The dynamics reflect transaction volumes and loan portfolio growth, as well as concerns about a possible increase in delinquencies depending on the state of the economy.
P/S market segment - Bank classic
Discover Financial Services is a large financial services company known for its Discover credit cards and proprietary payment network. Revenue comes from interest income and fees. This banking sector chart helps gauge how investors view Discover's unique model, which combines a card issuer and a payment system.
P/S of the market as a whole
Discover Financial Services is one of the largest credit card companies in the United States. Unlike Visa and Mastercard, Discover operates as both a card issuer and a payment network. This total market revenue valuation chart helps understand how investors value this integrated model in the highly competitive consumer finance industry.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Discover Financial Services
Discover Financial Services is one of the largest payment systems and credit card issuers in the United States. The company also provides banking services, including deposits and personal loans. This chart shows how investors estimate future interest and fee income. It reflects their expectations for consumer spending and the quality of the credit portfolio.
%20P%2FS%20Discover%20Financial%20Services&width=1500&height=450&colorIndex=47&filename=GURU_Markets_-_The-graph-of-the-companys-future-projected-PS-Discover-Financial-Services&v=1772513564581 "The graph of the company's future (projected) P/S Discover Financial Services")
Future (projected) P/S of the market segment - Bank classic
Discover Financial Services is a major credit card issuer and operator of the Discover payment network. The company's valuation reflects the health of the American consumer, card spending volumes, and delinquency levels. This chart shows how investors view its prospects compared to other financial sector giants.
%20P%2FS%20market%20segment%20graph%20-%20Bank%20classic&width=1500&height=450&colorIndex=48&filename=GURU_Markets_-_Future-projected-PS-market-segment-graph-Bank-classic&v=1772513564595 "Future (projected) P/S market segment graph - Bank classic")
Future (projected) P/S of the market as a whole
Discover Financial Services is a major financial services company known for its credit cards and banking services. Its results serve as a barometer of consumer spending and credit health. This chart reflects overall sentiment, while Discover reflects how that sentiment translates into transactions.
%20P%2FS%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=49&filename=GURU_Markets_-_Chart-of-the-future-projected-PS-of-the-market-as-a-whole&v=1772513564640 "Chart of the future (projected) P/S of the market as a whole")
Sales of the company, segment and market as a whole
Company sales Discover Financial Services
Discover Financial Services is a large financial services company. This chart shows its revenue, which consists primarily of net interest income from its portfolio of Discover credit cards and other loans, as well as payment processing fees from its proprietary payment network. Consumer spending is the key driver.
Sales of companies in the market segment - Bank classic
Discover Financial Services (DFS) is a major direct banking and payments company. It issues Discover credit cards, provides student and personal loans, and operates the Discover payment network. This chart shows the revenue of traditional banks. Discover's unique model, which combines issuer and payment system, sets it apart from its competitors.
Overall market sales
Discover Financial Services is a large financial services company, including credit card issuance and banking services. Its card transaction volumes and loan demand are directly dependent on consumer activity. This chart, illustrating the overall health of the economy, serves as a barometer for Discover. Increased spending and borrowing drives revenue.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Discover Financial Services
Discover Financial Services is a large company providing direct banking and payment services. It is known for its Discover credit cards and extensive payment network. Its revenue depends on transaction volume and loan portfolio growth. This chart shows analyst revenue expectations, reflecting their view of consumer spending and the credit market in the US.
%20sales%20of%20the%20company%20Discover%20Financial%20Services&width=1500&height=450&colorIndex=53&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-the-company-Discover-Financial-Services&v=1772513564796 "Schedule of future (projected) sales of the company Discover Financial Services")
Future (projected) sales of companies in the market segment - Bank classic
Discover Financial Services is a major credit card issuer and direct bank. This chart segments projected revenue into interest income (from loans) and non-interest income (fees). This allows analysts to assess which part of their business—lending or transaction services—will be the primary profit driver.
%20sales%20of%20companies%20in%20the%20market%20segment%20-%20Bank%20classic&width=1500&height=450&colorIndex=54&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-companies-in-the-market-segment-Bank-classic&v=1772513564901 "Schedule of future (projected) sales of companies in the market segment - Bank classic")
Future (projected) sales of the market as a whole
Discover Financial Services is a major credit card issuer and payment network operator. The company's transaction volumes and loan portfolio quality directly reflect the health of the American consumer. This chart shows overall sales forecasts, while Discover's data provides a real-time snapshot of consumer spending, savings, and debt levels.
%20sales%20of%20the%20market%20as%20a%20whole&width=1500&height=450&colorIndex=55&filename=GURU_Markets_-_Schedule-of-future-predicted-sales-of-the-market-as-a-whole&v=1772513564960 "Schedule of future (predicted) sales of the market as a whole")
Marginality of the company, segment and market as a whole
Company marginality Discover Financial Services
Discover Financial Services is a large financial services company known for its cashback credit cards and direct banking operations. The company's profitability depends on interest income, loan portfolio quality, and transaction volume. The chart below shows how this integrated banking and payment system model generates profit for shareholders.
Market segment marginality - Bank classic
Discover Financial Services is a large company providing direct banking and payment services. It issues Discover credit cards and operates the Discover Network payments network. This chart shows the profitability of its lending business. Success depends on the quality of its loan portfolio and the effectiveness of customer acquisition.
Market marginality as a whole
Discover Financial Services is a major financial services company known for its credit cards and direct banking services. Its profitability is directly dependent on consumer spending and the credit health of the population. This overall profitability chart is a barometer of this health. Increasing margins in the economy lead to increased transactions and lower default rates.
Employees in the company, segment and market as a whole
Number of employees in the company Discover Financial Services
Discover Financial Services is a consumer finance giant known for its credit cards and online banking. Managing millions of accounts requires a massive staff. This chart shows the thousands of employees involved in customer service, risk management, and the technology that underpins this major bank.
Share of the company's employees Discover Financial Services within the market segment - Bank classic
Discover Financial Services is a giant in the world of consumer finance, a credit card issuer, and a payment network operator. Serving millions of clients, managing risks, and maintaining a complex IT infrastructure requires a massive army of employees. This chart clearly demonstrates the company's scale as one of the largest employers in the financial sector.
Number of employees in the market segment - Bank classic
Discover Financial Services is a large company providing credit cards and banking services. The employment dynamics in the traditional banking sector, visible in this graph, illustrate the competitive landscape. For Discover, with its direct banking model, growth in the industry means both increased demand for credit products and the need to compete for customers.
Number of employees in the market as a whole
Discover Financial Services, known for its credit cards and consumer loans, is directly dependent on the financial health of the population. This employment rate chart is a key indicator of that health. An increase in the number of employed people means an increase in the number of creditworthy borrowers, increased transaction volumes, and reduced default risks, which are the foundation of Discover's business model.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Discover Financial Services (DFS)
Discover Financial Services (DFS) isn't just a bank; it's one of the largest payment networks in the US. Their business (credit cards, payments) requires both technology (processing, security) and personnel (scoring, marketing, service). This metric reflects how much the market values their brand, customer base, and technology platform per employee.
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Market capitalization per employee (in thousands of dollars) in the market segment - Bank classic
Discover Financial Services is a major financial services company known for its credit cards and banking services. This metric reflects the effectiveness of its business model, including the quality of its loan portfolio and brand strength. It allows it to compare with other financial sector giants in terms of capital and labor productivity.
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Market capitalization per employee (in thousands of dollars) for the overall market
Discover Financial Services is a major financial services company known for its credit card and payment network. It also provides banking services. This chart for Discover illustrates how, in today's financial sector, technology and branding create enormous value, leading to high capitalization per employee, despite having a large staff to serve customers.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Discover Financial Services (DFS)
Discover Financial Services isn't just a payment system; it's a major bank. Unlike Visa, they issue loans through their cards and earn interest. This chart demonstrates the incredible efficiency of their business model. While their staff is small compared to traditional banks, they manage a gigantic, highly profitable loan portfolio, relying on data and technology.
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Profit per employee (in thousands of dollars) in the market segment - Bank classic
Discover Financial Services is a large financial services company known for its credit cards and direct banking services. In fintech and banking, productivity reflects the level of automation and customer service efficiency. This metric demonstrates how effectively each employee contributes to profit generation in a highly competitive environment.
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Profit per employee (in thousands of dollars) for the market as a whole
Discover Financial Services is a large financial services company known for its cashback credit cards. Unlike Visa/Mastercard, DFS is both a bank (issuer) and a payment system. This chart shows the benchmark profitability per employee for the market as a whole. Investors can use it to understand how effective the financial services and banking sector is at monetizing human capital.
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Sales to employees of the company, segment and market as a whole
Sales per company employee Discover Financial Services (DFS)
Discover Financial Services is a major credit card issuer and payment network operator. Revenue per employee at this financial corporation reflects the scale of its operations and the profitability of its loan portfolio. The chart shows how the company generates enormous interest and fee income while managing millions of customer accounts and transactions.
&width=1500&height=450&colorIndex=69&filename=GURU_Markets_-_Sales-chart-per-company-employee-Discover-Financial-Services-DFS&v=1772513565772 "Sales chart per company employee Discover Financial Services (DFS)")
Sales per employee in the market segment - Bank classic
Discover Financial (DFS) is a large financial services company known for its eponymous credit card and payment network, as well as for its banking services. This chart shows the average revenue per employee in the banking segment. It helps evaluate how effectively Discover generates interest and commission income compared to its competitors.
Sales per employee for the market as a whole
Discover Financial Services (DFS) is a large financial services company operating under a unique "closed-loop" model. It operates as both a bank (issuing loans) and a payment system (the Discover network). This metric reflects the high efficiency of this integrated model: how much interest and commission income the company generates per employee, from call center agents to IT specialists.
Short shares by company, segment and market as a whole
Shares shorted by company Discover Financial Services (DFS)
Discover Financial (DFS) is a major credit card issuer and payment network operator. The company has faced significant compliance issues and is awaiting a takeover by Capital One. This chart shows short interest. The bearish bets could be due to arbitrage (the difference in the deal price) or concerns that regulators will block the merger, leaving DFS to deal with its problems alone. (349)
&width=1500&height=450&colorIndex=72&filename=GURU_Markets_-_Short-Shares-Chart-for-the-Company-Discover-Financial-Services-DFS&v=1772513565824 "Short Shares Chart for the Company Discover Financial Services (DFS)")
Shares shorted by market segment - Bank classic
Discover (DFS) is both a bank and a major payment network that makes money from credit cards. Their business is directly tied to consumer activity. The chart below shows the total volume of short positions across the entire consumer lending sector. This indicates whether the market expects an increase in defaults and a decline in consumer spending.
Shares shorted by the overall market
Discover is a major credit card issuer. Its business is consumer health. This chart shows the general fear of a recession. Investors are worried about rising unemployment. This means Discover cardholders (often with less-than-stellar credit scores) will begin to miss payments en masse, leading to billions in losses.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Discover Financial Services (DFS)
Discover (DFS) is a major credit card issuer and payment network. Their business thrives when consumers spend aggressively and pay their bills on time. This oscillator measures sentiment. It shows when the stock is "overheated" (above 70) on the back of strong spending reports or "oversold" (below 30) due to concerns about rising loan defaults.
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RSI 14 Market Segment - Bank classic
Discover Financial Services is a large financial company operating under the "direct bank" model. They issue Discover credit cards, operate their own payment network, and offer online deposits. This metric reflects the overall health of the traditional banking sector and helps determine whether the entire segment is oversold due to regulatory issues.
RSI 14 for the overall market
For Discover Financial, a credit card issuer, this chart is an indicator of credit risk. During periods of euphoria, consumers spend heavily, generating fees. But during moments of panic and rising unemployment, a "payback" occurs: consumers not only stop spending but also stop paying their debts, which dramatically increases default rates.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast DFS (Discover Financial Services)
Discover Financial is a major credit card issuer and operator of its own payment network (competing with Visa/AmEx). The company also provides banking and lending services. This chart shows the average price target from analysts, reflecting their view on loan portfolio growth and risk (the company is in the process of being acquired by Capital One).
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The difference between the consensus estimate and the actual stock price DFS (Discover Financial Services)
Discover is a two-in-one giant: both a credit card issuing bank and its own payment network (a competitor to Visa). This chart illustrates the analyst community's opinion on the company's future. It measures the distance between the stock price and the target, which is now largely tied to the terms of their mega-merger with Capital One (COF).
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Analyst consensus forecast for stock prices by market segment - Bank classic
Discover Financial is a closed-loop payment system (like AmEx) and a major credit card issuer targeting the US middle class. This chart shows analysts' overall expectations for the entire banking sector. It reflects whether experts believe in the solvency of American consumers or expect an increase in defaults.
Analysts' consensus forecast for the overall market share price
Discover Financial Services is one of the largest credit card issuers in the US. The company operates as a "closed" system (like AmEx), serving as both a bank and a payment network. This chart shows overall market sentiment. For DFS, whose business serves as a barometer of consumer spending and credit health, analysts' overall optimism (signaling economic growth) is a direct signal of increased transactions and declining defaults.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Discover Financial Services
Discover is the fourth largest payment network in America (after V/MA/AXP). Their signature feature is a closed-loop model (like Amex): they issue cards (the bank) and process payments (the network), focusing on the average consumer. This chart is a summary indicator of their dual risk. It weighs their (growing) transaction volumes against the (critically important) quality of their credit portfolio (delinquency rate).
AKIMA Market Segment Index - Bank classic
Discover Financial Services isn't just another bank. Unlike Visa/Mastercard, they operate a closed-loop system: they issue their own cards (Discover) and process payments themselves. This chart compares their composite index to the traditional bank sector, showing how their unique model outperforms their competitors.
The AKIM Index for the overall market
Discover Financial Services is one of the largest digital banking and payment services companies in the US. It owns the Discover and Pulse networks and is merging with Capital One. This chart, which reflects the market average, provides a macro backdrop. It helps assess how DFS, which depends on consumer credit quality, compares to the overall macroeconomic situation.
