UVSP - univest.net Enterprise Value to EBITDA Ratio

Corporate company logo of Univest Financial Corp (UVSP)

Univest Financial (UVSP) is exposed to margin compression risks and a high concentration of commercial real estate in Pennsylvania. The estimated EV/EBITDA multiple confirms the current market value, where the parameter has stabilized at 0.00. Digitalization via smart algorithms is reducing the burden on personnel, although customer trust remains a priority. A steady inflow of deposits and loyalty within the local B2B sector ensure the stability of the ecosystem.

Univest Financial Corp - UVSP Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization (period 11/23/2025 - 11/10/2026)
Original product of Univest Financial Corporation

For Univest Financial (UVSP), whose strategy is limited to basic digitalization and minimal eco-initiatives, this indicator is critical for assessing business value inclusive of net debt. The metric correlates market capitalization plus liabilities with operating profit before depreciation and amortization, allowing for the determination of the asset's real price without the influence of taxes. By analyzing the EV/EBITDA chart trend for Univest Financial, an investor can distinguish a fundamental bottom from a value trap.

Analysis of competing companies

Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization PNC Financial Services PNC|BB&T - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|MTB: Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation FITB (53.com)|HBAN: EV/EBITDA Multiple|FCNCA (First Citizens Bank) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|RF (Regions Financial Corp) - EV/EBITDA Multiple|EV/EBITDA Multiple Citizens Corp|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization KeyCorp (KEY)|eastwestbank.com - Enterprise Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Horizon Corporation FHN|EV/EBITDA Multiple SouthState Bank SSB|WBS - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio Western Alliance Bancorp WAL|UMBF (UMB Financial) - Enterprise Value to EBITDA Ratio|wintrust.com (WTFC) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Comerica|Enterprise Value to Operating Income Before Depreciation ONB (Old National Bancorp Inc.)|EV/EBITDA Multiple ZION|Total Company Value to Operating Income Before Depreciation Ratio Popular Inc|Cullen/Frost Bankers - Enterprise Value to EBITDA Ratio|commercebank.com - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Columbia Bank - EV/EBITDA Multiple|Company Value to EBITDA Pinnacle Financial Partners, Inc.|Synovus Financial Corp (SNV) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|BOKF - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to EBITDA Ratio CADE|PB (prosperitybankusa.com) - Enterprise Value to Operating Income Before Depreciation Ratio|Enterprise Value to EBITDA Ratio OZK (Bank of the Ozarks)|FNB (fnb-online.com) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple HOMB (Home Bancshares Inc)|GBCI (Glacier Corp) - Company Value to Operating Income Before Depreciation Ratio|Hancock Whitney - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio ubsi-inc.com UBSI|Ameris Bank (ABCB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation FLG|AUB (Atlantic Union Corp) - EV/EBITDA Multiple|EV/EBITDA Multiple First Financial Corp|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization ServisFirst Bancshares (SFBS)|ibc.com - Enterprise Value to Operating Income Before Depreciation|EV/EBITDA Multiple ASB (Associated Bank)|TCBI - Enterprise Value to EBITDA Ratio|United Community Banks - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio Eastern Bank Corp EBC|RNST: EV/EBITDA Multiple|rocklandtrust.com (INDB) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization FirstBank|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization FULT|Enterprise Value to EBITDA Ratio FIBK (First Interstate)|EV/EBITDA Multiple Cathay Corp (CATY)|First Hawaiian, Inc. - Enterprise Value to EBITDA Ratio|wsfsbank.com - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|WSBC - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio Mechanics Bank Corp MCHB|BankUnited N.A. (BKU) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to Operating Income Before Depreciation Ratio SFNC (Simmons First)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization FB Financial Corporation|CVBF: Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple SBCF|PRK - Company Value to EBITDA|EV/EBITDA Multiple BOH (BankOH)|Enterprise Value to EBITDA Multiple Banc of California Corp|Provident Financial Services - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio wafdbank.com WAFD|First Financial Bank (FFBC) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA Trustmark Corp (TRMK)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization First Merchants Bank|Enterprise Value to Operating Income Before Depreciation BANR (Banner Financial)|EV/EBITDA Multiple BUSE|EV/EBITDA Multiple berkshirebank.com (BBT)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Nicolet Bankshares NIC|OFG Bancorp Inc. - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|VBTX: Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation FCF (First Commonwealth Corp)|NWBI: EV/EBITDA Multiple|CHCO (bankatcity.com) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|CCB (Coastal Financial Corporation) - EV/EBITDA Multiple|EV/EBITDA Multiple Lake City Bank|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Columbia Bank (CLBK)|Stellar Corp - Enterprise Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization 1st Source Corporation SRCE|EV/EBITDA Multiple germanamerican.com GABC|NBHC - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio S&T Bancorp STBA|TCBK (TriCo Corp) - Enterprise Value to EBITDA Ratio|Hope Financial (HOPE) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization QCR Holdings, Inc.|Enterprise Value to Operating Income Before Depreciation RBCAA (republicbank.com)|EV/EBITDA Multiple CNOB|Total Company Value to Operating Income Before Depreciation Ratio Origin Bancorp|Peoples Bancorp Corp - Enterprise Value to EBITDA Ratio|Sunflower Bank - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|OceanFirst Financial - EV/EBITDA Multiple|Company Value to EBITDA tompkinsfinancial.com|Old Second National Bank (OSBC) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|FMBH - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to EBITDA Ratio NBN|AMTB (Amerant Financial) - Enterprise Value to Operating Income Before Depreciation Ratio|Enterprise Value to EBITDA Ratio AMAL (Amalgamated Financial)|HBNC (horizonbank.com) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple HFWA (Heritage Bank)|CPF (Central Pacific Financial Corp.) - Company Value to Operating Income Before Depreciation Ratio|Metropolitan Bank Holding Corp. - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio HBT Corp HBT|Mercantile Bank (MBWM) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation HAFC|MCBS (MetroCity Bankshares, Inc.) - EV/EBITDA Multiple|EV/EBITDA Multiple Business First Bancshares, Inc.|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Great Southern Bancorp Inc (GSBC)|First Financial Corporation Inc. - Enterprise Value to Operating Income Before Depreciation|EV/EBITDA Multiple CAC (Camden National)|SMBK - Enterprise Value to EBITDA Ratio|EagleBank - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio MidWestOne Financial Group, Inc. MOFG|WASH: EV/EBITDA Multiple|Southern California Bancorp Inc. (BCAL) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Guaranty Bancshares|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization CBNK|Enterprise Value to EBITDA Ratio FISI (Financial Institutions, Inc.)|EV/EBITDA Multiple Northrim BanCorp (NRIM)|Arrow Bank - Enterprise Value to EBITDA Ratio|Red River Bancshares, Inc. - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|BSRR - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio Southern First Corp SFST|USCB Financial Holdings (USCB) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to Operating Income Before Depreciation Ratio COSO (CoastalSouth Bancshares, Inc.)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization RBB Bancorp Inc|MVBF: Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple FRST|FUNC - Company Value to EBITDA|EV/EBITDA Multiple MYFW (First Western Financial, Inc.)|Enterprise Value to EBITDA Multiple National Bankshares Inc.|Meridian Corporation Inc. - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio Ohio Valley Banc OVBC|Patriot National Bancorp (PNBK) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Company Value to EBITDA banklandmark.com (LARK)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization BankFinancial Corp.|Enterprise Value to Operating Income Before Depreciation PROV (Provident Financial Holdings)|EV/EBITDA Multiple FNWB|EV/EBITDA Multiple Berkshire Hills Bancorp, Inc (BHLB)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization CrossFirst Bankshares CFB|First Financial Northwest Bank - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|HMST: Enterprise Value to EBITDA Ratio|Business Value to Operating Income Before Depreciation HTLF (htlf.com)|NYCB: EV/EBITDA Multiple|PFC (Premier Financial Corporation) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|PPBI (Pacific Premier Bancorp) - EV/EBITDA Multiple|EV/EBITDA Multiple sterlingbank.com|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization United Community Banks, Inc. (UCBI)