GURU.Markets stock price, segment price, and overall market index valuation
The company's share price TFS Financial
TFS Financial is a unique savings bank controlled by a mutual insurance holding company. Its stock price is characterized by low volatility and a high dividend yield, reflecting its conservative business model and focus on mortgage lending.
Share prices of companies in the market segment - Local banks
TFS Financial is a unique savings bank controlled by a mutual insurance holding company. We classify it as a Local Bank, and the chart below reflects the overall performance of this market segment.
Broad Market Index - GURU.Markets
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank operating in Ohio and Florida. As part of the GURU.Markets index, it represents the community banking sector. The chart below represents the entire market. See how TFS Financial shares compare to the overall trend.
Change in the price of a company, segment, and market as a whole per day
TFSL - Daily change in the company's share price TFS Financial
TFS Financial's daily volatility, a savings bank, reflects the state of the mortgage lending market. Change_co shows the bank's sensitivity to interest rates and the real estate market in the regions where it operates. This metric is important for banking sector analysis on System.GURU.Markets.
Daily change in the price of a set of shares in a market segment - Local banks
TFS Financial Corporation is a large savings bank. This chart shows the average daily volatility of the banking sector. Comparing it to TFSL, with its conservative model and focus on mortgages, helps assess its stability compared to commercial banks.
Daily change in the price of a broad market stock, index - GURU.Markets
TFS Financial is a savings bank operating in the United States. The banking sector is sensitive to changes in interest rates and the state of the economy. The chart below shows the average volatility for this sector, allowing you to compare TFS Financial's performance with the overall market.
Dynamics of market capitalization of the company, segment and the market as a whole over 12 months
Annual dynamics of the company's market capitalization TFS Financial
TFS Financial is a classic savings bank. Its financial health is directly linked to the regional economy. The stock performance of such banks is a key building block in the overall picture of the financial system, influencing daily fluctuations in the entire market.
Annual dynamics of market capitalization of the market segment - Local banks
TFS Financial Corporation is the holding company for a savings bank focused on mortgage lending. Its conservative model ensures stability. The chart shows how its dynamics, closely linked to the health of the housing market and interest rates, affect its performance.
Annual dynamics of market capitalization of broad market stocks, index - GURU.Markets
As a bank, TFS Financial's stock price performance is closely tied to interest rate cycles and the health of the real estate market in its region. Its unique mutual holding structure can influence its stock price. The bank's performance reflects its conservative approach to lending and the state of the local economy.
Dynamics of market capitalization of the company, segment and the market as a whole for the month
Monthly dynamics of the company's market capitalization TFS Financial
The price of TFS Financial, a savings bank, reflects the state of the mortgage market. Monthly fluctuations on the chart depend on mortgage origination volumes, which are sensitive to interest rates, and the stability of its deposit base in Ohio and Florida.
Monthly dynamics of market capitalization of the market segment - Local banks
TFS Financial is the holding company for Third Federal, a savings and loan bank. They operate on a conservative model, focusing on mortgages and deposits. The chart below shows the overall dynamics of the community bank sector, which is often considered more stable but slower growing than their larger peers.
Monthly dynamics of market capitalization of broad market stocks, index - GURU.Markets
Savings bank stocks are often considered more conservative and less volatile than commercial bank stocks. The chart below shows general market fluctuations. Does TFS Financial demonstrate this stability, moving more smoothly than the overall market?
Dynamics of market capitalization of the company, segment and the market as a whole for the week
Weekly dynamics of the company's market capitalization TFS Financial
TFS Financial, as a savings and loan holding company, focuses on mortgage lending. Its weekly stock price is closely tied to the housing market and interest rates. Any signals from the Federal Reserve or real estate market data directly impact investor valuations of its business.
Weekly dynamics of market capitalization of the market segment - Local banks
Savings banks like TFS Financial are highly dependent on interest rate movements, which impact their margins. This factor is common across the sector. The chart below illustrates this relationship. It allows one to compare how TFS's conservative model and focus on mortgages impact its performance relative to other banks.
Weekly dynamics of market capitalization of stocks of the broad market, index - GURU.Markets
TFS Financial is a conservative savings bank. Its business model is focused on stability rather than rapid growth. The chart will help you assess whether its shares truly represent a safe haven, exhibiting significantly less volatility than the broader market.
Market capitalization of the company, segment and market as a whole
TFSL - Market capitalization of the company TFS Financial
TFS Financial's capitalization chart reflects the conservative model of a traditional savings bank. Its stable but low volatility reflects how investors view its focus on mortgage lending in Ohio. The scale of this metric demonstrates the resilience of its business model, which is focused on long-term customer relationships.
TFSL - Share of the company's market capitalization TFS Financial within the market segment - Local banks
TFS Financial is the parent company of Third Federal Savings and Loan, which holds a significant share of the mortgage lending market in Ohio and Florida. Its market capitalization reflects a conservative business model focused on traditional banking services.
Market capitalization of the market segment - Local banks
This chart shows the total market capitalization of the community savings bank (thrift) sector. For TFS Financial, one of the largest such institutions in the US, this line is an indicator of the health of this traditional banking model. Its dynamics reflect how successfully its conservative approach to mortgage lending is competing with more aggressive market players.
Market capitalization of all companies included in a broad market index - GURU.Markets
TFS Financial is a savings bank focused on mortgage lending. Its conservative model is reflected in its capitalization, which, compared to the overall market, reflects the value of stability and a straightforward banking business built on community trust.
Book value capitalization of the company, segment and market as a whole
TFSL - Book value capitalization of the company TFS Financial
TFS Financial is a savings bank whose stability rests on a simple and solid foundation. Its book value is essentially its capital and the mortgage portfolio it has issued to customers. This is the foundation of its conservative business model. How sustainable was this financial foundation? The chart below demonstrates its dynamics.
TFSL - Share of the company's book capitalization TFS Financial within the market segment - Local banks
TFS Financial is a large savings bank whose business model is based on physical interaction with customers. Its balance sheet reflects the value of its extensive branch network in Ohio and Florida, which is a competitive advantage. The chart shows the bank's share of the physical infrastructure of traditional banking in its states.
Market segment balance sheet capitalization - Local banks
TFS Financial is the parent company of Third Federal Savings and Loan. The banking sector, as the chart shows, is capital-intensive. TFS is a classic savings bank, whose conservative model is based on an extensive branch network and a strong deposit base.
Book value of all companies included in the broad market index - GURU.Markets
TFS Financial is a large savings bank whose strength lies in its capital. The company's book value comes from its robust mortgage portfolio and branch network serving communities. The chart demonstrates the financial strength and stability of this traditional banking institution and its role in providing housing for thousands of families.
The ratio of market capitalization to book capitalization of a company, segment, and the market as a whole
Market capitalization to book capitalization ratio - TFS Financial
TFS Financial is a large savings bank. Its market price often trades below its book value. The chart shows that investors see risks in its mortgage-heavy business model and do not expect significant growth, so they demand a discount to its assets.
Market to book capitalization ratio in a market segment - Local banks
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank. Its business is conservative and focused on mortgages. The chart shows whether the bank trades at a premium or discount to its equity, reflecting investor views on the housing market and interest rates.
Market to book capitalization ratio for the market as a whole
TFS Financial Corporation is the holding company for Third Federal Savings and Loan, a savings bank primarily focused on mortgage lending. The bank's business is highly sensitive to interest rates. This chart reflects general valuations, but how do investors view this conservative financial institution focused on home loans?
Debts of the company, segment and market as a whole
TFSL - Company debts TFS Financial
TFS Financial, the holding company for the savings bank, adheres to a conservative financial strategy. Unlike many other banks, its business model focuses on using customer deposits to fund mortgages. The chart reflects this cautious and time-tested approach to capital management.
Market segment debts - Local banks
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank focused on mortgage lending. This is a traditional and conservative business model. This chart shows how the bank's financial structure compares to other savings institutions, reflecting its focus on stability.
Market debt in general
Debt to book value of the company, segment and market as a whole
The company's debt to book capitalization ratio TFS Financial
TFS Financial Corporation is the holding company for Third Federal Savings and Loan, a savings bank. This chart shows its extremely conservative capital structure. For a bank focused on mortgage lending and deposits, low leverage is a sign of high reliability and a focus on risk minimization rather than profit maximization.
Market segment debt to market segment book capitalization - Local banks
Savings and loan associations like TFS Financial operate under a conservative banking model, focusing on mortgages and deposits. This chart shows the overall debt burden in the banking sector. It allows one to assess how TFS Financial's stability-oriented financial policy differs from that of large commercial banks with riskier operations.
Debt to book value of all companies in the market
This chart shows the average debt level across the market. TFS Financial, a conservative savings bank, focuses on mortgages. Comparing it to the broader market, which includes a wide range of industries, shows how its simple and stable business model differs from the financial policies of the average company operating in more complex or risky sectors.
P/E of the company, segment and market as a whole
P/E - TFS Financial
This chart for TFS Financial, a savings bank holding company, shows how investors value its traditional banking business. Its focus on mortgage lending makes its multiple sensitive to interest rates and the state of the real estate market. This is an assessment of the stability and risk in the conservative financial sector.
P/E of the market segment - Local banks
Savings banks, like TFS Financial, have a conservative model. This chart shows the average rating for the banking sector. It helps to understand that TFS, which operates under the mutual savings bank model, is evaluated with a focus on stability and asset quality, rather than aggressive growth, unlike many commercial banks.
P/E of the market as a whole
TFS Financial Corporation is the holding company for Third Federal Savings and Loan, a savings bank primarily focused on mortgage lending in Ohio and Florida. This chart reflects overall sentiment in the real estate and banking markets. It allows investors to understand how TFS's conservative mortgage model fares against overall market interest rate expectations.
Future P/E of the company, segment and market as a whole
Future (projected) P/E of the company TFS Financial
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank operating in Ohio and Florida. This chart reflects analyst forecasts for the mortgage market and interest rates. It shows the market's assessment of the conservative savings bank's ability to generate profits in a changing monetary policy environment.
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Future (projected) P/E of the market segment - Local banks
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank serving customers in Ohio and Florida. This chart shows how the bank's future profit expectations compare to the industry average. Does this valuation reflect its conservative lending model and loyal customer base?
%20P%2FE%20graph%20of%20the%20market%20segment%20-%20Local%20banks&width=1500&height=450&colorIndex=36&filename=GURU_Markets_-_Future-projected-PE-graph-of-the-market-segment-Local-banks&v=1772579244125 "Future (projected) P/E graph of the market segment - Local banks")
Future (projected) P/E of the market as a whole
TFS Financial is a savings bank operating in Ohio and Florida. Its business model is conservative and focused on mortgage lending. Against a backdrop of generally volatile market forecasts, traditional banks like these are attractive for their simplicity and stability, but their growth is typically limited.
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Profit of the company, segment and market as a whole
Company profit TFS Financial
TFS Financial Corporation is the holding company for Third Federal Savings Bank. Its business model is focused on mortgage lending. The bank's profits are directly dependent on interest rates and the state of the housing market. This chart shows how successfully the bank manages its loan portfolio in the face of changing Federal Reserve monetary policy.
Profit of companies in the market segment - Local banks
TFS Financial Corporation is the holding company for Third Federal Savings and Loan. The bank adheres to a conservative model, focusing on mortgage lending and deposits. This chart shows the overall profitability of local savings banks, whose stability depends on the health of the local real estate market and the ability to manage interest rate risk.
Overall market profit
TFS Financial is a savings bank focused on mortgage lending. Its business is entirely dependent on the state of the housing market and interest rates. This graph, which reflects the overall economic situation, influences central bank rate decisions and the consumer confidence needed to purchase real estate.
Future (predicted) profit of the company, segment and market as a whole
Future (projected) profit of the company TFS Financial
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank primarily focused on mortgage lending in Ohio and Florida. This is a classic, conservative banking model. This chart summarizes analysts' forecasts for future earnings, closely linked to the state of the housing market and interest rate dynamics.
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Future (predicted) profit of companies in the market segment - Local banks
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank focused on mortgage lending in Ohio and Florida. The bank adheres to a conservative business model. This chart shows profitability projections for the banking sector, allowing one to assess how TFS's traditional approach to lending compares to broader trends in the financial industry.
%20profits%20of%20companies%20in%20a%20market%20segment%20-%20Local%20banks&width=1500&height=450&colorIndex=42&filename=GURU_Markets_-_Graph-of-future-predicted-profits-of-companies-in-a-market-segment-Local-banks&v=1772579244475 "Graph of future (predicted) profits of companies in a market segment - Local banks")
Future (predicted) profit of the market as a whole
TFS Financial is a traditional savings bank whose profitability depends largely on the spread between lending and deposit rates (the interest margin). While this forecast reflects economic growth expectations, for TFS Financial, the key factor is the dynamics of interest rates set by central banks, which directly impacts its revenue.
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P/S of the company, segment and market as a whole
P/S - TFS Financial
TFS Financial is the holding company for a savings bank. This chart shows how the market values its traditional banking business, which focuses on mortgage lending. The ratio reflects the state of the real estate market and the stability of its conservative lending model.
P/S market segment - Local banks
TFS Financial Corporation is the holding company for Third Federal Savings and Loan, a savings bank serving customers in Ohio and Florida. This chart shows the average revenue estimate for savings banks. It helps understand how investors view TFS's conservative business model, which focuses on mortgage lending and deposit taking.
P/S of the market as a whole
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank focused on mortgage lending in Ohio and Florida. This business model is conservative and stable. This chart, showing the average revenue estimate, helps understand how investors value this traditional banking business compared to the overall market.
Future P/S of the company, segment and market as a whole
Future (projected) P/S of the company TFS Financial
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank focused on mortgage lending. Its estimated future earnings, shown in this chart, are closely tied to the state of the housing market and interest rates. This metric reflects expectations regarding mortgage demand and the stability of the loan portfolio.
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Future (projected) P/S of the market segment - Local banks
TFS Financial is the holding company for Third Federal, a savings bank focused on mortgage lending and retail deposits. It operates under a traditional, conservative banking model. This chart compares how investors view its traditional model against other local and regional banks.
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Future (projected) P/S of the market as a whole
TFS Financial is a savings bank operating primarily in Ohio and Florida. Like most banks, its health depends on the health of the local economy. This chart, reflecting overall growth expectations, creates a favorable backdrop for TFS Financial. Economic optimism supports employment and income growth, which boosts demand for mortgages, the bank's core business.
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Sales of the company, segment and market as a whole
Company sales TFS Financial
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank operating in Ohio and Florida. This chart reflects its core revenue—net interest income from its mortgage portfolio. The dynamics here reflect the volume of home loans issued and the bank's ability to attract deposits at competitive rates.
Sales of companies in the market segment - Local banks
TFS Financial Corporation is the holding company for Third Federal Savings and Loan. It is essentially a traditional savings bank, whose business is divided into two main segments: mortgage interest income and deposit taking. This chart allows you to analyze revenue from one of these key banking activities.
Overall market sales
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank focused on mortgage lending. Its business is closely tied to the housing market and interest rates. The bank's mortgage portfolio performance is a key indicator of housing affordability and consumer demand for real estate, a key economic sector.
Future sales volume of the company, segment and market as a whole
Future (projected) sales of the company TFS Financial
TFS Financial Corporation is the holding company for Third Federal Savings and Loan, a savings bank operating in Ohio and Florida. Its revenue forecast depends on its interest margin, the difference between the rates on loans (primarily mortgages) and deposits. This margin reflects the state of the housing market and interest rate dynamics in the regions where it operates.
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Future (projected) sales of companies in the market segment - Local banks
TFS Financial Corporation is the holding company for Third Federal Savings and Loan, a savings bank operating in Ohio and Florida. This chart shows revenue expectations for the regional bank sector. It reflects analyst forecasts for the mortgage market and interest rate dynamics, which are key to TFS's business model.
%20sales%20of%20companies%20in%20the%20market%20segment%20-%20Local%20banks&width=1500&height=450&colorIndex=54&filename=GURU_Markets_-_Schedule-of-future-projected-sales-of-companies-in-the-market-segment-Local-banks&v=1772579244903 "Schedule of future (projected) sales of companies in the market segment - Local banks")
Future (projected) sales of the market as a whole
TFS Financial, a savings bank, focuses on mortgage lending. Demand for its services is directly dependent on the state of the real estate market and consumer confidence. This graph of overall sales forecasts is an indicator of economic health, which helps people make home-buying decisions.
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Marginality of the company, segment and market as a whole
Company marginality TFS Financial
TFS Financial Corporation is the holding company for Third Federal Savings and Loan, a savings bank focused on mortgage lending. Its core business is deposit taking and home loan issuance. This chart shows how effectively the bank manages interest rate spreads to generate profits for its shareholders.
Market segment marginality - Local banks
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank focused on mortgage lending. A conservative approach to loan origination and balance sheet retention is the foundation of their business model. This chart shows how this traditional banking strategy impacts profitability compared to other financial institutions.
Market marginality as a whole
TFS Financial Corporation is the holding company for Third Federal Savings and Loan, a savings bank focused on mortgage lending. Its profitability is closely tied to the housing market and interest rates. This chart shows overall corporate profitability, but for TFSL, the dynamics of the mortgage market are the determining factor in its success.
Employees in the company, segment and market as a whole
Number of employees in the company TFS Financial
TFS Financial Corporation is the holding company for Third Federal Savings Bank. This chart shows a stable team focused on mortgage lending and deposits. The conservative business model is reflected in the stable size of the team, focused on serving its community.
Share of the company's employees TFS Financial within the market segment - Local banks
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank. Its traditional banking model, focused on mortgages and deposits, requires a significant staff to serve clients. This metric reflects its role as a stable employer in Ohio's financial sector.
Number of employees in the market segment - Local banks
TFS Financial Corporation is the holding company for Third Federal Savings and Loan, a savings bank. This chart reflects employment in the community banking sector. The stability of headcount in this niche reflects the importance of traditional banking services to consumers, such as mortgages and deposits, which are the foundation of TFS's conservative business model.
Number of employees in the market as a whole
TFS Financial is a savings bank whose core business is mortgage lending. A healthy labor market is key to a stable housing market. This graph, showing employment growth, directly signals that people have the jobs and income needed to qualify for and service their mortgages.
Market capitalization per employee (in thousands of dollars) of the company, segment, and market as a whole
Market capitalization per employee (in thousands of dollars) of the company TFS Financial (TFSL)
TFS Financial is a savings bank focused on mortgage lending. Its business model is conservative and based on managing a large loan portfolio. This chart, showing high capitalization per employee, illustrates the nature of banking: each employee manages a significant share of the assets that form the basis of the bank's value.
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Market capitalization per employee (in thousands of dollars) in the market segment - Local banks
TFS Financial (TFSL) is an "MHC" (Mutual Holding Company), essentially a "savings bank." It's an ultra-conservative, "old-fashioned" retail banking model. This chart shows the market value per employee in this "low-risk" but labor-intensive banking model.
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Market capitalization per employee (in thousands of dollars) for the overall market
TFS Financial is the holding company for Third Federal, a traditional financial institution focused on mortgage lending and deposit taking. The chart provides insight into market performance in the conservative and labor-intensive banking sector.
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Profit per employee (in thousands of dollars) for the company, segment, and market as a whole
Profit per employee (in thousands of dollars) of the company TFS Financial (TFSL)
TFS Financial (Third Federal Savings and Loan) is a savings bank operating in Ohio and Florida. They traditionally focus on mortgage lending, a business in which cost control is essential. This chart shows how effectively the bank manages its staff to attract deposits and originate mortgages, maintaining profitability in an environment of fluctuating interest rates.
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Profit per employee (in thousands of dollars) in the market segment - Local banks
TFS Financial is an Ohio-based thrift bank focused on mortgages. This chart shows the benchmark for "Local Banks." In this sector (traditional banking), the benchmark is moderate. Earnings per employee is a direct indicator of the "interest margin" (the difference between mortgage and deposit rates).
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Profit per employee (in thousands of dollars) for the market as a whole
TFS Financial (TFSL) is the holding company for Third Federal Savings and Loan, a savings bank primarily focused on mortgage origination and deposit taking in Ohio and Florida. This chart shows how effective the traditional mortgage-focused banking model is in generating profit per employee compared to the national average.
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Sales to employees of the company, segment and market as a whole
Sales per company employee TFS Financial (TFSL)
TFS Financial is a savings bank operating through its subsidiary, Third Federal. This chart demonstrates the effectiveness of its conservative business model, focused on mortgage lending. Stable revenue per employee speaks to a loyal customer base and a prudent approach to risk management.
&width=1500&height=450&colorIndex=69&filename=GURU_Markets_-_Sales-chart-per-company-employee-TFS-Financial-TFSL&v=1772579245623 "Sales chart per company employee TFS Financial (TFSL)")
Sales per employee in the market segment - Local banks
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank operating in Ohio and Florida and focusing on mortgages. This chart compares TFS's revenue per employee to the industry average. This demonstrates how their conservative, mortgage-focused model is more productive in terms of staff compared to general banks.
Sales per employee for the market as a whole
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank operating in Ohio and Florida. It operates under a traditional banking model, focusing on mortgages and deposits. This chart shows the effectiveness of their conservative business model: how much lending revenue each bank employee generates.
Short shares by company, segment and market as a whole
Shares shorted by company TFS Financial (TFSL)
TFS Financial is a savings and loan association (a traditional community bank) operating in Ohio and Florida. This business model is highly sensitive to interest rate fluctuations (risk of a gap between the cost of deposits and mortgage yields). This chart shows the number of investors betting that this model is ineffective in the current environment.
&width=1500&height=450&colorIndex=72&filename=GURU_Markets_-_Short-Shares-Chart-for-the-Company-TFS-Financial-TFSL&v=1772579245696 "Short Shares Chart for the Company TFS Financial (TFSL)")
Shares shorted by market segment - Local banks
TFS Financial (Third Federal) is a savings bank operating in Ohio and Florida. They traditionally focus on mortgage lending and deposit taking. This chart shows rates against the thrift sector. It reflects concerns about intense competition for deposits and the impact of interest rates on their mortgage portfolios.
Shares shorted by the overall market
TFS Financial (TFSL) is a savings bank. When the Short_All chart rises, it reflects overall market pessimism. For banks, this fear indicator immediately translates into concerns about loan quality (especially mortgages) and deposit stability in the face of a possible correction.
RSI 14 indicator for a company, segment, and market as a whole
The company's RSI 14 indicator TFS Financial (TFSL)
TFS Financial is a savings bank sensitive to interest rates and the housing market. This chart for TFSL helps gauge sentiment. A move above 70 may reflect optimism about rates. Oversold levels (<30) are often associated with concerns about margin compression due to rate movements or problems in the housing market.
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RSI 14 Market Segment - Local banks
TFS Financial (Third Federal) is a savings bank focused on mortgage lending in Ohio and Florida. The RSI_14_Seg for "Local Banks" is an indicator of the sector's health. It helps us understand whether TFSL's performance reflects its conservative model or whether the entire sector is oversold due to fears about the housing market.
RSI 14 for the overall market
TFS Financial, which operates as a savings bank, uses this chart to assess the health of its borrowers. During periods of market euphoria, people are confident about the future, actively taking out mortgages and buying homes. As soon as panic grips the market, fear of job loss rises, demand for mortgages falls, and the risk of default on the bank's existing portfolio increases sharply.
Analyst consensus forecast for the company's share price, the segment, and the market as a whole
Analyst consensus stock price forecast TFSL (TFS Financial)
TFS Financial is the holding company for Third Federal Savings and Loan, a traditional savings bank operating in Ohio and Florida. The bank primarily specializes in mortgage lending. This chart shows the average analyst price target. Their price targets reflect the state of the mortgage market, interest rate dynamics, and the company's stable dividend policy.
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The difference between the consensus estimate and the actual stock price TFSL (TFS Financial)
TFS Financial (TFSL) is the holding company for Third Federal, a traditional savings bank specializing in mortgage lending in Ohio and Florida. This chart shows their conservative model valuation. It measures the gap between the price and the consensus target, reflecting how analysts evaluate their mortgage portfolio.
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Analyst consensus forecast for stock prices by market segment - Local banks
TFS Financial is the holding company for the "old-school" bank Third Federal Savings & Loan. It's a traditional savings bank that takes deposits and issues mortgages in Ohio and Florida. This chart shows analysts' overall expectations for the community banking sector. It reflects whether experts believe traditional mortgages are stable.
Analysts' consensus forecast for the overall market share price
TFS Financial is the holding company for Third Federal Savings and Loan, a savings bank focused on mortgage lending in Ohio and Florida. This chart shows overall market sentiment. For TFS, whose business is narrowly focused on mortgages, the overall optimism of analysts is important, but even more important are their interest rate expectations, which directly impact the mortgage market.
AKIMA index of the company, segment and market as a whole
AKiMA Company Index TFS Financial
TFS Financial is the parent company of Third Federal Savings and Loan. It's a very conservative savings bank focused on mortgage lending in Ohio and Florida. This chart reflects their traditional model. It's highly sensitive to the difference between mortgage rates (income) and deposit rates (expenses), which is called the net interest margin.
AKIMA Market Segment Index - Local banks
TFS Financial is a unique bank (mutual holding company) that is the parent company of Third Federal Savings; it is an ultra-conservative Ohio bank focused on mortgages and deposits. This composite metric evaluates banks. The chart shows the sector average. This is a benchmark: how does TFS's ultra-conservative (mortgage) model differentiate it from the average bank?
The AKIM Index for the overall market
TFS Financial (Third Federal) is a thrift bank focused on Ohio and Florida. Its business is an older model (deposits and mortgages). This chart, which reflects the market average, provides a macro backdrop. It helps assess how TFSL, whose profitability (NIM) is extremely rate-sensitive, compares to the overall macroeconomic picture.
