ir.hbtfinancial.com (HBT) - EV/EBITDA Multiple

Public company logo of HBT Financial, Inc. (HBT)

HBT Financial, Inc. (HBT) demonstrates resilience through low-cost deposits and small business lending in Illinois. The EV/EBITDA multiple trajectory visualizes asset value dynamics, where 0.00 represents the current level of the metric. Alliances with Midwest farmers and entrepreneurs drive growth in loyalty, while a planned modernization of server infrastructure guarantees the stability of digital services.

HBT Financial Inc - HBT EV/EBITDA Multiple (period 11/23/2025 - 11/12/2026)
Original product of HBT Financial

The EV/EBITDA multiple determines the total enterprise value, including net debt, relative to operating profit, allowing for an assessment of the asset payback period without the influence of tax regimes and depreciation. By analyzing the EV/EBITDA history of the business, an investor can evaluate the lending efficiency of Illinois warehouse infrastructure by comparing the market value of HBT Financial, Inc. (HBT) with the actual returns of the region's logistics projects.

Key competitors

PNC Financial Services - Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation TFC|M&T Bank Corporation - EV/EBITDA Multiple|FITB: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|HBAN: EV/EBITDA Multiple|First Citizens Bank (FCNCA) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Regions Financial Corp|Enterprise Value to Operating Income Before Depreciation CFG (Citizens Corp)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization KeyCorp (KEY)|EV/EBITDA Multiple eastwestbank.com (EWBC)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Horizon Corporation FHN|Total Company Value to Operating Income Before Depreciation Ratio SouthState Bank (SSB)|Webster Financial Corp - EV/EBITDA Multiple|Business Value to Operating Income Before Depreciation WAL (Western Alliance Bancorp)|UMBF: EV/EBITDA Multiple|WTFC (wintrust.com) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to EBITDA Ratio CMA|ONB (Old National Bancorp Inc.) - Enterprise Value to Operating Income Before Depreciation Ratio|Enterprise Value to EBITDA Ratio ZION (Zions Bancorporation N.A.)|BPOP (Popular Inc) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple CFR (Cullen/Frost Bankers)|CBSH (commercebank.com) - Company Value to Operating Income Before Depreciation Ratio|Columbia Bank - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio Pinnacle Financial Partners, Inc. PNFP|Synovus Financial Corp (SNV) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation BOKF|CADE (Cadence Bank) - EV/EBITDA Multiple|EV/EBITDA Multiple prosperitybankusa.com|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Bank of the Ozarks (OZK)|fnb-online.com - Enterprise Value to Operating Income Before Depreciation|EV/EBITDA Multiple HOMB (Home Bancshares Inc)|GBCI - Enterprise Value to EBITDA Ratio|Hancock Whitney - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio ubsi-inc.com UBSI|ABCB: EV/EBITDA Multiple|Flagstar Bank (FLG) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Atlantic Union Corp|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization FFIN|Enterprise Value to EBITDA Ratio SFBS (ServisFirst Bancshares)|IBOC (ibc.com) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple ASB (Associated Bank)|Total Company Value to Operating Income Before Depreciation Ratio Texas Capital Bancshares, Inc. (TCBI)|UCB - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|EBC (Eastern Bank Corp) - Enterprise Value to Operating Income Before Depreciation|RNST: EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio rocklandtrust.com|Enterprise Value to EBITDA Ratio FBP|Fulton Financial Corporation (FULT) - Total Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple FIBK|CATY (Cathay Corp) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple FHB (First Hawaiian, Inc.)|wsfsbank.com - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|WSBC: Enterprise Value to EBITDA Ratio|Mechanics Bank Corp - Enterprise Value to Operating Income Before Depreciation Ratio|BankUnited N.A. (BKU) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Simmons First - Business Value to Operating Income Before Depreciation|FBK (FB Financial Corporation) - EV/EBITDA Multiple|Company Value to EBITDA cbbank.com CVBF|EV/EBITDA Multiple SBCF|Park National Corporation (PRK) - Enterprise Value to EBITDA Multiple|EV/EBITDA Multiple BOH (BankOH)|Total Company Value to Operating Income Before Depreciation Ratio Banc of California Corp (BANC)|PFS - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA wafdbank.com|First Financial Bank (FFBC) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation TRMK|FRME (First Merchants Bank) - EV/EBITDA Multiple|EV/EBITDA Multiple Banner Financial|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Busey Corporation (BUSE)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization BBT (berkshirebank.com)|Nicolet Bankshares - Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation OFG|Veritex Bank - EV/EBITDA Multiple|FCF: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|NWBI: EV/EBITDA Multiple|bankatcity.com (CHCO) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Coastal Financial Corporation|Enterprise Value to Operating Income Before Depreciation LKFN (Lake City Bank)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Columbia Bank (CLBK)|EV/EBITDA Multiple Stellar Corp (STEL)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization 1st Source Corporation SRCE|Total Company Value to Operating Income Before Depreciation Ratio germanamerican.com (GABC)|National Bank Holdings Corporation - EV/EBITDA Multiple|Business Value to Operating Income Before Depreciation STBA (S&T Bancorp)|TCBK: EV/EBITDA Multiple|HOPE (Hope Financial) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to EBITDA Ratio QCRH|RBCAA (republicbank.com) - Enterprise Value to Operating Income Before Depreciation Ratio|Enterprise Value to EBITDA Ratio CNOB (ConnectOne Corp)|OBK (Origin Bancorp) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple PEBO (Peoples Bancorp Corp)|FSUN (Sunflower Bank) - Company Value to Operating Income Before Depreciation Ratio|OceanFirst Financial - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio tompkinsfinancial.com TMP|Old Second National Bank (OSBC) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation FMBH|UVSP (Univest Bank) - EV/EBITDA Multiple|EV/EBITDA Multiple Northeast Financial|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Amerant Bancorp (AMTB)|amalgamatedbank.com - Enterprise Value to Operating Income Before Depreciation|EV/EBITDA Multiple HBNC (Horizon Bank)|HFWA - Enterprise Value to EBITDA Ratio|Central Pacific Financial Corp - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio Metropolitan Corp MCB|MBWM: EV/EBITDA Multiple|hanmi.com (HAFC) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization MetroCity Bankshares, Inc.|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization BFST|Enterprise Value to EBITDA Ratio GSBC (Great Southern Bancorp Inc)|THFF (First Financial Corporation Inc.) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple CAC (Camden National)|Total Company Value to Operating Income Before Depreciation Ratio smartfinancialinc.com (SMBK)|EGBN - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|MOFG (MidWestOne Financial Group, Inc.) - Enterprise Value to Operating Income Before Depreciation|WASH: EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio Southern California Bancorp Inc.|Enterprise Value to EBITDA Ratio GNTY|capitalbankmd.com (CBNK) - Total Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple FISI|NRIM (Northrim BanCorp) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple AROW (Arrow Bank)|Red River Bancshares, Inc. - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|BSRR: Enterprise Value to EBITDA Ratio|Southern First Corp - Enterprise Value to Operating Income Before Depreciation Ratio|USCB Financial Holdings (USCB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|CoastalSouth Bancshares, Inc. - Business Value to Operating Income Before Depreciation|RBB (RBB Bancorp Inc) - EV/EBITDA Multiple|Company Value to EBITDA MVB Corp MVBF|EV/EBITDA Multiple FRST|mybank.com (FUNC) - Enterprise Value to EBITDA Multiple|EV/EBITDA Multiple MYFW (First Western Financial, Inc.)|Total Company Value to Operating Income Before Depreciation Ratio National Bankshares Inc. (NKSH)|MRBK - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA Ohio Valley Banc|Patriot National Bancorp (PNBK) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation LARK|BFIN (BankFinancial Corp.) - EV/EBITDA Multiple|EV/EBITDA Multiple Provident Financial Holdings|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Northwest Bancorp, Inc. (FNWB)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization BHLB (Berkshire Hills Bancorp, Inc)|CrossFirst Bankshares - Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation FFNW|HomeStreet Inc. - EV/EBITDA Multiple|HTLF: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|NYCB: EV/EBITDA Multiple|Premier Financial Corporation (PFC) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Pacific Premier Bancorp|Enterprise Value to Operating Income Before Depreciation SBT (sterlingbank.com)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization United Community Banks, Inc. (UCBI)