SoFi (SOFI): Enterprise Value to Earnings Before Interest, Taxes, Depreciation and Amortization

SoFi - graphic logo of issuer SOFI

SoFi Technologies, Inc. (SOFI) relies on cloud IT solutions and internal scoring. Business revenues are sensitive to Fed rates and unemployment levels, while the environmental footprint remains minimal due to its digital format. The company's EV/EBITDA multiple helps assess debt load and liquidity, with 15.98 representing the latest value of this metric.

SOFI SoFi Technologies: Total Company Value to Operating Income Before Depreciation Ratio in the range 11/23/2025 - 11/13/2026

Summary analytical data breakdowns for sofi.com (SOFI)

- current price and projected stock value:
Stock Price SoFi Tech|SOFI - Analyst Consensus Forecast
- stock exchange capitalization data:
Market Value Social Finance|SOFI - Company Buyout Price
- book value of equity indicators:
Net Assets per Single Share SoFi|SOFI - Book Valuation of Business|Market Capitalization to Book Value Ratio sofi.com|SOFI - Company Total Asset Base
- company liabilities and liquidity data:
Total Debt to Capital SoFi Technologies, Inc.|SOFI - Long-Term Debt to Equity Ratio|Short-Term Debt to Equity SoFi|SOFI - Company Total Debt Obligations|Debt to Book Capitalization Ratio Social Finance|SOFI - Long-Term Debt|Company Short-Term Debts SoFi|Quick Ratio sofi.com
- business earnings and investment ratios data:
SOFI - Net Financial Result|Future Profit SoFi Technologies, Inc.|SOFI - Company Value to Net Income|Projected Price to Earnings SoFi Technologies, Inc.|SOFI - Company Value to Earnings Growth Ratio|EV/EBITDA Multiple Social Finance|SOFI - Profit before interest, taxes and amortization|Net earnings per share (EPS TTM) SoFi|SOFI - Net earnings per share for the last 12 months|Quarterly EPS earnings growth sofi.com|SOFI - Earnings per share increase in current year|Net earnings per share growth forecast for next year SoFi Technologies, Inc.
- sales volume and revenue indicators:
SOFI - Company Sales Volume|Company Projected Revenue SoFi Tech|SOFI - Price to Sales|Price-to-Projected Revenue Ratio Social Finance
Comprehensive company analysis:SOFI (SoFi Tech)
Product sample of SoFi

To analyze SoFi Technologies, Inc. (SOFI) on the GURU.Markets platform, the company's EV/EBITDA multiple is utilized, reflecting the ratio of total enterprise value to operating profit before taxes. This metric measures the ability to generate cash flow for debt service, where abnormally low figures signal a risk of default. The indicator's sensitivity to rates is critical: inflationary growth reduces demand for SoFi Technologies, Inc. (SOFI) loans, deteriorating the fundamental valuation. Consequently, the ratio determines the fintech's actual margin of safety under macroeconomic pressure.

Competitor analysis

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