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GURU.Markets stock price, segment price, and overall market index valuation

The company's share price Waterstone Financial

Waterstone Financial is a savings bank operating in Wisconsin. Its stock price reflects the stability of its traditional banking model, focused on mortgage and consumer lending in the local market.

Share prices of companies in the market segment - Local banks

Waterstone Financial (WSBF) is a bank holding company that, through its subsidiaries WaterStone Bank and Waterstone Mortgage, provides banking and mortgage services in Wisconsin. We classify it as a "Community Bank." The chart below shows general trends in the savings and mortgage bank sector.

Broad Market Index - GURU.Markets

Waterstone Financial is a local bank providing banking and mortgage services in Wisconsin. Its focus on this market makes it a prominent component of the GURU.Markets index. The chart below represents the entire market. See how Waterstone compares to the overall trend.

Change in the price of a company, segment, and market as a whole per day

WSBF - Daily change in the company's share price Waterstone Financial

The daily price change of Waterstone Financial, a savings bank, reflects the state of the real estate market in its region. Change_co measures the volatility inherent in the conservative mortgage business model. This metric is an important component of complex formulas on System.GURU.Markets.

Daily change chart of the company's share price Waterstone Financial
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Daily change in the price of a set of shares in a market segment - Local banks

Waterstone Financial, Inc. is a large regional bank. This chart shows the average daily volatility of the banking sector. Comparing it with the Wisconsin-focused WSBF helps us understand how much local economic conditions influence its stability.

Graph of daily price changes for a set of shares in a market segment - Local banks
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Daily change in the price of a broad market stock, index - GURU.Markets

Waterstone is a savings bank operating in the United States. The banking sector is sensitive to changes in interest rates and the state of the economy. The chart below shows the average volatility for this sector, allowing you to compare Waterstone's performance with the overall market.

Daily chart of changes in the price of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole over 12 months

Annual dynamics of the company's market capitalization Waterstone Financial

The year-over-year performance of Waterstone Financial, Inc., the parent company of Wisconsin-based WaterStone Bank, reflects the state of the local mortgage market. Its 12-month capitalization change is closely tied to mortgage origination and refinancing volumes, making it sensitive to changes in interest rates and housing market activity.

Chart of the annual dynamics of the company's market capitalization Waterstone Financial
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Annual dynamics of market capitalization of the market segment - Local banks

Waterstone Financial, Inc. is a regional bank operating in Wisconsin. Its conservative approach and focus on serving communities ensure its stability. The chart shows how its traditional banking model and the economic health of its core region influence its banking sector performance.

Graph of annual dynamics of market capitalization of a market segment - Local banks
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Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets

Waterstone Financial is a classic regional bank whose stock performance reflects the economic health of the regions where it operates. The bank's trajectory is closely tied to interest rate cycles and the lending activity of local businesses and households, making it a barometer of the local, rather than the global, economy.

Chart of the annual dynamics of the market capitalization of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole for the month

Monthly dynamics of the company's market capitalization Waterstone Financial

The value of Waterstone's, a savings bank, reflects the Wisconsin economy. Monthly fluctuations on the chart depend on mortgage and commercial loan volumes, which are sensitive to local real estate markets and interest rates.

Chart of monthly dynamics of the company's market capitalization Waterstone Financial
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Monthly dynamics of market capitalization of the market segment - Local banks

Local banks are a financial reflection of the health of their territories. The dynamics of their aggregate capitalization over the past year, shown in the chart, is an indicator of business activity and confidence in the banking system. This is the macroeconomic backdrop against which a bank like Waterstone Financial bases its operations.

Chart of monthly dynamics of market capitalization of a market segment - Local banks
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Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets

Waterstone Financial, a Wisconsin-based savings bank, is an example of a conservative financial institution. Its stock can be less volatile than the broader market, reflecting the stability of the local economy and its traditional approach to banking.

Chart of monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
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Dynamics of market capitalization of the company, segment and the market as a whole for the week

Weekly dynamics of the company's market capitalization Waterstone Financial

Waterstone Financial, a banking holding company operating in Wisconsin, mirrors the state's economy. Its weekly stock price reflects the state of the local manufacturing sector, agriculture, and real estate market, demonstrating a rapid response to regional economic news.

Chart of the weekly dynamics of the company's market capitalization Waterstone Financial
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Weekly dynamics of market capitalization of the market segment - Local banks

Savings banks like Waterstone Financial are highly dependent on interest rate movements, which impact their margins. This factor is common across the sector. The chart below illustrates this relationship. It allows one to compare how WSBF's conservative model and its focus on mortgages impact its performance relative to other banks.

Weekly market capitalization dynamics chart for a market segment - Local banks
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Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets

Waterstone Financial is a savings bank operating in Wisconsin. Its conservative business model may make its stock less volatile than those of larger banks. This chart will help you assess how much of a safe haven it is compared to the broader and more unpredictable market.

Weekly market capitalization chart of broad market stocks, index - GURU.Markets
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Market capitalization of the company, segment and market as a whole

WSBF - Market capitalization of the company Waterstone Financial

Waterstone Financial's market capitalization chart is an investor assessment of this savings bank operating in the Milwaukee, Wisconsin, area. Its performance reflects the health of the local real estate market, as the bank is a major mortgage lender. The scale of this metric reflects its conservative approach and focus on traditional banking services.

Company market capitalization chart Waterstone Financial
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WSBF - Share of the company's market capitalization Waterstone Financial within the market segment - Local banks

Waterstone Financial is a bank holding company operating in Wisconsin. Its market share in the community banking segment reflects its conservative business model, which focuses on mortgage lending. The company's market weight demonstrates its status as a stable regional player, whose prosperity is closely tied to the health of the local real estate market.

Company Market Capitalization Share Chart Waterstone Financial within the market segment - Local banks
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Market capitalization of the market segment - Local banks

Below is a chart showing the total value of all local banks in the United States. For Waterstone Financial, which focuses on mortgage lending in Wisconsin, this line is a map of the real estate market. Its dynamics, directly dependent on interest rates, reveal the macroeconomic conditions under which the bank competes for borrowers.

Market segment market capitalization chart - Local banks
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Market capitalization of all companies included in a broad market index - GURU.Markets

Waterstone Financial is a bank operating in Wisconsin. Its global market capitalization is another example of how a cluster of stable regional banks forms the backbone of the US financial system, serving the real economy.

A chart of the market capitalization of all companies included in the broad market index. - GURU.Markets
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Book value capitalization of the company, segment and market as a whole

WSBF - Book value capitalization of the company Waterstone Financial

Waterstone Financial is a Wisconsin-based bank holding company. Its book value is its financial backbone. It reflects its capital, reserves, and, most importantly, its portfolio of mortgages issued to local residents. How strong was this mortgage foundation? The chart below shows its history.

Company balance sheet capitalization chart Waterstone Financial
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WSBF - Share of the company's book capitalization Waterstone Financial within the market segment - Local banks

Waterstone Financial, Inc. is a Wisconsin-based banking holding company. Its business relies on a network of physical Waterstone Bank branches, which form the backbone of customer service in the region. The chart shows the company's share of physical banking infrastructure in its local market.

Chart of the company's book capitalization share Waterstone Financial within the market segment - Local banks
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Market segment balance sheet capitalization - Local banks

Waterstone Financial, as a typical community bank, has a capital-intensive business based on a branch network. This physical infrastructure is key to its deep connections with local clients. The BCap_Seg chart for the banking sector confirms the importance of physical assets to this model.

Market segment balance sheet capitalization chart - Local banks
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Book value of all companies included in the broad market index - GURU.Markets

Waterstone Financial's assets are its capital, loan portfolio, and branch network under the WaterStone Bank brand in Wisconsin. Book value reflects the financial base and physical presence of this local bank. The chart provides an estimate of its scale within the regional economy.

Chart of book value of all companies included in the broad market index - GURU.Markets
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The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole

Market capitalization to book capitalization ratio - Waterstone Financial

For Waterstone Financial, a local bank, its book value (equity) is its foundation. A market valuation close to book value reflects investors' perception of the bank as a stable, but not growing, player.

Market to Book Capitalization Ratio Chart - Waterstone Financial
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Market to book capitalization ratio in a market segment - Local banks

Waterstone Financial is a banking holding company. Its valuation on this chart reflects how investors view the economic health of the regions in which it operates and the quality of its risk management compared to other regional banks.

Market to book capitalization ratio chart for a market segment - Local banks
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Market to book capitalization ratio for the market as a whole

Waterstone Financial is a bank holding company. Like any bank, its balance sheet is the foundation of its business. The market capitalization-to-book value ratio is an important indicator of how investors view its conservative model, asset quality, and operational efficiency.

Market to book capitalization ratio chart for the overall market
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Debts of the company, segment and market as a whole

WSBF - Company debts Waterstone Financial

Waterstone Financial, a bank holding company, uses borrowed funds for mortgage and commercial lending. This chart shows how the bank manages its balance sheet, balancing two activities that react differently to interest rate changes, a key part of its risk management strategy.

Company debt schedule Waterstone Financial
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Market segment debts - Local banks

Waterstone Financial is the holding company for WaterStone Bank, which operates in Wisconsin. Like most community banks, it likely adheres to conservative financial policies. This chart allows you to assess how its capital management and lending strategy aligns with the traditional banking model in its region.

Market segment debt schedule - Local banks
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Market debt in general

Market debt chart as a whole
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Debt to book value of the company, segment and market as a whole

The company's debt to book capitalization ratio Waterstone Financial

Waterstone Financial is a bank holding company. As with any bank, capital management is a key priority. This chart shows the ratio of equity to assets. It serves as an indicator of reliability and conservatism, demonstrating the bank's ability to protect depositors' funds and ensure stable operations.

A graph of a company's debt to book value Waterstone Financial
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Market segment debt to market segment book capitalization - Local banks

Waterstone Financial is a bank holding company that operates Waterstone Bank in Wisconsin. Like many community banks, it focuses on mortgage and commercial lending in its local market. This chart shows overall debt trends in the sector, which helps assess the bank's financial strength.

Market segment debt to market segment book value graph - Local banks
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Debt to book value of all companies in the market

Waterstone Financial, Inc., a bank holding company, must carefully manage its balance sheet and interest rate risk to remain profitable and sustainable. This chart, which reflects the overall leverage in the market, serves as an important indicator. It helps assess how conservatively the bank uses financial leverage compared to other financial sector participants.

Debt to book value chart of all companies in the market
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P/E of the company, segment and market as a whole

P/E - Waterstone Financial

Waterstone Financial is a bank holding company operating in Wisconsin. This chart shows how investors view its conservative approach to banking and mortgage lending. The trend reflects the state of the local housing market and the bank's ability to effectively manage its loan portfolio.

Schedule P/E - Waterstone Financial
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P/E of the market segment - Local banks

Waterstone Financial is a mortgage and community bank. This chart shows the average valuation for the banking sector. It helps understand how investors value its business, which is highly dependent on the housing market and interest rates, and how it compares to other mortgage lenders.

Market Segment P/E Chart - Local banks
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P/E of the market as a whole

Waterstone Financial, Inc. is a bank holding company operating through WaterStone Bank in Wisconsin. It provides traditional banking services. This chart shows the average valuation of all companies in the market. It allows investors to understand whether WSBF's valuation reflects the health of the local economy or whether it follows general trends in the banking sector.

Overall Market P/E Chart
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Future P/E of the company, segment and market as a whole

Future (projected) P/E of the company Waterstone Financial

Waterstone Financial is a banking holding company operating in Wisconsin. Its future profits depend on the state of the local real estate market and demand for mortgages, which are a key part of its business. This chart reflects analysts' expectations for the health of the regional economy and housing market.

Chart of the company's future (projected) P/E Waterstone Financial
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Future (projected) P/E of the market segment - Local banks

Waterstone Financial is a Wisconsin-based bank holding company that operates both a community bank and a mortgage company. This chart reflects its expected future profitability, which depends on the state of the local housing market and its ability to compete in both segments of its business.

Future (projected) P/E graph of the market segment - Local banks
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Future (projected) P/E of the market as a whole

Waterstone Financial is a bank holding company operating a bank and mortgage company in Wisconsin. Their business is highly dependent on the housing market and interest rates. This chart of general market expectations reflects economic conditions that are key to mortgage lending.

Chart of the future (projected) P/E of the market as a whole
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Profit of the company, segment and market as a whole

Company profit Waterstone Financial

Waterstone Financial is a bank holding company operating through WaterStone Bank in Wisconsin. This chart shows the financial results of this conservative regional bank. The company's profitability depends on mortgage and commercial lending in the stable Midwest market.

Company profit chart Waterstone Financial
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Profit of companies in the market segment - Local banks

Waterstone Financial is a Wisconsin-based bank holding company. Like other community banks, its financial health is closely tied to the regional economy. It serves local residents and businesses, and its profitability is an indicator of the health of the banking sector in the Midwest.

Profit chart of companies in the market segment - Local banks
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Overall market profit

Waterstone Financial is a bank holding company operating through WaterStone Bank in Wisconsin. Like any regional bank, its prosperity is directly tied to economic activity in the area where it operates. This chart, showing general trends, provides insight into the overall context that influences the sentiment and financial health of local businessesโ€”the bank's clients.

Overall Market Profit Chart
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Future (predicted) profit of the company, segment and market as a whole

Future (projected) profit of the company Waterstone Financial

Waterstone Financial is a bank holding company operating in Wisconsin. This chart reflects analyst expectations for future earnings. These forecasts are influenced by the state of the local mortgage market, which is a key part of the company's business, as well as the overall economic situation in the region.

Graph of future (projected) profit of the company Waterstone Financial
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Future (predicted) profit of companies in the market segment - Local banks

Waterstone Financial is a bank holding company operating a bank in Wisconsin. The profitability forecasts for the banking sector, shown in this chart, reflect overall economic trends. This chart helps assess how the company's focus on mortgage lending and traditional banking services impacts its financial performance.

Graph of future (predicted) profits of companies in a market segment - Local banks
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Future (predicted) profit of the market as a whole

Waterstone Financial is a bank holding company operating in Wisconsin. Like most regional banks, its success is directly dependent on the health of the local economy, employment levels, and the real estate market. The growth forecast in this chart is a positive sign for credit demand and the bank's asset quality.

Chart of future (predicted) profits of the market as a whole
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P/S of the company, segment and market as a whole

P/S - Waterstone Financial

Waterstone Financial is a bank holding company operating in Wisconsin. This chart shows how investors value its revenue. It helps assess its performance in the local market, particularly in mortgage lending, and compares its valuation to other regional banks.

Schedule P/S - Waterstone Financial
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P/S market segment - Local banks

Waterstone Financial is a bank holding company operating through WaterStone Bank in Wisconsin. This metric reflects the average revenue estimate in the banking sector and helps assess how the market perceives this traditional savings bank and its operations in the local market.

Market Segment P/S Chart - Local banks
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P/S of the market as a whole

Waterstone Financial is a bank holding company and the parent company of WaterStone Bank, which operates in Wisconsin. The bank also has a mortgage division operating nationwide. This chart provides context for understanding how investors view the bank's revenue performance with its hybrid model (traditional banking and mortgages) relative to the overall market.

Overall Market Price/Shares Chart
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Future P/S of the company, segment and market as a whole

Future (projected) P/S of the company Waterstone Financial

Waterstone Financial is a bank holding company operating through WaterStone Bank in Wisconsin. This chart shows how investors estimate its future earnings. This estimate is dependent on the local real estate market, as a significant portion of its portfolio is mortgage loans.

The graph of the company's future (projected) P/S Waterstone Financial
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Future (projected) P/S of the market segment - Local banks

Waterstone Financial is the holding company for WaterStone Bank, which operates in Wisconsin. This chart compares the bank's estimated future earnings with those of other local banks. It shows how investors view its focus on mortgage lending and its ability to manage interest rate risk in its portfolio.

Future (projected) P/S market segment graph - Local banks
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Future (projected) P/S of the market as a whole

Waterstone Financial is a bank holding company that operates a community bank in Wisconsin. Its financial performance is closely tied to the health of the local economy. This chart, which shows overall national growth expectations, is a macroeconomic indicator for Waterstone, influencing business activity and credit demand among its local clients.

Chart of the future (projected) P/S of the market as a whole
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Sales of the company, segment and market as a whole

Company sales Waterstone Financial

This chart visualizes the revenue of Waterstone Financial, the parent company of a savings bank operating in Wisconsin. In addition to traditional banking services, the company has a large mortgage division. Therefore, its revenue is highly dependent on the housing market and interest rates, which influence both mortgage purchase and refinancing volumes.

Company sales chart Waterstone Financial
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Sales of companies in the market segment - Local banks

Waterstone Financial is a bank holding company that manages Waterstone Bank and the mortgage company Waterstone Mortgage Corporation. This chart shows the total revenue of the local banks. It reflects both traditional banking and the state of the mortgage market, which is a significant part of the company's operations and is highly dependent on interest rates.

Sales chart of companies in the market segment - Local banks
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Overall market sales

Waterstone Financial is a bank holding company operating in Wisconsin. Its success is closely tied to the regional economic situation. This graph of overall economic activity in the United States creates a macroeconomic backdrop that influences the local real estate market and small business activity, which are key to the bank's loan portfolio and profitability.

Market sales chart as a whole
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Future sales volume of the company, segment and market as a whole

Future (projected) sales of the company Waterstone Financial

Waterstone Financial is a bank holding company operating in Wisconsin. This revenue projection chart reflects the economic situation in its regions. The increase is driven by expectations for increased mortgage and commercial lending, indicating the stability and growth of the local real estate and business markets.

Schedule of future (projected) sales of the company Waterstone Financial
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Future (projected) sales of companies in the market segment - Local banks

Waterstone Financial is a bank holding company that provides banking services through WaterStone Bank and mortgage lending through its subsidiary. The bank operates in Wisconsin. This chart shows projected revenues for the entire community banking sector, reflecting activity in the mortgage lending market.

Schedule of future (projected) sales of companies in the market segment - Local banks
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Future (projected) sales of the market as a whole

Waterstone Financial is a bank holding company operating in Wisconsin. Its success depends on the health of the local economy. Forecasts for growth in industrial production and consumer spending in the region, linked to overall economic expectations, are a positive sign for the bank, foreshadowing increased demand for mortgages and commercial loans.

Schedule of future (predicted) sales of the market as a whole
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Marginality of the company, segment and market as a whole

Company marginality Waterstone Financial

Waterstone Financial is a bank holding company, the parent company of WaterStone Bank. Its profitability, like that of any bank, depends on managing the interest rate spread. The chart shows the net interest margin, reflecting how successfully the bank attracts low-cost deposits and invests them in higher-yielding assets, primarily mortgages.

Company marginality chart Waterstone Financial
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Market segment marginality - Local banks

Waterstone Financial is the parent company of Waterstone Bank, which provides banking services in Wisconsin. This chart shows how efficiently the bank manages its core business compared to other local banks. A conservative approach to lending and strong community ties are the foundation of its consistent profitability.

Market segment marginality chart - Local banks
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Market marginality as a whole

Waterstone Financial is a banking holding company operating in Wisconsin. Its financial health is directly dependent on the health of the local economy. This overall business profitability chart provides the macroeconomic backdrop for the company, influencing the stability of its clientsโ€”both individuals and small businessesโ€”and determining the quality of its assets.

Market marginality chart for the overall market
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Employees in the company, segment and market as a whole

Number of employees in the company Waterstone Financial

Waterstone Financial is a bank holding company that operates Waterstone Bank in Wisconsin. This chart shows the size of the team operating in a mature and competitive market. Headcount dynamics reflect both organic growth and efficiency improvement efforts, including branch network optimization.

Chart of the number of employees in the company Waterstone Financial
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Share of the company's employees Waterstone Financial within the market segment - Local banks

Waterstone Financial is a bank holding company operating in Wisconsin. Like any community bank, its business relies heavily on its employees, who serve local residents and businesses. This chart shows its scale and market presence, reflecting its share of the total bank workforce in the region.

Graph of the company's share of employees Waterstone Financial within the market segment - Local banks
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Number of employees in the market segment - Local banks

Waterstone Financial is a bank holding company operating in Wisconsin. This chart illustrates the stability of traditional community banking, focused on mortgage lending and servicing local businesses. The bank's employment dynamics are directly linked to the state of the local real estate market and the overall economic climate in the region.

Graph of the number of employees in the market segment - Local banks
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Number of employees in the market as a whole

Waterstone Financial is a banking holding company operating in Wisconsin. Its employment trends are an indicator of the state of the Midwest regional economy. This total employment chart compares the steady but moderate growth in traditional industrial and agricultural regions with more volatile trends in other parts of the country.

Chart of the number of employees in the market as a whole
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Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole

Market capitalization per employee (in thousands of dollars) of the company Waterstone Financial (WSBF)

Waterstone Financial is a bank holding company that operates Waterstone Bank in Wisconsin. The bank specializes in mortgage lending. This chart illustrates how value at such a bank is created through the balance between its capital and the effective work of a team that is an expert in the local mortgage market. This metric reflects labor productivity.

Chart of market capitalization per employee (in thousands of dollars) of the company Waterstone Financial (WSBF)
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Market capitalization per employee (in thousands of dollars) in the market segment - Local banks

Waterstone Financial is the holding company for WaterStone Bank, which operates in Wisconsin. For a savings bank, this metric is a performance indicator. It helps investors assess how effectively the bank manages its assets and liabilities, as well as operating expenses and personnel, to create sustainable shareholder value.

Market capitalization per employee (in thousands of dollars) by market segment - Local banks
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Market capitalization per employee (in thousands of dollars) for the overall market

Waterstone Financial is a Wisconsin-based bank holding company. This metric reflects a traditional banking model focused on its region. Value is created through high-quality lending and personal service, which requires a dedicated staff to build long-term client relationships.

Market capitalization per employee (in thousands of dollars) for the overall market
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole

Profit per employee (in thousands of dollars) of the company Waterstone Financial (WSBF)

Waterstone Financial is a banking holding company that also owns a mortgage division. Their business depends not only on loans but also on the cyclical mortgage market. This chart shows their overall performance. Earnings per employee here is a combination of stable banking income and volatile mortgage income.

Company Profit Per Employee (in thousands of dollars) Chart Waterstone Financial (WSBF)
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Profit per employee (in thousands of dollars) in the market segment - Local banks

Waterstone Financial is a community bank serving clients in Wisconsin. This metric serves as a direct benchmark for their workforce productivity, showing how much profit each employee generates compared to the average for similar banks in the region.

Chart of profit per employee (in thousands of dollars) in the market segment - Local banks
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Profit per employee (in thousands of dollars) for the market as a whole

Waterstone Financial is a bank holding company (WaterStone Bank) in Wisconsin. As with any traditional bank, this chart is a measure of operational efficiency. It shows how successfully the bank's team utilizes deposits to issue profitable loans while controlling operating expenses, including payroll.

Chart of profit per employee (in thousands of dollars) for the market as a whole
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Sales to employees of the company, segment and market as a whole

Sales per company employee Waterstone Financial (WSBF)

Waterstone Financial is a banking holding company operating in Wisconsin. This chart shows productivity in traditional banking. It reflects how much revenue each employee generates from lending and services and is an indicator of their connection to the local economy.

Sales chart per company employee Waterstone Financial (WSBF)
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Sales per employee in the market segment - Local banks

Waterstone Financial (WSBF) is the parent company of WaterStone Bank, a community bank serving the Milwaukee, Wisconsin, area. This chart shows revenue (interest and fees) per employee. It allows you to evaluate the productivity of their branch network and back-office efficiency compared to other community banks.

Sales per employee chart in the market segment - Local banks
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Sales per employee for the market as a whole

Waterstone Financial (WSBF) is the parent company of WaterStone Bank, a community bank in Wisconsin. They also own a mortgage division. This metric reflects how efficiently their banking and mortgage segments generate interest and fee income per employee.

Sales per employee chart for the market as a whole
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Short shares by company, segment and market as a whole

Shares shorted by company Waterstone Financial (WSBF)

Waterstone Financial is a banking holding company whose business is heavily dependent on mortgage lending. This chart shows bearish bets. These bears are betting that high interest rates have killed the mortgage market: both new originations and refinancing volumes have plummeted, decimating the bank's revenue.

Short Shares Chart for the Company Waterstone Financial (WSBF)
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Shares shorted by market segment - Local banks

Waterstone Financial is a local bank serving Wisconsin. This chart shows short bets. A rise in short bets against this bank signals investor concerns about the health of the local economy or, more likely, risks in their commercial real estate portfolio.

Chart of the share of shares shorted by market segment - Local banks
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Shares shorted by the overall market

Waterstone Financial, another player in the regional banking sector, is heavily dependent on the health of the housing market. This chart reflects the general anxiety of investors. Peak pessimism often coincides with expectations of rising rates or a crisis. For WSBF, this is a double whammy: reduced demand for mortgages and increased risks to the existing loan portfolio.

Chart of the percentage of shares shorted across the market as a whole
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RSI 14 indicator for a company, segment, and market as a whole

The company's RSI 14 indicator Waterstone Financial (WSBF)

Waterstone Financial is a classic community bank serving Wisconsin. Its stock reflects the health of the Midwest's local economy. This chart helps assess when the market is overly positive (overbought) or overly pessimistic (oversold) about the region's credit climate and the bank's ability to profit from rate differentials.

RSI 14 indicator chart for the company's stock Waterstone Financial (WSBF)
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RSI 14 Market Segment - Local banks

Waterstone Financial is a regional bank serving clients in Wisconsin. Their business includes both traditional banking services and a large mortgage division. This chart reflects the collective momentum across the entire regional banking sector. It helps investors distinguish the housing-related WSBF movement from the overall industry trend.

RSI 14 indicator chart for stocks of companies in the market segment - Local banks
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RSI 14 for the overall market

For Waterstone Financial, a local bank, this chart reflects borrower confidence. Market euphoria fuels a boom in real estate and M&A, filling the bank's loan portfolio. Market panic, on the other hand, freezes demand for mortgages and business loans, simultaneously increasing the risk of default on existing loans.

RSI 14 indicator chart for stocks of companies across the market as a whole
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Analyst consensus forecast for the company's share price, the segment, and the market as a whole

Analyst consensus stock price forecast WSBF (Waterstone Financial)

Waterstone Financial is the holding company for WaterStone Bank, which serves communities in Wisconsin. The bank also has a strong mortgage lending division. This chart shows the average 12-month forecast from analysts, reflecting their assessment of the balance between traditional banking and the volatile mortgage market.

A chart showing analyst consensus forecasts for the expected stock price. WSBF (Waterstone Financial)
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The difference between the consensus estimate and the actual stock price WSBF (Waterstone Financial)

Waterstone Financial is the parent company of Waterstone Bank, which serves communities in Wisconsin with a strong focus on mortgage lending. This chart illustrates the analyst community's opinion on the company's future. It measures the distance between the price and the target, reflecting their view of the Midwest housing market.

A chart showing the difference between the consensus forecast and the actual stock price. WSBF (Waterstone Financial)
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Analyst consensus forecast for stock prices by market segment - Local banks

Waterstone Financial is the holding company for WaterStone Bank, a community bank operating in Wisconsin. This chart shows analysts' overall expectations for the entire community banking sector. It reflects whether experts believe in the stability of the Midwest economy and the health of small banks.

A chart showing analyst consensus price forecasts for stocks in a market segment. - Local banks
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Analysts' consensus forecast for the overall market share price

Waterstone Financial is the holding company for WaterStone Bank, a local bank serving clients in Wisconsin. This chart shows overall market sentiment. For WSBF, as a classic local bank, the overall optimism of analysts is a positive sign of the regional economy's health, promising loan portfolio growth and stability.

A chart showing analyst consensus forecasts for the overall market share price.
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AKIMA index of the company, segment and market as a whole

AKiMA Company Index Waterstone Financial

Waterstone Financial (WSBF) is a Wisconsin-based bank holding company that operates under a dual model: a classic community bank (WaterStone Bank) and a national mortgage business. This chart evaluates their hybrid model, weighing the stability of their local banking against the highly cyclical nature and rate sensitivity of their national mortgage business.

AKIMA Index Chart for the Company Waterstone Financial
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AKIMA Market Segment Index - Local banks

Waterstone (WSBF) is a conservative local bank (headquartered in Wisconsin) serving Wisconsin communities (and owning a mortgage business). This composite metric evaluates banks. The chart shows the sector average. This benchmark: how does WSBF's traditional local model differentiate it from the average regional bank?

AKIMA Market Segment Index Chart - Local banks
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The AKIM Index for the overall market

Waterstone Financial is a Wisconsin-based savings bank with historical strength in mortgage lending. This chart, showing the market average, provides a macro backdrop. It helps assess how Waterstone Financial, which is dependent on mortgage volumes and the Midwest housing market, compares to the overall macroeconomic picture.

AKIM Index chart for the overall market
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