Operating profit before amortization: South Plains Financial, Inc. (SPFI)

Graphic logo of South Plains Financial, Inc. (SPFI)

Isolation from global logistical disruptions ensures business stability, which positively impacts the dynamics of operating income before taxes and depreciation. 0.00 serves as the current marker for this metric. This resilience is bolstered by the diversification of services in Texas to mitigate commodity risks and close partnerships with regional farmers and small businesses. This chart demonstrates the actual efficiency of South Plains Financial (SPFI) internal processes.

SPFI South Plains Financial: Profit before payment of interest, taxes and amortization in the range 11/23/2025 - 11/12/2026

Summary analytical data breakdowns for South Plains Financial, Inc. (SPFI)

- market price and analyst price targets:
- company stock exchange capitalization indicators:
Fundamental company valuation:SPFI (South Plains Corp)
Signature product of South Plains Financial

Absolute operating profit measures the actual cash flow from core operations, excluding non-cash adjustments and subjective valuations. This metric allows investors to assess the actual solvency of the business during periods of market turbulence. By analyzing current EBITDA levels, one can identify phases of market optimism or decline. For South Plains Financial (SPFI), this indicator confirms the efficiency of lending to Texas agribusiness. Stable cash inflows here offset the rising costs of attracting deposits.

Competitor analysis for South Plains Financial

Operating profit EBITDA BancFirst Corp. BANF|TFSL - Profit before payment of interest, taxes and amortization|CBU (cbna.com) - Operating profit before amortization|TowneBank Inc. (TOWN) - Profit before payment of interest, taxes and amortization|NBT Bancorp (NBTB) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization First Bancorp Corp|Stock Yards Corp (SYBT) - Operating income before deduction of amortization|Profit before payment of interest, taxes and amortization Dime Community Bancshares (DCOM)|Operating income before deduction of amortization bankfirst.com|Profit before payment of interest, taxes and amortization Community Trust Bank CTBI|Burke & Herbert Bank & Trust Company (BHRB) - Profit before interest, taxes and amortization|SBSI: Operating profit before deduction of amortization|EQBK - Operating profit EBITDA|CCNE (CNB Financial Corporation) - Operating profit before deduction of amortization|CCBG: Company profit before taxes, interest and amortization|TRST (TrustCo Bank) - Operating profit EBITDA|HTB: Income before deduction of interest, taxes and amortization|Operating profit before deduction of amortization MPB (Mid Penn Bancorp Inc)|FSBC (Five Star Corp) - Income before deduction of interest, taxes and amortization|Profit before payment of interest, taxes and amortization Orrstown Financial Services ORRF|NBBK (needhambank.com) - Profit before deduction of interest, taxes, depreciation and amortization|FCBC - Profit before payment of interest, taxes and amortization|IBCP: Profit before payment of interest, taxes and amortization|NPB: Operating profit EBITDA|Southern Missouri Corp (SMBC) - Operating profit EBITDA|HTBK (Heritage Commerce) - Operating profit EBITDA|Hingham Institution for Saving (HIFS) - Operating income before deduction of amortization|Profit before payment of interest, taxes and amortization HarborOne Bank (HONE)|Shore United Bank - Operating profit before amortization|Profit before payment of interest, taxes and amortization Third Coast Bancshares Inc TCBX|Operating income before deduction of amortization Farmers Corp (FMNB)|BHB: Operating profit before deduction of amortization|Income before deduction of interest, taxes and amortization UNTY (unitybank.com)|PFIS: Operating profit EBITDA|Profit before deduction of interest, taxes, depreciation and amortization PGC (Peapack-Gladstone Financial Corporation)|NFBK (Northfield Bancorp Inc) - Operating profit EBITDA|Adams County National Bank (ACNB) - Operating income before deduction of amortization|Profit before payment of interest, taxes and amortization Flushing Financial (FFIC)|bridgewaterbankmn.com - Operating profit before amortization|Operating profit EBITDA BSVN (Bank7)|Operating profit EBITDA ChoiceOne Bank COFS|CARE - Profit before payment of interest, taxes and amortization|HBCP (Home Corp) - Operating profit before amortization|KRNY: Operating profit EBITDA|Operating profit before deduction of amortization firstbanknj.com|CWBC (Central Valley Community Bancorp) - Operating profit EBITDA|Civista Bank (CIVB) - Operating income before deduction of amortization|Operating profit EBITDA GCBC|Operating profit EBITDA Bank of Marin Financial (BMRC)|Profit before payment of interest, taxes and amortization Blue Ridge Bank BRBS|poncebank.com - Profit before payment of interest, taxes and amortization|FMAO - Profit before payment of interest, taxes and amortization|Operating income before deduction of amortization Orange County Bancorp, Inc. OBT|West Bancorporation Inc (WTBA) - Profit before payment of interest, taxes and amortization|Profit before deduction of interest, taxes, depreciation and amortization PBFS (Pioneer Financial)|BCML (BayCom Corp) - Operating profit EBITDA|avidiabank.com - Profit before deduction of interest, taxes, depreciation and amortization|Operating profit EBITDA FSBW|Operating income before deduction of amortization C&N Bank|Profit before payment of interest, taxes and amortization Pacific City Bank PCB|Colony Bankcorp - Profit before payment of interest, taxes and amortization|PLBC - Profit before payment of interest, taxes and amortization|Profit before interest, taxes and amortization thefirst.com|NECB: Operating profit EBITDA|Operating profit before deduction of amortization John Marshall Bank|TSBK (Timberland Bancorp, Inc.) - Operating profit EBITDA|Operating profit EBITDA WaterStone Financial|Profit before payment of interest, taxes and amortization LINKBANCORP, Inc. (LNKB)|Profit before payment of interest, taxes and amortization PKBK (parkebank.com)|Fidelity Bank - Operating profit before deduction of amortization|Income before deduction of interest, taxes and amortization MBCN|Chemung Financial Corporation - Operating profit EBITDA|WNEB: Profit before payment of interest, taxes and amortization|NWFL: Operating profit EBITDA|fvcbank.com (FVCB) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization Fidelity Federal Savings Bank|Operating profit before amortization OVLY (Oak Valley Bancorp Inc)|Profit before payment of interest, taxes and amortization Provident Bancorp (PVBC)|Operating profit EBITDA lcnb.com (LCNB)|Profit before payment of interest, taxes and amortization First Community Corporation FCCO|Operating income before deduction of amortization The Bank of Princeton (BPRN)|HWBK - Profit before payment of interest, taxes and amortization|Operating income before deduction of amortization Franklin Financial Services FRAF|ir.vnb.com (VABK) - Profit before payment of interest, taxes and amortization|Profit before interest, taxes and amortization Open Bank (OPBK)|Operating profit before deduction of amortization FXNC|Operating profit EBITDA Chain Bridge Bank, N.A.|Operating profit before deduction of amortization EFSI (Eagle Financial Services, Inc)|Company profit before taxes, interest and amortization BLFY|Operating profit EBITDA FSFG (First Savings Financial Group Inc.)|Income before deduction of interest, taxes and amortization ATLO|PEBK: Operating profit before deduction of amortization|Income before deduction of interest, taxes and amortization CBFV (communitybank.tv)|BV Financial (BVFL) - Profit before payment of interest, taxes and amortization|Profit before deduction of interest, taxes, depreciation and amortization UBFO (United Security Bank)|Profit before payment of interest, taxes and amortization MainStreet Bank|Profit before payment of interest, taxes and amortization HNVR|Operating profit EBITDA CZWI|Operating profit EBITDA cfbankonline.com (CFBK)|Operating profit EBITDA RMBI (Richmond Mutual Bancorporation, Inc.)|Operating income before deduction of amortization First Capital Inc. (FCAP)|BCBP - Profit before payment of interest, taxes and amortization|ECBK (ECB Bancorp, Inc.) - Operating profit before amortization|opportunitybank.com (EBMT) - Profit before payment of interest, taxes and amortization|FNWD - Operating income before deduction of amortization|Operating profit before deduction of amortization RBKB|SBFG: Income before deduction of interest, taxes and amortization|Operating profit EBITDA AFBI|FGBI: Profit before deduction of interest, taxes, depreciation and amortization|Operating profit EBITDA SRBK (SR Bancorp)|Operating income before deduction of amortization Bogota Savings Bank (BSBK)|UNB - Profit before payment of interest, taxes and amortization|SFBC (Sound Financial Bancorp Inc) - Operating profit before amortization|MGYR: Operating profit EBITDA|Riverview Community Bank (RVSB) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization Lake Shore Bancorp|Operating profit before amortization PBHC (Pathfinder Bancorp Inc)|Operating profit EBITDA CFSB|Operating profit before deduction of amortization auburnbank.com AUBN|Operating profit EBITDA IROQ (Iroquois Federal)|Operating income before deduction of amortization Unified Bank (UBCP)|Summit Bank - Operating profit EBITDA|FDSB - Operating profit EBITDA|First US Bancshares (FUSB) - Profit before payment of interest, taxes and amortization|BOTJ (Bank of the James Financial Group) - Profit before payment of interest, taxes and amortization|Profit before payment of interest, taxes and amortization Home Federal Savings Bank|Broadway Financial Corp (BYFC) - Operating income before deduction of amortization|Profit before payment of interest, taxes and amortization NSTS Bancorp, Inc. (NSTS)|CLST: Profit before deduction of interest, taxes, depreciation and amortization|Operating profit EBITDA FSEA (First Seacoast Bank)|ASRV (AmeriServ Financial Inc) - Profit before deduction of interest, taxes, depreciation and amortization|PB Bankshares, Inc. - Operating profit EBITDA|Operating income before deduction of amortization OptimumBank Corp OPHC|Texas Community Bancshares Inc (TCBS) - Profit before payment of interest, taxes and amortization|HFBL (hfb.bank) - Profit before payment of interest, taxes and amortization|Profit before payment of interest, taxes and amortization First Home Bank|Profit before interest, taxes and amortization Marathon Bancorp Inc. MBBC|Operating profit EBITDA KFFB|Operating profit before deduction of amortization thebankofglenburnie.com GLBZ|Operating profit EBITDA CARV (Carver Bancorp)|Operating profit EBITDA brooklinebancorp.com BRKL|EBTC - Profit before payment of interest, taxes and amortization|ESSA: Profit before payment of interest, taxes and amortization|EVBN (evansbank.com) - Operating profit before deduction of amortization|The First Bank - Income before deduction of interest, taxes and amortization|FLIC (First National Bank of Long Island) - Operating profit EBITDA|Profit before payment of interest, taxes and amortization HMNF|Operating profit EBITDA HTBI|Operating profit EBITDA independent-bank.com (IBTX)|Profit before payment of interest, taxes and amortization Macatawa Bank Corp. MCBC|OPOF: Operating profit before amortization|PWOD - Profit before payment of interest, taxes and amortization|SASR - Operating profit EBITDA|Territorial Bancorp Inc. (TBNK) - Profit before payment of interest, taxes and amortization|VBFC - Operating income before deduction of amortization|Profit before payment of interest, taxes and amortization William Penn Bank|1895 Bancorp (BCOW) - Operating income before deduction of amortization|Profit before payment of interest, taxes and amortization Southern States Bancshares Inc (SSBK)