OSBC - oldsecond.com Enterprise Value to EBITDA Ratio
Old Second Bancorp (OSBC) is enhancing scalability through the digitalization of services, thereby reducing personnel costs. Management adheres to a conservative expansion strategy, focusing on asset quality. The EV/EBITDA multiple for the business, as shown on GURU.Markets, reflects the valuation trend, with the latest value recorded as 0.00. A local presence in Illinois allows the bank to effectively contain operating expenses, stabilizing final margins.
oldsecond.com - analytical breakdowns and key metrics (OSBC)
- market price and analyst price targets:
- market capitalization statistics:
- business book valuation details:
- debt and solvency information:
Debt to Equity Old Second Bancorp|OSBC - Long-Term Debt to Capital Ratio|Short-Term Debt to Equity Old Second National Bank|OSBC - Company Aggregate Debts|Debt to Book Capitalization Ratio Old Second Corp|OSBC - Long-Term Debt Volume|Company Short-Term Debt Old Second National Bank|Quick Liquidity oldsecond.com
- financial results and valuation multiples details:
OSBC - Company Net Income|Projected Future Earnings Old Second Bancorp|OSBC - Price to Earnings Multiple|Projected Price to Earnings Old Second Bancorp|OSBC - Growth-Adjusted Payback Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Old Second Corp|OSBC - Operating income before deduction of amortization|Net earnings per share (EPS TTM) Old Second National Bank|OSBC - Net earnings per one share for the last twelve months|Quarterly EPS earnings growth oldsecond.com|OSBC - Net earnings per share growth this year|Net earnings per share growth forecast for next year Old Second Bancorp
Fundamental company analysis:OSBC (Old Second Bancorp Inc)
When screening assets, investors use this metric to determine a business's fair value by comparing market capitalization, adjusted for net debt, against earnings before depreciation and amortization. This calculation logic is critical for the regional bank Old Second Bancorp (OSBC), whose sensitivity to Fed rates and local shocks is reflected in the EV/EBITDA multiple trend, revealing the risks of overpaying for cyclical capital.
Analysis of competing companies
Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization PNC Financial Services PNC|BB&T - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|MTB: Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation FITB (53.com)|HBAN: EV/EBITDA Multiple|FCNCA (First Citizens Bank) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|RF (Regions Financial Corp) - EV/EBITDA Multiple|EV/EBITDA Multiple Citizens Corp|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization KeyCorp (KEY)|eastwestbank.com - Enterprise Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Horizon Corporation FHN|EV/EBITDA Multiple SouthState Bank SSB|WBS - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio Western Alliance Bancorp WAL|UMB Financial (UMBF) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA wintrust.com (WTFC)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Comerica|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization ONB|EV/EBITDA Multiple ZION|Popular Inc - Enterprise Value to Operating Income Before Depreciation|Cullen/Frost Bankers - Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation CBSH|COLB - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio Pinnacle Financial Partners, Inc. PNFP|SNV: EV/EBITDA Multiple|Company Value to EBITDA BOK Financial Securities (BOKF)|CADE (Cadence Bank) - EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio prosperitybankusa.com (PB)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Bank of the Ozarks (OZK)|FNB - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Home Bancshares Inc HOMB|GBCI: Enterprise Value to Operating Income Before Depreciation|Hancock Whitney - EV/EBITDA Multiple|UBSI (ubsi-inc.com) - Enterprise Value to Operating Income Before Depreciation|ABCB (Ameris Bank) - Enterprise Value to EBITDA Ratio|Flagstar Bank - Business Value to Operating Income Before Depreciation|AUB (Atlantic Union Corp) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization FFIN|EV/EBITDA Multiple SFBS|EV/EBITDA Multiple ibc.com (IBOC)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Associated Bank ASB|TCBI: Enterprise Value to Operating Income Before Depreciation|United Community Banks - EV/EBITDA Multiple|Eastern Bank Corp (EBC) - Enterprise Value to EBITDA Ratio|Renasant Corporation (RNST) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA rocklandtrust.com (INDB)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization FirstBank|FULT: Business Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Interstate (FIBK)|CATY: Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Hawaiian, Inc. FHB|wsfsbank.com (WSFS) - Company Value to EBITDA|WSBC - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio Mechanics Bank Corp MCHB|BKU: EV/EBITDA Multiple|SFNC (Simmons First) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|FBK (FB Financial Corporation) - EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio cbbank.com (CVBF)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Seacoast Bank (SBCF)|PRK (Park National Corporation) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple BOH (BankOH)|Banc of California Corp (BANC) - Company Value to EBITDA|Provident Financial Services - EV/EBITDA Multiple|Enterprise Value to EBITDA Multiple wafdbank.com (WAFD)|FFBC: EV/EBITDA Multiple|TRMK - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Merchants Bank|Company Value to EBITDA Banner Financial BANR|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Busey Corporation (BUSE)|berkshirebank.com - Enterprise Value to Operating Income Before Depreciation|EV/EBITDA Multiple NIC (Nicolet Bankshares)|EV/EBITDA Multiple OFG Bancorp Inc. OFG|VBTX - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|FCF: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|NWBI (Northwest Bancshares) - Enterprise Value to EBITDA Ratio|bankatcity.com - Business Value to Operating Income Before Depreciation|CCB (Coastal Financial Corporation) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization LKFN|EV/EBITDA Multiple CLBK|EV/EBITDA Multiple Stellar Corp (STEL)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization 1st Source Corporation SRCE|GABC: Enterprise Value to Operating Income Before Depreciation|NBHC - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|STBA - EV/EBITDA Multiple|TriCo Corp (TCBK) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|HOPE - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization QCR Holdings, Inc.|Company Value to EBITDA republicbank.com RBCAA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization ConnectOne Corp (CNOB)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization OBK (Origin Bancorp)|EV/EBITDA Multiple PEBO (Peoples Bancorp Corp)|FSUN: Enterprise Value to Operating Income Before Depreciation|OCFC: Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation TMP (tompkinsfinancial.com)|First Mid Bancshares, Inc. (FMBH) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|UVSP - Total Company Value to Operating Income Before Depreciation Ratio|NBN (Northeast Bank Inc.) - EV/EBITDA Multiple|Company Value to EBITDA Amerant Financial AMTB|EV/EBITDA Multiple AMAL|Enterprise Value to EBITDA Ratio horizonbank.com HBNC|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Heritage Bank HFWA|Central Pacific Financial Corp. (CPF) - Company Value to EBITDA|MCB - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|HBT (HBT Corp) - Enterprise Value to Operating Income Before Depreciation|MBWM: EV/EBITDA Multiple|Enterprise Value to Operating Income Before Depreciation HAFC|Enterprise Value to EBITDA Ratio MCBS|BFST: Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple GSBC|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization THFF (First Financial Corporation Inc.)|EV/EBITDA Multiple CAC (Camden National)|EV/EBITDA Multiple smartfinancialinc.com SMBK|EGBN - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|MOFG (MidWestOne Financial Group, Inc.) - Enterprise Value to Operating Income Before Depreciation|WASH: EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio Southern California Bancorp Inc.|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Guaranty Bancshares|Company Value to EBITDA capitalbankmd.com CBNK|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Financial Institutions, Inc. (FISI)|NRIM (Northrim BanCorp) - Business Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Arrow Bank AROW|RRBI (Red River Bancshares, Inc.) - Company Value to Operating Income Before Depreciation Ratio|BSRR - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA Southern First Corp|USCB Financial Holdings (USCB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|COSO - Total Company Value to Operating Income Before Depreciation Ratio|RBB (RBB Bancorp Inc) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization MVBF|EV/EBITDA Multiple FRST|Enterprise Value to EBITDA Ratio mybank.com FUNC|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Western Financial, Inc. MYFW|Business Value to Operating Income Before Depreciation NKSH|Meridian Corporation Inc. - EV/EBITDA Multiple|Company Value to EBITDA Ohio Valley Banc|PNBK: EV/EBITDA Multiple|Enterprise Value to EBITDA Multiple banklandmark.com LARK|BFIN (BankFinancial Corp.) - EV/EBITDA Multiple|Provident Financial Holdings (PROV) - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Northwest Bancorp, Inc. (FNWB)|BHLB - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization CrossFirst Bankshares CFB|FFNW: Enterprise Value to Operating Income Before Depreciation|HomeStreet Inc. - EV/EBITDA Multiple|HTLF - EV/EBITDA Multiple|mynycb.com (NYCB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|PFC (Premier Financial Corporation) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to EBITDA Ratio PPBI|SBT: Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple UCBI
