Waterstone Financial, Inc. (WSBF) - Price to Earnings Ratio
Waterstone Financial (WSBF) operates a business model based on a combination of retail services and a volatile mortgage market, which creates certain operating leverage instability. The company functions as a regional institution, leveraging customer loyalty and loan quality as its competitive advantages. Current price action, featuring the 12.50 metric, reflects the impact of Waterstone Financial's conservative management, stable shareholder payouts, and the prospects for a recovery in residential lending.
Analytical breakdowns for Waterstone Financial
- share price and expert price forecast:
- market capitalization indicators:
- book capitalization information:
- debt and solvency information:
Total Debt to Capital Waterstone Financial|WSBF - Long-Term Debt to Equity|Short-Term Debt to Capital Coefficient WaterStone Financial|WSBF - Company Total Debt|Debt to Book Value Waterstone Financial|WSBF - Company Long-Term Debts|Company Short-Term Debts WaterStone Bank|Intermediate Liquidity Ratio wsbonline.com
- net income and valuation ratios data:
WSBF - Net Profit|Expected Net Profit Waterstone Financial|WSBF - Price to Earnings Ratio|Future Price to Earnings Multiple Waterstone Financial, Inc.|WSBF - Price/Earnings to Growth Ratio|Total Company Value to Operating Income Before Depreciation Ratio Waterstone Financial|WSBF - Operating profit before deduction of amortization|Earnings per share for the last four quarters WaterStone Bank|WSBF - Earnings per share for the last twelve months|Earnings per share growth in annualized terms for the last twelve months wsbonline.com|WSBF - Earnings per share growth in current year|Projected earnings per share growth rate for next year Waterstone Financial
General company analysis:WSBF wsbonline.com
P/E determines the investment payback period through the ratio of a stock's market value to its net earnings per share. By analyzing the P/E dynamics of an issuer, an investor assesses the extent of the premium paid for future business growth rates. The current value of 12.50 reflects market expectations amid declining margins at Waterstone Financial (WSBF). The bank's limited pricing power due to the mortgage crisis and rising rates makes this multiple a key indicator of investment risks.
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