GURU.Markets stock price, segment price, and overall market index valuation
The company's share price HomeTrust Bancshares
The shares of Healthcare Trust, a REIT that owns healthcare real estate, reflect the quality of its portfolio and the financial health of its tenants. The price trajectory depends on the stability of rental flows and interest rate dynamics.
Share prices of companies in the market segment - Local banks
HomeTrust Bancshares is a local bank offering a full range of banking services in the Southeastern United States. We've classified it in the "Local Banks" segment, and the chart below shows the overall health of this sector, which serves as a barometer of the regional economy.
Broad Market Index - GURU.Markets
HomeTrust Bancshares is a local bank providing a full range of banking services in the Southeastern United States. As a vital part of the region's financial system, it is included in our GURU.Markets index. The chart below shows the overall market trend. Compare it with the bank's performance to assess the state of the regional economy.
Change in the price of a company, segment, and market as a whole per day
HTBI - Daily change in the company's share price HomeTrust Bancshares
The daily performance of HomeTrust Bancshares, Inc. reflects the volatility inherent in regional banks. This indicator demonstrates sensitivity to the health of the southeastern US economy and interest rates, serving as an important element of analysis.
Daily change in the price of a set of shares in a market segment - Local banks
HomeTrust Bancshares is a regional bank operating in the southeastern United States. The banking sector is sensitive to interest rate changes and local economic conditions. The chart below shows the average volatility for regional banks, allowing for a comparison of HTBI's performance with its peers.
Daily change in the price of a broad market stock, index - GURU.Markets
HomeTrust Bancshares is a regional bank serving communities in the southeastern United States. Its shares reflect the economic health of their region. The aggregate performance of such banks is an important indicator of the overall economy and contributes to the daily "pulse" of the market.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization HomeTrust Bancshares
HomeTrust Bancshares' year-over-year performance tells a story of growth in the southeastern banking market. This North Carolina-based bank's 12-month market capitalization demonstrates how successfully it is expanding its presence in the Carolinas, Tennessee, and Virginia, serving both commercial and private clients.
Annual dynamics of market capitalization of the market segment - Local banks
HomeTrust Bancshares, Inc. is a regional bank focused on serving North Carolina and neighboring states. Its growth is closely tied to the region's rapid economic development. The chart below shows how its strong local market position and acquisition strategy allow it to outperform.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
HomeTrust Bancshares, as a regional bank, mirrors its region's economy in its dynamics. Its performance relative to the broader market depends on the health of local businesses, the real estate market, and employment levels. This is a microeconomic story in a macroeconomic context.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization HomeTrust Bancshares
HomeTrust Bancshares is a regional bank. Its monthly performance reflects the economic health of its regions and the overall interest rate environment. Quarterly reports on loan portfolio growth, asset quality, and M&A activity are key indicators.
Monthly dynamics of market capitalization of the market segment - Local banks
This chart shows the dynamics of the banking sector. For HomeTrust, one regional bank, it reflects overall trends. The chart illustrates how changes in interest rates and the economic situation in its regions have affected the entire industry.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
HomeTrust Bancshares is a community bank serving clients in North Carolina and surrounding states. Its success is closely tied to the health of the local economy. A full-market price chart allows you to assess how HomeTrust shares, as a financial sector stock, react to interest rate changes and the overall sentiment that impacts the entire banking industry.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization HomeTrust Bancshares
HomeTrust Bancshares is a bank operating in North Carolina and neighboring states. Its weekly performance reflects the economic health of this fast-growing region, including the real estate market and small business activity.
Weekly dynamics of market capitalization of the market segment - Local banks
HomeTrust Bancshares is a regional bank serving clients in the southeastern United States. Its financial health is closely tied to the region's economic growth. This chart compares the bank's performance with its sector and helps understand how its small and medium-sized business strategy impacts its performance.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
HomeTrust Bancshares is a small regional bank. Shares of such banks tend to closely correlate with the market, reflecting the overall state of the economy and central bank policy. The chart clearly demonstrates this high sensitivity to macroeconomic news.
Market capitalization of the company, segment and market as a whole
HTBI - Market capitalization of the company HomeTrust Bancshares
HomeTrust Bancshares' market capitalization chart reflects its growth from a small savings bank to a full-fledged community bank serving North Carolina and neighboring states. Its market valuation reflects investors' appreciation for its successful expansion strategy and focus on serving growing markets.
HTBI - Share of the company's market capitalization HomeTrust Bancshares within the market segment - Local banks
HomeTrust Bancshares is a regional bank operating in the Southeastern United States. Its national market share is small. Its market capitalization reflects its weight in the local markets of North Carolina and Tennessee, where it competes for customers with larger national and other regional banks.
Market capitalization of the market segment - Local banks
Below is a chart of the total capitalization of local banks. HomeTrust Bancshares is a leading community bank in western North Carolina. Its stability relative to the broader market reflects the health of this dynamic region. HTB is a vital financial partner for local businesses and residents, supporting their growth.
Market capitalization of all companies included in a broad market index - GURU.Markets
HomeTrust Bancshares is a bank serving the southeastern United States. Its capitalization reflects the region's economic activity. The chart below shows the weight of strong regional banks focused on their markets in the financial system.
Book value capitalization of the company, segment and market as a whole
HTBI - Book value capitalization of the company HomeTrust Bancshares
HomeTrust's financial foundation is its own capital, operating in North Carolina and neighboring states. This chart tells the story of a former savings and loan institution that, after demutualization, is using its capital to transform itself into a full-fledged commercial bank, expanding its range of services and geographic reach.
HTBI - Share of the company's book capitalization HomeTrust Bancshares within the market segment - Local banks
HomeTrust Bancshares is a bank based in North Carolina. The chart shows its share of physical assets. Its branch network is a tangible symbol of its commitment to the communities it serves in Appalachia.
Market segment balance sheet capitalization - Local banks
HomeTrust Bancshares is a bank operating in the southeastern United States. Like most regional banks, it relies on a network of physical branches to serve customers. The book value chart reflects the value of these traditional bank properties and infrastructure.
Book value of all companies included in the broad market index - GURU.Markets
HomeTrust Bancshares' physical presence is represented by a network of bank branches in North and South Carolina, Tennessee, and Virginia. The chart below shows how this regional bank expanded its physical presence.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - HomeTrust Bancshares
HomeTrust Bancshares is a bank operating in North Carolina and neighboring states. Its book value (equity) is its financial backbone. The chart will show how investors view its growth and position in a competitive regional market. A premium to equity will indicate confidence in its strategy.
Market to book capitalization ratio in a market segment - Local banks
HomeTrust Bancshares is a bank serving clients in North Carolina and neighboring states. The chart shows the ratio of its market capitalization to equity. This metric reflects how investors view the bank's regional market position, the quality of its loan portfolio, and its management effectiveness.
Market to book capitalization ratio for the market as a whole
HomeTrust Bancshares is a regional bank for which the market-to-book ratio is a key valuation metric. This chart helps investors understand whether the bank trades at a premium or discount to its equity, reflecting the market's perception of its profitability and risk.
Debts of the company, segment and market as a whole
HTBI - Company debts HomeTrust Bancshares
HomeTrust Bancshares is a regional bank operating in North Carolina and neighboring states. This chart illustrates its growth strategy, which includes both organic development and acquisitions of smaller banks. The bank's wealth management team is focused on expanding its presence in promising regions of the Southeastern United States.
Market segment debts - Local banks
HomeTrust Bancshares is a community bank operating in North Carolina and neighboring states. Its strategy is to provide personalized services to small businesses and individuals. This chart illustrates the conservative capital management typical of banks focused on building long-term relationships.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio HomeTrust Bancshares
HomeTrust Bancshares is a community bank operating in the southeastern United States. This chart shows its financial leverage. For a community bank, conservative capital management is a sign of reliability and long-term stability.
Market segment debt to market segment book capitalization - Local banks
HomeTrust Bancshares is a community bank serving several southeastern US states. This chart shows the average debt load in the community bank sector. It is an indicator of financial stability and helps assess the conservativeness of a bank's growth strategy in its regional market.
Debt to book value of all companies in the market
HomeTrust Bancshares is a bank operating in North and South Carolina, Tennessee, and Virginia. Its success depends on the regional economy. This chart of total national debt provides investors with macroeconomic context for assessing the risks in this regional bank's loan portfolio against national trends.
P/E of the company, segment and market as a whole
P/E - HomeTrust Bancshares
HomeTrust Bancshares is a community bank operating in North and South Carolina, Tennessee, and Virginia. This chart shows how investors value the bank in the fast-growing Southeastern US region. The performance depends on the health of the local economy and competition.
P/E of the market segment - Local banks
HomeTrust Bancshares is the holding company for HomeTrust Bank, which serves customers in North and South Carolina, Tennessee, and Virginia. This chart shows the average rating for community banks, providing insight into how the market views financial institutions operating in the growing regions of the southeastern United States.
P/E of the market as a whole
HomeTrust Bancshares is a regional bank operating in North and South Carolina, Tennessee, and Virginia. Its score reflects the economic health of these fast-growing regions. While this chart reflects overall national sentiment, HomeTrust prioritizes population and business dynamics in its local markets.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company HomeTrust Bancshares
HomeTrust Bancshares is a bank holding company providing financial services in North and South Carolina, Tennessee, and Virginia. This chart shows analysts' expectations for future earnings, which depend on economic growth in these regions, interest rate dynamics, and the bank's ability to grow its loan portfolio.
Future (projected) P/E of the market segment - Local banks
HomeTrust Bancshares is a bank serving customers in North and South Carolina, Tennessee, and Virginia. This chart shows the overall profitability expectations for regional banks. HTBI's position relative to the average reflects the market's view of the southeastern US economy and its strategy to provide a full range of banking services.
Future (projected) P/E of the market as a whole
HomeTrust Bancshares is a bank holding company that, through HomeTrust Bank, serves clients in North and South Carolina, Tennessee, and Virginia. It's a classic regional bank, dependent on the southeastern US economy. This general expectations chart provides a national context against which investors can evaluate the prospects of the local credit market.
Profit of the company, segment and market as a whole
Company profit HomeTrust Bancshares
HomeTrust Bancshares is a regional bank operating in North and South Carolina, Tennessee, and Virginia. Its profits, shown in the chart, are generated by lending to small and medium-sized businesses and individuals. Economic growth in these southeastern states is a key factor in its success.
Profit of companies in the market segment - Local banks
HomeTrust Bancshares is a community bank serving customers in North and South Carolina, Tennessee, and Virginia. The bank offers a full range of banking services. This chart shows the overall profitability of community banks. It illustrates the state of the economy in the southeastern United States and the financial health of the communities served by regional banks.
Overall market profit
HomeTrust Bancshares is a bank serving communities in North Carolina and neighboring states. Its financial health mirrors the regional economy. When overall market returns, as in this chart, are growing, it creates favorable conditions for the bank's clients, leading to increased quality lending and improved financial performance.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company HomeTrust Bancshares
HomeTrust Bancshares is a bank holding company operating in North Carolina and neighboring states. Its financial results reflect the economic health of the region. This chart shows analysts' forecasts for future earnings, based on their expectations for lending growth and economic activity in the southeastern United States.
Future (predicted) profit of companies in the market segment - Local banks
HomeTrust Bancshares is a community bank serving communities in North Carolina, South Carolina, Tennessee, and Virginia. Its business focuses on providing banking services to residents and small businesses. This chart shows profitability forecasts for the community bank sector, allowing you to assess how HomeTrust Bancshares compares to overall industry trends.
Future (predicted) profit of the market as a whole
HomeTrust Bancshares is a community bank serving North Carolina and neighboring states. Its success is directly dependent on the financial well-being of local residents and businesses. This chart, showing overall national economic expectations, provides insight into the trends that will dominate the bank's regions.
P/S of the company, segment and market as a whole
P/S - HomeTrust Bancshares
HomeTrust Bancshares is a community bank serving the Southeastern United States. This chart shows how the market views its performance in this fast-growing region. Investors compare its performance to that of its peers to understand how effectively it is leveraging economic growth to expand its loan portfolio.
P/S market segment - Local banks
HomeTrust Bancshares is a bank holding company operating in North and South Carolina, Tennessee, and Virginia. Its revenue is generated from banking services. This chart for local banks helps investors assess HomeTrust's growth strategy in the attractive markets of the southeastern US and the quality of its assets.
P/S of the market as a whole
HomeTrust Bancshares is the parent company of HomeTrust Bank, which serves customers in North and South Carolina, Tennessee, and Virginia. This total market revenue valuation chart provides context for understanding how investors value this growing regional bank in the southeastern United States.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company HomeTrust Bancshares
HomeTrust Bancshares is a bank holding company serving clients in North and South Carolina, Tennessee, and Virginia. This chart shows how investors view the bank's future earnings. It reflects their expectations for economic growth in the southeastern United States and the bank's ability to grow lending and attract deposits.
Future (projected) P/S of the market segment - Local banks
HomeTrust Bancshares is a community bank serving clients in North and South Carolina, Tennessee, and Virginia. The bank's rating reflects investors' views on the economic growth of this region of the Southeastern United States, the quality of its loan portfolio, and its ability to compete with larger banks while maintaining a focus on local communities.
Future (projected) P/S of the market as a whole
HomeTrust Bancshares is a local bank serving communities in several southeastern states. Its operations mirror local economic activity. This chart shows overall national forecasts, while the bank's performance demonstrates how macro trends are reflected in local lending.
Sales of the company, segment and market as a whole
Company sales HomeTrust Bancshares
HomeTrust Bancshares is a bank holding company serving clients in North and South Carolina, Tennessee, and Virginia. This chart shows its revenue, which consists of interest income from its loan portfolio and banking fees. Economic growth in these southeastern states is a key driver.
Sales of companies in the market segment - Local banks
HomeTrust Bancshares (HTBI) is a community bank serving customers in North and South Carolina, Tennessee, and Virginia. This chart shows local bank revenue. HomeTrust offers a full range of banking services and is actively growing, expanding its presence in the dynamic regions of the southeastern United States.
Overall market sales
HomeTrust Bancshares is a community bank serving North Carolina and neighboring states. Its financial health reflects the health of the local economy. This chart, showing overall national trends, provides important context for the bank. Economic growth in its regions of operation stimulates lending and contributes to the financial stability of its clients.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company HomeTrust Bancshares
HomeTrust Bancshares is a regional bank providing financial services in North and South Carolina, Tennessee, and Virginia. Its revenue depends on loan portfolio growth and economic activity in the southeastern United States. This chart shows analyst revenue expectations, reflecting their outlook on the health and growth prospects of this dynamic region.
Future (projected) sales of companies in the market segment - Local banks
HomeTrust Bancshares is a community bank operating in several states in the southeastern United States. The forecast in this chart segments future revenue, likely by loan type or geographic region. This allows analysts to assess which markets and products analysts see as the bank's primary growth potential.
Future (projected) sales of the market as a whole
HomeTrust Bancshares is a bank serving communities in North Carolina and neighboring states. Its financial results reflect the region's economic life. While this chart shows the national average, HomeTrust Bank's loan and deposit trends reflect the true state of local businesses and consumer sentiment in this dynamic part of the United States.
Marginality of the company, segment and market as a whole
Company marginality HomeTrust Bancshares
HomeTrust Bancshares is a community bank serving customers in North and South Carolina, Tennessee, and Virginia. Its profitability is based on a traditional lending model and deep knowledge of local markets. The chart shows how the bank, growing with its region, converts deposits and loans into net profit.
Market segment marginality - Local banks
HomeTrust Bancshares is a community bank providing financial services in North and South Carolina, Tennessee, and Virginia. This chart shows the profitability of its core banking operations. Success in these growing markets depends on service quality and the ability to compete with larger banks.
Market marginality as a whole
HomeTrust Bancshares is a community bank serving North Carolina and neighboring states. Its financial performance is closely tied to the health of the regional economy. This national profitability chart allows you to compare local business performance with national trends, which is important for evaluating the bank's loan portfolio.
Employees in the company, segment and market as a whole
Number of employees in the company HomeTrust Bancshares
HomeTrust Bancshares is a regional bank operating in the southeastern United States. It follows a community banking model, focusing on serving local clients. This chart shows the size of the team that operates the branch network and maintains its reputation as a reliable financial partner in the region.
Share of the company's employees HomeTrust Bancshares within the market segment - Local banks
HomeTrust Bancshares is a community bank serving customers in the southeastern United States. Its business model is based on building long-term relationships with local communities. This chart illustrates the bank's reach as a significant regional employer and its commitment to personalized financial services through its team and branch network.
Number of employees in the market segment - Local banks
HomeTrust Bancshares is a community bank operating in the Southeastern United States. This chart, showing employment in the community banking sector, is an indicator of the economic health of their regions. For HTB, which grows through acquisitions, this data is important for assessing the attractiveness of new markets and integrating banking teams.
Number of employees in the market as a whole
HomeTrust Bancshares is a community bank operating in the Southeastern United States. Its business reflects the regional economy. The growth in overall employment seen in this graph, particularly in these states, directly indicates that local businesses and residents are thriving, leading to increased demand for loans and deposits at HomeTrust Bank.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company HomeTrust Bancshares (HTBI)
HomeTrust Bancshares (HTBI) is a regional bank. This metric in the banking sector reflects employee efficiency. It shows the market value (based on loan portfolio and commissions) per employeeโfrom branch tellers to credit analysts.
Market capitalization per employee (in thousands of dollars) in the market segment - Local banks
HomeTrust Bancshares is a local bank serving communities in North Carolina and neighboring states. For such banks, this metric is a marker of operational efficiency. The chart allows for comparison with other players and assesses how the market values โโits business model.
Market capitalization per employee (in thousands of dollars) for the overall market
HomeTrust Bancshares is a full-service bank operating in the Southeastern United States. It adheres to the community banking model. This chart shows its per-employee capitalization profile, typical of regional banks: value is generated through a wide branch network and a large staff focused on customer service.
Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company HomeTrust Bancshares (HTBI)
HomeTrust Bancshares is a local bank serving customers in North Carolina and neighboring states. This chart shows how efficiently the bank uses its staff and capital to generate net interest income in the growing but competitive Southeastern US region.
Profit per employee (in thousands of dollars) in the market segment - Local banks
HomeTrust Bancshares is a bank holding company serving clients in the Southeastern United States. The regional bank values โโemployee productivity and loan portfolio quality. This metric demonstrates how effectively each employee contributes to profit growth, reflecting the effectiveness of the operating model and its connection to local businesses.
Profit per employee (in thousands of dollars) for the market as a whole
HomeTrust Bancshares (HTBI) is a regional bank offering a full range of services in North Carolina, Tennessee, and Virginia. It's a classic community bank. This chart, showing average profit per employee across the market, helps assess how effective traditional regional banks, where customer relationships are paramount, are in terms of employee productivity.
Sales to employees of the company, segment and market as a whole
Sales per company employee HomeTrust Bancshares (HTBI)
HomeTrust Bancshares is a bank holding company serving communities in North Carolina and neighboring states. Revenue per employee is a measure of the bank's operational efficiency. This chart reflects how effectively the bank generates income from lending and other services, playing a vital role in the local economy.
Sales per employee in the market segment - Local banks
HomeTrust Bancshares (HTBI) is a local bank providing banking services in North and South Carolina, Virginia, and Tennessee. This metric reflects average revenue per employee in the banking segment. It allows investors to assess how productive HomeTrust's staff is in generating revenue from lending and account servicing.
Sales per employee for the market as a whole
HomeTrust Bancshares (HTBI) is a regional bank serving clients in North Carolina and other states in the southeastern United States. It is a classic commercial bank. This metric is a standard measure of performance: the amount of interest and fee income the bank generates per employee.
Short shares by company, segment and market as a whole
Shares shorted by company HomeTrust Bancshares (HTBI)
HomeTrust Bancshares (HTBI) is a regional bank operating in North Carolina and adjacent states. This chart shows bearish sentiment. The increase in short positions may be related to concerns about the bank's commercial real estate portfolio in fast-growing but potentially overheated cities, as well as general pressure on bank margins. (342)
Shares shorted by market segment - Local banks
HomeTrust Bancshares (HTBI) is a regional bank operating in the Carolinas, Tennessee, and Virginia. The chart below shows the overall short position in the regional bank sector. It shows how concerned investors are about the health of loan portfolios (especially commercial real estate) in these regions.
Shares shorted by the overall market
HomeTrust Bancshares is a regional bank. For it, the broad market pessimism reflected in this chart is a direct warning sign. Investors see this fear as a harbinger of a recession, which for the bank means rising loan defaults from local businesses and mortgage borrowers, and, consequently, pressure on profits.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator HomeTrust Bancshares (HTBI)
HomeTrust Bancshares is a regional bank operating in fast-growing states (North and South Carolina). Its "pulse" is tied to the health of the local economy. This oscillator measures the "temperature" of interest rates. It "warms up" when rising rates promise high margins and "cools down" amid recession fears.
RSI 14 Market Segment - Local banks
HomeTrust Bancshares is the holding company for HomeTrust Bank, a community bank serving communities in North and South Carolina, Tennessee, and Virginia. This chart reflects the collective sentiment of the community banking sector. It helps understand whether the HTBI trend reflects the overall interest rate risk for the sector or its unique market position.
RSI 14 for the overall market
HomeTrust Bancshares (HTBI), a regional bank. This chart reflects the "temperature" of small businesses and the real estate market in its region. During periods of euphoria, local businesses take out loans to expand. During periods of panic and economic downturn, the risk of default on these loans increases for the bank, requiring increased reserves.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast HTBI (HomeTrust Bancshares)
HomeTrust Bancshares (HTBI) is a regional bank providing banking and lending services in North Carolina, South Carolina, and Tennessee. This chart shows the average 12-month price target from analysts, reflecting their views on economic growth in the Sun Belt region, loan quality, and interest margin dynamics.
The difference between the consensus estimate and the actual stock price HTBI (HomeTrust Bancshares)
HomeTrust (HTBI) is a community bank deeply rooted in the fast-growing markets of North and South Carolina. This chart clearly demonstrates the upside and downside potential of the stock, measuring the gap between the price and forecast, reflecting their confidence in the region's economy and the bank's ability to grow its loan portfolio.
Analyst consensus forecast for stock prices by market segment - Local banks
HomeTrust Bancshares (HTBI) is a classic "community bank," deeply integrated into the fast-growing economies of North and South Carolina. This chart reflects the collective opinion of analysts on the *entire* community banking sector. It helps assess whether experts believe this regional growth is sustainable or whether they see general economic risks.
Analysts' consensus forecast for the overall market share price
HomeTrust Bancshares is the holding company for HomeTrust Bank, a local bank serving customers in North and South Carolina. This chart shows overall market sentiment. For HTBI, as a classic local bank, overall optimism (the rising chart) is a positive sign of the regional economy's health, which promises loan portfolio growth.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index HomeTrust Bancshares
HomeTrust is a large community bank, dominant in its niche (Western Carolina, Tennessee). This chart is a summary indicator of the health of their local economy. It aggregates three key drivers of their profit: net interest margin (NIM), loan portfolio quality (delinquencies), and deposit taking costs.
AKIMA Market Segment Index - Local banks
HomeTrust Bancshares is a local bank serving the Carolinas and Tennessee. They focus on providing banking services to small businesses and individuals in their communities. This chart compares their composite index to their sector, showing how this local bank stacks up against the broader banking industry.
The AKIM Index for the overall market
HomeTrust Bancshares is a regional bank based in North Carolina. It has transformed from a savings bank to a full-fledged commercial bank. This chart, showing the market average, provides a macro backdrop. It helps assess how HTBI, growing in a dynamic market, compares to the overall macroeconomic picture.