GURU.Markets stock price, segment price, and overall market index valuation
The company's share price Plumas Bancorp
Plumas Bancorp is a community bank serving rural areas of Northern California. Its stock price reflects the strength of the local economy. It has a history of conservative banking focused on serving small businesses and local communities.
Share prices of companies in the market segment - Local banks
Plumas Bancorp (PLBC) is a bank holding company that, through Plumas Bank, provides financial services to small businesses and individuals in rural areas of Northern California and Nevada. We classify it as a "Community Bank." The chart below shows the dynamics of the community banking sector serving rural areas.
Broad Market Index - GURU.Markets
Plumas Bancorp is a local bank providing financial services in Northern California and Nevada. As part of the GURU.Markets index, it reflects the economic health of these regions. The chart below represents the entire market. See how this regional player compares to the overall trend.
Change in the price of a company, segment, and market as a whole per day
PLBC - Daily change in the company's share price Plumas Bancorp
The price fluctuations of Plumas Bancorp, a local bank, reflect the economic health of its communities in California and Nevada. Change_co measures the volatility inherent in the conservative banking industry. At System.GURU.Markets, this metric is important for analyzing stability in the small bank sector.
Daily change in the price of a set of shares in a market segment - Local banks
Plumas Bancorp is a large regional bank. This chart shows the average daily volatility of the banking sector. Comparing it with PLBC's performance, which focuses on Northern California, helps us understand how much local economic conditions influence its stability.
Daily change in the price of a broad market stock, index - GURU.Markets
Plumas is a local bank operating in the United States. The banking sector is sensitive to interest rate changes and economic conditions. The chart below shows the average volatility for this sector, allowing you to compare Plumas's performance with the overall market.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization Plumas Bancorp
For Plumas Bancorp, a community bank in rural Northern California, its year-over-year performance reflects the health of the local economy, based on agriculture and tourism. Its 12-month market capitalization demonstrates how its conservative approach and close ties to the community allow it to operate reliably, far from the bustle of big cities.
Annual dynamics of market capitalization of the market segment - Local banks
Plumas Bancorp is a regional bank focused on serving Northern California. Its performance is closely tied to the region's economic situation, including agriculture. The chart below shows how its strong local market position and conservative lending approach influence its stability.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
Plumas Bancorp is a classic regional bank whose stock performance reflects the economic health of the regions where it operates. The bank's trajectory is closely tied to interest rate cycles and the lending activity of local businesses and households, making it a barometer of the local, rather than the global, economy.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization Plumas Bancorp
The dynamics of Plumas, a community bank, reflect the economies of Northern California and Nevada. Monthly fluctuations on the chart depend on lending growth in these regions, which is sensitive to the state of agriculture and tourism, and on the overall dynamics of interest rates.
Monthly dynamics of market capitalization of the market segment - Local banks
Local banks are the financial heart of their communities. The overall performance of this sector, shown in the graph, reflects the economic health and lending activity at the local level. This provides the backdrop against which institutions like Plumas Bancorp strive to grow alongside their clients and the region.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Plumas Bancorp is a classic local bank serving Northern California. Its stock is a barometer of the region's economic health. Its stock price is typically less volatile than that of larger banks and reflects the health of local small businesses and agriculture.
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization Plumas Bancorp
Plumas Bancorp, a bank serving rural Northern California and Nevada, is a barometer of the region's economy. Its weekly stock price reflects the state of the forestry, agriculture, and tourism industries, demonstrating sensitivity to very specific local factors.
Weekly dynamics of market capitalization of the market segment - Local banks
Shares of community banks like Plumas Bancorp move in sync with broader sector factors: Federal Reserve policy and the state of the economy. The chart below illustrates this relationship. It compares how Plumas Bancorp's focus on serving rural California impacts its performance relative to the average regional bank.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
Plumas Bancorp is a small bank operating in rural areas of Northern California. Its business is closely tied to the local economy, including forestry and tourism. The chart shows how these local factors influence the stock's performance compared to the broader market.
Market capitalization of the company, segment and market as a whole
PLBC - Market capitalization of the company Plumas Bancorp
Plumas Bancorp's market capitalization is a barometer of economic life in rural areas of northeastern California and Nevada. As a community bank, its value reflects the health of small businesses, agriculture, and tourism in the region. The scale of this metric demonstrates its deep roots in the community and its reputation as a reliable partner.
PLBC - Share of the company's market capitalization Plumas Bancorp within the market segment - Local banks
Plumas Bancorp is a small bank serving rural areas of Northern California and Nevada. Its share of the total market capitalization of community banks reflects its indispensable role in the economies of these sparsely populated areas. The company's market weight demonstrates that, even in the age of megabanks, there is a need for financial institutions with deep local expertise.
Market capitalization of the market segment - Local banks
This chart shows the total value of all local banks in the United States. For Plumas Bancorp, which serves rural California, this line is the backdrop. Amid the sector's momentum, the bank proves that even in the age of digitalization, there's an indispensable role for financial institutions that deeply understand the needs of their small communities.
Market capitalization of all companies included in a broad market index - GURU.Markets
Plumas Bancorp is a bank serving rural areas of Northern California and Nevada. Its market capitalization provides a financial snapshot of the economies of these unique regions, demonstrating how local banks support life far from the big cities.
Book value capitalization of the company, segment and market as a whole
PLBC - Book value capitalization of the company Plumas Bancorp
Plumas Bancorp is a bank serving rural areas of Northern California and Nevada. Its book value is its financial foundation. It reflects its capital, reserves, and loan portfolio, which support the local economy. How stable has this bank been in its region? The chart below shows its history.
PLBC - Share of the company's book capitalization Plumas Bancorp within the market segment - Local banks
Plumas Bancorp is a bank serving rural areas of Northern California and Nevada. Its business model is based on a deep understanding of local needs and a network of physical branches that serve as the financial hubs of these communities. The chart shows the bank's share of physical infrastructure in its unique local market.
Market segment balance sheet capitalization - Local banks
Plumas Bancorp, as a typical community bank, has a capital-intensive business based on its branch network. This physical infrastructure is key to its deep connections with local customers. The BCap_Seg chart for the banking sector confirms the importance of tangible assets to this model.
Book value of all companies included in the broad market index - GURU.Markets
Plumas Bancorp's assets include its equity, loan portfolio, and branch network in northeastern California and Nevada. Book value reflects the financial base and physical presence of this local bank. The chart provides an estimate of its scale within the regional economy.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - Plumas Bancorp
For Plumas Bancorp, a local bank, its book value (equity) is its foundation. The market premium it receives reflects its stable operations and deep economic entrenchment in its region. The chart is a vote of confidence in its conservative business model.
Market to book capitalization ratio in a market segment - Local banks
Plumas Bancorp is a local bank in Northern California. Its valuation on this chart reflects the stability of the region's rural economy and the bank's conservative approach to its operations, which attracts investors seeking stability over rapid growth.
Market to book capitalization ratio for the market as a whole
Plumas Bancorp is a bank serving small towns in Northern California and Nevada. Its business is built on deep ties to the local community. Its market-to-book value ratio reflects how investors view its stability and asset quality in its unique geographic niche.
Debts of the company, segment and market as a whole
PLBC - Company debts Plumas Bancorp
Plumas Bancorp, a community bank serving rural Northern California, employs a conservative financial strategy. Funds raised are used to provide loans to local small businesses and agriculture. This chart demonstrates how the bank maintains stability and close ties to the communities it serves.
Market segment debts - Local banks
Plumas Bancorp is an independent community bank operating in northeastern California. Its financial policies are generally conservative and focused on the needs of small businesses and residents of rural areas. This chart assesses the bank's adherence to a traditional capital management and lending model, which ensures its stability.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio Plumas Bancorp
Plumas Bancorp is a small community bank serving rural California. Its financial stability is critical to local residents and businesses. This chart shows the bank's capitalization. It is a measure of its conservatism and reliability, demonstrating its ability to withstand economic difficulties in its region without jeopardizing depositors.
Market segment debt to market segment book capitalization - Local banks
Plumas Bancorp is a small community bank serving rural areas in northern California and Nevada. Its business is closely tied to the health of the local economy. The chart reflects the sector's debt load, providing a benchmark for comparing Plumas Bank's conservative financial policies with other local banks.
Debt to book value of all companies in the market
As a bank serving rural and suburban areas, Plumas Bancorp focuses on stability and a deep understanding of the local market. This chart shows the overall debt burden in the economy. It allows one to assess how conservative and sustainable this community bank's financial model is compared to large financial conglomerates and the market as a whole.
P/E of the company, segment and market as a whole
P/E - Plumas Bancorp
Plumas Bancorp is a community bank serving rural areas in northeastern California and northern Nevada. This chart illustrates the market's perception of its focus on small communities. The indicator's dynamics reflect the economic health of these regions, particularly in agriculture, forestry, and tourism.
P/E of the market segment - Local banks
Plumas Bancorp is a community bank in a rural area. This chart shows the average valuation for the banking sector. It allows investors to compare Plumas with its peers and understand whether it is valued in line with general industry trends or whether it has local specifics that impact its profitability.
P/E of the market as a whole
Plumas Bancorp is a community bank providing financial services in northeastern California and northern Nevada. It focuses on serving small businesses and residents of rural areas. This chart shows the average valuation of all companies in the market. It allows investors to understand whether PLBC's valuation reflects the health of the local economy or is moving in line with overall trends.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company Plumas Bancorp
Plumas Bancorp is a rural community bank serving northeastern California and northern Nevada. Its future profitability depends on the health of local economies based on agriculture and tourism. This chart shows analysts' expectations for the stability of these niche regional markets.
Future (projected) P/E of the market segment - Local banks
Plumas Bancorp is a community bank serving rural areas of northeastern California and Nevada. This chart compares its future profitability forecasts with sector expectations. It reflects the market's appreciation of its stable business model, deeply rooted in the local economy, including agriculture and tourism.
Future (projected) P/E of the market as a whole
Plumas Bancorp is a bank serving small communities in northeastern California and Nevada. Its business is built on a deep understanding of the local economy, including agriculture and tourism. This general expectations chart illustrates the macro backdrop upon which the bank builds its conservative and community-focused model.
Profit of the company, segment and market as a whole
Company profit Plumas Bancorp
Plumas Bancorp is an independent bank serving small communities in northeastern California and Nevada. This chart reflects the financial economies of these rural regions. The bank's profitability depends on its ability to provide personalized services to local businesses and residents.
Profit of companies in the market segment - Local banks
Plumas Bancorp is the holding company for Plumas Bank, a community bank operating in Northern California. Its profitability reflects the economic activity of its region. It plays a vital role in supporting local businesses, and its financial performance is part of the overall picture of the health of the local banking sector.
Overall market profit
Plumas Bancorp is the holding company for Plumas Bank, a local bank serving rural areas of Northern California. Its business reflects the health of the local economy, including agriculture and small businesses. This chart, showing general trends, provides a backdrop that influences the sentiment and financial health of the bank's clients in their unique region.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company Plumas Bancorp
Plumas Bancorp is a community bank serving rural areas of northeastern California and northern Nevada. This chart reflects analysts' expectations for future earnings. The forecast depends on the health of local economies, including agriculture and tourism, and the bank's ability to maintain market share in smaller communities.
Future (predicted) profit of companies in the market segment - Local banks
Plumas Bancorp is a community bank serving small communities in northeastern California and Nevada. The profitability forecasts for the banking sector, shown in this chart, reflect overall economic conditions. This allows one to assess how a focus on niche rural markets ensures the bank's stability and loyal customer base.
Future (predicted) profit of the market as a whole
Plumas Bancorp is a community bank serving rural areas of northeastern California and Nevada. Its health is directly dependent on the health of local small businesses, agriculture, and tourism. The overall corporate earnings outlook, shown in this chart, serves as an indicator of economic activity affecting the bank's clients.
P/S of the company, segment and market as a whole
P/S - Plumas Bancorp
Plumas Bancorp is a community bank serving rural areas of Northern California. This chart shows how investors view its revenue. For a bank of this type, it reflects its deep ties to the local community, the stability of its loan portfolio, and its role in the region's agriculture- and tourism-dependent economy.
P/S market segment - Local banks
Plumas Bancorp is a community bank serving rural areas of northeastern California and northern Nevada. This chart shows the average revenue estimate for the banking sector. It helps gauge how investors perceive the stability and deep community ties that characterize banks like Plumas.
P/S of the market as a whole
Plumas Bancorp is the parent company of Plumas Bank, which serves rural areas in northeastern California and Nevada. The bank plays a vital role in the local economy. This chart helps understand how investors value the revenue of a small community bank compared to large financial conglomerates and the overall market.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company Plumas Bancorp
Plumas Bancorp is a community bank operating in northeastern California and Nevada. This chart shows how investors estimate its future earnings. This estimate depends on the economic health of its primarily rural regions and its ability to provide quality banking services to small businesses.
Future (projected) P/S of the market segment - Local banks
Plumas Bancorp is the holding company for Plumas Bank, which serves northeastern California and northern Nevada. This chart compares the bank's estimated future earnings with those of other local banks. It shows how investors view its stability in rural markets and its ability to serve the needs of local small businesses and residents.
Future (projected) P/S of the market as a whole
Plumas Bancorp is a community bank serving rural areas of Northern California and Nevada. Its success is closely tied to the health of local economies, including agriculture and tourism. This chart, which reflects overall national expectations, serves as a background indicator for Plumas, while local factors are key.
Sales of the company, segment and market as a whole
Company sales Plumas Bancorp
This chart shows the revenue of Plumas Bancorp, a community bank serving rural Northern California. Revenue is generated from net interest income from lending to small businesses, farmers, and individuals. The dynamics of this metric reflect economic activity in these small communities, where the bank plays a central role.
Sales of companies in the market segment - Local banks
Plumas Bancorp is a community bank serving rural areas of northeastern California and northern Nevada. It specializes in small business and agricultural lending. This chart shows the total revenue of community banks. It reflects the economic health of the regions it serves, where the bank plays a key role in supporting the local economy and entrepreneurship.
Overall market sales
Plumas Bancorp is a community bank serving rural communities in Northern California. Its financial performance is directly dependent on the health of the local economy, including agriculture and small businesses. This chart of overall U.S. economic activity serves as a background indicator that influences interest rates and the business climate, which impacts Plumas's clients.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company Plumas Bancorp
Plumas Bancorp is a community bank serving rural areas of northeastern California and northern Nevada. This revenue projection chart reflects the economic vibrancy of small towns. The growth is driven by expectations for small business, agricultural, and individual lending in these unique, tightly knit communities.
Future (projected) sales of companies in the market segment - Local banks
Plumas Bancorp is a community bank serving small communities in northeastern California and northern Nevada. The bank focuses on providing personalized services to small businesses and individuals. This chart shows projected revenue for the entire community bank sector, reflecting economic activity in rural and mining areas.
Future (projected) sales of the market as a whole
Plumas Bancorp is an independent bank serving rural Northern California. Its success is inextricably linked to the region's economy, including agriculture, forestry, and tourism. Forecasts for these industries, linked to overall economic trends, are a key indicator of future loan demand for the bank.
Marginality of the company, segment and market as a whole
Company marginality Plumas Bancorp
Plumas Bancorp is an independent community bank serving Northern California. Its business is built on strong ties to the local community. The chart illustrates the effectiveness of this traditional model. It reflects the net interest margin, which is the result of a prudent approach to lending and deposit portfolio management.
Market segment marginality - Local banks
Plumas Bancorp is the parent company of Plumas Bank, which provides banking services in northeastern California and northern Nevada. This chart shows how effectively the bank manages its core business compared to other local banks. Its strong presence in rural and sparsely populated areas ensures a stable customer base.
Market marginality as a whole
Plumas Bancorp is a local bank serving rural areas of Northern California. Its financial health is directly dependent on the health of the local economy, including forestry and tourism. This overall profitability curve provides a macroeconomic backdrop for the bank, impacting the stability of its customers and the quality of its loan portfolio.
Employees in the company, segment and market as a whole
Number of employees in the company Plumas Bancorp
Plumas Bancorp is the holding company for Plumas Bank, a community bank serving rural Northern California. This chart shows a stable team. The state's performance reflects a conservative approach to growth and deep connections to local communities, hallmarks of successful rural banks.
Share of the company's employees Plumas Bancorp within the market segment - Local banks
Plumas Bancorp is a community bank serving rural areas of Northern California. Its business is built on a deep understanding of local needs, which is supported by its employees. This metric reflects its important role in the regional economy, measuring its share of banking employment in its territory.
Number of employees in the market segment - Local banks
Plumas Bancorp is a community bank serving rural areas of northeastern California and Nevada. This chart illustrates the importance of banks to small communities. The bank's stability and growth are directly linked to the economies of these regions, which rely on agriculture, tourism, and small businesses, making it a key financial partner for local residents.
Number of employees in the market as a whole
Plumas Bancorp is a community bank serving rural areas of Northern California. Its workforce dynamics reflect the economic health of small towns and the rural sector. This chart highlights the contrast between the economies of large cities and rural America, where local banks play a key role in supporting local businesses and communities.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company Plumas Bancorp (PLBC)
Plumas Bancorp is a community bank serving small towns in northeastern California. Its focus is on providing loans to small businesses and individuals in rural areas. This chart illustrates how the bank's value is created through its deep integration into the local community. Every employee is more than just a clerk; they are trusted financial advisors.
Market capitalization per employee (in thousands of dollars) in the market segment - Local banks
Plumas Bancorp is the holding company for Plumas Bank, which serves rural areas of Northern California. For a community bank, this metric is an indicator of the effectiveness of its niche strategy. It helps understand whether the bank generates high value per employee due to deep ties to the local community and the absence of fierce competition.
Market capitalization per employee (in thousands of dollars) for the overall market
Plumas Bancorp is an independent community bank serving rural Northern California. This metric reflects a traditional banking model where deep community knowledge is a key asset. Value is created through personalized service and a conservative approach to lending.
Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company Plumas Bancorp (PLBC)
Plumas Bancorp is a regional bank serving Northern California. Like other banks, this metric is a performance indicator. It shows how much net profit each branch and back office employee generates. It reflects the quality of their loan portfolio and the bank's ability to control operating expenses.
Profit per employee (in thousands of dollars) in the market segment - Local banks
Plumas Bancorp is a community bank serving rural areas of Northern California and Nevada. This metric is a classic measure of performance. It shows how much profit each employee generates from their local deposit and loan portfolio, compared to industry standards for banks of similar size.
Profit per employee (in thousands of dollars) for the market as a whole
Plumas Bancorp is a regional bank serving northeastern California and Nevada. It's a classic banking business: taking deposits and making loans in their community. This chart shows how effectively each bank employee contributes to net profit by managing assets and risks in their specific rural/suburban region.
Sales to employees of the company, segment and market as a whole
Sales per company employee Plumas Bancorp (PLBC)
Plumas Bancorp is a community bank serving northeastern California. This chart shows performance in traditional banking. It reflects how much revenue each employee generates from lending and services and is an indicator of its deep connection to the local economy.
Sales per employee in the market segment - Local banks
Plumas Bancorp (PLBC) is the parent company of Plumas Bank, a local bank serving rural areas of Northern California and Nevada. This chart shows the revenue (interest and fees) per employee. It helps assess the productivity of their branch network in a specific, less densely populated region.
Sales per employee for the market as a whole
Plumas Bancorp is the parent company of Plumas Bank, a small community bank serving rural areas of Northern California and Nevada. It's a classic "grounded" bank. This metric reflects how effectively their employees in small towns generate interest income by serving local small businesses and farmers.
Short shares by company, segment and market as a whole
Shares shorted by company Plumas Bancorp (PLBC)
Plumas Bancorp is a small, local bank serving rural areas of Northern California and Nevada. This chart measures bearish rates. Bearish rates may be concerned about risks related to the economy of these regions (e.g., wildfires, agriculture) or the concentration of loans in commercial real estate.
Shares shorted by market segment - Local banks
Plumas Bancorp is a local bank serving rural areas of Northern California. This chart shows short interest rates. A rise in short interest against this bank signals investor concerns about the health of the local economy or, more likely, risks in their commercial real estate portfolio.
Shares shorted by the overall market
Plumas Bancorp is a small regional bank serving Northern California and Nevada. It's a classic rural bank. This chart shows the overall level of pessimism. When Wall Street panics, such "boring" banks, far removed from speculation, can be viewed as a safe haven. Their fate depends more on the harvest than on market fears.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator Plumas Bancorp (PLBC)
Plumas Bancorp (PLBC) is a regional bank serving rural areas of Northern California and Nevada. They provide traditional banking services with a focus on agricultural and business lending. This chart measures sentiment. It shows "overbought" (above 70) amid a strong local economy or "oversold" (below 30) due to concerns about drought or recession.
RSI 14 Market Segment - Local banks
Plumas Bancorp (PLBC) is a rural regional bank serving Northern California and Nevada. The RSI_14_Seg for "Local Banks" is an indicator of the health of the entire regional banking system. It helps us understand whether PLBC's performance reflects its local success or whether the entire sector is oversold due to a general crisis of confidence.
RSI 14 for the overall market
Plumas Bancorp (PLBC), a regional bank. This chart reflects the "temperature" of small businesses and the real estate market in its region. During periods of euphoria, local businesses take out loans to expand. During periods of panic and economic downturn, the risk of default on these loans increases for the bank, requiring increased reserves.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast PLBC (Plumas Bancorp)
Plumas Bancorp, the parent company of Plumas Bank, is a community bank serving small businesses and individuals in rural areas of Northern California and Nevada. This chart shows the average 12-month forecast from analysts. It reflects their assessment of the economic health of these specific regions and the quality of the bank's loan portfolio.
The difference between the consensus estimate and the actual stock price PLBC (Plumas Bancorp)
Plumas Bancorp is a classic community bank serving rural and suburban areas of Northern California and Nevada. This chart shows the difference between the market valuation and the analyst consensus estimate. It highlights the potential experts see in the stock given the stability of the local economy.
Analyst consensus forecast for stock prices by market segment - Local banks
Plumas Bancorp is a classic "community" bank serving small businesses and residents in rural areas of Northern California and Nevada. Its health is a barometer of the local economy. This chart shows analysts' overall expectations for the entire community banking sector. It reflects whether experts believe in the stability of small banks.
Analysts' consensus forecast for the overall market share price
Plumas Bancorp is the holding company for Plumas Bank, a traditional community bank serving communities in northeastern California and Nevada. This chart shows overall market sentiment. For Plumas, as for other regional banks, the general optimism of analysts is a positive sign about the health of the local economy, promising loan portfolio growth and reduced default risks.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index Plumas Bancorp
Plumas Bancorp is a classic community bank serving rural and suburban markets in Northern California. Their business is built on deep relationships with local small businesses and residents. This chart is a barometer of the health of their local economy. It reflects their conservative approach to lending, the stability of their deposit base, and their ability to grow alongside the communities they serve.
AKIMA Market Segment Index - Local banks
Plumas Bancorp is a classic community bank (Plumas Bank brand), deeply rooted in serving small businesses and retail customers in rural Northern California. This composite metric evaluates banks. The chart shows the sector average. This benchmark helps investors understand how Plumas's traditional, conservative, and local model differentiates it from the average regional bank.
The AKIM Index for the overall market
Plumas Bancorp is a community bank serving northeastern California and Nevada. It focuses on small businesses and agriculture. This chart, showing the market average, provides a macro backdrop. It helps assess how the Plumas Bancorp, which reflects the health of the local economy, compares to the overall macroeconomic picture and rate dynamics.