LendingClub (LC) EV/EBITDA Multiple

Brandmark of LendingClub Bank (LC)

The integration of a banking license and Big Data has optimized risks for LendingClub Corporation (LC), which has positively impacted the historical EV/EBITDA value. The business relies on a digital marketplace for consumer loans in the US, while the availability of deposits has strengthened its position against fintech competitors. Meanwhile, the level of 3.42 represents the current value of this multiple, allowing the market to filter out noise and assess the real enterprise value inclusive of debt.

LendingClub Bank - LC Enterprise Value to EBITDA Ratio (period 11/23/2025 - 06/22/2026)

LC (lendingclub.com): analytical breakdowns and indicator data

- market price and analyst price targets:
Price Chart LendingClub Bank|LC - Analyst Median Target
- market capitalization details:
Market Capitalization LendingClub Inc.|LC - Company Buyout Price
- issuer book value statistics:
Book Value per Share LendingClub|LC - Company Net Assets|Market Value to Book Value Ratio lendingclub.com|LC - Aggregate Company Assets
- company liabilities and liquidity data:
Total Debt to Capital LendingClub Corporation|LC - Long-Term Liabilities to Capital|Short-Term Debt to Equity LendingClub|LC - Company Aggregate Debt|Debts to Book Capitalization LendingClub Inc.|LC - Company Long-Term Indebtedness|Company Short-Term Debts LendingClub|Quick Liquidity lendingclub.com
- financial results and valuation multiples details:
LC - Company Profit|Projected Future Earnings LendingClub Corporation|LC - Market Cap to Net Income Ratio|Forward P/E Multiple LendingClub Corporation|LC - Price/Earnings to Growth Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization LendingClub Inc.|LC - Profit before payment of interest, taxes and amortization|Net earnings per share for the last 12 months LendingClub|LC - Net earnings per share (EPS TTM)|Quarterly EPS earnings growth lendingclub.com|LC - Earnings per share growth in current year|Expected earnings per share growth for next year LendingClub Corporation
Fundamental company valuation:LendingClub Bank LC
Product sample of LendingClub

This indicator compares the total enterprise value, including net debt, to its operating profit before depreciation and amortization, determining the asset payback period regardless of the tax regime. By analyzing the EV/EBITDA ratio in a historical context, an investor can assess the resilience of LendingClub Corporation (LC) to geopolitical inflation, which directly impacts the company's operating cash flow through the declining solvency of US borrowers.

Competitor analysis for LendingClub Corporation

Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization HDFC Bank Ltd HDB|Total Company Value to Operating Income Before Depreciation Ratio ICICI Bank Ltd. (IBN)|Nu Holdings Ltd. - EV/EBITDA Multiple|Total Company Value to Operating Income Before Depreciation Ratio ING Groep N.V. ING|LYG: EV/EBITDA Multiple|Enterprise Value to EBITDA Ratio SoFi Technologies|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Banco Santander (Brasil)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization BCH|EV/EBITDA Multiple ALLY|BSAC - Company Value to EBITDA|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Chime CHYM|VLY: Enterprise Value to Operating Income Before Depreciation|Bancolombia SA - EV/EBITDA Multiple|GGAL (Financiero Galicia) - Enterprise Value to Operating Income Before Depreciation|TBBK: EV/EBITDA Multiple|BMA - Total Company Value to Operating Income Before Depreciation Ratio|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Butterfield|Enterprise Value to Operating Income Before Depreciation BBAR (Banco BBVA Argentina S.A.)|EV/EBITDA Multiple BLX|Merchants Bancorp Inc (MBIN) - Enterprise Value to EBITDA Multiple|EV/EBITDA Multiple TFIN (Triumph Financial, Inc.)|WABC - Enterprise Value to EBITDA Ratio|GDOT - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|GBFH: Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|VBNK (versabank.com) - Enterprise Value to EBITDA Ratio|Midland States Corp (MSBI) - EV/EBITDA Multiple|ISBA (Isabella Bank Corp) - EV/EBITDA Multiple|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization WSBK|Enterprise Value to EBITDA Ratio SHFS (Safe Harbor Financial)|DFS (Discover Card) - Business Value to Operating Income Before Depreciation|EV/EBITDA Multiple MBNKP (Medallion Bank Corporation)|SBNY - Enterprise Value to EBITDA Ratio