VersaBank Inc. (VBNK): Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization

VersaBank Inc. - graphic logo of issuer VBNK

VersaBank is developing a digital ecosystem, minimizing environmental impact and focusing on data protection. The company is scaling its fintech services through e-commerce alliances to facilitate payments. Growth is driven by cloud-based B2B accounts receivable financing, with an EV/EBITDA ratio of 0.00. The share price history on GURU.Markets confirms these fundamental trends, reflecting the current market valuation of the business.

VBNK VersaBank Inc.: Total Company Value to Operating Income Before Depreciation Ratio in the range 11/23/2025 - 11/10/2026
Product sample of VersaBank Corp

Fundamental asset selection is based on comparing a business's market value with its actual operational efficiency. The EV/EBITDA metric assesses enterprise value, including debt, relative to earnings before interest, taxes, depreciation, and amortization. For the digital bank VersaBank (VBNK), the absence of physical offices reduces capital expenditures, thereby optimizing cash flow. The EV/EBITDA multiple trend for this capital-intensive enterprise reflects the current ability of its IT infrastructure to act as a cash generator.

Competitor analysis

EV/EBITDA Multiple HDB (HDFC Bank Ltd)|EV/EBITDA Multiple ICICI Bank Ltd. IBN|NU - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Total Company Value to Operating Income Before Depreciation Ratio ING Groep N.V. ING|Lloyds (LYG) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|SOFI - Total Company Value to Operating Income Before Depreciation Ratio|BSBR (Banco Santander (Brasil)) - EV/EBITDA Multiple|Banco Chile (BCH) - Total Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple ALLY|Enterprise Value to EBITDA Ratio banco.santander.cl BSAC|Chime - Enterprise Value to EBITDA Ratio|Valley National Bank - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Bancolombia SA - EV/EBITDA Multiple|Company Value to EBITDA Financiero Galicia|The Bancorp, Inc. (TBBK) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|macro.com.ar - Business Value to Operating Income Before Depreciation|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization LendingClub|Bank of N.T. Butterfield & Son (NTB) - Total Company Value to Operating Income Before Depreciation Ratio|EV/EBITDA Multiple BBAR|EV/EBITDA Multiple Bladex Bank (BLX)|EV/EBITDA Multiple MBIN (Merchants Bancorp)|tfin.com - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Westamerica Bank - EV/EBITDA Multiple|GDOT - EV/EBITDA Multiple|GBank (GBFH) - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization|Enterprise Value to Operating Income Before Depreciation MSBI|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization Isabella Bank Corp|EV/EBITDA Multiple Winchester Bancorp|Enterprise Value to EBITDA Ratio SHFS (Safe Harbor Financial)|Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization DFS (Discover Card)|EV/EBITDA Multiple MBNKP (Medallion Bank Corporation)|Signature Bank NY - Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization